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TATA AIG student travel insurance TATA AIG travel insurance

Buy TATA AIG travel insurance India - Quotes

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Tata AIG Travel Insurance

TATA AIG General Insurance, TATA travel insurance online

The TATA AIG General Insurance company in India is a joint venture between the Tata Group and American International Group (AIG). The two companies share a 51% and 49 % stake holdings respectively. American International group is one of the largest US insurance company and is known for its reliable claims settlement. Over the past Two decades TATA AIG has been offering a wide range of insurance products both to individuals and to businesses. Insurance coverage benefits include comprehensive coverage for medical expenses, personal accidents, marine cargo, international travel from India, liability... TATA AIG general insurance is famous for its fast claims settlement and global assistance services.

Key features of TATA AIG travel insurance

Coverage for seniors up to the age of 99 years
Option of coverage without any sub-limits
Trip Cancellation and Trip Curtailment
Missed Connection or Departure
Bounced Hotel or Airline booking
Pre-existing condition coverage up to $20,000 in case of life threatening situation for all ages.
TATA AIG travel insurance Covid19 covered under Hospitalization Medical Expenses.

TATA AIG international travel insurance highlights

assignment
Sum Insured

USD 50,000/ 100,000/ 250,000/ 500,000/ 750,000/ 1,000,000

lists
Coverage period

360 days

person
Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

What are the important factors to consider while buying TATA travel insurance ?

The following are the important factors to consider while buying TATA AIG overseas insurance:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG overseas insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance without these sub-limits, which will provide comprehensive health coverage in Europe and the United States.

What is the cost of TATA AIG travel insurance?

The cost of TATA AIG international travel insurance depends on the following factors :
  • Age of the traveler: The older the traveler the higher the cost of travel insurance.
  • Length of travel: The cost of travel insurance increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.
  • Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Medical Expenses - Injury and or Illness
Unlimited Sum Insured from $50,000 to $10 Lakhs USD per incident/loss, arising out of the same illness/injury.
Pre Existing Disease cover
Pre-existing diseases covered maximum liability up to $20,000 for under life threatening situation.
Emergency Medical evacuation
This is included in Medical Expenses - Injury and or Illness
Repatriation of Remains
25% of sum insured (This is included in Medical Expenses - Injury and or Illness)
Baggage delay
Upto $500
Checked Baggage loss
Upto $500
Accidental Death and Dismemberment (24 Hours)
From $10,000 to $25,000
Accidental Death and Dismemberment (Common Carrier)
Upto $5,000
Loss of Passport
From $250 Upto $500
Personal Liability
Upto $500,000
Flight delay (After 12 hours)
Upto $50
Hijack
Maximum Up to $500
Emergency cash advance
From $500 to $1500
Fraudulent charges (Payment card Security)
From $500 to $2000
Home burglary
From $100,000 to $2,00,000
Trip Cancellation
Upto $1500
Trip Curtailment
Upto $1500
Missed Connection / Missed Departure
Upto $750
Bounced Hotel / Airline booking
Upto $5000
Sickness Dental Relief
Upto $1200
Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage.

Travel insurance plans for all types of travellers

TATA AIG insurance without sublimit

TATA AIG has introduced the travel guard insurance plan without sublimits for senior citizens and is available up to the age of 99 years.

TATA AIG Senior Citizen (71 - 99 yrs)

Senior Citizens (travel insurance for over 70 years) can buy best travel insurance for seniors over 70 up to maximum 180 days.

TATA AIG Student Insurance

Offers university comparable coverage. Indian students between 16 to 35 years, enrolled and attending college as a full time student outside India are eligible.

TATA AIG Multitrip Insurance

Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers.

TATA AIG Asia Insurance

Asia plan is available only for 30 days and up to 70 years. This plan does not cover for Japan and Koreas.

TATA AIG Domestic Insurance

Buy TATA AIG Domestic travel insurance in India for the individual or family travelling within India.

TATA AIG Travel Guard insurance plan details, Travel insurance TATA AIG benefits

  • TATA AIG Travelguard features

    Tata AIG travel health insurance for travel abroad provides overseas mediclaim coverage for Indian residents, be it to the USA, Canada, the UK, Europe (Schengen visa), Singapore, UAE (Dubai, Abu Dhabi) or Australia. TATA's insurance is well known globally for its reliability and prompt claims reimbursement.

