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TATA AIG travel insurance for Canada from India

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TATA AIG Travel Insurance Review

Sum Insured

USD 50,000/ 100,000/250,000/500,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

TATA AIG travel insurance coverage for Covid19

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.

  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.

Covid insurance for international travel »

Does TATA AIG travel insurance cover Covid19?

Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses.

If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.

TATA AIG student travel insurance

No medical check up

Instant policy

TATA AIG international travel insurance information

Please review the TATA AIG travel insurance brochure for the benefits covered and its policy wordings which details the terms and conditions. You can also complete the TATA AIG Travelguard proposal form. Customers can compare quotes using the TATA AIG premium chart. Travellers in Canada who wish to get extended coverage can renew/extend the plan using TATA AIG travel insurance extension. Senior citizens can look at specific coverage that is important for older travellers and understand the travel insurance coverage for pre-existing conditions.

TATA AIG travel insurance renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

Factors to consider while buying Indian travel insurance for Canada

The following are the important factors to consider while buying TATA AIG Covid travel insurance Canada from India:

  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Canada plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Canada without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

Travel insurance for Indian tourists visiting Canada

The large Indian expatriate community in Canada which is often referred as the 'East Indian' community to distinguish it from the Native American Indian communities is close to 1.5 million strong, which makes it almost 3.5% of the Canadian total population. This is a very successful community, and have made its presence felt in all facets of Canadian society. The Canadian cabinet in fact is well represented by the East Indian community. While this community is visible across the country, it is most concentrated in the two ends of the country, specifically in provinces of Ontario and British Columbia and within these provinces in the cities of Toronto and Vancouver.

What is endearing about the Canadian Indian community is that along with its visible success, it continues to retain and strengthen ties with India. One visible result of this relationship is the frequent travel by parents, in-laws, grand-parents and other family members from India who often travel to Canada for extended durations to be with children and grand-children.

A word of caution to these Indian travellers is the need for good visitor medical insurance while outside India. The Indian health insurance policy will not provide any coverage while in Canada, and Canadian medical care is expensive for international visitors who are not permanent residents of Canada. Compare and buy best travel insurance for Canada from India.

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here.
Accident and Sickness medical expense
Medical expenses from $50,000 to $500,000 US Dollar coverage
Sickness Dental Relief
Up to $1000
Accidental Death and Dismemberment (24 Hours)
Up to $25,000
Accidental Death and Dismemberment (Common Carrier)
Up to $5,000
Emergency Medical evacuation
This is included
Repatriation of Remains
This is included as part of accident and sickness benefit
Baggage delay (After 12 hours)
This is included as part of accident and sickness benefit
Checked Baggage loss
10% per item and 50% per bag, up to $1,000
Loss of Passport
$250
Personal Liability
Up to $500,000
Flight delay
Up to $100
Hijack:
Up to $500
Emergency cash advance
Up to $1500
Fraudulent charges (Payment card Security)
Up to $2000
Home burglary
Up to Rs 2,00,000
Trip Cancellation
Up to $1000
Trip Curtailment
Up to $1000
Missed Connection / Missed Departure
Up to $1000
Bounced Hotel / Airline booking
Up to $1000
Pre Existing Disease cover
Pre-existing diseases covered under life threatening situations up to $1,500
Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage.

What is the cost of TATA AIG travel insurance to visit Canada?

The cost of TATA AIG travel medical insurance for visitors to Canada from India depends on the following factors:
  • Age of the traveler
    The older the traveler the higher the cost of travel insurance online Canada.
  • Length of travel
    The cost of travel insurance for visitors to Canada from India increases with the duration of insurance coverage required.
  • Travel Destination
    The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance
    The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $500,000.
  • Sub-limits vs No Sub-limits
    This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

TATA AIG travel insurance India

TATA AIG travel insurance India, TATA AIG international travel insurance

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How to buy TATA AIG overseas travel insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

TATA AIG traveler outside India
Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

TATA AIG travel insurance premium chart
TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

TATA AIG travel insurance claims
TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

TATA AIG student travel insurance Brochure
TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

TATA AIG travel plan renewal
TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

TATA AIG Canada travel insurance - FAQ's

Buying TATA travel insurance for Canada visitors from India is fairly quick and easy. You have to complete an online application providing all the relevant details regarding your travel. After completing the application form, you can pay for the policy using a credit or debit card.

