TATA AIG Travel Insurance

Buy TATA AIG Travel Insurance India - Quotes (Covers Covid19 Travel insurance for Coronavirus Covid)
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End Date
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Overseas travel insurance - Highlights
  • Coverage for seniors up to the age of 99 years
  • Option of coverage without any sub-limits
  • Covers hospitalization medical expenses and OPD/ doctor visits including pharmacy bills.
  • Trip Cancellation and Trip Curtailment
  • Missed Connection/Departure
  • Bounced Hotel/Airline booking
  • Pre-existing condition coverage up to $1500 in case of life threatening situation for all ages.
  • TATA AIG travel insurance Covid19 covered under Hospitalization Medical Expenses.
Travel insurance
TATA AIG travel insurance
Call: 080-4110 1026

TATA AIG Travel Insurance Review

Sum Insured
USD 50,000/ 100,000/250,000/500,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

Travel insurance for Coronavirus CovidTATA AIG travel insurance Covid coverage

With the availability of vaccines, Indians are once again traveling after the Covid pandemic struck the globe. However with its new sub-variants, Covid remains a risk for international travelers and it is prudent to have good Covid travel insurance. TATA AIG covid travel insurance works well, as it insures any traveler who tests Covid positive and has to receive medical treatment while outside India. Any Covid related medical expenses including hospitalisation are covered within the accident and sickness medical expenses coverage. If the traveler incurs expenses for cancelling any non-refundable hotel or airline tickets due to covid while outside India, these expenses are also reimbursed as part of trip cancellation expenses. However to be eligible, all these non-refundable expenses should be incurred before testing positive for Covid.

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.
TATA AIG covid insurance for international travel

Does TATA AIG travel insurance cover Covid19?

Yes, TATA AIG travel insurance covers Covid19,
  • if traveler tests positive for Covid19 and has to receive medical treatment while outside India.
  • Medical expenses for Covid19 including hospitalisation are covered as part of accident and sickness medical expenses (any sickness medical expenses).
  • If expenses are incurred by traveler for cancelling non-refundable hotel or ticket costs due to covid while outside India, these expenses are reimbursed as part of trip cancellation expenses. Note - To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
TATA AIG travel insurance
medical check up
No medical check up
instant policy
Instant policy

TATA Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
ONLINE RENEWAL

TATA AIG travel insurance India - Useful links

buy TATA AIG overseas insurance How to buy TATA AIG overseas travel insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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TATA AIG traveler outside India Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG overseas insurance online.

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TATA AIG travel insurance premium chart TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

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TATA AIG travel insurance claims TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

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TATA AIG student travel insurance Brochure TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

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TATA AIG travel plan renewal TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

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What are the important factors to consider while buying TATA travel insurance ?

The following are the important factors to consider while buying TATA AIG overseas insurance:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG overseas insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What are the main coverage benefits of TATA AIG travel insurance?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Accident and Sickness medical expense
Medical expenses from $50,000 to $500,000 US Dollar coverage
Sickness Dental Relief:
Up to $1000
Accidental Death and Dismemberment (24 Hours):
Up to $25,000
Accidental Death and Dismemberment (Common Carrier):
Up to $5,000
Emergency Medical evacuation:
This is included
Repatriation of Remains:
This is included as part of accident and sickness benefit
Baggage delay (After 12 hours):
This is included as part of accident and sickness benefit
Checked Baggage loss:
10% per item and 50% per bag, up to $1,000
Loss of Passport:
$250
Personal Liability:
Up to $500,000
Flight delay:
Up to $100
Hijack:
Up to $500
Emergency cash advance:
Up to $1500
Fraudulent charges (Payment card Security):
Up to $2000
Home burglary:
Up to Rs 2,00,000
Trip Cancellation:
Up to $1000
Trip Curtailment:
Up to $1000
Missed Connection / Missed Departure:
Up to $1000
Bounced Hotel / Airline booking:
Up to $1000
Travel insurance

What is the cost of TATA AIG travel insurance?

The cost of TATA AIG international travel insurance depends on the following factors :
  1. Age of the traveler: The older the traveler the higher the cost of travel insurance.
  2. Length of travel: The cost of travel insurance increases with the duration of insurance coverage required.
  3. Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  4. Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $500,000.
  5. Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

Travel insurance plans for all types of travellers

TATA AIG insurance without sublimit

TATA AIG has introduced the travel guard insurance plan without sublimits for senior citizens and is available up to the age of 99 years.

