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TATA AIG student travel insurance TATA AIG travel insurance for Dubai from India

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Tata AIG Travel Insurance

Best travel insurance from India to Dubai

Indian tourists travelling to Dubai cannot rely on their Indian health insurance coverage while in Dubai. Travelling abroad will always involve some risks which can result in unexpected sickness or even an accident. The cost of health care in Dubai is very expensive for international tourists.

The cost of Indian overseas travel insurance is very nominal when compared to the cost of a visit to Dubai. It is therefore important to buy the best India travel insurance from India to UAE as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability.

Tata AIG’s Travelguard tourist insurance is one of the best travel insurance for visiting Dubai by Indians. This Indian travel insurance for Dubai is popular with tourists, parents and senior citizens visiting Dubai. This travel insurance for Dubai from India allows Indian travelers to have a worry free trip as all eligible medical expenses are insured. Compare Dubai travel insurance cost and buy the best TATA AIG travel insurance for Dubai from India.

Dubai insurance

What are the key highlights of TATA AIG travel medical insurance?

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

lists
Coverage period

360 days

person
Eligibility

90 days to 99 years

How can I extend or renew my TATA AIG travel policy insurance while outside India?

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

What are the factors to consider while buying Dubai travel insurance?

The following are the important factors to consider while buying TATA AIG travel insurance Dubai from India:

  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Dubai plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Dubai without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

How much does TATA AIG Dubai travel insurance cost from India?

The cost of TATA AIG travel medical insurance for visitors to Dubai from India depends on the following factors:
  • Age of the traveler
    The older the traveler the higher the cost of travel insurance online Dubai.
  • Length of travel
    The cost of travel insurance for visitors to Dubai from India increases with the duration of insurance coverage required.
  • Travel Destination
    The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance
    The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.
  • Sub-limits vs No Sub-limits
    This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

What are the main TATA AIG travel insurance benefits for Dubai from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Plan benefits Silver Silver plus Gold Deductible
Accident & Sickness medical Expenses Reimbursement $50,000 $100,000 $200,000 $100
Accidental Death and Dismemberment $10,000 $12,000 $15,000 N/A
Emergency Medical Evacuation* Included Included Included N/A
Repatriation of Remains* Included Included Included N/A
Checked Baggage Delay N/A $75 $75 N/A
Checked Baggage loss benefit # $500 $1000 $1000 N/A
Loss of Passport $250 $250 $250 $30
Personal Liability $1,00,000 $1,50,000 $2,00,000 $200

Note:
* Included under the benefit limit of accident and sickness medical expenses reimbursement
# Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured

Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

Coverage Benefits
Hospital Room and Board and Hospital miscellaneous Max $1,500 per day upto 30 days whichever is less.
ICU Max $3000 per day up to 7 days which ever is less.
Surgical Treatment Max $10,000
Anesthetist Services Upto 25% of Surgical Treatment
Physician's Visit Max $75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing Max $500
Ambulance Services Max $400

TATA AIG Dubai travel insurance FAQ's

Do I need travel insurance to enter Dubai? Do I need travel insurance for Dubai Covid?

Yes, the Dubai authorities are insisting that all international travelers have Covid travel insurance for Dubai tourist visa. Indians can buy travel insurance for Dubai UAE from India online and satisfy the Dubai travel insurance requirements. The Dubai travel insurance price depends on the age of the traveler, the medical maximum coverage of the policy and the duration of stay in Dubai.

Indian travelers can buy TATA AIG travel insurance for Dubai from India online as valid travel insurance for Dubai tourist visa. TATA AIG is a popular Indian travel insurance for UAE visit visa which fulfills the Dubai travel insurance requirements.

The Dubai travel insurance price depends mainly on the age of the traveler, the policy medical maximum and the length of stay in the UAE. The travel insurance for Dubai tourist visa can be bought online and you will receive the best travel insurance for Dubai policy documents by email.

There is no single travel health insurance for UAE that is best for all travelers. While some Indian travelers will look for cheap Dubai travel insurance, other travelers will want greater coverage in their travel insurance for UAE visit visa which will be not as cheap but provides greater coverage. Travelers can also buy travel insurance for Dubai - tata aig without sub-limits which provides comprehensive coverage without any sub-limits within the policy maximum.

Indian international travelers must be aware of the importance of overseas travel insurance as you would not know what emergency could happen while overseas, it is advisable to buy good travel insurance for travel abroad. TATA AIG’s travelguard insurance for Dubai tourist visa works well for Indians traveling to Dubai and is one of the popular overseas travel insurance plans for Indians.

Yes, you need travel medical insurance for traveling to Dubai. Travelers who are traveling from India to Dubai either for a short term or a long term are recommended to buy a good travel from India to Dubai. The travel medical insurance covers for your unexpected health and other medical and non-medical emergencies. Travelers who are traveling to Dubai for a short term or long term can buy the TATA AIG travel insurance Dubai.

Yes, it is mandatory to buy a travel insurance to enter in Dubai.

TATA AIG Dubai travel medical insurance will cover for your unforeseen emergency medical and non-medical expenses. Travelers who are going for less than 15 days shorter trip can buy Asia plan while people traveling for longer duration can buy the worldwide excluding Americas destination policy. It also covers for life threatening pre-existing condition, baggage loss, baggage delay, passport loss, trip delay, trip cancellation and many more benefits.

