TATA AIG Insurance Online

Chat with us (080) 41101026
TATA AIG student travel insurance

TATA AIG Travelguard insurance

Buy TATA AIG travel guard insurance Policy

What is the plan type?

Please read through TATA AIG travel guard brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can also complete an online TATA AIG Travelguard proposal form. You can get the complete quotes using the TATA AIG travel insurance premium chart. You can renew/extend the plan using TATA AIG travel insurance extension on expiry.

Key features of TATA AIG travel guard

  • Coverage available up to the age of 99 years
  • Option of coverage without any sub-limits
  • Trip Cancellation and Trip Curtailment
  • Missed Connection/Departure
  • Bounced Hotel/Airline booking
  • Home burglary coverage
  • Fraudulent Charges (payment Card security)
  • Pre-existing coverage up to $1500 in case of life threatening situation

TATA AIG International Travel Insurance Review

Sum Insured

USD 50,000/ 100,000/250,000/500,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

TATA AIG student travel insurance

No medical check up

Instant policy

TATA AIG travel insurance renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL »

TATA AIG Overseas Travel Insurance, TATA AIG international travel insurance

buy Tata AIG travel insurance for overseas travel
How to buy TATA AIG overseas travel insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

TATA AIG traveler outside India
Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

TATA AIG travel insurance premium chart
TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

TATA AIG travel insurance claims
TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

TATA AIG travel guard brochure
TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

TATA AIG travel plan renewal
TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

TATA AIG overseas travel insurance

TATA AIG general insurance has designed the TATA AIG Travelguard insurance policy for the specific needs of Indians traveling overseas. The TATA AIG Travelguard insurance plan has been custom designed for the needs of different types of travellers.

The Annual Mult-trip Travelguard insurance policy works well for businesspeople and corporate travellers who travel outside India on a regular basis. This product covers unlimited trips outside India for an entire year. Each trip however has to be limited to either 30 days or 45 days.

The TATA AIG Travelguard individual travel plan is designed to individuals or family members to insure their travel outside India for one trip. This plan can be extended for up to 360 days for travellers who are up to 70 years old, and can be extended for up to 180 days for travellers who are older than 70 years.

TATA AIG Travelguard is available with four medical maximum coverage - $50,000 USD, $100,000 USD, $250,000 USD and $500,000. For travellers who are over 70 years, the maximum coverage available is limited to $50,000 USD.

The TATA AIG Travelguard insurance also provides coverage for pre-existing conditions up to $1500. One of the unique benefits of this TATA AIG product when compared to other Indian insurance products is that this medical maximum coverage is available for every incident during the insured travel period.

For travellers who are older than 56 years, there are certain sub-limits on the coverage. However there is also an no-sublimit plan which is more expensive, but provides comprehensive coverage.

