Thank you for contacting NRIOL for your TATA AIG travel insurance requirements. TATA AIG travel guard offers $50,000, $100,000, $250,000 and $500,000 US dollar coverage plans. As you people are above 56 years, the plans are fixed benefit plans which means that there will be restricted cover for medical expenses as below:
- Hospital Room and Board and Hospital miscellaneous: Max $1,500 per day up to 30 days whichever is less.
- Intensive Care Unit: Max $3,000 per day up to 7 days whichever is less.
- Surgical Treatment: Max $10,000
- Anesthetist Services: Up to 25% of Surgical Treatment
- Physician's Visit: Max $75 per Day up to 10 visits
- Diagnostic and Pre-Admission Testing: Max $500
- Ambulance Services: Max $400
However these medical restrictions is waived off by paying additional premium. Such plans which do not have above medical restrictions are called plans without sublimit. These plans are expensive than fixed benefit plans.
You can get free quotes and buy the online at TATA AIG Travel Insurance