    International travel outside India exposes travelers to risks like accidents, sickness and even serious medical emergencies involving hospitalization in unfamiliar locations. Travelers are also vulnerable to baggage loss, delay or losing their passports. When you buy Tata AIG visitor insurance you are insured against these risks and can use their services through multi-lingual staff familiar with local conditions.

    TATA's travel insurance products are reputed for their high service, reliability, excellence, worldwide coverage and provide best value for money. TATA AIG travelguard insurance without sub-limits is available up to 99 years and is more expensive than the travel plan with sublimits. This Indian travel insurance is offered with coverage limits from $50,000 to $1,000,000.

    Travelers can use the TATA AIG travel insurance brochure download facility to understand coverage details. You can also complete an online TATA AIG Travelguard proposal form. You can get the complete quotes using the TATA AIG travel insurance premium chart. You can also request to renew/extend the plan using TATA AIG travel insurance extension on expiry.

    Tata AIG travel insurance without sublimits is available for travelers up to 99 years. It is a comprehensive plan and more expensive than the Tata AIG Travelguard insurance with sublimits. The comprehensive plan can make a huge difference in the event of expensive medical expenses while outside India.

    Does Tata AIG international travel insurance cover covid19 illness?

    Tata AIG coronavirus overseas travel insurance offers covid19 coverage. COVID related expensed are covered up to the chosen sum insured.

    TATA AIG travel insurance cost is much competitive considering its health insurance coverage, plan benefits, service and other factors. For younger travelers it is cheaper while compared to the senior travelers. However they can avail much cheaper plan by choosing the plans as per their requirements. You buy Indian travel insurance in Rupees but get coverage in US Dollars, this makes TATA travel insurance very cheap and price competitive.

    Yes, Tata AIG travel insurance cashless treatment is available in overseas travel policies of Tata AIG. If it is an emergency, get the policy holder admitted in the hospital and inform the service provider, while for planned hospitalization contact the service provider before you take the policy holder for treatment.

    There are several general insurance companies in India which offer international travel insurance for people traveling outside India. One of the best international travel insurance in India is the Tata AIG travel insurance for its claim settlement record and brand awareness. Tata AIG travel insurance plans are designed to cater the needs of the travelers traveling outside India. Tata AIG travel insurance policies have a worldwide recognition and is well accepted in all countries.

    Covid19 will be covered only in case of inpatient (hospitalization treatment for more than 24 hours). Any kind of quarantine (home /hotel, institutional quarantine expenses) self-isolation, Covid-19 test or expenses related to reports will not be covered.

    Tata AIG General Insurance Company Limited is the joint venture between the reputed Tata Group and American International Group. While Tata Group has 74 Percent stake in TATA AIG General Insurance the AIG group has the remaining 26 Percent. Both these companies being very highly regarded bring their best practices to the joint venture. The value of the insurance product is ultimately based on how well the service is provided and claims are settled. In this regard TATA AIG General insurance works hard to win the trust of customers based on their excellent service.

    Tata AIG overseas travel insurance can be extended up to a total of 360 days for travellers up to the age of 70 years. For travellers above 70 years, the extension available is for a total of 180 days. Extending of the TATA AIG travel insurance is however not guaranteed. Extension of an existing travel insurance policy will depend on the length of the original policy and if there is any pending claim. Travellers can fill the travel insurance extension request form which will be reviewed by the underwriting team.

    An Annual Multi-trip travel insurance plan is a policy which insures several trips undertaken during an year. The customer can travel multiple times during the year under this one policy, however there are time limits on the duration of each trip which is usually either 30 or 45 days depending on the annual travel insurance policy purchased.

    The TATA AIG senior citizen travel insurance plan is available for senior citizens up to the age of 98 years. The TATA AIG senior citizen plan is available for a maximum of 180 days and a maximum coverage of USD $50,000.