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TATA AIG Senior Citizen (71 - 99 yrs)

Senior Citizens (travel insurance for over 70 years) can buy best travel insurance for seniors over 70 up to maximum 180 days.

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TATA AIG Student Insurance

Offers university comparable coverage. Indian students between 16 to 35 years, enrolled and attending college as a full time student outside India are eligible.

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TATA AIG Multitrip Insurance

Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers.

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TATA AIG Asia Insurance

Asia plan is available only for 14 days and up to 70 years. This plan does not cover for Japan and Koreas.

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TATA AIG Domestic Insurance

Buy TATA AIG Domestic travel insurance in India for the individual or family travelling within India.

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TATA AIG General Insurance, TATA travel insurance online

The TATA AIG General Insurance company in India is a joint venture between the Tata Group and American International Group (AIG). The two companies share a 51% and 49 % stake holdings respectively. American International group is one of the largest US insurance company and is known for its reliable claims settlement. Over the past Two decades TATA AIG has been offering a wide range of insurance products both to individuals and to businesses. Insurance coverage benefits include comprehensive coverage for medical expenses, personal accidents, marine cargo, international travel from India, liability... TATA AIG general insurance is famous for its fast claims settlement and global assistance services.

TATA AIG Travel Guard insurance plan details, Travel insurance TATA AIG benefits

  • TATA AIG Travelguard features

    insurance Tata AIG travel health insurance for travel abroad provides overseas mediclaim coverage for Indian residents, be it to the USA, Canada, the UK, Europe (Schengen visa), Singapore, UAE (Dubai, Abu Dhabi) or Australia. TATA's insurance is well known globally for its reliability and prompt claims reimbursement.

    International travel outside India exposes travelers to risks like accidents, sickness and even serious medical emergencies involving hospitalization in unfamiliar locations. Travelers are also vulnerable to baggage loss, delay or losing their passports. When you buy Tata AIG visitor insurance you are insured against these risks and can use their services through multi-lingual staff familiar with local conditions.

    TATA's travel insurance products are reputed for their high service, reliability, excellence, worldwide coverage and provide best value for money. TATA AIG travelguard insurance without sub-limits is available up to 99 years and is more expensive than the travel plan with sublimits. This Indian travel insurance is offered with coverage limits from $50,000 to $500,000.

    Travelers can use the TATA AIG travel insurance brochure download facility to understand coverage details. You can also complete an online TATA AIG Travelguard proposal form. You can get the complete quotes using the TATA AIG travel insurance premium chart. You can also request to renew/extend the plan using TATA AIG travel insurance extension on expiry.

    Tata AIG travel insurance without sublimits is available for travelers up to 99 years. It is a comprehensive plan and more expensive than the Tata AIG Travelguard insurance with sublimits. The comprehensive plan can make a huge difference in the event of expensive medical expenses while outside India.

    Does Tata AIG international travel insurance cover covid19 illness?

    Tata AIG coronavirus overseas travel insurance offers covid19 coverage. COVID related expensed are covered up to the chosen sum insured.

    TATA AIG travel insurance cost is much competitive considering its health insurance coverage, plan benefits, service and other factors. For younger travelers it is cheaper while compared to the senior travelers. However they can avail much cheaper plan by choosing the plans as per their requirements. You buy Indian travel insurance in Rupees but get coverage in US Dollars, this makes TATA travel insurance very cheap and price competitive.

    Yes, Tata AIG travel insurance cashless treatment is available in overseas travel policies of Tata AIG. If it is an emergency, get the policy holder admitted in the hospital and inform the service provider, while for planned hospitalization contact the service provider before you take the policy holder for treatment.

    There are several general insurance companies in India which offer international travel insurance for people traveling outside India. One of the best international travel insurance in India is the Tata AIG travel insurance for its claim settlement record and brand awareness. Tata AIG travel insurance plans are designed to cater the needs of the travelers traveling outside India. Tata AIG travel insurance policies have a worldwide recognition and is well accepted in all countries.

    Covid19 will be covered only in case of inpatient (hospitalization treatment for more than 24 hours). Any kind of quarantine (home /hotel, institutional quarantine expenses) self-isolation, Covid-19 test or expenses related to reports will not be covered.

