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Tata AIG Travel Insurance

TATA AIG Asia Visitors travel insurance

South East Asia with Thailand, Malaysia, Singapore, Sri Lanka, Bali (Indonesia) and Hong Kong are other popular attractions for Indians in Asia.

Indian tourists while traveling overseas and vacationing in these interesting destinations should however remember to buy overseas mediclaim insurance. The cost of overseas travel health insurance is very nominal given the overall cost of an international vacation. Overseas travel insurance removes any financial risk in the event of having to visit an hospital while outside India.

Please note:
  • Asia plan is available only for 30 days and up to 70 years.
  • Asia plan does not cover for Japan and Koreas.
  • Please call us at 080-41101026 or click here to buy another plan which does not have these restrictions.

What are the key highlights of TATA AIG travel medical insurance?

assignment
Sum Insured

USD 50,000/ 100,000/ 200,000

lists
Coverage period

1 day to 30 days

person
Eligibility

6 months to 70 years

What are the coverage options under TATA AIG Asia travel insurance?

  • Plan BenefitsAssistance & ServicesCountries CoveredExclusions
  • Plan Benefits
    Plan benefits Silver Silver plus Gold Deductible
    Accident & Sickness medical Expenses Reimbursement $50,000 $100,000 $200,000 $100
    Accidental Death and Dismemberment $10,000 $12,000 $15,000 N/A
    Emergency Medical Evacuation* Included Included Included N/A
    Repatriation of Remains* Included Included Included N/A
    Checked Baggage Delay N/A $75 $75 N/A
    Checked Baggage loss benefit # $500 $1000 $1000 N/A
    Loss of Passport $250 $250 $250 $30
    Personal Liability $1,00,000 $1,50,000 $2,00,000 $200

    Note:
    * Included under the benefit limit of accident and sickness medical expenses reimbursement
    # Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured

    Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

    Coverage Benefits
    Hospital Room and Board and Hospital miscellaneous Max $1,500 per day upto 30 days whichever is less.
    ICU Max $3000 per day up to 7 days which ever is less.
    Surgical Treatment Max $10,000
    Anesthetist Services Upto 25% of Surgical Treatment
    Physician's Visit Max $75 per Day upto 10 visits
    Diagnostic and Pre-Admission Testing Max $500
    Ambulance Services Max $400
  • Assistance & Services
    TATA AIG Asia travel plan assistance & services
    1. Medical Services provider referral
    2. Arrangement of hospital admissions
    3. Lost luggage assistance
    4. Emergency Travel Services
    5. Embassy referral services
    6. Claims procedure information services
  • Countries Covered
    Countries covered under TATA AIG Asia travel insurance policy

    Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakistan, Kuwait, Kyrgysztan, Laos, Lebanon, Malaysia, Maldives, Mangolia, Nepal, Oman, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.

  • Exclusions
    TATA AIG Asia travel guard insurance exclusions

    This policy does not cover expenses directly or indirectly in respect of:

    • Traveling against the advice of a Physician
    • For obtaining treatment
    • Suicide or attempted suicide
    • War
    • Terrorism
    • Illegal Acts
    • Dangerous Sports etc.

    Included under the benefit limit of Accident & Sickness medical expenses reimbursement.
    Note: TATA AIG has partnered with Europ Assistance Group, one of the Health Care providers. This gives our customers access to Europ Assistance network of hospitals and physicians.

TATA AIG Asia Travel Guard Insurance - frequently asked questions

How can I renew my TATA AIG travel policy? How do I extend my TATA AIG travel insurance?

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hong Kong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakhstan, Kuwait, Kyrgyzstan, Laos, Lebanon, Malaysia, Maldives, Mongolia, Nepal, Oman, Philippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.

Assistance Services:

  1. Medical Services provider referral.
  2. Arrangement of hospital admissions.
  3. Lost luggage assistance.
  4. Emergency Travel services.
  5. Embassy referral services.
  6. Claims procedure information services.

The insurance covers you only for accidents or sickness which happen unexpectedly and unintentionally while you are travelling abroad. For eligible unexpected medical conditions, Yes, doctor visits and outpatient medical expenses and pharmacy bills are paid by the traveler which will get reimbursed later.

If you are traveling within Asia for a duration of less than 14 days and you and your traveling companion are aged below 70 years, then you can buy Tata AIG Asia guard insurance. Otherwise you can buy Tata AIG single trip travel insurance(https://nriol.com/insurance/tata-aig.html) which is more flexible with higher policy maximum, available for longer duration, renewable and travellers with 90+ years can also buy this plan.

When you are traveling for holidays to Asian countries for less than 2 weeks, then the best travel insurance to go with is the Asia travel insurance from Tata AIG.

One of the best and cheapest Indian travel insurance for Asia is the Tata AIG Asia insurance.

How much does TATA AIG Asia travel insurance cost in 2025?

The TATA AIG Asia travel insurance price ranges between ₹588 to ₹701 per month for 25 years old traveler, based on type of plan and policy maximum coverage.

Travelers visiting Asia
Plan Name Policy maximum (US $) Cost for 10 days
Silver Plan $50,000 ₹588
Silver Plus Plan $1,00,000 ₹626
Gold Plan $2,00,000 ₹701

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

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