Tata AIG overseas travel insurance

Yes Tata AIG travel health insurance offers cashless settlement for expenses incurred from hospitalization for more than 24 hours provided the coverage is admissible under policy terms and conditions.

The hospital must be in the preferred network. AIG IS or ISOS will offer cashless settlement by paying 100% of the claim amount to the hospital which is subject to deductibles under the plan conditions.

There are two ways in which a claim can be made.

• After hospital admission, the insured must submit the policy schedule to the hospital.
• Within four hours the insured must register with AIG IS / AIG Travel Assist / United Healthcare.
• After verification and processing that the claim falls within the scope of the policy, the Assistance Company will take necessary steps for Guarantee of Payment (GOP) and subsequent settlement of bills.
• The insured has to pay only the deductible amount as per the policy conditions.

• Within four hours the insured must register with AIG IS / AIG Travel Assist / United Healthcare .
• After verification and processing that the claim falls within the scope of the policy, the Assistance Company will take necessary steps for Guarantee of Payment (GOP) and subsequent settlement of bills.
• The insured has to pay only the deductible amount as per the policy conditions.

We will refund the full premium with a cancellation fee for TATA AIG travel medical insurance trip cancellation if the traveler cancels his trip and does not travel outside India.

The cost of travel insurance depends on different factors like the age of the traveler, travel duration, coverage required, destinations, extra or special coverage needed.

• Age of the traveler: Travel insurance for senior citizen is more expensive than for younger travelers as the risk involved in covering older travelers is extremely high as they are more prone to emergency sickness and accidents.
• Travel Duration: The cost of travel insurance increases in price depending on the number of travel days.
• Destinations: Coverage in countries like US, Canada… where health care while sophisticated is also expensive. Travelers insurance cost in these countries is more when compared to countries in Asia.
• Travel insurance maximum: The higher the medical maximum coverage required the greater is the premium for the insurance plan.
• Sublimits: The cost of travel insurance with sublimits would be less than that of travel insurance without sublimits. Travel insurance without sublimits offer comprehensive coverage without have any specific limits on the medical expenses up to plan maximum. Whereas Travel insurance with sublimits would have defined limits on specific medical expenses.

The traveler can buy Tata AIG travel medical insurance after leaving India after the approval from the underwriter. Complete the traveler already outside India form and send it to us.

We will try getting an approval for you to buy overseas travel insurance while you are away from your home country.

Tata AIG overseas travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

Senior citizens or olders travelers are eligible to buy Tata AIG travel health insurance up to the age of 99 years.

More than half of Indian international travelers travel to the United States. Many of them are either visiting family members or pursuing their education there. While the US is a health place to visit, it can be a financially crippling situation if forced to visit an US hospital, especially without any India to US travel insurance.

In this context, TataAIG travel insurance works as the best travel insurance for USA from India. For one, the India to USA travel insurance is usually cheaper when compared to buying an US policy, since Indian customers pay the premium is in Indian Rupees while the coverage is in US Dollars.

More importantly TATA AIG being an collaboration between the renowned Indian Tata Group and American International Group makes it the most reputed Indian insurance entity globally. The TATA AIG travel health insurance USA works well particularly for the US since US customer are dealing directly with US customer support at Houston, Texas.

The AIG travel assist works with the largest network of hospitals in the US making it very convenient for Indian travelers while in the US. In essence this is indeed the best health insurance for visitors to USA from India.

TATA AIG travel insurance is the best Indian travel insurance for overseas travel since TATA AIG has the largest market share amongst all Indian insurance companies for international travel insurance from India.

TATA AIG travel insurance the popular well known general insurance company which offers health insurance cover for you and your dear ones in overseas for different reasons. TATA AIG travel insurance takes care of your health issues when the travelers are in overseas.

If offers cashless hospitalization claims benefit while visit to a doctor and pharmacy bills are reimbursed. TATA AIG has also good claims settlement ratio. It is a well-known brand in the insurance industry worldwide.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

TATA AIG travel insurance policies are issued soon after the online transaction is completed. If you have any questions after receiving your policy or if there you have received your policy, please contact our customer service team at 080-41101026.

Your travel insurance claim will be settled according to the policy terms and conditions. Claims against your travel insurance policy can be denied for a variety of circumstances which do not satisfy the claims conditions and if this occurs, you will be clearly informed of the reason for denting your travel insurance claim.

If you extend your travel while outside India, you may be eligible for extending your travel insurance coverage. Please complete this travel insurance extension from, and we will try to get approval from your travel insurance company to extend your policy.