    Tata AIG General Insurance Company Limited is the joint venture between the reputed Tata Group and American International Group. While Tata Group has 74 Percent stake in TATA AIG General Insurance the AIG group has the remaining 26 Percent. Both these companies being very highly regarded bring their best practices to the joint venture. The value of the insurance product is ultimately based on how well the service is provided and claims are settled. In this regard TATA AIG General insurance works hard to win the trust of customers based on their excellent service.

    Tata AIG overseas travel insurance can be extended up to a total of 360 days for travellers up to the age of 70 years. For travellers above 70 years, the extension available is for a total of 180 days. Extending of the TATA AIG travel insurance is however not guaranteed. Extension of an existing travel insurance policy will depend on the length of the original policy and if there is any pending claim. Travellers can fill the travel insurance extension request form which will be reviewed by the underwriting team.

    An Annual Multi-trip travel insurance plan is a policy which insures several trips undertaken during an year. The customer can travel multiple times during the year under this one policy, however there are time limits on the duration of each trip which is usually either 30 or 45 days depending on the annual travel insurance policy purchased.

    The TATA AIG senior citizen travel insurance plan is available for senior citizens up to the age of 98 years. The TATA AIG senior citizen plan is available for a maximum of 180 days and a maximum coverage of USD $50,000.

    TATA AIG travel insurance is cashless for eligible inpatient hospitalisation. Travellers should contact the toll free customer support number and inform them of the hospitalization. If the insured is hospitalized for more than 24 hours in one of the preferred network of hospitals, AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount to the hospitalization ((subject to deductibles under the policy conditions). This is applicable for Inpatient expenses provided the same is admissible under the policy.

    Based on the underwriter approval, the traveler can buy Tata AIG travel insurance after leaving India. Fill the traveler already outside India form with the requested details and we will try getting an approval for you to buy overseas travel insurance while you are away from your home country.

    As the Schengen consular, a foreign travelers needs to have medical insurance before applying for visa. The travel medical insurance must have a maximum coverage of atleast 30,000 Euros or the equivalent of $50,000 to cover medical expenses arising from sudden injury or illness. The travel insurance must also offers coverage for emergency medical evacuation and repatriation.

    Tata AIG travel insurance offers coverage for travelers of any age group up to the age of 99 years. Therefore the maximum entry age to buy overseas travel insurance from Tata AIG is 99 years.

    Yes some travel insurance offer coverage for pre-existing conditions under life threatening situations. As travel insurance is designed to cover sudden expenses from sickness while travelling, if a traveler has reached a life threatening condition. The travel insurance will pay only till the insured has become medically stable from the pre-existing conditions. Tata AIG travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

    Yes some travel insurance offer coverage for pre-existing conditions under life threatening situations. As travel insurance is designed to cover sudden expenses from sickness while travelling, if a traveler has reached a life threatening condition. The travel insurance will pay only till the insured has become medically stable from the pre-existing conditions. Tata AIG travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

    Yes, you can renew TATA AIG travel insurance online. Tata AIG overseas travel insurance renewal is based on good health, no claims and approval from the underwriting team

    For single trip insurance free look period is not applicable. However for annual multi trips you have 15 days’ time from the date of receipt of the policy document to review the policy terms and conditions of the policy provided that trip has not been commenced.

    You can cancel the policy after the policy has started on a condition that you have not traveled overseas during the policy tenure and have to provide a proof supporting your claim of cancellation.

    Once you fill the online application and complete the purchase successfully. The e-copy of the policy will be sent to your email-id provided in the online application form where you can download TATAAIG travel insurance.

    TATA AIG travel guard insurance insures the traveller for unanticipated sickness or injuries when they are traveling. This travel insurance will not insure preventive care or treatment for pre-existing conditions.

    TATA AIG travel guard insurance insures the traveller for unanticipated sickness or injuries when they are traveling. This travel insurance will not insure preventive care or treatment for pre-existing conditions.

    What does TATA AIG travel insurance cover?

