TATA AIG student travel insurance TATA AIG travel insurance for Hong Kong from India

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Tata AIG Travel Insurance

Indian travel insurance for Hong Kong

Hong Kong the former British colony in South eastern China is a vibrant autonomous island filled with skyscrapers. It attracts businessmen from around the globe given its status as a global financial hub, it also attracts tourists for the vibrant life of the island as well as being a very attractive shopping destination. Among its many attractions include the shopping and entertainment hub of Tsim Sha Tsui with Nathan road being very well known.

There is Victoria Peak which provides an amazing scenic viewpoint of the bustling city, its very many skyscrapers as well as some of the nearby islands. Ocean Park as a theme park is a huge attraction with roller coasters, one of the largest Aquariums in the world as well as having some exotic wildlife. The 34-meter high "Big Buddha" on Lantau Island is quite an impressive sight too.

Indians visiting Hong Kong should take care to buy adequate travel medical insurance to support them from financial difficulty in the event of an unplanned medical or logistical problem. TATA AIG travel insurance is very popular with Indians traveling to Kong Kong and can be purchased online with a few clicks.

Hong Kong insurance

TATA AIG international travel insurance highlights

Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

Coverage period

360 days

Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Factors for buying Indian travel insurance for Hong Kong

The following are the important factors to consider while buying TATA AIG travel insurance Hong Kong from India:

  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Hong Kong plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Hong Kong without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What is the cost of TATA AIG travel insurance to visit Hong Kong?

The cost of TATA AIG travel medical insurance for visitors to Hong Kong from India depends on the following factors:
  • Age of the traveler
    The older the traveler the higher the cost of travel insurance online Hong Kong.
  • Length of travel
    The cost of travel insurance for visitors to Hong Kong from India increases with the duration of insurance coverage required.
  • Travel Destination
    The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance
    The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.
  • Sub-limits vs No Sub-limits
    This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Medical Expenses - Injury and or Illness
Unlimited Sum Insured from $50,000 to $10 Lakhs USD per incident/loss, arising out of the same illness/injury.
Pre Existing Disease cover
Pre-existing diseases covered maximum liability up to $20,000 for under life threatening situation.
Emergency Medical evacuation
This is included in Medical Expenses - Injury and or Illness
Repatriation of Remains
25% of sum insured (This is included in Medical Expenses - Injury and or Illness)
Baggage delay
Upto $500
Checked Baggage loss
Upto $500
Accidental Death and Dismemberment (24 Hours)
From $10,000 to $25,000
Accidental Death and Dismemberment (Common Carrier)
Upto $5,000
Loss of Passport
From $250 Upto $500
Personal Liability
Upto $500,000
Flight delay (After 12 hours)
Upto $50
Hijack
Maximum Up to $500
Emergency cash advance
From $500 to $1500
Fraudulent charges (Payment card Security)
From $500 to $2000
Home burglary
From $100,000 to $2,00,000
Trip Cancellation
Upto $1500
Trip Curtailment
Upto $1500
Missed Connection / Missed Departure
Upto $750
Bounced Hotel / Airline booking
Upto $5000
Sickness Dental Relief
Upto $1200
Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage.

TATA AIG Hong Kong travel insurance - FAQ's

Why buy travel insurance for visiting Hong Kong?

Healthcare costs in Hong Kong is quite high. Travelers who are away from India are exposed to different weather, food and water and are vulnerable to falling sick. Without travel health insurance, the travelers can face severe problems while receiving treatment. Having adequate travel health insurance while in Hong Kong may recue travelers from paying expensive medical bills and will keep you relaxed and tension free.

The cost for the Hong Kong travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Hong Kong travel insurance required, the greater will be the cost. You can get buy TATA AIG travel insurance for Hong Kong by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.

  • Traveling against the advice of a Physician
  • For obtaining treatment
  • Pre-existing ailments & complications arising out of them
  • Suicide or attempted suicide
  • War
  • Terrorism
  • Illegal Acts
  • Dangerous Sports; etc.

The steps to claim TATA AIG travel insurance are :

Cashless :

  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement :

  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online.

Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day).

if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Popular tourist destinations in Hong kong

Disneyland
Disneyland

A magical kingdom in Lantau island is a theme park. It is inspired by fairy tales. It is a must see for the city tour.

Victoria Peak
Victoria Peak

A mountain in the western Hong kong offers scenic view of the sparkling skyscrapers is famous among tourists.

Tian Tan Buddha
Tian Tan Buddha

A bronze statue of Buddha Shakyamuni in Lantua Island is an iconic symbol of Hong Kong and most popular sights.

Ocean park
Ocean park

An animal theme and an amusement park in Wong Chuk Hang and Nam Long Shan in South Hong Kong

Star ferry
Star ferry

In southernmost tip of Tsim Sha Tsui on Kowloon Peninsula in Hong Kong has charming boats that allows you to see harbour side attractions.

Repulse Bay
Repulse Bay

Has Luxury resorts where you can relax in the south Hong kong and is the most popular beach.

Hong Kong Flag

Hong Kong general information

Hong Kong FlagHong Kong general information

Area

1,106 km²

Capital

Victoria City

Currency

Hong Kong dollar

Best time to visit

March to April and Oct to Nov

Population

75 lakhs

Language

Chinese, English

Vacation spots

The Peak, Hong Kong Disneyland, Ladies Market, Ocean Park Hong Kong, Temple Street Night Market, Clock Tower.

Customer testimonials

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TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".