TATA AIG Asia Travel Guard Insurance, Best rates for TATA AIG Asia Travel Insurance

Benefits
Assistance & Services
Exclusions
Countries Covered

Benefits	Silver	Gold	Deductible
Accident & Sickness medical Expenses Reimbursement	$50,000	$200,000	$100
Accidental Death & Dismemberment	$10,000	$15,000	N/A
Emergency Medical evacuation^*	Included	Included	N/A
Repatriation of remains^*	Included	Included	N/A
Checked Baggage Delay	N/A	$75	After 12 hrs
Checked Baggage loss benefit ^#	$500	$1000	N/A
Loss of Passport	$250	$250	$30
Personal Liability	$1,00,000	$2,00,000	$200

Note:
* Included under the benefit limit of accident and sickness medical expenses reimbursement
# Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured

Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

Hospital Room, boarding & Hosp.Misc.Max.1500$ per day up to 30 days whichever is less.
ICU: Max.3000$ per day up to 7 days which ever is less.
Surgical Treatment: Maximum 10,000$
Anesthetist Services: up to 25% of surgical treatment
Physician's visit: Max.$75 per day up to 10 visits.
Diagnostic & preadmission testing: Max 500$.
Ambulance Services: Max 400$.

Personal Accident
- 24-hr personal accident cover up to Us $ 15,000.
Medical Expenses Cover
- Hospitalization medical expenses more than 24 hours is cashless and outpatient medical expenses are reimbursable.
Emergency Medical Evacuation and Repatriation
- In the event of a medical emergency, we will arrange for the evacuation and transportation to move an ill or injured traveler to another location where appropriate. Policy provides for repatriation of remains in case of unfortunate death of the insured while on trip.
Checked Baggage Loss
- Compensation for the loss of checked in baggage.
Loss of Passport
- Compensation for expenses incurred in obtaining a duplicate or new passport.

Medical Services provider referral
Arrangement of hospital admissions
Lost luggage assistance
Emergency Travel Services
Embassy referral services
Claims procedure information services

This policy does not cover expenses directly or indirectly in respect of:

Traveling against the advice of a Physician
For obtaining treatment
Pre-existing ailments& complications arising out of them
Suicide or attempted suicide
War
Terrorism
Illegal Acts
Dangerous Sports etc.

Included under the benefit limit of Accident & Sickness medical expenses reimbursement.

Note: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

Afghanistan, Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakistan, Kuwait, Kyrgysztan, Laos, Lebanon, Malaysia, Maldives, Mangolia, Nepal, Oman, Pakistan, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.