    • Medical expenses coverage
      • The plan covers for medical expenses due to accident and sickness while traveling outside India.
    • Checked baggage loss
      • Reimbursement for loss of checked in baggage.
    • Loss of Passport
      • Coverage for expenses incurred in obtaining a duplicate or new passport.
    • Sickness Dental Relief
      • The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
    • Personal liability
      • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
    • Hijacking
      • In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
    • Trip Delay
      • Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
    • Personal Accident
      • TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
    • Baggage delay
      • Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
  • TATA AIG Travelguard benefits table

    Benefits
    Plan Maximum (in US$)
    Silver
    $50,000
    Silver Plus
    $100,000
    Gold
    $250,000
    Platinum
    $500,000
    Senior Plan
    $50,000
    Accidental Death & Dismemberment (Common Carrier) NA 5,000 5,000 5,000 NA
    Accident and Sickness Medical Expenses Reimbursement
    Deductible: 100
    50,000 100,000 250,000 500,000 50,000
    Sickness Dental Relief 300 400 500 1,000 300
    Emergency Medical Evacuation Included under the benefit limit of accident
    & Sickness medical expense reimbursement
    Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
    Repatriation of Remains Included under the benefit limit of accident
    & Sickness medical expense reimbursement
    Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
    Baggage Delay Benefit (After first 12 hrs) 50 100 200 500 50
    Checked Baggage Loss Benefit 500 750 1,000 1,000 500
    Loss of Passport
    Deductible: 30
    250 250 250 250 250
    Personal Liability
    Deductible: 200
    1,00,000 1,50,000 2,00,000 5,00,000 1,00,000
    Flight Delay^# NA Included Included Included NA
    Hijack^^ NA Included Included Included NA
    Emergency cash advance 500 750 1,000 1,500 500
    Fraudulent charges (Payment card security) 500 500 1,000 2,000 -
    Home Burglary (in Rs Rs 1,00,000 Rs 1,00,000 Rs 2,00,000 Rs 2,00,000 -
    Trip Cancellation 500
    Deductible: 50
    500
    Deductible: 50
    750
    Deductible: 75
    1,000
    Deductible: 100
    -
    Trip Curtailment 500
    Deductible: 50
    500
    Deductible: 50
    750
    Deductible: 75
    1,000
    Deductible: 100
    -
    Missed Connection / Missed Departure 500
    Deductible: 50
    500
    Deductible: 50
    750
    Deductible: 75
    1,000
    Deductible: 100
    -
    Bounced Hotel / Airline Booking 500
    Deductible: 50
    500
    Deductible: 50
    750
    Deductible: 75
    1,000
    Deductible: 100
    -
    International travel insurance Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these sublimits are not applicable for plans 'WITHOUT SUBLIMIT'
    • Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day upto 30 days whichever is less.
    • Intensive Care Unit - Max $3,000 per day upto 7 days whichever is less.
    • Surgical Treatment - Max $10,000
    • Anaesthetist Services - Upto 25% of Surgical Treatment
    • Physician's Visit - Max $75 per Day upto 10 visits
    • Diagnostic and Pre-Admission Testing - Max $500
    • Ambulance Services - Max $400
    LIMITATIONS
    (Applicable for all plans / coverages)
    • Pre-existing Condition or any complication arising from it in a Life saving unforeseen emergency condition would be reimburse up to $1,500 per policy.
    • Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable
    • Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
    • Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below
    * Included under the benefit limit of accident and sickness medical expenses reimbursement.
    # Maximum amount to be reimbursement per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
    ^ Flight delay - Deductible of 12 hrs, $10 per 12 hours and maxium $100.
    ^^ Hijack - Deductible of 1 day, $100 per day and maximum $500
  • Popular travel destinations

    • Travel insurance for UK visitors from India should select the destination as 'Excluding America'.
    • The destination should be 'Excluding America' for travel insurance from India to Australia.
    • The destination should be 'Including America' for travel insurance India to USA and Canada (North and South America).
    • For travel within Asia like to Singapore, UAE (Dubai, Abu Dhabi) Thailand (excluding Japan), there is the Asia plan. However this is limited to short trips within 14 days only. For more than 14 days travel insurance to Singapore from India, you should choose the destination as 'Excluding America'.
    • For travel to Schengen Countries select "Schengen Countries" as your destination.
  • How do I claim TATA AIG travel insurance?

    TATA AIG travel insurance claim - Claims and assistance services
    AIG Assist (USA & Canada) and AIG Travel Assist (Rest of World) are available round the clock for any assistance:
    • Pre-departure services - information about foreign locations, passport / visa requirements, immunization needs etc
    • Emergency Travel Agency - provides 24 hour travel agency service for airline and hotel reservations.
    • Medical Assistance - Assistance in contacting the local medical facility and determine the next course of action. Assistance company will also recommend or assist in securing services of local physician and arranging medical services.
    • Medical Evacuation & Repatriation - In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
    • Lost travel documents assistance
    • Emergency Message transmission services
    • Embassy referral services
    • Claims procedures Information services
    AIG IS (AIG International Services Inc.) - Assistance company in Americas (USA, Canada ...)
    AIG Travel Assist - Assistance company outside Americas (Europe, UK, UAE, Asia, Australia ...)