Some of the common exclusions in TATA AIG travel insurance to Dubai are

  • If the travelers is going for medical treatment only.
  • Traveling against advice of the doctor.
  • Pre-existing medical conditions
  • Expenses due to use of drugs or alcohol.
  • War and nuclear hazards.
  • Criminal activities or breach of law
  • HIV / AIDS and more

The steps to claim TATA AIG travel insurance are :

Cashless :

  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement :

  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online.

Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day).

if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Which are the popular tourist destinations in Dubai?

Burj Khalifa
Burj Khalifa

The Burj Khalifa, known as the Burj Dubai prior to its inauguration in 2010, is a skyscraper in Dubai, United Arab Emirates.

Dubai Mall
Dubai Mall

Dubai Mall is the city's premier mall and provides entry to the Burj Khalifa as well as the Dubai Aquarium.

Dubai Museum
Dubai Museum

Dubai's excellent museum is housed in the Al-Fahidi Fort, built in 1787 to defend Dubai Creek.

The Dubai Fountain
The Dubai Fountain

The Dubai Fountain, located at the base of the iconic Burj Khalifa and just outside the doors of the famous Dubai Mall.

Dubai Flag

General Information on TATA AIG Travel Insurance for Dubai

Dubai FlagDubai general information

location_on Area

4,114 km²

account_balance Capital

Dubai is a Emirate in the UAE

payments Currency

Arab Emirate Dirham

calendar_month Best time to visit

Nov to Mar

group Population

36 Lakhs

g_translate Language

Arabic Language

Vacation spots

Burj Khalifa, Jumeirah Mosque, Deira, Sheikh Zayed Road, Heritage Village, Dubai Aquarium, Burj al-Arab.

distance Indian Embassy in Dubai

4, 8th St, Al Hamriya, Diplomatic Enclave P.O. BOX 737, DUBAI

distance Best 5 star hotels in Dubai Burj Al Arab Jumeirah

Burj Al Arab Jumeirah; Atlantis, The Palm; Hilton Dubai The Walk; Waldorf Astoria Dubai Palm Jumeirah; Habtoor Palace Dubai, LXR Hotels & Resorts; FIVE Palm Jumeirah Hotel; Hilton Ras Al Khaimah Resort & Spa; JW Marriott Marquis Hotel Dubai; Waldorf Astoria Ras Al Khaimah; Palazzo Versace Dubai at Jaddaf Waterfront; and more

What are the Do's and Dont's in Dubai?

As Dubai is an Islamic country. The rules and regulations of that country are very strict. Here are a few do's and dont's for Indian travelers in Dubai.

  • Follow the dress code.
  • Follow traffic rules and regulations while driving and while crossing roads.
  • Take utmost care of your gestures, social interactions and behavior.
  • Stand up when Guests and high ranked individuals enters the room.
  • Use your right hand while accepting any food or any beverages.
  • Criticizing Islam or the government laws is punishable.
  • Taking photographs and videos of government buildings is banned.
  • Taking photographs and videos without permission is a criminal offence.
  • Cross-dressing can land you in trouble with heavy fines and jail.
  • Unmarried couples cannot stay together in hotels is illegal.
  • Drinking alcohol is public places not allowed.
  • Eating and drinking in public during Ramadan can put you in jail.
  • Control your emotions. Don't display affection in public and don't lose temper.
  • Possessing, consuming or even being in the company of those taking illegal drugs substances is not allowed.
  • Do not drink and drive.
  • Dancing in public is forbidden.

What are the Dubai travel insurance requirements?

  • Full entry visa requirements to visit the UAE.
  • Ensure you have medical travel insurance UAE before traveling, in the event you do not have international coverage, sign a declaration to bear all costs of quarantine and treatment and complete the Health Declaration Form before departure to ensure the passenger has no COVID-19 symptoms.
  • Tourists required to register all their details in the COVID-19 DXB app.

Buying overseas travel insurance for Indians visiting Dubai is important

Source: https://gulfnews.com/uae/take-travel-insurance-seriously-expat-warns-after-visiting-dad-falls-ill-1.62920794

A true life incident that happened in Dubai on March 15th 2019. On March 14th 2019, Indian parents travelled to Dubai to visit their son. Even though overseas travel involves health risks, this couple sadly did not take it up seriously. Unfortunately the father of the Indian expat became breathless the moment he arrived in Dubai. He became critical the following morning and was admitted to the hospital. The father was diagnosed with severe lung infection resulting in gangrene in his left arm leading to amputation.

A series of medical tests was conducted and treatment was given leading to huge medical bills up to 100,000 Dh. This caused huge financial trauma to the Indian expatriate as they didn’t have travel insurance. He in fact had to take money from friends, relatives and also two months advance salary from his company. All his life savings was over by now by paying the bills. It was very kind of the hospital to waive a few bills. All this could have been avoided if the Indian couple had bought adequate overseas travel insurance for his senior citizen parents visiting Dubai.

How much does TATA AIG travel insurance for Dubai from India cost in 2025?

The TATA AIG travel insurance for Dubai from India price ranges between ₹588 to ₹701 per month for 25 years old traveler, based on type of plan and policy maximum coverage.

Travelers visiting Dubai
Plan Name Policy maximum (US $) Cost for 10 days
Silver Plan $50,000 ₹588
Silver Plus Plan $1,00,000 ₹626
Gold Plan $2,00,000 ₹701

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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".