TATA AIG Asia travel guard insurance

TATA AIG Asia travel insurance plan

• Plan benefits	Silver	Silver plus	Gold	Deductible
  Accident & Sickness medical Expenses Reimbursement	$50,000	$100,000	$200,000	$100
  Accidental Death and Dismemberment	$10,000	$12,000	$15,000	N/A
  Emergency Medical Evacuation*	Included	Included	Included	N/A
  Repatriation of Remains*	Included	Included	Included	N/A
  Checked Baggage Delay	N/A	$75	$75	N/A
  Checked Baggage loss benefit #	$500	$1000	$1000	N/A
  Loss of Passport	$250	$250	$250	$30
  Personal Liability	$1,00,000	$1,50,000	$2,00,000	$200

  Note:
  * Included under the benefit limit of accident and sickness medical expenses reimbursement
  # Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured

• Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

  Coverage	Benefits
  Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day upto 30 days whichever is less.
  ICU	Max.3000$ per day up to 7 days which ever is less.
  Surgical Treatment	Max $10,000
  Anesthetist Services	Upto 25% of Surgical Treatment
  Physician’s Visit	Max $75 per Day upto 10 visits
  Diagnostic and Pre-Admission Testing	Max $500
  Ambulance Services	Max $400

• TATA AIG Asia travel plan assistance & services

  1. Medical Services provider referral
  2. Arrangement of hospital admissions
  3. Lost luggage assistance
  4. Emergency Travel Services
  5. Embassy referral services
  6. Claims procedure information services
• Countries covered under TATA AIG Asia travel insurance policy

  Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakistan, Kuwait, Kyrgysztan, Laos, Lebanon, Malaysia, Maldives, Mangolia, Nepal, Oman, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.

• TATA AIG Asia travel guard insurance exclusions

  This policy does not cover expenses directly or indirectly in respect of:

  • Traveling against the advice of a Physician
  • For obtaining treatment
  • Suicide or attempted suicide
  • War
  • Terrorism
  • Illegal Acts
  • Dangerous Sports etc.

  Included under the benefit limit of Accident & Sickness medical expenses reimbursement.
  Note: TATA AIG has partnered with Europ Assistance Group, one of the Health Care providers. This gives our customers access to Europ Assistance network of hospitals and physicians.