    TATA AIG travel insurance customer care : 24 hour tata travel insurance contact support number :

    TATA AIG travel insurance claim - Claims and assistance services

    24 hour tata aig travel insurance contact number :
    For the America's (USA,Canada .. )
    • 1-866-866-2619 (Toll free within US & Canada)
    • 1-817-826-7017 (reverse charge / collect from other places)
    • Fax : 713-953-7506
    • Email: tata.aig@aig.com
    2) For rest of the world policies excluding the Americas:
    • Phone: +603-2118-0782 or +603-2118-0784 (toll worldwide)
    • E-mail (Assistance): TGAP. TATAmedical @ travelguard . com
    • E-mail (claims): TGAP. TATAclaims @ travelguard . com

    Address for submission of documents:
    Claims Department,
    Tata AIG General Insurance Company Limited.
    A-501, 5th Floor, Building No.4, Infinity Park, Gen. A.K. Vaidya Marg, Dindoshi, Malad (East), Mumbai, India - 400097.


    US medical claims
    Mail medical claims to: HYGEIA
    Travel Guard Attn: Tata Aig Claims, PI Box 8003, Stevens Point, WI 54481
    United health Group Company / The First Health Network.
    HYGIA   First Health Network   PHCS

    TATA AIG travel insurance USA: To provide quality TATA AIG health insurance for travel in the USA, TATA AIG is working with United Healthcare Visitor Insurance, the leading Health Care Network provider in the USA. This gives TATA AIG travel insurance India to USA customers access to United Healthcare network of hospitals in the United States.

    TATA AIG health insurance for USA travel: To provide quality health care in the United States of America and Canada, TATA AIG is working with United Healthcare Visitor Insurance, the leading Health Care Network provider in the USA. This gives TATAAIG travel insurance for USA from India customers access to United Healthcare network of hospitals and physicians in USA.

    AIG Service Center is equipped to provide travelers with all necessary guidance and will help you with the claims procedure.
    Note: Failure to call the number provided in the policy with respect to Medical Accident & Sickness Claims (Travel) shall invalidate your claim. In the case of Out patient, OPD treatment (where hospitalization is not required), please keep all bills and receipts and file for reimbursement with the Tata AIG, Claims Department, at the address mentioned above.

    More details about TATA travel insurance claims procedure

    Best Indian visitors medical insurance online.
    For complete peace of mind - Tata AIG travel health insurance from India !
  • Travelers are not covered if expenses incurred involve:

    • Traveling against the advice of a Physician;
    • For obtaining treatment;
    • Pre-existing ailments & complications arising out of them;
    • Suicide or attempted suicide;
    • War;
    • Terrorism;
    • Illegal Acts;
    • Dangerous Sports; etc.
    Other coverage benefits include: 24 hours Worldwide Emergency Assistance Services, Emergency Medical Evacuation, Repatriation of Remains, Felonious Assault, Lost Luggage, Personal Liability Aboard, Accident and sickness Medical Coverage
    For other exclusions please refer to the policy wordings.

    Tata AIG Travel Guard India includes

    • Medical Emergency Assistance
    • Baggage Claim
    • Direct settlement for in-Hospital Medical Expenses Abroad (Subject to policy terms and conditions and sub limits)
    • Medical Evacuation & Repatriation
    • Loss of Passport Assistance
  • Credit Card

    Travel insurance India using Credit or Debit Card

    You can buy tata aig international travel insurance online using a credit card from anywhere in the world. Most of our customers buy these plans from the USA, the UK, UAE, Europe, Canada, Singapore, Australia ... as being ideal tata aig visitors insurance for parents from India. For travel to Europe from India, customers need the TATA AIG schengen travel insurance as the Schengen consulates insist on this travel insurance which satisfies specific criteria before issuing the Schengen visa. Customers can buy the plan using an credit or debit card. After completing the application form, you will receive an immediate acknowledgement. The policy along with other relevant documents will be emailed to the ID in the online application. If requested, the insurance policy will also be couriered to the Indian address in the application. We will refund the full premium with a cancellation fee for TATA AIG travel insurance trip cancellation if the traveler cancels his trip and does not travel outside India. Buy TATA Travel insurance using a Credit/Debit card for instant policy.
    bank Cheque

    Cheque / Demand draft / Net Banking - Purchase options

    For customers who do not want to use a credit card, payment can be made by Cheque or Demand draft. The tata aig visitors medical insurance will be issued on receiving the cheque or Demand draft.

