TATA AIG Senior Citizen Travel Insurance, Travel Insurance for Senior Citizens

Buy Overseas Senior Citizen Travel Insurance

No. of Travelers
OR Age   years
Start Date
End Date

Above 70 years Senior plan highlights

  • No medical tests required to buy international travel health insurance for seniors.
  • Travel insurance available up to age 99 years
  • Effective coverage with better benefits
  • Covers pre-existing medical conditions under life threatening situations for up to $1,500
  • Senior citizens have an option of buying plan with no sub limits.
  • Cover senior citizen inpatient and outpatient medical expenses for overseas travel
TATA AIG travel insurance
Call: 080-4110 1026

TATA AIG Seniors Travel Insurance Review

Sum Insured
USD 50,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

TATA AIG senior travel insurance coverage for Covid 19, TATA AIG Covid 19 travel insurance

The TATA AIG Travel Guard Senior travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID-19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.
The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.
TATA AIG covid insurance for international travel

TATA Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
International travel insurance for Indian seniors

International travel insurance for Indian seniors - Know More

Health insurance for senior citizens travelling abroad is very important given one's vulnerability while outside their familiar environment, be it food, water, weather ... while outside India. TATA travel insurance for senior citizens insures these senior travellers going overseas. Tata's travel insurance for Indian senior citizens is also available with coverage for pre-existing ailments. TATA AIG senior citizen plans is for travelers above 70 years up to the age of 99 and can be purchased online without any paper work or any special approval. Pre-existing ailments are covered up to $1,500 in case of life threatening situations only.

TATA AIG senior citizen insurance also offers an option of international travel insurance for senior citizens travelling abroad without sub limits, while there is a cheaper plan option with sub limits. The TATA travel insurance also include overseas medical insurance policy with repatriation clause. Compare TATA AIG travel insurance plans and buy best travel insurance for seniors over 70

Older international travellers above 70 years can get TATA AIG insurance coverage

How to buy overseas senior citizen travel insurance?

You can buy TATA AIG travel insurance for senior citizens online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG Senior Citizen travel insurance plan in India.

TATA AIG travel insurance premium calculator

Calculate the travel insurance for elderly citizens India premium for Indian travelers and senior citizens travelling overseas.

TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG senior citizen overseas travel insurance.

TATA AIG senior travel insurance brochure

Download TATA AIG senior citizen travel health insurance brochure!

TATA AIG travel insurance renewal

Travel insurance customers can renew travel insurance for senior citizens India existing policy online before the exipry date at any time.

TATA AIG visitor medical insurance policy wordings

Know more about Tata aig travel insurance for senior citizen online in India.

TATA AIG travel medical insurance without sublimits

TATA AIG senior citizen health insurance plan without sub-limits


TATA AIG senior citizen travel insurance for 70+, TATA AIG seniors travel insurance

Please read through TATA AIG travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the TATA AIG travel insurance senior citizen India premium chart. You can also complete an online TATA AIG Travelguard proposal form. You can renew/extend the plan using TATA AIG travel insurance extension on expiry. TATA AIG works with United Healthcare Visitor Insurance in the USA, this is very important in travel insurance for seniors visiting USA. United Healthcare network providers has popular hospitals and best doctors which customers can access while in US.

Please Note
  • Senior Citizens (travel insurance for over 70 years) can buy best travel insurance for seniors over 70 up to maximum 180 days.
  • Medical insurance for seniors traveling abroad is renewable with no claims and a good health declaration if the total number of travel days does not exceed 180 days.
Payment mode
Payment payment
Other payment options include
  • Cash Cards - ItZ cash, Pay Cash
  • Mobile Payments - Paymate, IMPS , Scan N Pay
  • Wallet - Paytm, Mobikwik, Oxigen wallet, Freecharge, Jio Money etc ...
  • UPI - Unified Payment Interface
  • Google Pay

TATA AIG senior citizen travel insurance India plan details

  • Benefits
  • Features
  • FAQ's

Senior citizens above 70 can avail TATA AIG travel health insurance benefits

Coverage in US$ Senior Plan Deductible
plus   Accident& Sickness Medical Expenses Benefits 50,000 100
ambulance   Accidental Death and Dismemberment Benefit 10,000 Nil
ambulance   Emergency MedicalEvacuation Included under the benefit limit of accident & Sickness medical expense reimbursement Nil
person   Repatriation of Remains Included under the benefit limit of accident & Sickness medical expense reimbursement Nil
person-with-lugg   Baggage Loss (Checked Baggage) 500 Nil
delay-bag   Baggage Delay 50 After first 12 hours
passport   Loss of Passport 250 30
person   Personal Liability 1,00,000 200
dollar  Emergency Cash Advance 500 Nil

Note : **Option of buying the policy without medical sublimits for the age above 56 years

