USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs
360 days
90 days to 99 years
Indians travelling to Europe has been increasing dramatically. Indian tourists plan their trips early to ensure that they do not face any problems while travelling, but there can always be some unplanned situations that would arise. This may be a sudden sickness or accident which can could result in hospitalization. The health care facilities in Europe is very expensive and medical bills in Schengen countries can be overwhelming and will ruin your travel plans. Most European countries require Indians to have medical insurance with certain requirements while they are applying for Visa.
TATA AIG travel insurance is approved by the Schengen consulates for European countries. It satisfies all the medical insurance requirements as made compulsory by the consulate. With TATA AIG Europe travel insurance, Indian travelers can enjoy their trip to Europe without any distress as most of the medical and travel related risks will be taken care of.
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
Benefits | Silver | Silver Plus | Gold | Platinum | Titanium | Titanium Plus |
---|---|---|---|---|---|---|
Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years | 3 months - 60 years | 3 months - 60 years |
Destination | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe |
Sum Insured for Accident & Sickness | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $250,000 Deductible : $100 |
Up to $500,000 Deductible : $100 |
Up to $750,000 Deductible : $100 |
Up to $1,000,000 Deductible : $100 |
Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $2,500 | Up to $5,000 | Up to $10,000 | Up to $10,000 | Up to $15,000 | Up to $20,000 |
Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $250,000 Deductible : $100 |
Up to $500,000 Deductible : $100 |
Up to $750,000 Deductible : $100 |
Up to $1,000,000 Deductible : $100 |
Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000Benefit Total - Maximum $50,000 |
Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000Benefit Total - Maximum $75,000 |
Emergency Medical Dental Expenses | $300 Deductible : $50 |
$400 Deductible : $50 |
$500 Deductible : $50 |
$1,000 Deductible : $50 |
$1,000 Deductible : $50 |
$1,200 Deductible : $50 |
Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$45 Deductible : After 4 hours |
$50 Deductible : After 4 hours |
$50 Deductible : After 4 hours |
$50 Deductible : After 4 hours |
Loss of Checked-in Baggage | $200 | $200 | $300 | $300 | $400 | $500 |
Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
$500 Deductible : $25 |
$500 Deductible : $25 |
Personal Liability | $100,000 Deductible : $200 |
$100,000 Deductible : $200 |
$200,000 Deductible : $200 |
$500,000 Deductible : $250 |
$500,000 Deductible : $250 |
$500,000 Deductible : $250 |
Trip Curtailment | $500 Deductible : $50 |
$500 Deductible : $50 |
$750 Deductible : $75 |
$1,000 Deductible : $100 |
$1,000 Deductible : $100 |
$1,500 Deductible : $100 |
Trip Cancellation | $500 Deductible : $50 |
$500 Deductible : $50 |
$750 Deductible : $50 |
$1,000 Deductible : $100 |
$1,000 Deductible : $100 |
$1,500 Deductible : $100 |
Flight Delay | - | - | $45 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
Missed Flight/Connection | $250 | $250 | $500 | $750 | $750 | $750 |
Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $50 |
$750 Deductible : $75 |
$1,000 Deductible : $100 |
$2,500 Deductible : $100 |
$5,000 Deductible : $100 |
Fraudulent Charges | Per Occurrence Limit $250; Maximum Limit $500 | Per Occurrence Limit $250; Maximum Limit $500 | Per Occurrence Limit $500; Maximum Limit $1000 | Per Occurrence Limit $1000; Maximum Limit $2000 | Per Occurrence Limit $1250; Maximum Limit $2500 | Per Occurrence Limit $1250; Maximum Limit $2500 |
Home Content Burglary (in INR) | ₹ 50,000 Deductible : ₹ 5,000 |
₹ 50,000 Deductible : ₹ 5,000 |
₹ 1,50,000 Deductible : ₹ 5,000 |
₹ 2,50,000 Deductible : ₹ 5,000 |
₹ 5,00,000 Deductible : ₹ 5,000 |
₹ 5,00,000 Deductible : ₹ 5,000 |
Accommodation Extension | $100 per day upto Maximum of 10 days | $250 per day upto Maximum of 10 days | $300 per day upto Maximum of 10 days | $750 per day upto Maximum of 10 days | $1000 per day upto Maximum of 10 days | $1000 per day upto Maximum of 10 days |
