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TATA AIG student travel insurance

TATA AIG Overseas Travel Cancellation Procedure, TATA AIG travel insurance trip cancellation

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How can I cancel my Tata AIG travel insurance policy?

Check Mark Cancelling a TATA AIG Travel Insurance before the policy start date
  • The insured is expected to inform NRIOL and an E mail should be sent by the insured requesting the cancellation.
  • He/she should furnish policy number or schedule number in the E mail.
Check Mark TATA AIG travel insurance cancellation after the policy start date
  • Proof should be sent that the insured has not travelled overseas.
  • Photo copy or Scan copy of all the pages (including empty pages) of the passport should be sent to us(insurance@nriol.com).
  • There is no pro-rata refund after the start of the policy coverage.
Check Mark Refund Policy

If there is a duplicate transaction, or if the customer does not want the insurance policy and informs us before we issue the policy, then the entire transaction amount will be refunded to the customer’s credit/debit card.

However, if we have already issued a policy and then the customer wants to cancel the transaction, we will refund the amount by reducing the Rs 300/- transaction cost. The refund amount will be mailed to the customer by cheque. Please note that customers are eligible for refund only before the insurance policy start date.

Please Note
  1. In both the cases there will be a Rs 300/- cancellation charges.
  2. The refund cheque will be sent to the Indian mailing address mentioned in the policy by post/courier.
  3. The insured is not eligible to request for cancellation of an active policy with which he/she travelled overseas.
  4. Please note that there is no refund on the overseas travl policies in case of an early return to India.
Note:
  • AIG IS (AIG International Services Inc.) - Assistance company in Americas (USA, Canada ...)
  • AIG Travel Assist - Assistance company outside Americas (Europe, Asia, Australia ...)

Tata aig health insurance USA: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our travel insurance from India to USA customers access to United Healthcare network of hospitals and physicians in USA.

TATA AIG travel insurance claims documents TATA AIG travel insurance claim form pdf

Tata AIG cancellation procedure FAQ's

Can we cancel Tata AIG policy online?

You can cancel Tata AIG policy online by sending a request to the email-id from where you have received the policy with the reason for cancellation. You need to provide proof you have not traveled overseas in the insurance booked dates.

Tata AIG travel insurance policy can be cancelled as follows

Before the policy start date
  • Send an email to the email-id from where you received the policy copy.
  • No claims should be filed
  • Reason for policy cancellation
  • Once policy is cancelled, refund will be processed after deducting cancellation charges.
After the policy start date
  • Attach passport copy scan of all the pages as proof that you have not traveled.
  • No claims should be filed
  • Send an email to the email-id from where you received the policy copy.
  • Reason for policy cancellation
  • Once policy is cancelled, refund will be processed after deducting cancellation charges.

Yes, Tata AIG travel insurance cancellation can be done and refund can be processed as per terms and conditions of the policy. You have to provide the necessary documents as proof for cancellation and refund for the company.

TATA AIG Travel Insurance Review

Sum Insured

USD 50,000/ 100,000/250,000/500,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

TATA AIG travel insurance coverage for Covid19

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.

  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.

Covid insurance for international travel »

Does TATA AIG travel insurance cover Covid19?

Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses.

If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.

TATA AIG student travel insurance

No medical check up

Instant policy

Travel to Europe Europe

Indians traveling to Europe to any of the Schengen countries can buy Tata AIG health insurance for international travel.

Travel to USA USA

Tata AIG health insurance for USA offers comprehensive overseas medial insurance coverage with good benefits.

Travel to Australia Australia

Travelers travelling to Australia can get comprehensive travel insurance coverage from Tata AIG.

Travel to UK United Kingdom

Tata AIG health insurance for the UK offers good and comprehensive medical coverage in case of emergency.

TATA AIG travel insurance India, TATA AIG international travel insurance

buy TATA AIG travel insurance How to buy TATA AIG insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

TATA AIG traveler outside India Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

TATA AIG travel insurance premium chart TATA AIG Asia Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

TATA AIG travel insurance claims TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

TATA AIG travel insurance Brochure TATA AIG Asia travel insurance brochure

Download TATA AIG Travel Guard brochure online!

TATA AIG travel plan renewal TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

Travel insurance from TATA AIG

What does TATA AIG travel insurance cover?


Medical expenses coverage

The plan covers for medical expenses due to accident and sickness while traveling outside India.


Checked baggage loss

Reimbursement for loss of checked in baggage.


Loss of Passport

Coverage for expenses incurred in obtaining a duplicate or new passport.


Sickness Dental Relief

The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.


Personal liability

Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.


Hijacking

In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.


Trip Delay

Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).


Personal Accident

Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.


Baggage delay

Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travel Guard insurance

faq

Travel insurance FAQ's

Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.

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Travel insurance reviews

TATA AIG Travel Insurance Reviews - Customer experiences and testimonials.

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Popular travel destinations

TATA AIG travel insurance for popular travel destinations.

customer care

Travel insurance customer care

TATA AIG Travel insurance customer care information for Indians travelling overseas.

Travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for travel insurance for over 80 years old
  • Pre-existing coverage travel insurance
  • Parents travel insurance
  • Individual travel insurance
Travel insurance India senior citizens

Seniors above 80 years

TATA AIG overseas insurance for older travelers above 80 years.

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Pre-existing coverage insurance

Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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Parents Travel insurance

Parents travel insurance

International travel insurance for Indian parents overseas.

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overseas travel insurance

Individual travel insurance

TATA AIG individual overseas travel insurance online

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Overseas Travel Medical Insurance

TATA AIG travel insurance for Indians traveling overseas.

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Annual Multitrip Insurance

Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.

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Travel Asia Insurance

TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.

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Senior citizen travel insurance
Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.

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Schengen Visa Insurance

Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!

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Customers Testimonials

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Health Insurance

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Do you need domestic travel insurance?

domestic travel insurance

Get free quotes and buy Indian Domestic travel insurance plans offered by TATA AIG.

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TATA AIG CITATION

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

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