Indian travelers can use our friendly Tata AIG overseas travel guard premium calculator to calculate the price of travel health insurance both for taking a single trip or for travelling multiple time within a year.
Available Age Group | Silver ($50,000 Maximum) |
Silver Plus ($100,000 Maximum) |
Gold ($250,000 Maximum) |
Platinum ($500,000 Maximum) |
Senior Plan ($50,000 Maximum) |
6 months - 70 years | 71 years and above |
Indian travelers can quickly review the cost of travel insurance by seeing the TATA AIG travel insurance rate chart which is very important in case of a medical emergency while in a foreign country. Travelers up to the age of 99 years can be covered under Tata AIG visitors insurance without sublimits. Tata AIG overseas travel insurance offers cashless hospitalization for inpatient expenses incurred in preferred network hospital.
Benefits |
Silver: $50,000 Silver Plus: $100,000 Gold: $250,000 Platinum: $500,000 Senior Plan: $50,000 |
Accidental Death & Dismemberment (Common Carrier) | Silver: NA Silver Plus: 5,000 Gold: 5,000 Platinum: 5,000 Senior Plan: NA |
Accident and Sickness Medical Expenses Reimbursement | Silver: 50,000 Silver Plus: 100,000 Gold: 250,000 Platinum: 500,000 Senior Plan: 50,000 Deductible: 100 |
Sickness Dental Relief | Silver: 300 Silver Plus: 400 Gold: 500 Platinum: 1,000 Senior Plan: 300 |
Emergency Medical Evacuation | Silver, Silver Plus, Gold, Platinum, Senior Plan: Included under the benefit limit of accident & Sickness medical expense reimbursement |
Repatriation of Remains | Silver, Silver Plus, Gold, Platinum, Senior Plan: Included under the benefit limit of accident & Sickness medical expense reimbursementt |
Baggage Delay Benefit (After first 12 hrs) | Silver: 50 Silver Plus: 100 Gold: 200 Platinum: 500 Senior Plan: 50 |
Checked Baggage Loss Benefit | Silver: 500 Silver Plus: 750 Gold: 1,000 Platinum: 1,000 Senior Plan: 500 |
Loss of Passport | Silver: 250 Silver Plus: 250 Gold: 250 Platinum: 250 Senior Plan: 250 Deductible: 30 |
Personal Liability | Silver: 1,00,000 Silver Plus: 1,50,000 Gold: 2,00,000 Platinum: 5,00,000 Senior Plan: 1,00,000 Deductible: 200 |
Flight Delay^# | Silver: NA Silver Plus: Included Gold: Included Platinum: Included Senior Plan: NA |
Hijack^^ | Silver: NA Silver Plus: Included Gold: Included Platinum: Included Senior Plan: NA |
Emergency cash advance | Silver: 500 Silver Plus: 750 Gold: 1,000 Platinum: 1,500 Senior Plan: 500 |
Fraudulent charges (Payment card security) | Silver: 500 Silver Plus: 500 Gold: 1,000 Platinum: 2,000 |
Home Burglary (in Rs) | Silver: Rs 1,00,000 Silver Plus: Rs 1,00,000 Gold: Rs 2,00,000 Platinum: Rs 2,00,000 |
Trip Cancellation | Silver: 500, Deductible: 50 Silver Plus: 500, Deductible: 50 Gold: 750, Deductible: 75 Platinum: 1,000, Deductible: 100 |
Trip Curtailment | Silver: 500, Deductible: 50 Silver Plus: 500, Deductible: 50 Gold: 750, Deductible: 75 Platinum: 1,000, Deductible: 100 |
Missed Connection / Missed Departure | Silver: 500, Deductible: 50 Silver Plus: 500, Deductible: 50 Gold: 750, Deductible: 75 Platinum: 1,000, Deductible: 100 |
Bounced Hotel / Airline Booking | Silver: 500, Deductible: 50 Silver Plus: 500, Deductible: 50 Gold: 750, Deductible: 75 Platinum: 1,000, Deductible: 100 |
Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'
|
Plan Maximum (in US$) | Gold: $2,50,000 Platinum: $5,00,000 |
Accidental Death & Dismemberment (Common Carrier) | Gold: 5,000 Platinum: 5,000 |
Accident and Sickness Medical Expenses Reimbursement | Gold: 2,50,000 Platinum: 5,00,000 Deductible: 100 |
Sickness Dental Relief | Gold: 500 Platinum: 1,000 |
Emergency Medical Evacuation | Gold: Included under the benefit limit of accident & Sickness medical expense reimbursement Platinum: Included under the benefit limit of accident & Sickness medical expense reimbursement |
Repatriation of Remains | Gold: Included under the benefit limit of accident & Sickness medical expense reimbursement Platinum: Included under the benefit limit of accident & Sickness medical expense reimbursement |
Baggage Delay Benefit (After first 12 hrs) | Gold: 100 Platinum: 200 |
Checked Baggage Loss Benefit | Gold: 1,000 Platinum: 1,000 |
Loss of Passport | Gold: 250 Platinum: 250 Deductible: 30 |
Personal Liability | Gold: 2,00,000 Platinum: 2,00,000 Deductible: 200 |
Flight Delay^# | Gold: Included Platinum: Included |
Hijack^^ | Gold: Included Platinum: Included |
Emergency cash advance | Gold: 1,000 Platinum: 1,500 |
Fraudulent charges (Payment card security) | Gold: 1,000 Platinum: 2,000 |
Home Burglary (in Rs) | Gold: Rs 2,00,000 Platinum: Rs 2,00,000 |
Trip Cancellation | Gold: 750, Deductible: 75 Platinum: 1000, Deductible: 100 |
Trip Curtailment | Gold: 750, Deductible: 75 Platinum: 1000, Deductible: 100 |
Missed Connection / Missed Departure | Gold: 750, Deductible: 75 Platinum: 1000, Deductible: 100 |
Bounced Hotel / Airline Booking | Gold: 750, Deductible: 75 Platinum: 1000, Deductible: 100 |
Note: Option of buying the policy without medical sublimits for the age above 56 years.
