Tata AIG student guard plans provide health insurance cover for students in overseas.
Cashless claims settlement being in overseas.
24/7 insurance protection round the clock.
Offers coverage for Maternity expenses, Pre-existing diseases, Study Interruption, Sponsor protection, 2 way Compassionate visit and more.
There is no break in your overseas insurance cover when you travel to India for holidays and return back to overseas.
Premium paid in Indian rupees while coverage is in US dollars.
Indian students who are studying outside India and are stranded due to coronavirus and are unable to travel back home and want to extend or renew TATA AIG student insurance online. These students can complete the TATA AIG international student travel insurance renewal request form online and we will try to get an approval for you.
The TATA AIG Student Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID-19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.
Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries.
A full refund of the premium if rejected by the university.
Will help complete the university waiver form if required.
Special approval possible for students already outside India
TATA AIG student insurance reimburses the semester fee if the student is not able to complete the studies due to a medical emergency.
If the sponsor of the students education is fatally injured or left permanently disabled, the TATA AIG student insurance will help cover the tuition fees for the remainder of the course.
When you buy the TATA AIG student travel insurance, your pay in Indian Rupees, but are covered in US Dollars. This makes the TATA AIG student medical insurance very affordable when compared to international student insurance options.
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
TATA AIG Student medical insurance for Indian students already outside India.
Download TATA AIG student travel Guard brochure online.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas student travel insurance.
Get all the answers to the most frequently asked questions (FAQs) regarding student travel medical insurance offered by TATA AIG.
Students can renew their existing policy online before the exipry date at any time.
Useful discussions and forum entries for best international TATA AIG international student insurance.
List of some of the Universities whose students have purchased TATA AIG student health insurance in the past.
Compare TATA AIG student health insurance plans.
Overseas study for Indian students is expensive, Australia is one of the more affordable destinations. Australia offers a high standard quality education, excellent living conditions while hosting a tolerant multicultural society which includes a large Indian expatriate community.
Higher education in Australia provides value for money given that the courses are shorter and more intensive, they quickly incorporate latest innovations in science & technology, modern trends in marketing & management in their diploma/degree programs. All of this makes Australian education very current, practical and responsive to the needs of the working world.
Please read through TATA AIG student insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can also complete an online TATA AIG Travelguard proposal form. You can renew/extend the plan using TATA AIG student insurance extension on expiry. You can also get the best travel insurance quotes using the TATA AIG Student guard premium chart.
The Australian government has made it mandatory for all international students and their families to pay for their own health insurance in Australia through the Overseas Student Health Cover (OSHC) scheme. Indian students can buy OSHC through the University or they can arrange their own OSHC independently through an approved provider. If you want to arrange for your own OSHC, then you should visit the Department of Health and Aging website to get a list of approved providers.
Over the past few years, many Indian students have been buying TATA AIG Student Guard insurance to satisfy the Australian university requirement. What makes TATA AIG Student insurance attractive is that it is comparatively cheaper when compared to an Australian Student health insurance. The premium is paid in Indian Rupees, while the coverage options are in US Dollars. The TATA AIG Student insurance plan is excellent for Indian students in that in that it includes both travel insurance as well as health insurance for the duration of ones stay outside India. When compared to Australian insurance plan, it has additional coverage for Study Interruption, Sponsor Protection and Compassionate visit. All of these are designed specifically to satisfy the needs of Indian students outside India.
The free-look period is a 15-day buffer period during which students can review the policy documents and choose to cancel the policy without having to pay a cancellation fee. This is very useful if one is not sure of the University will accept the student insurance.
Yes, there is an age limit to be eligible to buy the TATA AIG student travel insurance. The student must be between the ages of 16 and 35 to satisfy eligibility.
Yes, If the student requires a dental surgery to treat acute pain from a natural tooth, the student medical insurance will help take care of the cost.
No, the TATA AIG student travel insurance will not cover any costs associated with treatment of a pre-existing ailment unless it is a life-threatening situation.
In circumstances where the student is hospitalised for over a month or cannot continue education due to a covered illness or injury, the student travel insurance will reimburse the student for any tuition fees that are already paid to the educational institution.
Student travel insurance is strongly recommended even if the students is traveling to a country where student travel insurance is not mandatory. Given the benefits of having student travel insurance, it is strongly advised to buy TATA AIG medical insurance for international students in Australia.
International students are not required to produce proof of student insurance for their F1 visa and there is no US government insurance requirements for studying in the US. However, very often US universities insist of student insurance requirements. It is however strongly advised to buy TATA AIG Australia student insurance given the benefits of good student travel insurance.
Even if not mandated by any authorities, good medical travel insurance plan can protect the student while outside India. Student medical insurance takes care of hospital related costs, medicine expenses and costs related to an emergency surgery
In the U.S., access to low-cost or public health care is very limited, and international students typically are not eligible for most programs. Experts say students should contact universities about their specific policies, which can vary widely.
I am grateful for your cooperation and for the reimbursement which you have sent to my bank account.
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Thanks again for the prompt endorsement and date change. Appreciate the help.
Thanks a lot for the speedy response and sending me the policy pdf.
Thanks a lot for your support. Your prompt services has made the complete job of taking the policy easy. I appreciate your kind service over the telephone as well as mails. For the further assistance in future, it would be a pleasure to call you back (I would need 2 more policies in the coming future)
I appreciate the support and guidance towards helping me to complete the procedure for buy the policy. A company becomes a star when they have staff like you. Thank you once again. I acknowledge the receipt of the Policy.