Hijack/Kidnap Daily Allowance | - | $75 for every 12 hours, upto Maximum of 10 days | $100 Per 12 hours, upto Maximum of 10 days | $150 Per 12 hours, upto Maximum of 10 days | $150 Per 12 hours, upto Maximum of 10 days | $200 Per 12 hours, upto Maximum of 10 days |
Loss of International driving license | - | $100 | $100 | $100 | $150 | $150 |
Flight Cancellation | - | $75 | $75 | $150 | $200 | $250 |
Emergency Extension of the Policy | 7 days | 7 days | 7 days | 15 days | 15 days | 15 days |
Loss of Personal Baggage | - | - | $200 Deductible : $30 |
$300 Deductible : $30 |
$400 Deductible : $30 |
$500 Deductible : $30 |
Personal Accident in India (in INR) | - | - | ₹ 15,00,000 | Rs. 20,00,000 | Rs. 25,00,000 | Rs. 50,00,000 |
Compassionate Travel/Stay | - | - | - | Upto $3,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
Loss of Cash | - | - | - | $125 | $250 | $375 |
Upgradation to Business Class | - | - | - | - | $750 | $1,000 |
Rental Vehicle Cover | - | - | - | - | $500 | $500 |
Rental Vehicle Return | - | - | - | - | $250 | $500 |
Alternative Transport Expenses | - | - | - | - | $750 | $1,000 |
Pandemic Cover | - | - | - | - | $500 | $500 |
Hospital Daily Cash (Per Day) | - | - | - | - | - | $75 Per day, upto Maximum of 10 days |
Missed Booking | - | - | - | - | - | $750 |
Visa Rejection | - | - | - | - | - | $100 |
Medical Sublimit | Silver | Silver Plus | Gold | Platinum | Titanium | Titanium Plus |
---|---|---|---|---|---|---|
Hospital Room Rent and Boarding expenses | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days | $1,750 per Day up to 30 Days | $2,000 per Day up to 30 Days | $2,000 per Day up to 30 Days | $2,500 per Day up to 30 Days |
Emergency Room Services | $1,500 | $1,500 | $1,750 | $2,000 | $2,000 | $2,500 |
ICU Charges | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days | $3,250 per Day up to 7 Days | $3,750 per Day up to 10 Days | $3,750 per Day up to 10 Days | $4,000 per Day up to 10 Days |
Surgical Treatment Expenses | $12,500 | $12,500 | $13,000 | $15,000 | $15,000 | $22,500 |
25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
Physician Consultation Charges | $125 per day up to 10 visits | $125 per day up to 10 visits | $175 per day up to 10 visits | $250 per day up to 10 visits | $250 per day up to 10 visits | $350 per day up to 10 visits |
Diagnostic Tests | Up to $750 | Up to $750 | Up to $1,000 | Up to $1,500 | Up to $1,500 | Up to $2,500 |
Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $600 | Up to $750 | Up to $750 | Up to $1,000 |
Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 |
Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 |
Emergency Room Services | $27,500 | $27,500 | $30,000 | $35,000 | $35,000 | $40,000 |
Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $15,000 | $17,500 | $17,500 | $20,000 |
Benefits | Senior | Senior Plus | Super Senior |
---|---|---|---|
Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
Age | 71-80 years | 71-80 years | 81+ years |
Destination | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe |
Sum Insured for Accident & Sickness | Upto $50,000 Deductible : $100 |
Upto $100,000 Deductible : $100 |
Upto $50,000 Deductible : $100 |
Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Emergency Medical Dental Expenses | $300 Deductible : $75 |
$500 Deductible : $75 |
Not Available Deductible : Not available |
Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
Loss of Checked-in Baggage | $200 | $200 | $200 |
Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
Trip Curtailment | $500 Deductible : $100 |
$500 Deductible : $100 |
$500 Deductible : $100 |
Trip Cancellation | $250 Deductible : $50 |
$500 Deductible : $50 |
$250 Deductible : $50 |
Flight Delay | $40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
Missed Flight/Connection | $250 | $250 | $250 |
Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $75 |
$250 Deductible : $50 |
Home Content Burglary (in INR) | ₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
Accommodation Extension | $50 per day upto Maximum of 10 days | $100 per day upto Maximum of 10 days | $50 per day upto Maximum of 10 days |
Hijack/Kidnap Daily Allowance | $75 Per 12 hours, upto Maximum of 10 days | $100 Per 12 hours, upto Maximum of 10 days | $75 Per 12 hours, upto Maximum of 10 days |
