The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.
Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....
Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
ONLINE RENEWALYou can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know moreTravelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.
Know moreCalculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.
Know moreIn case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
Know moreDownload TATA AIG Travel Guard brochure online!
Know moreTravel insurance customers can renew their existing policy online before the exipry date at any time.
Know moreTATA AIG general insurance has designed the TATA AIG Travelguard insurance policy for the specific needs of Indians traveling overseas. The TATA AIG Travelguard insurance plan has been custom designed for the needs of different types of travellers.
The Annual Mult-trip Travelguard insurance policy works well for businesspeople and corporate travellers who travel outside India on a regular basis. This product covers unlimited trips outside India for an entire year. Each trip however has to be limited to either 30 days or 45 days.
The TATA AIG Travelguard individual travel plan is designed to individuals or family members to insure their travel outside India for one trip. This plan can be extended for up to 360 days for travellers who are up to 70 years old, and can be extended for up to 180 days for travellers who are older than 70 years.
TATA AIG Travelguard is available with four medical maximum coverage - $50,000 USD, $100,000 USD, $250,000 USD and $500,000. For travellers who are over 70 years, the maximum coverage available is limited to $50,000 USD.
The TATA AIG Travelguard insurance also provides coverage for pre-existing conditions up to $1500. One of the unique benefits of this TATA AIG product when compared to other Indian insurance products is that this medical maximum coverage is available for every incident during the insured travel period.
For travellers who are older than 56 years, there are certain sub-limits on the coverage. However there is also an no-sublimit plan which is more expensive, but provides comprehensive coverage.
Note:
Option of buying the policy without medical sublimits for the age above 56 years.
* Included under the benefit limit of accident and sickness medical expenses reimbursement.
# Maximum amount to be reimbursement per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
^ Flight delay - Deductible of 12 hrs, $10 per 12 hours and maxium $100.
^^ Hijack - Deductible of 1 day, $100 per day and maximum $500.
Note:
Option of buying the policy without medical sublimits for the age above 56 years.
* Included under the benefit limit of accident and sickness medical expenses reimbursement.
# Maximum amount to be reimbursement per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
^ Flight delay - Deductible of 12 hrs, $10 per 12 hours and maxium $100.
^^ Hijack - Deductible of 1 day, $100 per day and maximum $500.
TATA AIG offers two category of insurance for its customers. One is single trip travel insurance and the second category is a multi-trip travel insurance. A single trip travel insurance is an insurance cover which is valid for one trip and a multi trip travel insurance is an insurance which covers unlimited multiple overseas trips within a year with each trip duration not exceeding 30 or 45 slab days depending on the plan chosen. The available plans under single trip travel insurance are
Worldwide travel medical insurance - offering coverage up to $500,000 depending on the age of the traveler.
Worldwide excluding USA and Canada travel medical insurance - offering coverage up to $500,000 depending on the age of the traveler.
Asia excluding Japan & Korea(s) - Asia guard a short term insurance for 14 days for people traveling to Asian countries.
Domestic guard - Travel insurance for Indian citizens traveling within India.
Student guard plus - unique insurance for students who are going overseas for higher education.
Yes, TATA AIG travel insurance is a cashless travel health insurance. A stay in the hospital should be more than 24 hours for an eligible claim to be cashless. The insured has to bear the agreed deductible and the rest becomes cashless.
Some of the general exclusions of TATA AIG travel insurance are
TATA AIG travel insurance can initially be purchased online for 180 days and can be renewed for another 180 days with good health and no claims declaration. The renewal of the policy has to approved from the head office. 70+ travelers can buy and renew the policy online within 180 days.
TATA AIG travel health insurance can be initially be purchased for maximum 180 days and later can be renewed for another 180 days. However for 70+ travelers the first policy and subsequent renewals cannot exceed 180 days.
TATA AIG overseas travel medical insurance has coverage restrictions starting from the age of 56 years and above. Below is the table of medical restrictions regardless of the plan / option purchased at the inception of the policy and its subsequent renewals, if applicable
These medical sub limits can be waived off by paying an additional premium and s/he is covered up to the policy maximum.
TATA AIG travel insurance is the best Indian travel insurance for overseas travel since TATA AIG has the largest market share amongst all Indian insurance companies for international travel insurance from India. TATA AIG travel insurance the popular well known general insurance company which offers health insurance cover for you and your dear ones in overseas for different reasons. TATA AIG travel insurance takes care of your health issues when the travelers are in overseas. If offers cashless hospitalization claims benefit while visit to a doctor and pharmacy bills are reimbursed. TATA AIG has also good claims settlement ratio. It is a well-known brand in the insurance industry worldwide.
The steps to claim TATA AIG travel insurance are :
Cashless :
Reimbursement :
Yes, travel insurance for USA from India is worth the cost as it covers for unforeseen emergency medical and non-medical expenses leaving you and your family to have a worry free overseas trip to USA. Nobody knows when you fall sick during your trip to USA. The cost of medical expenses is USA is very high when compared back in India. Any one illness will burden you financially. It is better to buy travel insurance in rupees and get coverage in US dollars. TATA AIG works out to be a very affordable and cheap travel insurance option when compared to US insurance company plans. TATA AIG travel insurance for USA covers you for hospitalization medical expenses, doctor visits, pharmacy bills and other medical emergencies.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
TATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.
Know MoreAnnual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of One Year.
Know MoreHolidays in Asian countries like Hong Kong, Singapore, Thailand...is exotic and popular with many Indians.
Know MoreTATA AIG travel guard insurance plan now includes comprehensive coverage even for older travelers.
Know MoreTATA AIG Travel insurance for Indians traveling overseas.
Know more »Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
Know more »TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.
Know more »Senior travelers up to the age of 90 years can opt for TATA AIG Travel insurance coverage.
Know more »Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
Know more »Compare and buy TATA AIG domestic travel insurance.
Know more »You can find different sections of insurance types here.
Thank you team for setting these claims so quickly. Indeed Kudos to you particularly
& to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.
Thanks a lot for the speedy response and sending me the policy pdf.
This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Thank you very much for your amazing service and response.
I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".