Welcome to the Tata AIG insurance family. We thank you for choosing TATA AIG for your Travel Insurance needs and wish you a safe and pleasant trip! Please review the following flow chart, which will help you in the event of any admissible loss, accident or sickness.
USD 50,000/ 100,000/250,000/500,000
180 days( can be extended for further)
180 days to 99 years
The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.
Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....
Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses.
If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
TATA AIG Travel Insurance Process for Cashless Settlement
Q. How do I claim Tata AIG insurance? How do I make an AIG travel insurance claim?
Here is the information to file a claim with the Tata AIG travel insurance
Registration with AIG IS / AIG Travel Assist / United Healthcare Network within 4 hours.
After Verifying coverage with Tata AIG, AIG IS / AIG Travel Assist / United Healthcare places guarantee of payment within 3 - 4 hours.
After treatment, customer has to pay only the deductible.
Insured admitted should submit the policy schedule to the hospital.
Registration with AIG IS / AIG Travel Assist / United Healthcare within 4 hours.
After Verifying coverage with Tata AIG, AIG IS / AIG Travel Assist / United Healthcare places guarantee of payment within 3 - 4 hours.
After treatment, customer has to pay only the deductible.
Tata aig health insurance USA: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our travel insurance from India to USA customers access to United Healthcare network of hospitals and physicians in USA.
TATA AIG travel insurance claims documents TATA AIG travel insurance claim form pdf
How to buy TATA AIG insurance?
You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Traveler outside India
Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.
TATA AIG Asia Travel Guard premium chart
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas
TATA AIG insurance claims
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
TATA AIG Asia travel insurance brochure
Download TATA AIG Travel Guard brochure online!
TATA AIG travel insurance renewal
Travel insurance customers can renew their existing policy online before the exipry date at any time.
You can claim a reimbursement from Tata AIG travel insurance in the following manner.
The reimbursement amount is the amount that is paid to the policy holder for the expenses that he / she made directly. Tata AIG international travel insurance does reimburse its policy holders for eligible out of pocket expenses according to the policy terms and conditions.
Cashless claim in Tata AIG international travel insurance is a claim made by the policy holder in which TATA AIG general insurance settles with the hospital directly according to the policy terms and conditions.
Tata AIG travel insurance claims documents required to submit vary from one claims to other. Please go through the documents required for insurance claim to know in detail what documents are required to submit for each claim.
Claims documentation have to be submitted to the Tata AIG claims department. You have to send all the documents in original for processing the claim. You can either submit the claims forms via courier or speed post. You have also hand over the documents to the Tata AIG main office in your town or city.
Claims Department,
Tata AIG General Insurance Company Limited.
A-501, 5th Floor, Building No.4, Infinity Park, Gen. A.K. Vaidya Marg, Dindoshi, Malad (East), Mumbai, India - 400097.
Mail medical claims to:
HYGEIA
Travel Guard Attn: Tata Aig Claims, PI Box 8003, Stevens Point, WI 54481
United health Group Company / The First Health Network.
Claims Department,
Our TATA AIG Travel Insurance Service Center is equipped to provide you with the necessary guidance in your situation, and will direct you on claims procedure.
Note:Failure to call this number in respect of Medical Accident & Sickness Claims (Travel) shall invalidate your claim, if any. In case of OPD treatment (where hospitalization is not required), please collect all bills and receipts and file for reimbursement with Tata AIG, Claims Department, at the address mentioned above.
This is a General TATA AIG Travel Insurance checklist of documents, please check for availability of coverage under the policy.
NRI Online Pvt Ltd markets TATA AIG's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by the TATA AIG General Insurance Company Limited.The plan covers for medical expenses due to accident and sickness while traveling outside India.
Reimbursement for loss of checked in baggage.
Coverage for expenses incurred in obtaining a duplicate or new passport.
The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.
TATA AIG Travel Insurance Reviews - Customer experiences and testimonials.
TATA AIG travel insurance for popular travel destinations.
TATA AIG Travel insurance customer care information for Indians travelling overseas.
You can find different sections of insurance types here.
TATA AIG travel insurance for Indians traveling overseas.
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Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
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TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.
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Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.
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Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
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Compare and buy TATA AIG domestic travel insurance.
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I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
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Know more »Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
Covid19 travel insurance
