TATA AIG travel Insurance online - Free Quotes

Destination*  List of Countries - Including USA and Canada;   List of Countries - Excluding USA and Canada;   Schengen Countries
Please contact us at +91-80-41101026 or email us if you need insurance coverage for more than 180 days.

About Tata AIG Insurance

Tata AIG insurance company is an Indian General insurance company that is a joint venture of American International Group and Tata Group. American International group is a US based company a leading health insurance company and is quite popular in the US. AIG hold 49% stake in the joint venture while Tata group holds 51%. TATA AIG has been offering a wide range of insurance products to individuals and businesses over the past 18 years. It offers a wide range of comprehensive insurance for medical expenses, personal accidents, marine cargo, travel expenses, liability... It is popularly known for its fast claims settlement and global assistance services.

TATA AIG Overseas travel insurance

Thanks to the increasing affluence of the Indian middle class, low cost air carriers and easy access to information on smartphones, Indians are traveling overseas like never before. An estimated 15 million Indians traveled internationally in 2016, and the figure is expected to reach 50 million by 2020. International travel is for different reasons, most commonly for recreation, business and for visiting family in different countries. No matter why you travel overseas, exposure to an alien lifestyle, culture, cuisine or a foreign location, they all involve some health risk, in particular for older travellers. Accidents, Sudden illness, Baggage loss, Baggage delay, Passport loss, trip delay etc are some of the unanticipated incidents that may curtail your travel plan. You may consider international travel insurance as an extra expenditure but it is very essential to avoid financial disaster during an emergency.

TATA AIG General insurance has designed an unique tata aig international travel health insurance plan called TATA AIG Travel Guard insurance that covers you during emergencies that are 'sudden and accidental'. You can review the full TATA AIG travelguard benefits as well as get the complete quotes using the TATA AIG travel insurance premium chart. You can also complete an online TATA AIG Travelguard proposal form as well as renew/extend the plan using TATA AIG travel insurance extension on expiry. NRIOL is an authorized partner with TATA AIG since 2004, with more than a Lakh and growing satisfied customers so far. You can buy TATA AIG International Travel insurance online either using our Credit Card purchase, Net banking or Cheque payment facility within NRIOL. TATA AIG overseas visitors medical insurance also satisfies Schengen visa requirements. Please use the TATA AIG travel insurance brochure download feature for the detailed benefits of the plan and its policy wordings which explains the terms and conditions. In the US, TATA AIG works with United Healthcare travel insurance network provider to help TATA AIG travel insurance for USA visitors get access to the best quality healthcare hospitals and doctors.

There are no sub-limits for travelers up to the age of 56 years. For travelers older than 56 years, there are two plan options, a cheaper plan with sub-limits and a second TATA AIG travelguard insurance without sub-limits. For travelers less than 70 years, you can get a medical maximum coverage ranging from USD 50,000/- up to USD 500,000/-. For travelers older than 70 years, the coverage is limited to USD 50,000. TATA AIG travel insurance policy also provides coverage for pre existing ailments under life threatening conditions up to USD 1,500.

TATA AIG health insurance for travel abroad – key highlights

• TATA AIG’s Travel Guard health insurance offers best visitor medical insurance coverage while traveling outside India.
• Tata AIG partnered with United Healthcare Visitor Insurance, the leading Health Care Network provider in the USA offers travel health insurance for USA to Indian tourists.
• Tata AIG insurance for health overseas covers expenses from personal accidents, emergency hospitalization, baggage loss, baggage delay and loss of passport.
• Worldwide coverage with emergency assistance services
• TATA AIG visitor health insurance for senior citizens is available up to 99 years without sublimits.
• Tata AIG international travel insurance offers cashless hospitalization (subject to initial deductible amount) in preferred network of hospitalization.

Does TATA AIG travel insurance have cashless settlement?

Yes Tata AIG travel insurance offers cashless settlement for expenses incurred from hospitalization for more than 24 hours provided the coverage is admissible under policy terms and conditions. The hospital must be in the preferred network. AIG IS or ISOS will offer cashless settlement by paying 100% of the claim amount to the hospital which is subject to deductibles under the plan conditions.

How do I claim TATA AIG travel insurance?

There are two ways in which a claim can be made.
Under emergency conditions:

• After hospital admission, the insured must submit the policy schedule to the hospital.
• Within four hours the insured must register with AIG IS / AIG Travel Assist / United Healthcare.
• After verification and processing that the claim falls within the scope of the policy, the Assistance Company will take necessary steps for Guarantee of Payment (GOP) and subsequent settlement of bills.
• The insured has to pay only the deductible amount as per the policy conditions.

Planned hospitalization:

• Within four hours the insured must register with AIG IS / AIG Travel Assist / United Healthcare .
• After verification and processing that the claim falls within the scope of the policy, the Assistance Company will take necessary steps for Guarantee of Payment (GOP) and subsequent settlement of bills.
• The insured has to pay only the deductible amount as per the policy conditions.

We will refund the full premium with a cancellation fee for TATA AIG travel insurance trip cancellation if the traveler cancels his trip and does not travel outside India.

What is tata aig travel insurance customer care number?

Tata AIG travel have a 24 hours customer service and assistance. You can contact them by calling them on these customer care numbers.

How much does travel insurance cost?

The cost of travel insurance depends on different factors like the age of the traveler, travel duration, coverage required, destinations, extra or special coverage needed.

• Age of the traveler: Travel insurance for senior citizen is more expensive than for younger travelers as the risk involved in covering older travelers is extremely high as they are more prone to emergency sickness and accidents.
• Travel Duration: The cost of travel insurance increases in price depending on the number of travel days.
• Destinations: Coverage in countries like US, Canada… where health care while sophisticated is also expensive. Travelers insurance cost in these countries is more when compared to countries in Asia.
• Travel insurance maximum: The higher the medical maximum coverage required the greater is the premium for the insurance plan.
• Sublimits: The cost of travel insurance with sublimits would be less than that of travel insurance without sublimits. Travel insurance without sublimits offer comprehensive coverage without have any specific limits on the medical expenses up to plan maximum. Whereas Travel insurance with sublimits would have defined limits on specific medical expenses.

Can I buy TATA AIG travel insurance after starting the journey?

The traveler can buy Tata AIG travel insurance after leaving India after the approval from the underwriter. Complete the traveler already outside India form and send it to us. We will try getting an approval for you to buy overseas travel insurance while you are away from your home country.

Will Tata AIG cover pre-existing conditions?

Tata AIG travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

What is the maximum entry age for buying TATA AIG Overseas Travel Insurance?

Senior citizens or olders travelers are eligible to buy Tata AIG travel insurance up to the age of 99 years.

What is the best travel insurance for USA from India?

More than half of Indian international travelers travel to the United States. Many of them are either visiting family members or pursuing their education there. While the US is a health place to visit, it can be a financially crippling situation if forced to visit an US hospital, especially without any India to US travel insurance. In this context, TATA AIG travel insurance works as the best travel insurance for USA from India. For one, the India to USA travel insurance is usually cheaper when compared to buying an US policy, since Indian customers pay the premium is in Indian Rupees while the coverage is in US Dollars. More importantly TATA AIG being an collaboration between the renowned Indian Tata Group and American International Group makes it the most reputed Indian insurance entity globally. The TATA AIG travel insurance works well particularly for the US since US customer are dealing directly with US customer support at Houston, Texas. The AIG travel assist works with the largest network of hospitals in the US making it very convenient for Indian travelers while in the US. In essence this is indeed the best health insurance for visitors to USA from India.