    TATA AIG travel insurance is cashless for eligible inpatient hospitalisation. Travellers should contact the toll free customer support number and inform them of the hospitalization. If the insured is hospitalized for more than 24 hours in one of the preferred network of hospitals, AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount to the hospitalization (subject to deductibles under the policy conditions). This is applicable for Inpatient expenses provided the same is admissible under the policy.

    Based on the underwriter approval, the traveler can buy Tata AIG travel insurance after leaving India. Fill the traveler already outside India form with the requested details and we will try getting an approval for you to buy overseas travel insurance while you are away from your home country.

    As the Schengen consular, a foreign travelers needs to have medical insurance before applying for visa. The travel medical insurance must have a maximum coverage of atleast 30,000 Euros or the equivalent of $50,000 to cover medical expenses arising from sudden injury or illness. The travel insurance must also offers coverage for emergency medical evacuation and repatriation.

    Tata AIG travel insurance offers coverage for travelers of any age group up to the age of 99 years. Therefore the maximum entry age to buy overseas travel insurance from Tata AIG is 99 years.

    Yes some travel insurance offer coverage for pre-existing conditions under life threatening situations. As travel insurance is designed to cover sudden expenses from sickness while travelling, if a traveler has reached a life threatening condition. The travel insurance will pay only till the insured has become medically stable from the pre-existing conditions. Tata AIG travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

    Yes, you can renew TATA AIG travel insurance online. Tata AIG overseas travel insurance renewal is based on good health, no claims and approval from the underwriting team

    For single trip insurance free look period is not applicable. However for annual multi trips you have 15 days’ time from the date of receipt of the policy document to review the policy terms and conditions of the policy provided that trip has not been commenced.

    You can cancel the policy after the policy has started on a condition that you have not traveled overseas during the policy tenure and have to provide a proof supporting your claim of cancellation.

    Once you fill the online application and complete the purchase successfully. The e-copy of the policy will be sent to your email-id provided in the online application form where you can download TATAAIG travel insurance.

    TATA AIG travel guard insurance insures the traveller for unanticipated sickness or injuries when they are traveling. This travel insurance will not insure preventive care or treatment for pre-existing conditions.

  • TATA AIG travel guard plus benefits

    Plan benefits Silver plus - Plan A Gold - Plan A Platinum - Plan A
    Medical Expenses - Injury and or Illness Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions
    Emergency Medical Evacuation Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Repatriation of Mortal Remains 25% of Section 1 Sum Insured(over and above) 25% of Section 1 Sum Insured(over and above) 25% of Section 1 Sum Insured(over and above)
    Accidental Death & Disablement (Overseas) AD:10,000, Disablement:10,000, Total - 10,000 AD:15,000, Disablement:15,000, Total - 15,000 AD:25,000, Disablement:25,000, Total - 25,000
    Emergency Medical Dental Expenses 400
    Deductible:50
    500
    Deductible:50
    1000
    Deductible:50
    Plan Benefits Silver Plus - Plan B Gold - Plan B Platinum - Plan B
    Medical Expenses - Injury and or Illness Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions
    Emergency Medical Evacuation Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Repatriation of Mortal Remains 25% of Section 1 Sum Insured(over and above) 25% of Section 1 Sum Insured(over and above) 25% of Section 1 Sum Insured(over and above)
    Accidental Death & Disablement (Overseas) AD:10,000, Disablement:10,000, Total - 1000 AD:15,000, Disablement:15,000, Total - 15,000 AD:25,000, Disablement:25,000, Total - 25,000
    Emergency Medical Dental Expenses 400
    Deductible:50
    500
    Deductible:50
    1000
    Deductible:50
    Delay of Checked-in Baggage 4 hours delay: USD 40 4 hours delay: USD 45 4 hours delay: USD 50
    Loss of Checked-in Baggage 200 300 300
    Loss of Passport 250
    Deductible:25
    250
    Deductible:25
    250
    Deductible:25
    Flight Delay Not available 4 hours delay: USD 45 For all overseas flights taken during Insured Trip 4 hours delay: USD 50 For all overseas flights taken during Insured Trip
    Trip Curtailment 500
    Deductible: 50
    750
    Deductible: 75
    1000
    Deductible: 100
    Trip Cancellation 500
    Deductible: 50
    750
    Deductible: 50
    1000
    Deductible: 100
    Missed Flight or Connection 250 500 750
    Bounced Hotel or Airline booking 500
    Deductible: 50
    750
    Deductible: 75
    1000
    Deductible: 100

