TATA AIG Travel Medical Insurance for Indian Travelers - FAQ's

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TATA AIG Travel Insurance Quotes

No. of Travelers
Date of Birth
      OR age      years
Start Date
End Date
  Total Days: 
Destination*  List of Countries - Including USA and Canada;   List of Countries - Excluding USA and Canada;   Schengen Countries
Please contact us at +91-80-41101026 or email us if you need insurance coverage for more than 180 days.

India Travel insurance links

How to buy TATA AIG overseas travel insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

student quote

Student Insurance Quotes

No. of Students
Date of Birth
  OR age   
Start Date
End Date
   Total Days: 
TATA AIG travel insurance
Call: 080-4110 1026

TATA AIG Travel Insurance Review

Sum Insured
USD 50,000/ 100,000/250,000/500,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

Travel insurance for Coronavirus CovidTATA AIG Covid19 travel insurance

Travel insurance for Coronavirus CovidTATA AIG travel insurance coverage for Covid19, TATA AIG Covid19 travel insurance

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID-19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.

  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

TATA AIG covid insurance for international travel

Does overseas travel insurance cover Covid19?

Yes, TATA AIG travel insurance covers Covid19 under Hospitalization Medical Expenses.

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.
TATA AIG travel insurance
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No medical check up
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Instant policy

Get answers to all your Questions?

  1. What is Travel Insurance Policy?
  2. What is the policy period?
  3. How do you define a trip?
  4. How long does it take to get the policy?
  5. Can I get the list of countries covered under including and excluding Americas?
  6. What is the percentage of the claim payable and whether it will be taxed?
  7. What are the sub-limits prescribed by the policy?
  8. Can we visit ANY hospital or Doctor in US/Non-US in case of sickness?
  9. Do we pay first and then get reimbursed in India or TATA-AIG will pay all the expenses at the time of treatment?
  10. In order to utilize the insurance, should I intimate the insurance prior to visiting the Dr. or hospital?
  11. What is the time frame within which the claim intimation has to be made?
  12. Are there any restrictions on the hospital where the treatment should be taken?
  13. Is it necessary to visit a particular hospital?
  14. Does it pay for medicines (not preexisting)?
  15. In case of reimbursements how much time it takes?
  16. Do I get a refund of a part of the premium if I return before the coverage date ends?
  17. The policy document says "Automatic extension of the policy up to 7 days"! Does it mean the insured is in the grace period and he/she is automatically covered for those days after the last date of the policy?
  18. Is the sum insured mentioned under each category applicable to all members traveling on the policy and is there any restriction on number of claims?
  19. Is a newborn child covered from day one under the Group Travel Policy?
  20. What are the exclusions under the scheme?
  21. Age Limits and Coverage
  22. Who are the Assistance Companies for Overseas Travel Insurance?
  23. What are services of AIG IS & ISOS?
  24. What are the two types of claim settlements?
  25. What do you mean by Reimbursement claim settlement?
  26. What do you mean by Cashless claim settlement?
  27. What do you mean by Network Hospitals?
  28. What are the two types of Cashless hospitalization?
  29. What do you mean by Planned hospitalization?
  30. What do you mean by Emergency hospitalization?
  31. Who to contact during emergency cashless hospitalization at AIG IS or ISOS for assistance?
  32. How is deductible of $100 deduction applicable in case of Cashless hospitalization?
  33. How is reimbursement claim settled?
  34. Whom to contact for queries/clarification/claim settlement at Tata AIG?
  35. When does the cover commence?
  36. Can I extend the policy?
  37. Do I have to undergo a medical examination?
  38. What do I do if the trip is cancelled?
  39. What do I do if the trip is postponed?
  40. Does Baggage delay benefit is covered during the return journey?
  41. Does the policy covers Checked out baggage loss benefit during forward and return journey?
  42. What do I do if I meet with an accident or sickness abroad?
  43. If I make the payment will I get a reimbursement?
  44. Do I necessarily have to contact the assistance company in case of an emergency?
  45. What is cashless hospitalization?
  46. Circumstances under which a Request for Cashless Hospitalization can be denied?
  47. What about Claims relating to Travel Emergencies?
  48. Is there any refund of premium on travel guard policies in case of early return?
  49. If I take a room in a hospital? Will it covered?
  50. Does this policy covers emergency illness?
  51. How will the hospitalization claims be settled?
  52. What are the basic requirements for obtaining a GOP? How is it done?
  53. Does it cover emergence surgery, by-pass, and angioplasty if needed?
  54. What are the exclusions of the policy?
  55. what is meant by with sublimit and without sublimit?

TATA Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
Get free quotes for TATA AIG Travel / Student insurance

What does TATA AIG travel insurance cover?

  • Medical expenses coverage
    • The plan covers for medical expenses due to accident and sickness while traveling outside India.

  • Checked baggage loss
    • Reimbursement for loss of checked in baggage.

  • Baggage delay
    • Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

  • Loss of Passport
    • Coverage for expenses incurred in obtaining a duplicate or new passport.

  • Personal liability
    • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.

  • Hijacking
    • In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.

  • Trip Delay
    • Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).

  • Personal Accident
    • TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.

  • Sickness Dental Relief
    • The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey. Dental benefits will be provided for medically necessary filling of the tooth or surgical treatment, services, or supplies.

Find out more about TATA AIG Travelguard insurance

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Thank you team for setting these claims so quickly. Indeed Kudos to you particularly & to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.
- Krishnamachari

Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 14 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".

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