Covid19 travel insurance
USD 50,000/ 200,000
1 day to 14 days
6 months to 70 years
The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.
Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....
Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses.
If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
As Indians are getting more affluent, they seek to broaden their horizons and are taking to travel overseas in a very big way. Dubai has emerged as the most popular destination for Indian tourists of late. In 2014, Dubai overtook Thailand as the highest tourist attraction. For Dubai, India has overtaken the UK to become the second highest source of tourists after Saudi Arabia.
Along with Dubai, there are other popular tourist attractions in the middle east for Indians. These include Abu Dhabi, Qatar and Oman. Saudi Arabia remains the most important destination for religious tourism outside India.
South East Asia with Thailand, Malaysia, Singapore, Sri Lanka, Bali (Indonesia) and Hong Kong are other popular attractions for Indians in Asia.
Indian tourists while traveling overseas and vacationing in these interesting destinations should however remember to buy overseas mediclaim insurance. The cost of overseas travel health insurance is very nominal given the overall cost of an international vacation. Overseas travel insurance removes any financial risk in the event of having to visit an hospital while outside India.
Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
How to buy TATA AIG insurance?
You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Traveler outside India
Travelers who have already traveled from India and do not have insurance can buy TATA AIG Asia travel guard insurance online.
TATA AIG Asia Travel Guard premium chart
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas
TATA AIG insurance claims
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
TATA AIG Asia travel guard brochure
Download TATA AIG Asia Travel Guard brochure online!
TATA AIG travel insurance renewal
Travel insurance customers can renew their existing policy online before the exipry date at any time.
| Accident & Sickness medical Expenses Reimbursement | Silver: $50,000 Gold: $200,000 Deductible: $100 |
| Accidental Death and Dismemberment | Silver: $10,000 Gold: $15,000 Deductible: N/A |
| Emergency Medical Evacuation* | Silver: Included Gold: Included Deductible: N/A |
| Repatriation of Remains* | Silver: Included Gold: Included Deductible: N/A |
| Checked Baggage Delay | Silver: N/A Gold: $75 Deductible: After 12 hrs |
| Checked Baggage loss benefit # | Silver: $500 Gold: $1000 Deductible: N/A |
| Loss of Passport | Silver: $250 Gold: $250 Deductible: $30 |
| Personal Liability | Silver: $1,00,000 Gold: $2,00,000 Deductible: $200 |
Note:
* Included under the benefit limit of accident and sickness medical expenses reimbursement
# Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured
Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'
Personal Accident
24-hr personal accident cover up to Us $ 15,000.
Medical Expenses Cover
Hospitalization medical expenses more than 24 hours is cashless and outpatient medical expenses are reimbursable.
Emergency Medical Evacuation and Repatriation
In the event of a medical emergency, we will arrange for the evacuation and transportation to move an ill or injured traveler to another location where appropriate. Policy provides for repatriation of remains in case of unfortunate death of the insured while on trip.
Checked Baggage Loss
Compensation for the loss of checked in baggage.
Loss of Passport
Compensation for expenses incurred in obtaining a duplicate or new passport.
This policy does not cover expenses directly or indirectly in respect of:
Included under the benefit limit of Accident & Sickness medical expenses reimbursement.
Note: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.
Afghanistan, Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakistan, Kuwait, Kyrgysztan, Laos, Lebanon, Malaysia, Maldives, Mangolia, Nepal, Oman, Pakistan, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hong Kong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakhstan, Kuwait, Kyrgyzstan, Laos, Lebanon, Malaysia, Maldives, Mongolia, Nepal, Oman, Pakistan, Philippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.
Assistance Services:
The insurance covers you only for accidents or sickness which happen unexpectedly and unintentionally while you are travelling abroad. For eligible unexpected medical conditions, Yes, doctor visits and outpatient medical expenses and pharmacy bills are paid by the traveler which will get reimbursed later.
If you are traveling within Asia for a duration of less than 14 days and you and your traveling companion are aged below 70 years, then you can buy Tata AIG Asia guard insurance. Otherwise you can buy Tata AIG single trip travel insurance(https://nriol.com/insurance/tata-aig.html) which is more flexible with higher policy maximum, available for longer duration, renewable and travellers with 90+ years can also buy this plan.
When you are traveling for holidays to Asian countries for less than 2 weeks, then the best travel insurance to go with is the Asia travel insurance from Tata AIG.
One of the best and cheapest Indian travel insurance for Asia is the Tata AIG Asia insurance.
The plan covers for medical expenses due to accident and sickness while traveling outside India.
Reimbursement for loss of checked in baggage.
Coverage for expenses incurred in obtaining a duplicate or new passport.
The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.
TATA AIG Travel Insurance Reviews - Customer experiences and testimonials.
TATA AIG travel insurance for popular travel destinations.
TATA AIG Travel insurance customer care information for Indians travelling overseas.
You can find different sections of insurance types here.
TATA AIG Overseas medical insurance for senior citizens above 80 years.
TATA AIG travel insurance for Indians traveling overseas.
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Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
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TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.
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Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.
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Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
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Compare and buy TATA AIG domestic travel insurance.
Know more & buy »I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
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Know more »Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
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