TATA AIG travel insurance for Hong Kong from India

Healthcare costs in Hong Kong is quite high. Travelers who are away from India are exposed to different weather, food and water and are vulnerable to falling sick. Without travel health insurance, the travelers can face severe problems while receiving treatment. Having adequate travel health insurance while in Hong Kong may recue travelers from paying expensive medical bills and will keep you relaxed and tension free.

The cost for the Hong Kong travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Hong Kong travel insurance required, the greater will be the cost. You can get buy TATA AIG travel insurance for Hong Kong by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.

• Traveling against the advice of a Physician
• For obtaining treatment
• Pre-existing ailments & complications arising out of them
• Suicide or attempted suicide
• War
• Terrorism
• Illegal Acts
• Dangerous Sports; etc.

The steps to claim TATA AIG travel insurance are :

Cashless :

• Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
• Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
• The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
• The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement :

• Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
• The travelers calls the assistance service provider to register a claim.
• Submits all the documents in original to the claims department back in India.
• The claims department verifies the submitted documents. Claim is approved or rejected.
• If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online.

Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day).

if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.