TATA AIG travel insurance for Indian tourists visiting China

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Covers Covid19 sickness
TATA AIG travel insurance
Call: 080-4110 1026

TATA AIG Travel Insurance Review

Sum Insured
USD 50,000/ 100,000/250,000/500,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

Travel insurance for Coronavirus CovidTATA AIG travel insurance coverage for Covid19

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.
TATA AIG covid insurance for international travel

Does TATA AIG travel insurance cover Covid19?

Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses. If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
TATA AIG travel insurance
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Importance of travel health insurance for Indian tourists visiting the China

Indian tourists travelling to the China mainly to Beijing, Xi’an, Huangshan, Guilin cannot rely on their Indian health insurance coverage while in the China. Travelling abroad will always involve some risks which can result in unexpected sickness or even an accident. The cost of health care in the China is very expensive for international tourists.

Buying the best health insurance while travelling is advisable as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability. Tata AIG Travelguard insurance offers coverage for Indian tourists to the China to have a worry free trip as all the medical expenses will be taken care of.

China

What are the main coverage benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Accident and Sickness medical expense
Medical expenses from $50,000 to $500,000 US Dollar coverage
Sickness Dental Relief:
Up to $1000
Accidental Death and Dismemberment (24 Hours):
Up to $25,000
Accidental Death and Dismemberment (Common Carrier):
Up to $5,000
Emergency Medical evacuation:
This is included
Repatriation of Remains:
This is included as part of accident and sickness benefit
Baggage delay (After 12 hours):
This is included as part of accident and sickness benefit
Checked Baggage loss:
10% per item and 50% per bag, up to $1,000
Loss of Passport:
$250
Personal Liability:
Up to $500,000
Flight delay:
Up to $100
Hijack:
Up to $500
Emergency cash advance:
Up to $1500
Fraudulent charges (Payment card Security):
Up to $2000
Home burglary:
Up to Rs 2,00,000
Trip Cancellation:
Up to $1000
Trip Curtailment:
Up to $1000
Missed Connection / Missed Departure:
Up to $1000
Bounced Hotel / Airline booking:
Up to $1000
Travel insurance

What is the cost of TATA AIG travel insurance to visit China?

The cost of TATA AIG travel medical insurance for visitors to China from India depends on the following factors:
  1. Age of the traveler: The older the traveler the higher the cost of travel insurance online China.
  2. Length of travel: The cost of travel insurance for visitors to China from India increases with the duration of insurance coverage required.
  3. Travel Destination: The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  4. Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $500,000.
  5. Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

TATA AIG travel insurance India, TATA AIG international travel insurance

TATA AIG international travel insurance

buy TATA AIG travel insurance How to buy TATA AIG insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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TATA AIG traveler outside India Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

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TATA AIG travel insurance premium chart TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.

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TATA AIG travel insurance claims TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

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TATA AIG student travel insurance Brochure TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

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TATA AIG travel plan renewal TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

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TATA AIG China travel insurance FAQ's

How much is TATA AIG travel insurance cost for China?

The cost for the China travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of China travel insurance required, the greater will be the cost. You can get buy TATA AIG travel insurance for China by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.

Do I need travel insurance for China?

If you are applying for the China visa, the consular authorities can ask you to have adequate travel insurance for China. However given the fact that your domestic Indian health insurance provides little coverage in China, it is important for Indian travelers to buy good TATA AIG travel insurance for China.

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are :

Cashless :

  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement :

  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

How can I renew my TATA AIG travel policy? How do I extend my TATA AIG travel insurance?

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Can I extend my TATA AIG travel insurance while abroad?

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Popular tourist destinations in China

Great Wall of China

Great Wall of China

The Great Wall of China is one of man’s greatest engineering feats and longest outdoor museum, stretching from Gansu Province in the west to Shanhaiguan on the Bohai Sea in the east.

The Forbidden City

The Forbidden City

China's largest and most important building, the Forbidden City - also known as the Imperial Palace - is in the heart of Beijing and is a must-see when visiting the country.

Victoria Harbour

Victoria Harbour

Victoria Harbour is one of the deepest container ports in the world. The bay offers stunning views of the skyscrapers of Hong Kong island on one side, and the Tsim Sha Tsui shoreline on the other.

The Terracotta Army

The Terracotta Army

This mighty army of terracotta warriors and horses, found in three vaults, is one of the most famous archaeological finds in the world.

China FlagChina - General information

Area

9.597 million km²

Capital

Beijing

Currency

Renminbi

Best time to visit

Spring and Autumn

Population

137.87 crores (2016)

Language

Standard Mandarin

Vacation spots

The Great Wall of China, The Forbidden City, The Terracotta Army, The Summer Palace, Cruising the Li River, The Yangtze River.

TATA AIG international travel insurance information

Please review the TATA AIG travel insurance brochure for the benefits covered and its policy wordings which details the terms and conditions. You can also complete the TATA AIG Travelguard proposal form. Customers can compare quotes using the TATA AIG premium chart. Travellers in China who wish to get extended coverage can renew/extend the plan using TATA AIG travel insurance extension. Senior citizens can look at specific coverage that is important for older travellers and understand the travel insurance coverage for pre-existing conditions.

What does TATA AIG travel insurance cover?

  • Medical expenses coverage
    • The plan covers for medical expenses due to accident and sickness while traveling outside India.
  • Checked baggage loss
    • Reimbursement for loss of checked in baggage.
  • Loss of Passport
    • Coverage for expenses incurred in obtaining a duplicate or new passport.
  • Sickness Dental Relief
    • The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
  • Personal liability
    • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
  • Hijacking
    • In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
  • Trip Delay
    • Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
  • Personal Accident
    • TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
  • Baggage delay
    • Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travelguard insurance

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Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.
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Travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for travel insurance for over 80 years old
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  • Parents travel insurance
  • Individual travel insurance
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Seniors above 80 years

TATA AIG overseas insurance for older travelers above 80 years.

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Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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International travel insurance for Indian parents overseas.

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Krishnamachari

Thank you team for setting these claims so quickly. Indeed Kudos to you particularly

& to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.

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Ashwin

Thanks a lot for the speedy response and sending me the policy pdf.

This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.

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Soham

Thank you very much for your amazing service and response.

I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.

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Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".

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