This is Ravi and had taken TATA AIG policy from you to go to Singapore. During my return journey back to India, I didn't receive one baggage. It was delay for about 21 hours. I want claim my insurance.
by Ravi
Thank you for choosing NRIOL for your TATA AIG travel insurance requirements. We are sorry to inform you that you cannot claim for baggage delay benefit during the return journey back to India, this benefit is for the onward journey from India going overseas.
As mentioned in the conversation, my hospital has submitted the claim to the insurance company please let me know when it will be paid. I have TATA AIG travel insurance policy.
by SivanIt was nice talking to you a short while ago and thank you for the email. Get in touch with the toll free numbers provided in the policy document and register the claim immediately. If the claim is a cashless claim then the insurance company will directly speak to the hospital and do a direct cashless settlement after the deductible. In case if it is an outpatient claim. Then you have to bear the medical expenses and later on claim for reimbursement.
You can get more details of claim procedure TATA AIG Claims ProcedureMy wife who is 52 years visiting UK for 5 months. I want to buy her the best plan from TATA AIG and want to know the claims procedure.
by PallantiThank you for contacting NRIOL for your TATA AIG travel insurance requirements. For your wife there are 4 plans available $50,000, $100,000, $250,000 and $500,000 coverage. The premium for 5 months to UK is as below:
How to claim medical expense for insured person. is it cashless, or to be reimbursed?
by SukumarThank you for the email. As discussed in our conversation in TATA AIG hospitaization medical expenses for more than 24 hours is cashless after paying the deductible. You have to contact the assistance company (TPA) providing details of the insured, who will then speak with the hospital where the insured is admitted and make arrangements for cashless settlement of bills with the hospital. For outpatient medical expenses you have to pay the amount upfront and get it reimbursed on your return to India.
The plan covers for medical expenses due to accident and sickness while traveling outside India.
Reimbursement for loss of checked in baggage.
Coverage for expenses incurred in obtaining a duplicate or new passport.
The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
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You can find different sections of insurance types here.
TATA AIG Overseas medical insurance for senior citizens above 80 years.
TATA AIG travel insurance for Indians traveling overseas.
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Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
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TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.
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Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.
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Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
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Compare and buy TATA AIG domestic travel insurance.
Know more & buy »I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Hi NRIOL team
Thanks, I have received the policy.
Much appreciate your help and time.
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Know more »Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
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