TATA AIG international health insurance benefits

Single Trip Plans
Plan Maximum (in US$) Silver: $50,000
Silver Plus: $100,000
Gold: $250,000
Platinum: $500,000
Senior Plan: $50,000
Accidental Death & Dismemberment (Common Carrier) Silver: NA
Silver Plus: 5,000
Gold: 5,000
Platinum: 5,000
Senior Plan: NA
Accident and Sickness Medical Expenses Reimbursement Silver: 50,000
Silver Plus: 100,000
Gold: 250,000
Platinum: 500,000
Senior Plan: 50,000
Deductible: 100
Sickness Dental Relief Silver: 300
Silver Plus: 400
Gold: 500
Platinum: 1,000
Senior Plan: 300
Emergency Medical Evacuation Silver, Silver Plus, Gold, Platinum, Senior Plan: Included under the benefit limit of accident & Sickness medical expense reimbursement
Repatriation of Remains Silver, Silver Plus, Gold, Platinum, Senior Plan: Included under the benefit limit of accident & Sickness medical expense reimbursementt
Baggage Delay Benefit (After first 12 hrs) Silver: 50
Silver Plus: 100
Gold: 200
Platinum: 500
Senior Plan: 50
Checked Baggage Loss Benefit Silver: 500
Silver Plus: 750
Gold: 1,000
Platinum: 1,000
Senior Plan: 500
Loss of Passport Silver: 250
Silver Plus: 250
Gold: 250
Platinum: 250
Senior Plan: 250
Deductible: 30
Personal Liability Silver: 1,00,000
Silver Plus: 1,50,000
Gold: 2,00,000
Platinum: 5,00,000
Senior Plan: 1,00,000
Deductible: 200
Flight Delay^# Silver: NA
Silver Plus: Included
Gold: Included
Platinum: Included
Senior Plan: NA
Hijack^^ Silver: NA
Silver Plus: Included
Gold: Included
Platinum: Included
Senior Plan: NA
Emergency cash advance Silver: 500
Silver Plus: 750
Gold: 1,000
Platinum: 1,500
Senior Plan: 500
Fraudulent charges (Payment card security) Silver: 500
Silver Plus: 500
Gold: 1,000
Platinum: 2,000
Home Burglary (in Rs) Silver: Rs 1,00,000
Silver Plus: Rs 1,00,000
Gold: Rs 2,00,000
Platinum: Rs 2,00,000
Trip Cancellation Silver: 500, Deductible: 50
Silver Plus: 500, Deductible: 50
Gold: 750, Deductible: 75
Platinum: 1,000, Deductible: 100
Trip Curtailment Silver: 500, Deductible: 50
Silver Plus: 500, Deductible: 50
Gold: 750, Deductible: 75
Platinum: 1,000, Deductible: 100
Missed Connection / Missed Departure Silver: 500, Deductible: 50
Silver Plus: 500, Deductible: 50
Gold: 750, Deductible: 75
Platinum: 1,000, Deductible: 100
Bounced Hotel / Airline Booking Silver: 500, Deductible: 50
Silver Plus: 500, Deductible: 50
Gold: 750, Deductible: 75
Platinum: 1,000, Deductible: 100

Note:
Option of buying the policy without medical sublimits for the age above 56 years.
* Included under the benefit limit of accident and sickness medical expenses reimbursement.
# Maximum amount to be reimbursement per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
^ Flight delay - Deductible of 12 hrs, $10 per 12 hours and maxium $100.
^^ Hijack - Deductible of 1 day, $100 per day and maximum $500.

Plan Maximum (in US$) Gold: $2,50,000
Platinum: $5,00,000
Accidental Death & Dismemberment (Common Carrier) Gold: 5,000
Platinum: 5,000
Accident and Sickness Medical Expenses Reimbursement Gold: 2,50,000
Platinum: 5,00,000
Deductible: 100
Sickness Dental Relief Gold: 500
Platinum: 1,000
Emergency Medical Evacuation Gold: Included under the benefit limit of accident & Sickness medical expense reimbursement
Platinum: Included under the benefit limit of accident & Sickness medical expense reimbursement
Repatriation of Remains Gold: Included under the benefit limit of accident & Sickness medical expense reimbursement
Platinum: Included under the benefit limit of accident & Sickness medical expense reimbursement
Baggage Delay Benefit (After first 12 hrs) Gold: 100
Platinum: 200
Checked Baggage Loss Benefit Gold: 1,000
Platinum: 1,000
Loss of Passport Gold: 250
Platinum: 250
Deductible: 30
Personal Liability Gold: 2,00,000
Platinum: 2,00,000
Deductible: 200
Flight Delay^# Gold: Included
Platinum: Included
Hijack^^ Gold: Included
Platinum: Included
Emergency cash advance Gold: 1,000
Platinum: 1,500
Fraudulent charges (Payment card security) Gold: 1,000
Platinum: 2,000
Home Burglary (in Rs) Gold: Rs 2,00,000
Platinum: Rs 2,00,000
Trip Cancellation Gold: 750, Deductible: 75
Platinum: 1000, Deductible: 100
Trip Curtailment Gold: 750, Deductible: 75
Platinum: 1000, Deductible: 100
Missed Connection / Missed Departure Gold: 750, Deductible: 75
Platinum: 1000, Deductible: 100
Bounced Hotel / Airline Booking Gold: 750, Deductible: 75
Platinum: 1000, Deductible: 100

