Student medical insurance for students already outside India

Please fill this form and we will get back to you with a response to your request to buy student insurance from outside India.

Student outside India form

1. Student Name
2. Student Date of Birth
  OR age      years
3. when did you travel from India
4. Date of returning to India
5. Duration of Stay
6. Destination country
7. Need insurance from
8. I Certify that
9. Contact e-mail id
10. Contact phone number
11. Applicant Nationality
12. Are you currently insured?
13. Current insurance
14. Name of the university
15. Security Code
Security Image  (Not case sensitive)

Student medical insurance for Indian students already outside India - Best health insurance options

Indian Students who have already left India for their studies abroad and who need overseas student travel medical insurance can fill the Student already outside India application form. We will try to special approval from the insurance underwriting team for student to be able to buy proper student insurance given that they are already outside India.

What does TATA AIG travel insurance cover?

Medical expenses

Covers medical expenses arising from treatment of sudden illness or accident while overseas Emergency medical evacuation.
Covers expenses arising from transporting parents to the nearest medical facility if not available in the current area.

Repatriation of Remains

Covers expenses arising from sending the remains to India when there’s death.

Baggage loss or Baggage delay

Reimbursement of expenses involved when the checked baggage is lost or delayed.

Dental coverage

Treatment of sudden acute pain in tooth.

Pre-existing conditions

Coverage available from $1,500 upto to $20,000 based on the plan chosen for treatment of pre-existing conditions in case of life-threatening situations.

No Sub limits

Offers comprehensive coverage without sub limits up to the age of 99 years.

Student travel insurance - Frequently asked questions

Most of the colleges and universities in the US insist that international students have adequate student health insurance. It is advisable to buy the best student health insurance while studying in an US university.

Most universities require that the network of hospital must be close to the campus, coverage for out patient expenses, ambulance charges, maternity, mental illness and sports injuries. The best student travel insurance plans in India are much cheaper when compared to US university insurance options, while providing comparable coverage.

International student health insurance cost depends on different factors. The important factors are the age of the student, study destination, the maximum medical coverage, the deductible, coinsurance as well as coverage for optional requirements like maternity, sports, pre-existing condition. Typically the cost of student insurance coverage in the US is most expensive followed by Europe and Asia.

Yes International students need to buy health insurance to cover emergency medical expenses, study interruption, sponsor protection, mental health, passport loss, baggage loss, compassionate visit. In a foreign country like the US where health care is sophisticated but the cost of medical treatment is very high, being forced to go to an US hospital can be financially catastrophic.

TATA AIG travel health insurance


Parents above 80 years

TATA AIG travel insurance for older travellers above 70 years.


Parents travel insurance

International travel insurance for Indian parents overseas.


Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.


Senior Citizen Insurance

TATA AIG overseas mediclaim insurance for older travelers above 80 years.

Customer Testimonials

TATA AIG Citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".