    TATA AIG travel guard benefits

    Plan benefits Silver Silver plus Gold Platinum Senior Plan Deductible
    Plan Maximum (in US$) $50,000 $100,000 $250,000 $500,000 $50,000 NIL
    Accidental Death & Dismemberment (Common Carrier) NA $5,000 $5,000 $5,000 NA NIL
    Accident and Sickness Medical Expenses Reimbursement $50,000 $100,000 $250,000 $500,000 $50,000 $100
    Sickness Dental Relief $300 $400 $500 $1,000 $300 NIL
    Emergency Medical Evacuation Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement NIL
    Repatriation of Remains Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement Included under the benefit limit of accident & Sickness medical expense reimbursement
    Baggage Delay Benefit (After first 12 hrs) $50 $100 $200 $500 $50 NIL
    Checked Baggage Loss Benefit $500 $750 $1,000 $1,000 $500 NIL
    Loss of Passport $250 $250 $250 $250 $250 $30
    Personal Liability $1,00,000 $1,50,000 $2,00,000 $5,00,000 $1,00,000 $200
    Flight Delay^# NA Included Included Included NA NIL
    Hijack^^ NA Included Included Included NA NIL
    Emergency cash advance $500 $750 $1,000 $1,500 $500 NIL
    Fraudulent charges (Payment card security) $500 $500 $1,000 $2,000 NA NIL
    Home Burglary (in Rs) $1,00,000 $1,00,000 $2,00,000 $2,00,000 NA NIL
    Trip Cancellation $500
    Deductible:$50
    $500
    Deductible:$50
    $750
    Deductible:$75
    $1,000
    Deductible:$100
    NA NIL
    Trip Curtailment $500
    Deductible:$50
    $500
    Deductible:$50
    $750
    Deductible:$75
    $1,000
    Deductible:$100
    NA NIL
    Missed Connection / Missed Departure $500
    Deductible:$50
    $500
    Deductible:$50
    $750
    Deductible:$75
    $1,000
    Deductible:$100
    NA NIL
    Bounced Hotel / Airline Booking $500
    Deductible:$50
    $500
    Deductible:$50
    $750,
    Deductible:$75
    $1,000
    Deductible:$100
    NA NIL
    LIMITATIONS
    (Applicable for all plans / coverages)
    • Pre-existing Condition or any complication arising from it in a Life saving unforeseen emergency condition would be reimburse up to $1,500 per policy.
    • Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable
    • Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
    • Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below
    * Included under the benefit limit of accident and sickness medical expenses reimbursement.
    # Maximum amount to be reimbursement per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
    ^ Flight delay - Deductible of 12 hrs, $10 per 12 hours and maxium $100.
    ^^ Hijack - Deductible of 1 day, $100 per day and maximum $500
  • Popular travel destinations

    • Travel insurance for UK visitors from India should select the destination as 'Excluding America'.
    • The destination should be 'Excluding America' for travel insurance from India to Australia.
    • The destination should be 'Including America' for travel insurance India to USA and Canada (North and South America).
    • For travel within Asia like to Singapore, UAE (Dubai, Abu Dhabi) Thailand (excluding Japan), there is the Asia plan. However this is limited to short trips within 14 days only. For more than 14 days travel insurance to Singapore from India, you should choose the destination as 'Excluding America'.
    • For travel to Schengen Countries select "Schengen Countries" as your destination.

    Popular travel destinations

  • How do I claim TATA AIG travel insurance?

    TATA AIG travel insurance claim - Claims and assistance services
    AIG Assist (USA & Canada) and AIG Travel Assist (Rest of World) are available round the clock for any assistance:
    • Pre-departure services - information about foreign locations, passport / visa requirements, immunization needs etc
    • Emergency Travel Agency - provides 24 hour travel agency service for airline and hotel reservations.
    • Medical Assistance - Assistance in contacting the local medical facility and determine the next course of action. Assistance company will also recommend or assist in securing services of local physician and arranging medical services.
    • Medical Evacuation & Repatriation - In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of traveler condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
    • Lost travel documents assistance
    • Emergency Message transmission services
    • Embassy referral services
    • Claims procedures Information services
    AIG IS (AIG International Services Inc.) - Assistance company in Americas (USA, Canada ...)
    AIG Travel Assist - Assistance company outside Americas (Europe, UK, UAE, Asia, Australia ...)