Note:
Option of buying the policy without medical sublimits for the age above 56 years.
* Included under the benefit limit of accident and sickness medical expenses reimbursement.
# Maximum amount to be reimbursement per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured.
^ Flight delay - Deductible of 12 hrs, $10 per 12 hours and maxium $100.
^^ Hijack - Deductible of 1 day, $100 per day and maximum $500.

Senior Citizen Insurance

Senior Citizen plan

TATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.

Multi Trip insurance

Annual Multi Trip

Annual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of One Year.

Asia Travel Guard

Asia Travel Guard

Holidays in Asian countries like Hong Kong, Singapore, Thailand...is exotic and popular with many Indians.

Plan without sub-limits

Plan without sub-limits

TATA AIG travel guard insurance plan now includes comprehensive coverage even for older travelers.

TATA AIG Asia travel insurance FAQ's

What are the plan types in TATA AIG travel insurance?

TATA AIG offers two category of insurance for its customers. One is single trip travel insurance and the second category is a multi-trip travel insurance. A single trip travel insurance is an insurance cover which is valid for one trip and a multi trip travel insurance is an insurance which covers unlimited multiple overseas trips within a year with each trip duration not exceeding 30 or 45 slab days depending on the plan chosen. The available plans under single trip travel insurance are
Worldwide travel medical insurance - offering coverage up to $500,000 depending on the age of the traveler.
Worldwide excluding USA and Canada travel medical insurance - offering coverage up to $500,000 depending on the age of the traveler.
Asia excluding Japan & Korea(s) - Asia guard a short term insurance for 14 days for people traveling to Asian countries.
Domestic guard - Travel insurance for Indian citizens traveling within India.
Student guard plus - unique insurance for students who are going overseas for higher education.

Yes, TATA AIG travel insurance is a cashless travel health insurance. A stay in the hospital should be more than 24 hours for an eligible claim to be cashless. The insured has to bear the agreed deductible and the rest becomes cashless.

TATA AIG Travel Guard insurance for overseas travel can initially be purchased online for 180 days and can be renewed for another 180 days with good health and no claims declaration. The renewal of the policy has to approved from the head office. 70+ travelers can buy and renew the policy online within 180 days.

TATA AIG travel health insurance can be initially be purchased for maximum 180 days and later can be renewed for another 180 days. However for 70+ travelers the first policy and subsequent renewals cannot exceed 180 days.

TATA AIG overseas travel medical insurance has coverage restrictions starting from the age of 56 years and above. Below is the table of medical restrictions regardless of the plan / option purchased at the inception of the policy and its subsequent renewals, if applicable

  • Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less.
  • Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less.
  • Surgical Treatment - Max $10,000
  • Anaesthetist Services – Up to 25% of Surgical Treatment
  • Physician's Visit - Max $75 per Day up to 10 visits
  • Diagnostic and Pre-Admission Testing - Max $500
  • Ambulance Services - Max $400

These medical sub limits can be waived off by paying an additional premium and s/he is covered up to the policy maximum.

TATA AIG overseas insurance is the best Indian travel insurance for overseas travel since TATA AIG has the largest market share amongst all Indian insurance companies for international travel insurance from India. TATA AIG travel insurance the popular well known general insurance company which offers health insurance cover for you and your dear ones in overseas for different reasons.

