Travel insurance for visiting Malaysia, TATA AIG travel insurance from India to Malaysia

Importance of travel health insurance for Malaysia

Indian tourists travelling to Malaysia cannot rely on their Indian domestic health insurance coverage while in Malaysia. Travelling overseas will always involve some risk that can result in unexpected sickness or even an accident. The cost of health care in Malaysia is expensive for international tourists and it is hence important to buy good Indian overseas mediclaim insurance while visiting Malaysia.

Buying the best Indian travel health insurance while travelling overseas is advisable as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability. Tata AIG’s Travelguard visitor medical insurance for Malaysia offers coverage for Indian tourists, parents and senior citizens to have a worry free trip as all eligible medical expenses will be taken care of.

TATA AIG international travel insurance highlights

Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

Coverage period

360 days

Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

Filled & signed Good health declaration
Passport (first and last page & stamp page of the departure)
Air ticket copy of onward journey (traveled from India to overseas)

Factors for buying Indian travel insurance for Malaysia

The following are the important factors to consider while buying TATA AIG travel insurance Malaysia from India:

Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Malaysia plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Malaysia without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What is the cost of TATA AIG travel insurance to visit Malaysia?

The cost of TATA AIG travel medical insurance for visitors to Malaysia from India depends on the following factors:

Age of the traveler
The older the traveler the higher the cost of travel insurance online Malaysia.
Length of travel
The cost of travel insurance for visitors to Malaysia from India increases with the duration of insurance coverage required.
Travel Destination
The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
Sum limit of insurance
The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.
Sub-limits vs No Sub-limits
This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document

Medical Expenses - Injury and or Illness
Unlimited Sum Insured from $50,000 to $10 Lakhs USD per incident/loss, arising out of the same illness/injury.

Pre Existing Disease cover
Pre-existing diseases covered maximum liability up to $20,000 for under life threatening situation.

Emergency Medical evacuation
This is included in Medical Expenses - Injury and or Illness

Repatriation of Remains
25% of sum insured (This is included in Medical Expenses - Injury and or Illness)

Baggage delay
Upto $500

Checked Baggage loss
Upto $500

Accidental Death and Dismemberment (24 Hours)
From $10,000 to $25,000

Accidental Death and Dismemberment (Common Carrier)
Upto $5,000

Loss of Passport
From $250 Upto $500

Personal Liability
Upto $500,000

Flight delay (After 12 hours)
Upto $50

Hijack
Maximum Up to $500

Emergency cash advance
From $500 to $1500

Fraudulent charges (Payment card Security)
From $500 to $2000

Home burglary
From $100,000 to $2,00,000

Trip Cancellation
Upto $1500

Trip Curtailment
Upto $1500

Missed Connection / Missed Departure
Upto $750

Bounced Hotel / Airline booking
Upto $5000

Sickness Dental Relief
Upto $1200

Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage.

TATA AIG overseas health insurance Malaysia- FAQ's

Is travel insurance mandatory for Malaysia from India?

No, purchasing Malaysia travel insurance when you are travelling from India is not mandatory. However it is advisable to have travel insurance cover which covers you and your companions for your emergency medical and non-medical expenses in Malaysia.

Does tata aig offer travel insurance to Malaysia?

Yes Tata AIG travel insurance offers travel insurance to Malaysia

What documents do I need to purchase TATA AIG Travel Insurance?

You do not need to submit any documents to purchase Tata AIG travel insurance from India to Malaysia. You should know the personal details as per passport of the travellers who are travelling to Malaysia. You can get free quotes and buy Malaysia travel insurance online.

Who is eligible to purchase Tata AIG Travel Insurance for Malaysia?

Indian residents who are travelling from India to Malaysia for leisure, studies, business or vacation are eligible to purchase Tata AIG travel insurance for Malaysia. Individual and families who are going on vacation or leisure can buy single trip travel insurance while people travelling frequently on business can purchase multi trip travel insurance and students can buy the student travel insurance.

Can I extend my Tata AIG Travel Insurance if my stay in Malaysia gets extended?

Yes, you can extend your Tata AIG travel insurance if your stay in Malaysia gets extended. The renewal /extension can be done online and it’s simple. You have to fill the online renewal form available at Tata AIG renewal extension Based on the filled details we will get an approval / rejection of your policy renewal. If your renewal request is approved you can renew the policy online by paying your renewal premium.

What types of travel insurance plans does Tata AIG offer for Malaysia?

There are various types of plans offered by Tata AIG for Malaysia. List is as below

Single trip travel insurance : It is a round trip insurance suitable for people travelling on vacation and/or leisure. Travellers with age 3 months and above can buy this plan.

Multi trip insurance : It is an insurance for one year and suitable for business persons or frequent flyers.

Asia travel insurance: This is a sub set of single trip travel insurance which is suitable for travellers going to Asian countries for a shorter duration (up to 30 days). Asia plans cannot be extended further once the policy is active.

Student travel insurance: Indian students travelling overseas for study purpose can buy this plan. Initially it can be purchased for 1 year and later can be renewed before expiry.

Can I purchase Tata AIG travel insurance for Malaysia online?

Yes, you can purchase Tata AIG travel insurance for Malaysia online. You can get free quotes at Then select a suitable plan. Fill the online application and continue to make the payment online using different modes of payments.

What does Tata AIG Travel Insurance cover?

Tata AIG travel insurance policy in Malaysia covers the traveller for unforeseen emergency sickness and accident medical expenses. It covers for pre-existing medical conditions in case of life threatening situations, covers medical evacuation and repatriation. It also covers you for non-medical expenses benefits like baggage loss, baggage delay, trip cancellation, trip delay, missed connection and more. Please go through the policy terms and conditions to understand the benefits cover for the chosen plan.

What is the coverage for medical expenses under Tata AIG travel insurance for Malaysia?

The coverage for medical expenses under the Tata AIG travel policy can vary depending on the age of the traveller, travelling destination, duration of stay. The plans offered by Tata AIG are $50,000 USD, $100,000 USD, $250,000 USD and $500,000 USD

Are adventure activities covered under Tata AIG travel insurance for Malaysia? Does Tata AIG Travel Insurance cover adventure activities in Malaysia?

The current Tata AIG travel insurance for Malaysia policy does not cover for adventure activities in Malaysia

What should I do if I need emergency medical assistance while in Malaysia?

In case of a medical emergency while in Malaysia, depending on the emergency situation you need to contact the assistance service provider before visiting any hospital for treatment or immediately after visiting the hospital. The necessary tata aig travel insurance customer care toll free numbers are provided in the policy documents.

How do I make a claim under Tata AIG travel insurance for Malaysia?

In case of making a claim under Tata AIG travel insurance for Malaysia, you need to contact the claims department and first register the claims online. Tata AIG travel insurance claims department numbers are provided in the policy. You need to keep all the required documents ready to be submitted to support your claims. For more information on claims you can visit URL

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are :

Cashless :

Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement :

Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
The travelers calls the assistance service provider to register a claim.
Submits all the documents in original to the claims department back in India.
The claims department verifies the submitted documents. Claim is approved or rejected.
If approved the claims amount after deductible will be reimbursed to the traveler.

How can I renew my TATA AIG travel policy? How do I extend my TATA AIG travel insurance?

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online.

Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day).

if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.