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TATA AIG student travel insurance TATA AIG best travel insurance for Maldives from India

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Tata AIG Travel Insurance

Importance of travel health insurance for Maldives

Indian tourists travelling to the Maldives mainly to Emboodhu Finolhu Island, Mihiri Island cannot rely on their Indian health insurance coverage while in the Maldives. Travelling abroad will always involve some risks which can result in unexpected sickness or even an accident. The travel insurance cost for Maldives is not expensive for Indian tourists when compared to the cost of health care. Compare and buy travel insurance to Maldives from India and buy the most appropriate plan for their needs.

Buying the best TATA AIG overseas travel insurance plan while travelling is advisable as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability. Tata AIG Travelguard insurance offers coverage for Indian tourists to the Maldives to have a worry free trip as all the medical expenses will be taken care of.

Maldives insurance

TATA AIG international travel insurance highlights

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

lists
Coverage period

360 days

person
Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Factors for buying Indian travel insurance for Maldives

The following are the important factors to consider while buying TATA AIG travel insurance Maldives from India:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Maldives plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Maldives without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What is the cost of TATA AIG travel insurance to visit Maldives?

The cost of TATA AIG travel medical insurance for visitors to Maldives from India depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance online Maldives.
  • Length of travel: The cost of travel insurance for visitors to Maldives from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.
  • Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Medical Expenses - Injury and or Illness
Unlimited Sum Insured from $50,000 to $10 Lakhs USD per incident/loss, arising out of the same illness/injury.
Pre Existing Disease cover
Pre-existing diseases covered maximum liability up to $20,000 for under life threatening situation.
Emergency Medical evacuation
This is included in Medical Expenses - Injury and or Illness
Repatriation of Remains
25% of sum insured (This is included in Medical Expenses - Injury and or Illness)
Baggage delay
Upto $500
Checked Baggage loss
Upto $500
Accidental Death and Dismemberment (24 Hours)
From $10,000 to $25,000
Accidental Death and Dismemberment (Common Carrier)
Upto $5,000
Loss of Passport
From $250 Upto $500
Personal Liability
Upto $500,000
Flight delay (After 12 hours)
Upto $50
Hijack
Maximum Up to $500
Emergency cash advance
From $500 to $1500
Fraudulent charges (Payment card Security)
From $500 to $2000
Home burglary
From $100,000 to $2,00,000
Trip Cancellation
Upto $1500
Trip Curtailment
Upto $1500
Missed Connection / Missed Departure
Upto $750
Bounced Hotel / Airline booking
Upto $5000
Sickness Dental Relief
Upto $1200
Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage.

TATA AIG Maldives travel insurance FAQ's

Is travel insurance mandatory for Maldives?

The healthcare costs in the Maldives is very expensive and it is important to buy best travel insurance to Maldives. This is true for all Indian travelers visiting Maldives and the rest of the Foreign countries to cope with expensive health care. Even though it might not compulsory to have travel health insurance while as a tourist in the Maldives, it is nonetheless very important to buy good travel medical insurance for Indian visitors to insure oneself against being forced to pay for healthcare facilities to make your trip stress free.

The cost for the Maldives travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Maldives travel insurance required, the greater will be the cost. You can get buy TATA AIG travel insurance for Maldives by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.

The steps to claim TATA AIG travel insurance Maldives are:

Cashless

  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement

  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Popular tourist destinations in Maldives

Male
Male

Located on the southern edge of Kaafu Atoll, the North Malé Atoll is the largest city and the most popular destination among the best places to visit in Maldives.

Sun Island
Sun Island

It is adorned with some stunning beaches, beautiful tropical flowers, and lavish greenery that pulls a great number of tourists wanting to bask in the lap of nature.

Banana Reef
Banana Reef

It was the very first diving spot in Maldives to get recognition for licensed diving and training. Shaped like a banana, the reef is choc-a-block with exuberant marine life.

Utheemu Ganduvaru
Utheemu Ganduvaru

One of the historical significant tourist places in Maldives, it is the birthplace of Sultan Mohamed Thakurufaanu.

Maldives Flag Maldives general information

location_on Area

298 km²

account_balance Capital

Male

payments Currency

Maldivian rufiyaa

calendar_month Best time to visit

Wet season

group Population

5.18 lakhs

g_translate Language

Dhivehi

distance Vacation spots

Emboodhu Finolhu Island, Mihiri Island, Male Island, Huvahendhoo Island, Rangali Island,Sun Island,Utheemu Ganduvaru,Kanuhura Island.

Customer testimonials

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TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".