The following medical sub limits are applicable for travelers older than 56 years.
However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMITS'
Medical ExpensesDescription
Hospital Room rent, Board and Hospital miscellaneousMax $1,500 per day upto 30 days.
Intensive Care UnitMax $3,000 per day upto 7 days.
Surgical TreatmentMax $10,000
Anesthetist ServicesMax up to 25% of Surgical Treatment
Physician's VisitMax $75 per day up to 10 visits
Diagnostic and Pre-Admission TestingMax up to $500
Ambulance ServicesMax up to $400

(Applicable for all plans / coverages)
  • Pre-existing Condition or any complication arising from it in a Life saving unforeseen emergency condition would be reimburse up to $1,500 per policy.
  • Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable
  • Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
  • Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below
To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

Benefits of buying Indian older traveller health insurance from Tata AIG

  • Coverage of Medical Expenses
    • Travel Guard takes care of your medical expenses due to accident and sickness while traveling so that you can concentrate on better things like enjoying the holiday.

  • Checked baggage loss
    • Compensation for the loss of checked in baggage.

  • Baggage delay
    • Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.

  • Loss of Passport
    • Compensation for expenses incurred in obtaining a duplicate or new passport.

  • Personal liability
    • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.

  • Hijacking
    • In an unfortunate event of your common carrier in which you are travelling; being hijacked, this product will pay a distress allowance to you.

  • Trip Delay
    • Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).

  • Personal Accident
    • Insurance gives you worldwide coverage against Accidental Death and Dismemberment while you're abroad anywhere in the world.

  • Sickness Dental Relief
    • The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.

Frequently asked questions of TATA AIG travel insurance for senior citizen India

Does Tata AIG international travel insurance cover covid 19 illness?

Tata AIG coronavirus overseas travel insurance offers covid 19 coverage. COVID related expensed are covered up to the chosen sum insured.

Tata AIG will reimburse $1,500 for expenses of treatment arising from pre-existing conditions under life threatening conditions. The expenses will be paid until the insured becomes medically stable.

The maximum entry age for Tata AIG Travel Guard policy is 99 years.

Please read through TATA AIG travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the

Yes if Tata AIG travel insurance for Seniors offers cashless settlement, if the insured is admitted to one of the preferred network hospital as inpatient for more than 24 hours. AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount.

TATA AIG travel insurance for seniors covers both inpatient and outpatient medical expenses during their stay in overseas. Inpatient medical expenses are cashless while outpatient medical expenses are reimbursement basis. There is a deductible of $100 the policy holder has to bear after which the claim is settled.

There are many senior citizen travel packages. TATA AIG older traveler plan is the best travel insurance for seniors over 70. TATA AIG provides health coverage under its overseas travel insurance for senior citizens plan.

For 70+ year old senior citizens TATA AIG offers $50,000 maximum coverage. Below are the medical sub limits on the policy.

  • Hospital Room and Board and Hospital miscellaneous - up to $1,500 per day, maximum 30 days
  • Intensive Care Unit - up to $3,000 per day, maximum 7 days.
  • Surgical Treatment - up to $10,000
  • Anesthetist Services - up to 25% of Surgical Treatment
  • Physician's Visit - up to $75 per day, maximum 10 visits
  • Diagnostic and Pre-Admission Testing - up to $500
  • Ambulance Services - up to $400

Some of the exclusions under the TATA AIG senior citizen travel health insurance are as follows

  • Traveling against the advice of the physician.
  • Traveling overseas for obtaining treatment.
  • Any pre-existing condition or any complication arising from it unless it is life threatening.
  • Pregnancy and related issues.
  • Does not cover risks directly or indirectly associated with travel in, to, or through Afghanistan, Cuba or Democratic Republic of Congo.
  • Adventure sports and professional sports.
  • War and many more

TATA AIG Senior citizen travel health insurance can be renewed online. The initial purchase days and the sum total of subsequent renewal days cannot exceed 180 days. Renewal is based on good health, no claims and approval from the underwriting team.

Yes, however you have to buy the TATA AIG travelguard "without sub limit" policy.

Yes, TATA AIG offers plan without sub limits of $50,000 policy maximum for senior citizens.

One of the best Indian travel insurance for USA is the TATA AIG travel insurance. It covers travelers of all age group starting from 6 months. It offers a wide range of plans starting from $50,000 to $500,000 maximum coverage. An older traveler who are 56 years and above has an option of buying the plan without any medical sublimit. TATA AIG travel insurance for USA works with popular networks like Hygeia, First Health and PHCS and hence the travelers traveling to US from India will get the assistance service of a local provider in the US. Faster and good claim settlement ratio. Covers for pre-existing ailments for a limited for $1,500 under life threatening situations. Popular brand among overseas travelers.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Senior citizens travel health insurance from TATA AIG, Travel insurance India senior citizens

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Thank you team for setting these claims so quickly. Indeed Kudos to you particularly & to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.
- Krishnamachari

Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 14 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".

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