Loss of International driving license | - | - | - |
Flight Cancellation | - | $75 | - |
Emergency Extension of the Policy | 7 days | 7 days | 7 days |
Loss of Personal Baggage | Not Available Deductible : Not Available |
$200 Deductible : $30 |
Not Available Deductible : Not Available |
Compassionate Travel/Stay | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
---|---|---|---|
Hospital Room Rent and Boarding expenses | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days |
Emergency Room Services | $1,500 | $1,500 | $1,500 |
ICU Charges | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days |
Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
Physician Consultation Charges | $125 per day upto 10 visits | $125 per day upto 10 visits | $125 per day upto 10 visits |
Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Yes, travel insurance is very important for Europe, it is in fact mandatory while applying for the Schengen visa, and even if you are traveling outside the Schengen area, you should ensure that you have adequate travel insurance for your trip. Indian tourists will not have access to free emergency medical treatment and will be charged for any healthcare expenses unless you are covered with proper travel insurance.
Even though most of the European countries have a universal healthcare system, they system but it is not free. Each country has its own variation and it is usually available for residents of that country and not to tourists.
As an Indian citizen, if you will be traveling to any of the Schenen countries, ie the following 29 countries you are required to show proof of travel insurance which satisfies Schengen visa requirements : Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland.
Tata AIG travel guard plus travel insurance is best for Schengen visa. Its plans satisfy visa insurance requirements and can be purchased online hasslefree.
Indians travelling in groups to Europe, Tata AIG will cover most of the medical expenses for group of travellers to Europe, You could fill our group insurance quotes form and we will get back to with the premium.
Individual travel insurance plans are designed for individual travelers both traveling overseas from India or for domestic travel within India.
Read more »A Family refers to an Individual, individuals spouse, children and parents. Family travel insurance offers medical coverage for all members of the family.
Read more »Various unforeseen events could disrupt your carefully planned travel, such as unexpected conflicts in your destination country, sudden international travel restrictions, or flight cancellations and delays. Additionally, you may encounter a medical emergency during your trip, which could require treatment or, in more serious cases, hospitalization.
To ensure you have adequate financial protection against unexpected situations during your travels, it’s essential to choose the right travel insurance plan. When purchasing a Europe travel insurance policy, make sure it offers comprehensive coverage for medical and accident-related expenses, baggage loss or delay, local assistance, and health insurance.
At Tata AIG, we provide affordable travel insurance plans for Europe that include coverage for Covid-19, along with comprehensive protection for your trip. These plans are flexible, allowing you to tailor the coverage to suit both your travel needs and budget.
When planning your trip to Europe, it's important to ensure you have all the necessary documents for your journey. Here’s a list of essential documents you’ll need:
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
The TATA AIG travel insurance for Schengen visa price ranges between ₹1,183 to ₹2,978 for one month(30 days) for 25 years old traveler, based on type of plan and policy maximum coverage.
Travelers visiting Europe (Premiums inclusive of GST @18%) | ||
---|---|---|
Plan Name | Policy maximum (US $) | Cost for one month (30 days) |
Travel Guard Plus Silver | $50,000 | ₹1,183 |
Travel Guard Plus Silver Plus | $1,00,000 | ₹1,391 |
Travel Guard Plus Gold | $2,50,000 | ₹1,577 |
Travel Guard Plus Platinum | $5,00,000 | ₹1,897 |
Titanium | $7,50,000 | ₹2,431 |
Titanium Plus | $1,000,000 | ₹2,978 |
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".