Note: Premium in Indian Rupees
Plans are available only upto the age of 70 years. The premiums shown below for above 70 years is only for RENEWALS
Plan Name | Gold | ||||
Age Band | 19 - 40 years | 41 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) |
30 days duration | 3,764 | 4,597 | 9,086 | 13,085 | 15,356 |
45 days duration | 4,164 | 4,785 | 14,511 | 20,896 | 24,523 |
Plan Name | Platinum | ||||
Age Band | 19 - 40 years | 41 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) |
30 days duration | 4,152 | 5,768 | 10,514 | 17,665 | 26,918 |
45 days duration | 4,733 | 5,866 | 16,965 | 27,143 | 56,459 |
Note: Premium in Indian Rupees
Plans are available only upto the age of 70 years. The premiums shown below for above 70 years is only for RENEWALS
Plan Name | Gold | |||
Age Band | 56 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) |
30 days duration | 11,493 | 22,717 | 32,712 | 38,392 |
45 days duration | 11,962 | 36,277 | 52,239 | 61,308 |
Plan Name | Platinum | |||
Age Band | 56 - 60 years | 61 - 70 years | 71 - 79 years (only for RENEWALS) | > 80 years (only for RENEWALS) |
30 days duration | 14,422 | 26,287 | 44,161 | 67,293 |
45 days duration | 14,665 | 42,412 | 67,859 | 141,148 |
Tata AIG travel insurance cost depends on the age of the traveler and the travel destination. If you are traveling to USA and or Canada then you have to pay more when compared to traveling elsewhere. If the traveler is a senior citizen then the premium is higher when compared to younger traveler. The length of travel and the maximum medical coverage are also factors which decides the cost of TATA AIG travel insurance.
Once the traveler has Tata AIG travel insurance and needs to use the policy, the policy holder should contact the claims service provider using the telephone numbers provided in the policy. They will help the policy holder according to the requirements for the specific claim.
Tata AIG travel insurance is one of the best travel insurance in India for people traveling overseas from India.
Tata AIG travel insurance covers pre existing medical conditions for up to $1,500 independent of the age and maximum coverage chosen. Tata AIG travel insurance plans cover pre-existing illness under life threatening situations as per policy terms and conditions.
Tata AIG Travel Insurance can be renewed up to a total of 360 days for travelers up to the age of 70 years. For travelers above 70 years, the renewal can be done for a total of 180 days.
We will refund the full premium but for the cancellation fee for TATA AIG travel insurance trip cancellation if the traveler cancels his trip and does not travel outside India.
TATA AIG travel insurance is the best Indian travel insurance for overseas travel since TATA AIG has the largest market share amongst all Indian insurance companies for international travel insurance from India. TATA AIG travel insurance the popular well known general insurance company which offers health insurance cover for you and your dear ones in overseas for different reasons. TATA AIG travel insurance takes care of your health issues when the travelers are in overseas. If offers cashless hospitalization claims benefit while visit to a doctor and pharmacy bills are reimbursed. TATA AIG has also good claims settlement ratio. It is a well-known brand in the insurance industry worldwide.
Once you fill the online application and complete the purchase successfully. The e-copy of the policy will be sent to your email-id provided in the online application form where you can download TATA AIG travel insurance.
Some important factors that determine the cost of overseas travel insurance are
Coverage for senior citizen travellers is more expensive than for younger travelers as older travelers are more prone to emergency sickness and accidents.
Coverage in countries like US, Canada… where health care while sophisticated is also expensive. Travelers insurance cost in these countries is more when compared to countries in Asia.
The cost of travel insurance increases in price depending on the number of travel days.
The higher the medical maximum coverage required the greater is the premium for the insurance plan.
The cost of travel insurance with sublimits would be less than that of travel insurance without sublimits. Travel insurance without sublimits offer comprehensive coverage without have any specific limits on the medical expenses up to plan maximum. Whereas Travel insurance with sublimits would have defined limits on specific medical expenses.
You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
Travel insurance customers can renew their existing policy online before the exipry date at any time.
The plan covers for medical expenses due to accident and sickness while traveling outside India.
Reimbursement for loss of checked in baggage.
Coverage for expenses incurred in obtaining a duplicate or new passport.
The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
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Know more »Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".