    Call us at 080-41101026 in India. Our travel insurance Advisor will assist you with specific details and you can select the travel plan you need. The tata aig international travel insurance policy is available only to Indian residents. It is ideal travel medical insurance online from India to Australia, Singapore, UAE, Europe, Canada, USA.

     

    Other payment options include -
    • Cash Cards - ItZ cash, Pay Cash
    • Mobile Payments - Paymate, IMPS , Scan N Pay
    • Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
    • UPI - Unified Payment Interface

TATA AIG Schengen travel insurance (Schengen visa insurance for Europe)

Tata AIG Schengen insurance satisfies Schengen visa requirements and is approved by the Schengen country consulates. This plan can be purchased to obtain visa for Schengen countries which are: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland,.

TATA AIG Travelguard insurance plans satisfy Schengen visa insurance requirements by offering the following coverage:

tata aig schengen insurance
Eligible plans for travelers aged 6 months – 55 years
  1. Silver Plan - $50,000 max coverage
  2. Silver Plus Plan - $100,000 max coverage
  3. Gold Plan - $250,000 max coverage
  4. Platinum Plan - $500,000 max coverage
Eligible plans for travelers aged 56 – 70 years
  1. Silver Plan without sublimits - $50,000 max coverage
  2. Silver Plus Plan without sublimits - $100,000 max coverage
  3. Gold Plan without sublimits - $250,000 max coverage
  4. Platinum Plan without sublimits - $500,000 max coverage
Eligible plans for senior citizens above 70 years
  1. Senior Plan without sublimits - $50,000 max coverage
Fill the Quote Form to avail free quotes for these plans. You have to select "Schengen Countries" as your Travel Destination.
More Details

Find out more about TATA AIG Travelguard insurance

faq

Travel insurance FAQ's

Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.
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TATA AIG overseas travel insurance online, NRIOL travel insurance - FAQ's

How do I buy TATA travel insurance online?

Buying TATA travel insurance online is fairly quick and easy. You have to complete an online application providing all the relevant details regarding your travel. After completing the application form, you can pay for the policy using a credit or debit card. After completing the online payment the policy document will be emailed to the email ID provided in the application form.

Is it worth buying travel insurance ?

Any travel, especially if it involves travel outside the country will involve some risk and given the cost of the travel, it is definitely worth buying travel insurance given the coverage benefits provided. Travel involves long travel periods, and being in a new unfamiliar environment likely with different weather and food. These changes can take a toll, especially for older travelers. Healthcare costs can be very expensive especially outside India, and it is important to have travel insurance which can cover you in the event of any medical emergency.

Along with healthcare costs, travel insurance also provides coverage for adverse travel related emergencies such as loss of baggage or a stolen passport. In the extreme situation, travel insurance covers the expense of medical evacuation and for repatriation of remains.

Given all these benefits, travel insurance provides a layer of safety and peace of mind while traveling, and is strongly recommended.

What is the best Indian travel insurance policy?

There is no single policy that is best for all travelers and budgets. The ideal travel insurance plan varies from traveler to traveler, however, despite a higher premium cost, given the risks involved in travel, especially international travel, it is prudent to buy comprehensive travel insurance coverage (without sub-limits) and with a high sum insured amount.

Does TATA AIG travel insurance provide coverage for pre-existing conditions?

Travel insurance is meant to provide coverage for unplanned adverse medical conditions. Travel insurance will not provide coverage for any preventive care or for regular treatment of an existing medical ailment. However, TATA travel insurance does provide up to $1500 USD in the event that an existing medical ailment becomes life threatening.

How do I file a claim for my TATA travel insurance?

Filing a claim with TATA travel insurance is quite easy. The traveller can make the claim online by visiting the TATA AIG website and filling up the requisite travel insurance claim form. If the travelers are unable to make a claim online, they can call the toll-free customer support centre numbers that are available in the travel insurance policy document. The TATA AIG customer service staff will guide you through the claims procedure.

When should I buy overseas travel insurance?

It is important to buy overseas travel insurance before you leave India. Travellers may often think they are healthy and strong and nothing untoward will happen and hence do not need overseas travel insurance? However emergencies like sudden sickness or accidents can happen anytime and if you are not prepared for it, can result in a huge financial burden. We get queries from customers who are already hospitalized, but unfortunately travel insurance will not cover these expenses.

