TATA AIG student travel insurance TATA AIG travel insurance for Bali

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Tata AIG Travel Insurance

Importance of buying travel insurance for visiting Bali

Bali is one of the top tourist destination for Indians. Even though it is part of Indonesia, Bali is a largely Hindu Island and is full of Indian temples with a rich cultural history all of it in the midst of nature. Given its natural beauty and friendly people, Bali is like heaven on earth indeed. It has beautiful cafes along the beaches as well as many beautiful attractions inland as well. For the more adventurous, there are opportunities for snorkelling, scuba diving and windsurfing.

When you travel outside your home country, the domestic health insurance will not cover you outside India. As you are in a different environment and not sure when you may fall sick or meet with an accident. In a new atmosphere you are unaware of the medical treatment in Bali and the cost of medical services.

Having a best travel insurance for Bali from India can help you avail medical services and save you from paying huge bills. It is best to purchase TATA AIG travel insurance for Bali to have a trip without worrying about any catastrophic medical situations as it will be taken care of by your medical insurance. Compare travel insurance cost for Bali from India and buy best travel insurance for Indonesia from India.

Bali insurance

TATA AIG international travel insurance highlights

Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

Coverage period

360 days


90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Factors for buying Indian travel insurance for Bali

The following are the important factors to consider while buying TATA AIG travel insurance Bali from India:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Bali plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Bali without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What is the cost of TATA AIG travel insurance to visit Bali?

The cost of TATA AIG travel medical insurance for visitors to Bali from India depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance online Bali.
  • Length of travel: The cost of travel insurance for visitors to Bali from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.
  • Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Medical Expenses - Injury and or Illness
Unlimited Sum Insured from $50,000 to $10 Lakhs USD per incident/loss, arising out of the same illness/injury.
Pre Existing Disease cover
Pre-existing diseases covered maximum liability up to $20,000 for under life threatening situation.
Emergency Medical evacuation
This is included in Medical Expenses - Injury and or Illness
Repatriation of Remains
25% of sum insured (This is included in Medical Expenses - Injury and or Illness)
Baggage delay
Upto $500
Checked Baggage loss
Upto $500
Accidental Death and Dismemberment (24 Hours)
From $10,000 to $25,000
Accidental Death and Dismemberment (Common Carrier)
Upto $5,000
Loss of Passport
From $250 Upto $500
Personal Liability
Upto $500,000
Flight delay (After 12 hours)
Upto $50
Maximum Up to $500
Emergency cash advance
From $500 to $1500
Fraudulent charges (Payment card Security)
From $500 to $2000
Home burglary
From $100,000 to $2,00,000
Trip Cancellation
Upto $1500
Trip Curtailment
Upto $1500
Missed Connection / Missed Departure
Upto $750
Bounced Hotel / Airline booking
Upto $5000
Sickness Dental Relief
Upto $1200
Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage.

TATA AIG Bali travel insurance, Indonesia travel insurance - FAQ's

How much is TATA AIG travel insurance cost for Bali?

The cost for the Bali travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Bali travel insurance required, the greater will be the cost. You can get buy TATA AIG travel insurance for Bali by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the best Bali travel insurance online.

If you are applying for Bali visa, the consular authorities can ask you to have adequate travel insurance for the Bali. However given the fact that your domestic Indian health insurance provides little coverage in Bali, it is important for Indian travelers to buy good TATA AIG overseas travel insurance for Bali.

The steps to claim TATA AIG travel insurance Singapore are:


  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.


  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). If approved the policy holder will be sent a buy url where he / she can pay online and renew travel insurance from India to NZ policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Popular tourist destinations in Bali

Bali is known for its beautiful temples, beaches and natural destinations. Following are the popular hotspots among tourists.

Kintamani Volcano

An active volcano in the central highlands of Bali, most enjoyed by hikers who climb and enjoy the spectacular views of its crater.


Ubud in the uplands of Bali is its cultural heart. The monkey forest is sanctuary or natural habitat of Balinese long tailed Monkey. Ubud is surrounded by rainforest and terraced rice paddies and has scenic landscapes.


Bali's most famous resort destination on the western side of the island. It is also known as the sunset beach usually overcrowded.

Tanah Lot Temple

This temple is the most important landmark formed by land formation and known for its offshore sunset backdrops. It houses the ancient temple Pura Tanah Lot popular among the Hindus pilgrimage.

bali Flag  Bali - general information


5,780 km²




Indonesia's rupiah


43.4 lakhs

Best time to visit

May to October


Indonesian, Balinese, English

Vacation spots

Kuta, South Kuta, Legian, Seminyak, Nusa Dua, Tanjung Benoa, Sanur, Ubud

Customer testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".