Best features covered by TATA AIG Travel Insurance, Benefits of buying TATA AIG insurance for Overseas Travel

TATA AIG travel insurance coverage for Covid 19, TATA AIG Covid 19 travel insurance

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID-19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.

COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
Institutional and Home quarantine expenses are not covered.
Expenses incurred by travelers for COVID testing as part of government regulation are not covered.

TATA AIG covid insurance for international travel

TATA AIG Insurance features

Credit Card Purchase Procedure

You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States, U.K , Australia, etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.
Call us at +91(80) 4110 1026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.

Cheque Payment Purchase

For customers who do not want to use the online facility, payment can be made by cheques. Please use the cheque payment facility.
Call us at +91(80) 4110 1026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.

Traveler Above 70 Years

The 70+ traveller should be accompained by a traveller who is below 70 years throughout the journey and the accompanied traveler should be below 70 years. Initially the below 70 years traveler should purchase the policy and with that policy you can purchase policy for 70+ traveller.

FAQ

Here we have provided answers to commonly asked questions from our customers. If you still have more questions, please feel free to call us at (80) 41101026.

TATA-AIG Overseas Travel Insurance - Buy Online

This is a buy online page through which you can buy the policy. Please complete the relevant information in the form and submit it.

Pre-existing condition coverage

Covers hospitalization medical expenses and OPD/ doctor visits including pharmacy bills.

TATA AIG Travel insurance brochure

Please read through TATA AIG travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions.

Traveler Outside India

For customers who are already travelled from India. Initially customer has to fill the application and send to us. You will receive a special permission from TATA AIG head office to purchase the policy.

Claims Procedure

In TATA-AIG, for overseas travel insurance claims can be done for loss of baggage, delay of baggage, trip delay, loss of passport, personal liability, hijack, Accidental Death & Dismemberment .

Testimonials

Here are some voluntary testimonials provided by our customers.

Renewal/Extension

This is a Renewal/Extention form through which you can renew and extend the policy. Please complete the relevant information in the form and submit it to us, we will get back to you.

Travel Premium chart

You can get the complete quotes using the TATA AIG premium chart.

TATA AIG Travelguard proposal form

You can also complete an online TATA AIG Travelguard proposal form.

What does TATA AIG travel insurance cover?

Medical expenses coverage
- The plan covers for medical expenses due to accident and sickness while traveling outside India.
Checked baggage loss
- Reimbursement for loss of checked in baggage.
Baggage delay
- Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
Loss of Passport
- Coverage for expenses incurred in obtaining a duplicate or new passport.
Personal liability
- Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.

Hijacking
- In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Trip Delay
- Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Personal Accident
- TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Sickness Dental Relief
- The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey. Dental benefits will be provided for medically necessary filling of the tooth or surgical treatment, services, or supplies.