You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
KNOW MORETravelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
Travel insurance customers can renew their existing policy online before the exipry date at any time.
| Single Trip Plans | Annual Multi Trip Plans | ||||||
| Benefits Plan Maximum (in US$) |
Silver $50,000 |
Silver Plus $100,000 |
Gold $250,000 |
Platinum $500,000 |
Senior Plan $50,000 |
Gold $2,50,000 |
Platinum $5,00,000 |
| Accidental Death & Dismemberment (Common Carrier) | NA | 5,000 | 5,000 | 5,000 | NA | 5,000 | 5,000 |
| Accident and Sickness Medical Expenses Reimbursement Deductible: 100 |
50,000 | 100,000 | 250,000 | 500,000 | 50,000 | 2,50,000 | 5,00,000 |
| Sickness Dental Relief | 300 | 400 | 500 | 1,000 | 300 | 500 | 1,000 |
| Emergency Medical Evacuation | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement |
| Repatriation of Remains | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement |
| Baggage Delay Benefit (After first 12 hrs) | 50 | 100 | 200 | 500 | 50 | 100 | 200 |
| Checked Baggage Loss Benefit | 500 | 750 | 1,000 | 1,000 | 500 | 1,000 | 1,000 |
| Loss of Passport Deductible: 30 |
250 | 250 | 250 | 250 | 250 | 250 | 250 |
| Personal Liability Deductible: 200 |
1,00,000 | 1,50,000 | 2,00,000 | 5,00,000 | 1,00,000 | 2,00,000 | 2,00,000 |
| Flight Delay^# | NA | Included | Included | Included | NA | Included | Included |
| Hijack^^ | NA | Included | Included | Included | NA | Included | Included |
| Emergency cash advance | 500 | 750 | 1,000 | 1,500 | 500 | 1,000 | 1,500 |
| Fraudulent charges (Payment card security) | 500 | 500 | 1,000 | 2,000 | - | 1,000 | 2,000 |
| Home Burglary (in Rs) | Rs 1,00,000 | Rs 1,00,000 | Rs 2,00,000 | Rs 2,00,000 | - | Rs 2,00,000 | Rs 2,00,000 |
| Trip Cancellation | 500 Deductible: 50 |
500 Deductible: 50 |
750 Deductible: 75 |
1,000 Deductible: 100 |
- | 750 Deductible: 75 |
1000 Deductible: 100 |
| Trip Curtailment | 500 Deductible: 50 |
500 Deductible: 50 |
750 Deductible: 75 |
1,000 Deductible: 100 |
- | 750 Deductible: 75 |
1000 Deductible: 100 |
| Missed Connection / Missed Departure | 500 Deductible: 50 |
500 Deductible: 50 |
750 Deductible: 75 |
1,000 Deductible: 100 |
- | 750 Deductible: 75 |
1000 Deductible: 100 |
| Bounced Hotel / Airline Booking | 500 Deductible: 50 |
500 Deductible: 50 |
750 Deductible: 75 |
1,000 Deductible: 100 |
- | 750 Deductible: 75 |
1000 Deductible: 100 |
Senior Citizen planTATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.
Annual Multi TripAnnual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of One Year.
Asia Travel GuardHolidays in Asian countries like Hong Kong, Singapore, Thailand...is exotic and popular with many Indians.
Plan without sub-limitsTATA AIG travel guard insurance plan now includes comprehensive coverage even for older travelers.
TATA AIG offers two category of insurance for its customers. One is single trip travel insurance and the second category is a multi-trip travel insurance. A single trip travel insurance is an insurance cover which is valid for one trip and a multi trip travel insurance is an insurance which covers unlimited multiple overseas trips within a year with each trip duration not exceeding 30 or 45 slab days depending on the plan chosen. The available plans under single trip travel insurance are
Worldwide travel medical insurance - offering coverage up to $500,000 depending on the age of the traveler.
Worldwide excluding USA and Canada travel medical insurance - offering coverage up to $500,000 depending on the age of the traveler.
Asia excluding Japan & Korea(s) - Asia guard a short term insurance for 14 days for people traveling to Asian countries.
Domestic guard - Travel insurance for Indian citizens traveling within India.
Student guard plus - unique insurance for students who are going overseas for higher education.
Yes, TATA AIG travel insurance is a cashless travel health insurance. A stay in the hospital should be more than 24 hours for an eligible claim to be cashless. The insured has to bear the agreed deductible and the rest becomes cashless.
Some of the general exclusions of TATA AIG travel insurance are
TATA AIG travel insurance can initially be purchased online for 180 days and can be renewed for another 180 days with good health and no claims declaration. The renewal of the policy has to approved from the head office. 70+ travelers can buy and renew the policy online within 180 days.
TATA AIG travel health insurance can be initially be purchased for maximum 180 days and later can be renewed for another 180 days. However for 70+ travelers the first policy and subsequent renewals cannot exceed 180 days.
TATA AIG overseas travel medical insurance has coverage restrictions starting from the age of 56 years and above. Below is the table of medical restrictions regardless of the plan / option purchased at the inception of the policy and its subsequent renewals, if applicable
TATA AIG travel insurance is the best Indian travel insurance for overseas travel since TATA AIG has the largest market share amongst all Indian insurance companies for international travel insurance from India. TATA AIG travel insurance the popular well known general insurance company which offers health insurance cover for you and your dear ones in overseas for different reasons. TATA AIG travel insurance takes care of your health issues when the travelers are in overseas. If offers cashless hospitalization claims benefit while visit to a doctor and pharmacy bills are reimbursed. TATA AIG has also good claims settlement ratio. It is a well-known brand in the insurance industry worldwide.
The steps to claim TATA AIG travel insurance are :
Cashless :
Yes, travel insurance for USA from India is worth the cost as it covers for unforeseen emergency medical and non-medical expenses leaving you and your family to have a worry free overseas trip to USA. Nobody knows when you fall sick during your trip to USA. The cost of medical expenses is USA is very high when compared back in India. Any one illness will burden you financially. It is better to buy travel insurance in rupees and get coverage in US dollars. TATA AIG works out to be a very affordable and cheap travel insurance option when compared to US insurance company plans. TATA AIG travel insurance for USA covers you for hospitalization medical expenses, doctor visits, pharmacy bills and other medical emergencies.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
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Know more »Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 14 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".
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