After completing the online payment the policy document will be emailed to the email ID provided in the application form. Compare and buy best travel insurance Canada.

The cost for the Canada travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Canada travel insurance required, the greater will be the cost.

You can get buy TATA travel insurance for Canada by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.

If you are applying for Canada visa, the consular authorities can ask you to have adequate travel insurance for the Canada.

However given the fact that your domestic Indian health insurance provides little coverage in Canada, it is important for Indian travelers to buy best travel insurance for Canada.

The steps to claim TATA AIG travel insurance are

Cashless

  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement

  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online.

Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day).

if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Most Indian travel insurance for Canada mainly cover health and injury related medical emergencies. Along with this, they also provide coverage for passport loss, trip interruption, trip delays, medical evacuation and baggage delay or baggage loss. Please look at the travel insurance for Canada from India details for the detailed coverage benefits information.

Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like, Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa. However beyond mandated requirement for the visa, it is prudent to buy travel insurance for Canada from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance.

Popular tourist destinations in Canada

Niagara Falls

Niagara Falls

Niagara Falls is Canada's most famous natural attraction, bringing in millions of visitors each year. Located just over an hour's drive from Toronto, along the American border.

Moraine Lake

Moraine Lake

Moraine Lake is one of the most photographed places in western Canada. This glacier-fed lake is a gorgeous blue-green surrounded by mountains in Alberta.

Toronto's CN Tower

Toronto's CN Tower

On the shores of Lake Ontario in Canada's biggest city is the iconic CN Tower. The tower is one of the tallest structures in the world standing 553 meters high.

cn-tower

Cn-tower

It may only be a small town of 1,000 residents in the Manitoba province on the Hudson Bay shore, but Churchill draws huge crowds every year to see its most famous inhabitants, the polar bears.

Canada Flag

Canada general information

Canada FlagCanada general information

Area

9.985 million km²

Capital

Ottawa

Currency

Canadian Dollar

Best time to visit

Sep to Nov

Population

3.86 crores(2022)

Language

English and French

Vacation spots

Niagara Falls, Banff National Park and the Rocky Mountains, Toronto's CN Tower, Old Quebec (Vieux-Quebec), Whistler, Ottawa's Parliament Hill.

Travel insurance from TATA AIG

What does TATA AIG travel insurance cover?


Medical expenses coverage

The plan covers for medical expenses due to accident and sickness while traveling outside India.


Checked baggage loss

Reimbursement for loss of checked in baggage.


Loss of Passport

Coverage for expenses incurred in obtaining a duplicate or new passport.


Sickness Dental Relief

The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.


Personal liability

Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.


Hijacking

In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.


Trip Delay

Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).


Personal Accident

Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.


Baggage delay

Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travel Guard insurance

faq

Travel insurance FAQ's

Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.

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Travel insurance reviews

TATA AIG Travel Insurance Reviews - Customer experiences and testimonials.

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Popular travel destinations

TATA AIG travel insurance for popular travel destinations.

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Travel insurance customer care

TATA AIG Travel insurance customer care information for Indians travelling overseas.

Travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for travel insurance for over 80 years old
  • Pre-existing coverage travel insurance
  • Parents travel insurance
  • Individual travel insurance
Travel insurance India senior citizens

Seniors above 80 years

TATA AIG overseas insurance for older travelers above 80 years.

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Pre-existing coverage insurance

Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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Parents Travel insurance

Parents travel insurance

International travel insurance for Indian parents overseas.

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overseas travel insurance

Individual travel insurance

TATA AIG individual overseas travel insurance online

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Resourceful TATA travel insurance links

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Overseas Travel Medical Insurance

TATA AIG travel insurance for Indians traveling overseas.

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Annual Multitrip
Annual Multitrip Insurance

Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.

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Asia
Travel Asia Insurance

TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.

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Senior citizen travel insurance
Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.

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europe travel insurance
Schengen Visa Insurance

Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!

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Domestic travel insurance
Domestic Travel Insurance

Compare and buy TATA AIG domestic travel insurance.

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Customers Testimonials

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domestic travel insurance

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TATA AIG CITATION

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

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