My wife has travelled to Sweden to visit me on Schengen visa and has a Silver Plus travel medical insurance plan. Please may I know the exact procedure I should follow in case she falls sick or in case of emergency? Kindly requesting advise as per your policy procedures.by Aravind
Thank you for contacting NRIOL for your travel insurance requirements. In TATA AIG outpatient medical expenses inlcuding pharmacy bills will be borne by the insured upfront and claim for reimbursement later. The reimbursement will be any amoumt after the decutible as per policy terms and conditions. In case of hospitlaization expenses more than 24 hours, then the insured should get in touch with the assistance provider who will speak to the hospital where your wife is taking treatment and do a direct cashless settlement after deductible as per terms and conditions of the policy.You can get more details of TATA AIG claims procedure at TATA AIG Schengen Visa Travel Insurance Claims Procedure
I am traveling to Schengen country and I was interested to buy the TATA AIG plan. The requirement is minimum 30,000 euro to apply for visa. But TATA AIG offers coverage in US dollars. Does the embassy accept the same?by John
Thank you for contacting NRIOL for your Schengen travel insurance requirements. TATA AIG offers insurance for Schengen countries for any age and the minimum $50,000 US dollar coverage policy will satisfy your Schengen visa requirements. The Schengen consulates are accepting the TATA AIG insurance even though the coverage is in Dollars.
You can get free quotes and buy the insurance online at TATA AIG Schengen Visa Travel Insurance
The plan covers for medical expenses due to accident and sickness while traveling outside India.
Reimbursement for loss of checked in baggage.
Coverage for expenses incurred in obtaining a duplicate or new passport.
The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
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I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".