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TATA AIG best travel insurance for Maldives from India

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TATA AIG Travel Insurance Review

Sum Insured

USD 50,000/ 100,000/250,000/500,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

TATA AIG travel insurance coverage for Covid19

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.

  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.

Covid insurance for international travel »

Does TATA AIG travel insurance cover Covid19?

Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses.

If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.

TATA AIG student travel insurance

No medical check up

Instant policy

TATA AIG travel insurance renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

Maldives travel restriction and Covid travel insurance

Maldives requires Indian travelers to submit proof of negative covid test result taken 96 hours prior to departure from India. Also on Arrival the traveler would be subjected to health check up. The Covid Pandemic has created uncertainty and anxiety among travelers. There’s a big risk to health and having travel insurance can protect you financial mess and help you have a hassle free trip. TATA AIG Maldives travel insurance Covid offers coverage for Covid19. It also offers a covid coverage visa letter for Maldives if the traveler insists.

Importance of travel health insurance for Maldives

Indian tourists travelling to the Maldives mainly to Emboodhu Finolhu Island, Mihiri Island cannot rely on their Indian health insurance coverage while in the Maldives. Travelling abroad will always involve some risks which can result in unexpected sickness or even an accident. The travel insurance cost for Maldives is not expensive for Indian tourists when compared to the cost of health care. Compare and buy travel insurance to Maldives from India and buy the most appropriate plan for their needs.

Buying the best TATA AIG overseas travel insurance plan while travelling is advisable as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability. Tata AIG Travelguard insurance offers coverage for Indian tourists to the Maldives to have a worry free trip as all the medical expenses will be taken care of.

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Accident and Sickness medical expense
Medical expenses from $50,000 to $500,000 US Dollar coverage
Sickness Dental Relief
Up to $1000
Accidental Death and Dismemberment (24 Hours)
Up to $25,000
Accidental Death and Dismemberment (Common Carrier)
Up to $5,000
Emergency Medical evacuation
This is included
Repatriation of Remains
This is included as part of accident and sickness benefit
Baggage delay (After 12 hours)
This is included as part of accident and sickness benefit
Checked Baggage loss
10% per item and 50% per bag, up to $1,000
Loss of Passport
$250
Personal Liability
Up to $500,000
Flight delay
Up to $100
Hijack
Up to $500
Emergency cash advance
Up to $1500
Fraudulent charges (Payment card Security)
Up to $2000
Home burglary
Up to Rs 2,00,000
Trip Cancellation
Up to $1000
Trip Curtailment
Up to $1000
Missed Connection / Missed Departure
Up to $1000
Bounced Hotel / Airline booking
Up to $1000
Pre Existing Disease cover
Pre-existing diseases covered under life threatening situations up to $1,500
Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage

What is the cost of TATA AIG travel insurance to visit Maldives?

The cost of TATA AIG travel medical insurance for visitors to Maldives from India depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance online Maldives.
  • Length of travel: The cost of travel insurance for visitors to Maldives from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $500,000.
  • Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

TATA AIG travel insurance India

TATA AIG travel insurance India, TATA AIG international travel insurance

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How to buy TATA AIG overseas travel insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

TATA AIG traveler outside India
Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

TATA AIG travel insurance premium chart
TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

TATA AIG travel insurance claims
TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

TATA AIG student travel insurance Brochure
TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

TATA AIG travel plan renewal
TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

TATA AIG Maldives travel insurance FAQ's

The healthcare costs in the Maldives is very expensive and it is important to buy best travel insurance to Maldives. This is true for all Indian travelers visiting Maldives and the rest of the Foreign countries to cope with expensive health care. Even though it might not compulsory to have travel health insurance while as a tourist in the Maldives, it is nonetheless very important to buy good travel medical insurance for Indian visitors to insure oneself against being forced to pay for healthcare facilities to make your trip stress free.

The cost for the Maldives travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Maldives travel insurance required, the greater will be the cost. You can get buy TATA AIG travel insurance for Maldives by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.

The steps to claim TATA AIG travel insurance Maldives are:

Cashless

  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement

  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Popular tourist destinations in Maldives

Male

Male

Located on the southern edge of Kaafu Atoll, the North Malé Atoll is the largest city and the most popular destination among the best places to visit in Maldives.

Sun Island

Sun Island

It is adorned with some stunning beaches, beautiful tropical flowers, and lavish greenery that pulls a great number of tourists wanting to bask in the lap of nature.

Banana Reef

Banana Reef

It was the very first diving spot in Maldives to get recognition for licensed diving and training. Shaped like a banana, the reef is choc-a-block with exuberant marine life.

Utheemu Ganduvaru

Utheemu Ganduvaru

One of the historical significant tourist places in Maldives, it is the birthplace of Sultan Mohamed Thakurufaanu.

Maldives Flag Maldives general information

Area

298 km²

Capital

Male

Currency

Maldivian rufiyaa

Best time to visit

Wet season

Population

5.79 lakhs (2022)

Language

Dhivehi

Vacation spots

Emboodhu Finolhu Island, Mihiri Island, Male Island, Huvahendhoo Island, Rangali Island,Sun Island,Utheemu Ganduvaru,Kanuhura Island.

What are the important factors to consider while buying TATA AIG health insurance for Maldives from India?

The following are the important factors to consider while buying TATA AIG Covid travel insurance Maldives from India:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Maldives plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Maldives without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

TATA AIG international travel insurance information

Please review the TATA AIG travel insurance brochure for the benefits covered and its policy wordings which details the terms and conditions. You can also complete the TATA AIG Travelguard proposal form. Customers can compare quotes using the TATA AIG premium chart. Travellers in Maldives who wish to get extended coverage can renew/extend the plan using TATA AIG travel insurance extension. Senior citizens can look at specific coverage that is important for older travellers and understand the travel insurance coverage for pre-existing conditions.

Travel insurance from TATA AIG

What does TATA AIG travel insurance cover?


Medical expenses coverage

The plan covers for medical expenses due to accident and sickness while traveling outside India.


Checked baggage loss

Reimbursement for loss of checked in baggage.


Loss of Passport

Coverage for expenses incurred in obtaining a duplicate or new passport.


Sickness Dental Relief

The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.


Personal liability

Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.


Hijacking

In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.


Trip Delay

Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).


Personal Accident

Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.


Baggage delay

Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travel Guard insurance

faq

Travel insurance FAQ's

Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.

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Travel insurance reviews

TATA AIG Travel Insurance Reviews - Customer experiences and testimonials.

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Popular travel destinations

TATA AIG travel insurance for popular travel destinations.

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Travel insurance customer care

TATA AIG Travel insurance customer care information for Indians travelling overseas.

Travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for travel insurance for over 80 years old
  • Pre-existing coverage travel insurance
  • Parents travel insurance
  • Individual travel insurance
Travel insurance India senior citizens

Seniors above 80 years

TATA AIG overseas insurance for older travelers above 80 years.

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Pre-existing coverage insurance

Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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Parents Travel insurance

Parents travel insurance

International travel insurance for Indian parents overseas.

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overseas travel insurance

Individual travel insurance

TATA AIG individual overseas travel insurance online

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Resourceful TATA travel insurance links

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Overseas Travel Medical Insurance

TATA AIG travel insurance for Indians traveling overseas.

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Annual Multitrip
Annual Multitrip Insurance

Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.

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Asia
Travel Asia Insurance

TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.

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Senior citizen travel insurance
Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.

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europe travel insurance
Schengen Visa Insurance

Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!

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Domestic travel insurance
Domestic Travel Insurance

Compare and buy TATA AIG domestic travel insurance.

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TATA AIG CITATION

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

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