TATA AIG comprehensive visitor insurance plan without sub-limits

Buy TATA AIG travel insurance with no sublimts

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TATA AIG travel guard insurance plan now includes comprehensive coverage even for older travelers. Most Indian overseas mediclaim insurance plans offer comprehensive coverage (without sublimits) only up to a certain age. After this threshold age, most "travel insurance plans have sublimits", which means older travel insurance coverage is very limited.
TATA AIG has introduced the travel guard insurance plan without sublimits for senior citizens and is available up to the age of 99 years. This 'no sub-limit' plan is more expensive but offers comprehensive coverage which can make all the difference in case of a huge medical expense while outside India. The TATA AIG visitor insurance plan also provides coverage for Pre existing conditions in life threatening conditions up to USD 1,500.
Fill the form below to get quotes for your age. You can also vary the sublimits options to see the price change on selecting "yes" for sublimits:

TATA AIG travel insurance
Call: 080-4110 1026

TATA AIG Travel Insurance Review

Sum Insured
USD 50,000/ 100,000/250,000/500,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

TATA AIG travel insurance coverage for Covid 19, TATA AIG Covid 19 travel insurance

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID-19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.
The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.
TATA AIG covid insurance for international travel

TATA Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
ONLINE RENEWAL

TATA AIG travel insurance India - Useful links

How to buy TATA AIG overseas travel insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.


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TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas


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TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.


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TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!



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TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.


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Individual Travel Insurance
Individual travel insurance plans are designed for individual travelers both traveling overseas from India or for domestic travel within India.
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Family travel insurance
Family Travel Insurance
A Family refers to an Individual, individuals spouse, children and parents. Family travel insurance offers medical coverage for all members of the family.
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Annual Multitrip Insurance
Buy Multitrip corporate travel insurance for business travelers offered by TATA AIG.
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Senior citizens travel health insurance from TATA AIG

Parents above 80 years Seniors above 80 years

TATA AIG overseas mediclaim insurance for older travelers above 80 years.

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Parents above 80 years Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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Parents travel insurance Parents travel insurance

International travel insurance for Indian parents overseas.

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TATA AIG overseas insurance FAQ's

Does TATA AIG overseas travel insurance has any medical coverage restrictions for senior citizens?

TATA AIG overseas travel medical insurance has coverage restrictions starting from the age of 56 years and above. Below is the table of medical restrictions regardless of the plan / option purchased at the inception of the policy and its subsequent renewals, if applicable

  1. Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less.
  2. Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less.
  3. Surgical Treatment - Max $10,000
  4. Anaesthetist Services – Up to 25% of Surgical Treatment
  5. Physician's Visit - Max $75 per Day up to 10 visits
  6. Diagnostic and Pre-Admission Testing - Max $500
  7. Ambulance Services - Max $400

These medical sub limits can be waived off by paying an additional premium and s/he is covered up to the policy maximum.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

What does TATA AIG travel insurance cover?

  • Medical expenses coverage
    • The plan covers for medical expenses due to accident and sickness while traveling outside India.

  • Checked baggage loss
    • Reimbursement for loss of checked in baggage.


  • Baggage delay
    • Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

  • Loss of Passport
    • Coverage for expenses incurred in obtaining a duplicate or new passport.

  • Personal liability
    • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.

  • Hijacking
    • In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.

  • Trip Delay
    • Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).


  • Personal Accident
    • TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.

  • Sickness Dental Relief
    • The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey. Dental benefits will be provided for medically necessary filling of the tooth or surgical treatment, services, or supplies.

Find out more about TATA AIG Travelguard insurance

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Thank you team for setting these claims so quickly. Indeed Kudos to you particularly & to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.
- Krishnamachari
TATA AIG CITATION

Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 14 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".

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