Travel insurance covers unexpected and sudden medical emergencies and Indian overseas travelers need to buy the visitor travel insurance before you actually need it! It is best to buy insurance that will cover your completed journey till you return to India. Sometimes you may not be sure of your travel dates, in which case you can buy for the initial duration and request an extension of coverage later. Travel insurance coverage can begin as early as the following day. Therefore if you have policies that expire or you change your travel plans like extending your trip, be aware of the dates to make sure you are always covered under international travel insurance.

Travelling overseas involves a lot of arrangements like flight bookings, hotel reservations, cruise bookings and other reservations. Some travel insurance plans offer coverage for trip cancellation to protect trip investment expenses.

It is always safe to buy international travel insurance online to protect your health and trip expenses and to secure yourself from travel risks and medical emergencies while travelling overseas.

How can I renew my TATA AIG travel policy? How do I extend my TATA AIG travel insurance?

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Can I extend my TATA AIG travel insurance while abroad?

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Does TATA AIG travel health insurance cover outpatient medical expenses?

Yes TATA AIG travel health insurance policies cover outpatient medical expenses after the specified deductible. This might include doctor fees, prescribed medical tests and doctor prescribed medicines. Initially the insured has to bear all the medical expenses and claim for reimbursement later.

What are the key features of TATA AIG travel guard insurance?

Some of the key features of TATA AIG travel guard insurance are as below.

  1. Unique plan which provides overseas travel medical insurance of all ages.
  2. Travelers 56 years and above have an option of choosing coverage without medical sub limits by paying additional premium.
  3. After deductible cashless hospitalization medical expenses and OPD/ doctor visits including pharmacy bills are reimbursement basis.
  4. Cover for Baggage Loss, Baggage delay, Trip Cancellation and Trip Curtailment, Missed Connection/Departure, Bounced Hotel/Airline booking.
  5. Covers for Pre-existing medical conditions up to $1500 in case of life threatening situation for all ages.
  6. TATA AIG works with popular networks in USA like HYGEIA, First Health Network and PHCS. The policy holders will get quick service.

Is Tata AIG travel insurance good in USA?

Tata AIG has a proven track record of providing high-quality travel insurance plans and given the AIG is an US company handles all the US based customer interactions locally with an office in Houston. There are many TATA travel insurance plans available that offer comprehensive protection at a low cost where the premium is paid in Indian Rupees while the coverage is in US Dollars.

Is Tata AIG and AIA same?

NEW DELHI: Tata AIG is the General insurance company, TATA AIG General insurance. TATA AIG Life Insurance has been renamed Tata AIA Life Insurance Company following the departure of American International Group (AIG) from the Hong Kong-based insurer AIA Group. Tata AIG was founded in 2001 as a joint venture between the Indian conglomerate Tata Group and AIG.

What are some of the exclusions in TATA AIG travel insurance ?

Travel insurance covers unanticipated adverse circumstances. Any planned situation or preventive healthcare or regular treatment to an existing medical ailment will not be covered. The following are some of the exclusions under the travel policy, please complete details please refer to the complete policy document

Medical expenses claim can be denied under the following circumstances:
  • Traveling against the advice of a medical practitioner
  • Suffer from complications or need treatment for a medical ailment that existed before buying the travel policy
  • The medical condition or injury is self-inflicted
  • Any pregnancy related issue
  • Medical issue related to a mental disorder, any sexually transmitted disease or injury as a result of consuming alcohol or drugs that were not medically prescribed.
Baggage related claims can be denied for the following reasons:
  • Claims for a loss of baggage or baggage delay if the items were shipped separately before the travel date
  • If the baggage loss occurred outside the travel destination region, eg, baggage loss happens within India
  • If the claim is not supported by relevant documents provided by concerned authorities indicating loss of baggage
Other Exclusions:
Some other circumstances where claims can be rejected.
  • Involvement in any illegal activity, burglary, felony, deceit or any other malicious activity.
  • Participating in adventure sports, like motocross, skydiving or scuba diving which are not covered under regular travel insurance plans.
  • Undertaking manual labour or work that is potentially harmful to the traveller’s health.

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Thank you team for setting these claims so quickly. Indeed Kudos to you particularly & to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.
- Krishnamachari
TATA AIG CITATION

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 14 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".

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