    TATA AIG travel insurance customer care : 24 hour tata travel insurance contact support number :

    TATA AIG travel insurance claim - Claims and assistance services

    24 hour tata aig travel insurance contact number :
    mail
    For the America's (USA,Canada .. )
    • +1-833-440-1575 (Tollfree within US and Canada)
    • Email: tata.aig@europ-assistance.in
    mail
    For excluding the Americas Policies:
    • Phone: +91–22 68227600 (Call back facility Available)
    • E-mail (Assistance): ea.tataclaims@europ-assistance.in

    call
    Address for submission of documents:
    Claims Department,
    Tata AIG General Insurance Company Limited.
    7th and 8th Floor, Romell Tech Park, Cama Industrial Estate, Western Express Highway, Goregaon(E), Mumbai, Maharashtra-400063.


    call
    US medical claims
    Mail medical claims to: Europ Assistance India
    Star Hub Building number 2,floor 7, Near ITC Maratha,Andheri E Mumbai – 400 059
    GMMI

    TATA AIG travel insurance USA: To provide quality TATA AIG health insurance for travel in the USA, TATA AIG is working with United Healthcare Visitor Insurance, the leading Health Care Network provider in the USA. This gives TATA AIG travel insurance India to USA customers access to United Healthcare network of hospitals in the United States.

    TATA AIG health insurance for USA travel: To provide quality health care in the United States of America and Canada, TATA AIG is working with United Healthcare Visitor Insurance, the leading Health Care Network provider in the USA. This gives TATAAIG travel insurance for USA from India customers access to United Healthcare network of hospitals and physicians in USA.

    AIG Service Center is equipped to provide travelers with all necessary guidance and will help you with the claims procedure.
    Note: Failure to call the number provided in the policy with respect to Medical Accident & Sickness Claims (Travel) shall invalidate your claim. In the case of Out patient, OPD treatment (where hospitalization is not required), please keep all bills and receipts and file for reimbursement with the Tata AIG, Claims Department, at the address mentioned above.

    More details about TATA travel insurance claims procedure

    Best Indian visitors medical insurance online.
    For complete peace of mind - Tata AIG travel health insurance from India !
  • Travel insurance India using Credit or Debit Card

    You can buy tata aig international travel insurance online using a credit card from anywhere in the world. Most of our customers buy these plans from the USA, the UK, UAE, Europe, Canada, Singapore, Australia ... as being ideal tata aig visitors insurance for parents from India. For travel to Europe from India, customers need the TATA AIG schengen travel insurance as the Schengen consulates insist on this travel insurance which satisfies specific criteria before issuing the Schengen visa. Customers can buy the plan using an credit or debit card. After completing the application form, you will receive an immediate acknowledgement. The policy along with other relevant documents will be emailed to the ID in the online application. If requested, the insurance policy will also be couriered to the Indian address in the application. We will refund the full premium with a cancellation fee for TATA AIG travel insurance trip cancellation if the traveler cancels his trip and does not travel outside India. Buy TATA Travel insurance using a Credit/Debit card for instant policy.

    Cheque / Demand draft / Net Banking - Purchase options
    For customers who do not want to use a credit card, payment can be made by Cheque or Demand draft. The tata aig visitors medical insurance will be issued on receiving the cheque or Demand draft.

    Call us at 080-41101026 in India. Our travel insurance Advisor will assist you with specific details and you can select the travel plan you need. The tata aig international travel insurance policy is available only to Indian residents. It is ideal travel medical insurance online from India to Australia, Singapore, UAE, Europe, Canada, USA.