TATA AIG travel insurance takes care of your health issues when the travelers are in overseas. If offers cashless hospitalization claims benefit while visit to a doctor and pharmacy bills are reimbursed. TATA AIG has also good claims settlement ratio. It is a well-known brand in the insurance industry worldwide.

The steps to claim TATA AIG travel insurance are :

Cashless

  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement

  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

Yes, travel insurance for USA from India is worth the cost as it covers for unforeseen emergency medical and non-medical expenses leaving you and your family to have a worry free overseas trip to USA. Nobody knows when you fall sick during your trip to USA. The cost of medical expenses is USA is very high when compared back in India. Any one illness will burden you financially.

It is better to buy travel insurance in rupees and get coverage in US dollars. TATA AIG works out to be a very affordable and cheap travel insurance option when compared to US insurance company plans. TATA AIG travel insurance for USA covers you for hospitalization medical expenses, doctor visits, pharmacy bills and other medical emergencies.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Some of the general exclusions of TATA AIG travel insurance are

  • Traveling against the advice of the physician.
  • Traveling overseas for obtaining treatment.
  • Any pre-existing condition or any complication arising from it.
  • Pregnancy and related issues.
  • Does not cover risks directly or indirectly associated with travel in, to, or through Afghanistan, Cuba or Democratic Republic of Congo.
  • Adventure sports and professional sports.
  • War and many more.

Travel insurance from TATA AIG

What does TATA AIG travel insurance cover?


Medical expenses coverage

The plan covers for medical expenses due to accident and sickness while traveling outside India.


Checked baggage loss

Reimbursement for loss of checked in baggage.


Loss of Passport

Coverage for expenses incurred in obtaining a duplicate or new passport.


Sickness Dental Relief

The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.


Personal liability

Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.


Hijacking

In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.


Trip Delay

Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).


Personal Accident

Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.


Baggage delay

Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travel Guard insurance

faq

Travel insurance FAQ's

Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.

reviews

Travel insurance reviews

TATA AIG Travel Insurance Reviews - Customer experiences and testimonials.

travel destinations

Popular travel destinations

TATA AIG travel insurance for popular travel destinations.

TATA AIG Travel insurance customer care

Travel insurance customer care

TATA AIG Travel insurance customer care information for Indians travelling overseas.

Travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for TATA AIG travel insurance for above 80 years old
  • Pre-existing coverage travel insurance
  • Parents travel insurance
  • Individual travel insurance
Senior citizen travel insurance India

Seniors above 80 years

TATA AIG Overseas medical insurance for senior citizens above 80 years.

Explore »

Pre-existing coverage insurance

Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

Explore »

Parents Travel insurance

Parents travel insurance

International travel insurance for Indian parents overseas.

Explore »

overseas travel insurance

Individual travel insurance

TATA AIG individual overseas travel insurance online

Explore »

Resourceful TATA travel insurance links

travel
Overseas Travel Medical Insurance

TATA AIG travel insurance for Indians traveling overseas.

Know more & buy »
Annual Multitrip
Annual Multitrip Insurance

Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.

Know more & buy »
Asia
Travel Asia Insurance

TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.

Know more & buy »
Senior citizen travel insurance
Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.

Know more & buy »
europe travel insurance
Schengen Visa Insurance

Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!

Know more & buy »
Domestic travel insurance
Domestic Travel Insurance

Compare and buy TATA AIG domestic travel insurance.

Know more & buy »

Search TATA AIG travel insurance

Customers Testimonials

Do you need health insurance?

Health Insurance

New addition to your family?
GET THEN INSURED
Find Affordable
HEALTH INSURANCE!!

Know more »

Do you need travel insurance?

travel insurance

Is your family visiting you?
GET THEN INSURED
Find Affordable
TRAVEL INSURANCE!!

Know more »

Do you need domestic travel insurance?

domestic travel insurance

Get free quotes and buy Indian Domestic travel insurance plans offered by TATA AIG.

Know more »

TATA AIG CITATION

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

citation