     

    Payment options
    • Cash Cards - ItZ cash, Pay Cash
    • Mobile Payments - Paymate, IMPS , Scan N Pay
    • Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
    • UPI - Unified Payment Interface
  • Travelers are not covered if expenses incurred involve:
    • Traveling against the advice of a Physician;
    • For obtaining treatment;
    • Pre-existing ailments & complications arising out of them;
    • Suicide or attempted suicide;
    • War;
    • Terrorism;
    • Illegal Acts;
    • Dangerous Sports; etc.
    Other coverage benefits include: 24 hours Worldwide Emergency Assistance Services, Emergency Medical Evacuation, Repatriation of Remains, Felonious Assault, Lost Luggage, Personal Liability Aboard, Accident and sickness Medical Coverage
    For other exclusions please refer to the policy wordings.
    Tata AIG Travel Guard India includes
    • Medical Emergency Assistance
    • Baggage Claim
    • Direct settlement for in-Hospital Medical Expenses Abroad (Subject to policy terms and conditions and sub limits)
    • Medical Evacuation & Repatriation
    • Loss of Passport Assistance

TATA AIG Schengen travel insurance (Schengen visa insurance for Europe)

Tata AIG Schengen insurance satisfies Schengen visa requirements and is approved by the Schengen country consulates. This plan can be purchased to obtain visa for Schengen countries which are: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland,.

TATA AIG Travelguard insurance plans satisfy Schengen visa insurance requirements by offering the following coverage:

tata aig schengen insurance
3 months - 70 years
  • Silver Plan - $50,000
  • Silver Plus Plan - $100,000
  • Gold Plan - $250,000
  • Platinum Plan - $500,000
71 years - 80 years
  • Senior Plan - $50,000
  • Senior Plus Plan - $100,000
81 years - 99 years
  • Super Senior Plan - $50,000
Fill the Quote Form to avail free quotes for these plans. You have to select "Schengen Countries" as your Travel Destination.
More Details

TATA AIG overseas travel insurance online, NRIOL travel insurance - FAQ's

How do I buy TATA travel insurance online?

Buying TATA travel insurance online is fairly quick and easy. You have to complete an online application providing all the relevant details regarding your travel. After completing the application form, you can pay for the policy using a credit or debit card. After completing the online payment the policy document will be emailed to the email ID provided in the application form.

Any travel, especially if it involves travel outside the country will involve some risk and given the cost of the travel, it is definitely worth buying travel insurance given the coverage benefits provided. Travel involves long travel periods, and being in a new unfamiliar environment likely with different weather and food.These changes can take a toll, especially for older travelers. Healthcare costs can be very expensive especially outside India, and it is important to have travel insurance which can cover you in the event of any medical emergency.

Along with healthcare costs, travel insurance also provides coverage for adverse travel related emergencies such as loss of baggage or a stolen passport. In the extreme situation, travel insurance covers the expense of medical evacuation and for repatriation of remains.

Given all these benefits, travel insurance provides a layer of safety and peace of mind while traveling, and is strongly recommended.

There is no single policy that is best for all travelers and budgets. The ideal travel insurance plan varies from traveler to traveler, however, despite a higher premium cost, given the risks involved in travel, especially international travel, it is prudent to buy comprehensive travel insurance coverage (without sub-limits) and with a high sum insured amount.

Travel insurance is meant to provide coverage for unplanned adverse medical conditions. Travel insurance will not provide coverage for any preventive care or for regular treatment of an existing medical ailment. However, TATA travel insurance does provide up to $1500 USD in the event that an existing medical ailment becomes life threatening.

Filing a claim with TATA travel insurance is quite easy. The traveller can make the claim online by visiting the TATA AIG website and filling up the requisite travel insurance claim form. If the travelers are unable to make a claim online, they can call the toll-free customer support centre numbers that are available in the travel insurance policy document. The TATA AIG customer service staff will guide you through the claims procedure.

It is important to buy overseas travel insurance before you leave India. Travellers may often think they are healthy and strong and nothing untoward will happen and hence do not need overseas travel insurance? However emergencies like sudden sickness or accidents can happen anytime and if you are not prepared for it, can result in a huge financial burden. We get queries from customers who are already hospitalized, but unfortunately travel insurance will not cover these expenses.

Travel insurance covers unexpected and sudden medical emergencies and Indian overseas travelers need to buy the visitor travel insurance before you actually need it! It is best to buy insurance that will cover your completed journey till you return to India. Sometimes you may not be sure of your travel dates, in which case you can buy for the initial duration and request an extension of coverage later. Travel insurance coverage can begin as early as the following day. Therefore if you have policies that expire or you change your travel plans like extending your trip, be aware of the dates to make sure you are always covered under international travel insurance.

Travelling overseas involves a lot of arrangements like flight bookings, hotel reservations, cruise bookings and other reservations. Some travel insurance plans offer coverage for trip cancellation to protect trip investment expenses.

It is always safe to buy international travel insurance online to protect your health and trip expenses and to secure yourself from travel risks and medical emergencies while travelling overseas.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Yes TATA AIG travel health insurance policies cover outpatient medical expenses after the specified deductible. This might include doctor fees, prescribed medical tests and doctor prescribed medicines. Initially the insured has to bear all the medical expenses and claim for reimbursement later.

Some of the key features of TATA AIG travel guard insurance are as below.

  1. Unique plan which provides overseas travel medical insurance of all ages.
  2. Travelers 56 years and above have an option of choosing coverage without medical sub limits by paying additional premium.
  3. After deductible cashless hospitalization medical expenses and OPD/ doctor visits including pharmacy bills are reimbursement basis.
  4. Cover for Baggage Loss, Baggage delay, Trip Cancellation and Trip Curtailment, Missed Connection/Departure, Bounced Hotel/Airline booking.
  5. Covers for Pre-existing medical conditions up to $1500 in case of life threatening situation for all ages.
  6. TATA AIG works with popular networks in USA like HYGEIA, First Health Network and PHCS. The policy holders will get quick service.

Tata AIG has a proven track record of providing high-quality travel insurance plans and given the AIG is an US company handles all the US based customer interactions locally with an office in Houston. There are many TATA travel insurance plans available that offer comprehensive protection at a low cost where the premium is paid in Indian Rupees while the coverage is in US Dollars.

NEW DELHI: Tata AIG is the General insurance company, TATA AIG General insurance. TATA AIG Life Insurance has been renamed Tata AIA Life Insurance Company following the departure of American International Group (AIG) from the Hong Kong-based insurer AIA Group. Tata AIG was founded in 2001 as a joint venture between the Indian conglomerate Tata Group and AIG.

TATA AIG travel insurance policies are issued soon after the online transaction is completed. If you have any questions after receiving your policy or if there you have received your policy, please contact our customer service team at 080-41101026.

Your travel insurance claim will be settled according to the policy terms and conditions. Claims against your travel insurance policy can be denied for a variety of circumstances which do not satisfy the claims conditions and if this occurs, you will be clearly informed of the reason for denting your travel insurance claim.

If you extend your travel while outside India, you may be eligible for extending your travel insurance coverage. Please complete this travel insurance extension from, and we will try to get approval from your travel insurance company to extend your policy.

What are some of the exclusions in TATA AIG travel insurance ?

Travel insurance covers unanticipated adverse circumstances. Any planned situation or preventive healthcare or regular treatment to an existing medical ailment will not be covered. The following are some of the exclusions under the travel policy, please complete details please refer to the complete policy document

Medical expenses claim can be denied under the following circumstances:
  • Traveling against the advice of a medical practitioner
  • Suffer from complications or need treatment for a medical ailment that existed before buying the travel policy
  • The medical condition or injury is self-inflicted
  • Any pregnancy related issue
  • Medical issue related to a mental disorder, any sexually transmitted disease or injury as a result of consuming alcohol or drugs that were not medically prescribed.
Baggage related claims can be denied for the following reasons:
  • Claims for a loss of baggage or baggage delay if the items were shipped separately before the travel date
  • If the baggage loss occurred outside the travel destination region, eg, baggage loss happens within India
  • If the claim is not supported by relevant documents provided by concerned authorities indicating loss of baggage
Other Exclusions:
Some other circumstances where claims can be rejected.
  • Involvement in any illegal activity, burglary, felony, deceit or any other malicious activity.
  • Participating in adventure sports, like motocross, skydiving or scuba diving which are not covered under regular travel insurance plans.
  • Undertaking manual labour or work that is potentially harmful to the traveller’s health.

Customers testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".