TATA AIG travel insurance for Dubai Visitors

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Covers Covid19 sickness
TATA AIG travel insurance
Call: 080-4110 1026

TATA AIG Travel Insurance Review

Sum Insured
USD 50,000/ 100,000/250,000/500,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

Travel insurance for Coronavirus CovidTATA AIG travel insurance coverage for Covid19

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.
TATA AIG covid insurance for international travel

Does TATA AIG travel insurance cover Covid19?

Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses. If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
TATA AIG travel insurance
medical check up
No medical check up
instant policy
Instant policy

Dubai travel restrictions and Covid travel insurance

Dubai requires Indian travelers to submit proof of negative covid test result taken 96 hours prior to departure from India. Also on Arrival the traveler would be subjected to health check up. The Covid Pandemic has created uncertainty and anxiety among travelers. There’s a big risk to health and having travel insurance can protect you financial mess and help you have a hassle free trip. TATA AIG Dubai travel insurance Covid offers coverage for Covid19. It also offers a covid coverage visa letter for Dubai if the traveler insists.

Importance of travel health insurance for Dubai

Indian tourists travelling to Dubai cannot rely on their Indian health insurance coverage while in Dubai. Travelling abroad will always involve some risks which can result in unexpected sickness or even an accident. The cost of health care in Dubai is very expensive for international tourists.

The cost of Indian overseas travel insurance is very nominal when compared to the cost of a visit to Dubai. It is therefore important to buy the best India travel insurance for UAE as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability.


Tata AIG’s Travelguard tourist insurance is one of the best travel insurance for visiting Dubai by Indians. This Indian travel insurance for Dubai is popular with tourists, parents and senior citizens visiting Dubai. This travel insurance for Dubai from India allows Indian travelers to have a worry free trip as all eligible medical expenses are insured. Compare Dubai travel insurance cost and buy the best TATA AIG travel insurance for Dubai visitors.

What are the important factors to consider while buying TATA AIG health insurance for Dubai from India?

The following are the important factors to consider while buying TATA AIG Covid travel insurance Dubai from India:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Dubai plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Dubai without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What are the main coverage benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Accident and Sickness medical expense
Medical expenses from $50,000 to $500,000 US Dollar coverage
Sickness Dental Relief:
Up to $1000
Accidental Death and Dismemberment (24 Hours):
Up to $25,000
Accidental Death and Dismemberment (Common Carrier):
Up to $5,000
Emergency Medical evacuation:
This is included
Repatriation of Remains:
This is included as part of accident and sickness benefit
Baggage delay (After 12 hours):
This is included as part of accident and sickness benefit
Checked Baggage loss:
10% per item and 50% per bag, up to $1,000
Loss of Passport:
Personal Liability:
Up to $500,000
Flight delay:
Up to $100
Up to $500
Emergency cash advance:
Up to $1500
Fraudulent charges (Payment card Security):
Up to $2000
Home burglary:
Up to Rs 2,00,000
Trip Cancellation:
Up to $1000
Trip Curtailment:
Up to $1000
Missed Connection / Missed Departure:
Up to $1000
Bounced Hotel / Airline booking:
Up to $1000
Travel insurance

What is the cost of TATA AIG travel insurance to visit Dubai?

The cost of TATA AIG travel medical insurance for visitors to Dubai from India depends on the following factors:
  1. Age of the traveler: The older the traveler the higher the cost of travel insurance online Dubai.
  2. Length of travel: The cost of travel insurance for visitors to Dubai from India increases with the duration of insurance coverage required.
  3. Travel Destination: The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  4. Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $500,000.
  5. Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

TATA AIG travel insurance India, TATA AIG international travel insurance

TATA AIG international travel insurance

buy TATA AIG travel insurance How to buy TATA AIG insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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TATA AIG traveler outside India Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

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TATA AIG travel insurance premium chart TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.

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TATA AIG travel insurance claims TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

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TATA AIG student travel insurance Brochure TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

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TATA AIG travel plan renewal TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

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Do's and Dont's in Dubai

As Dubai is an Islamic country. The rules and regulations of that country are very strict. Here are a few do's and dont's for Indian travelers in Dubai.

  • Follow the dress code.
  • Follow traffic rules and regulations while driving and while crossing roads.
  • Take utmost care of your gestures, social interactions and behavior.
  • Stand up when Guests and high ranked individuals enters the room.
  • Use your right hand while accepting any food or any beverages.
  • Criticizing Islam or the government laws is punishable.
  • Taking photographs and videos of government buildings is banned.
  • Taking photographs and videos without permission is a criminal offence.
  • Cross-dressing can land you in trouble with heavy fines and jail.
  • Unmarried couples cannot stay together in hotels is illegal.
  • Drinking alcohol is public places not allowed.
  • Eating and drinking in public during Ramadan can put you in jail.
  • Control your emotions. Don't display affection in public and don't lose temper.
  • Possessing, consuming or even being in the company of those taking illegal drugs substances is not allowed.
  • Do not drink and drive.
  • Dancing in public is forbidden.

TATA AIG Dubai travel insurance FAQ's

Which travel insurance is best for Dubai from India?

Indian international travelers must be aware of the importance of overseas travel insurance as you would not know what emergency could happen while overseas, it is advisable to buy good travel insurance for travel abroad. TATA AIG’s travelguard insurance for Dubai tourist visa works well for Indians traveling to Dubai and is one of the popular overseas travel insurance plans for Indians.

How much is TATA AIG travel insurance cost for Dubai?

The cost for the Dubai travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Dubai travel insurance required, the greater will be the travel insurance cost for Dubai from India. You can get buy TATA AIG travel insurance for Dubai by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the best travel insurance for Dubai from India.

Do you need travel insurance for Dubai?

Yes, you need travel medical insurance for traveling to Dubai. Travelers who are traveling from India to Dubai either for a short term or a long term are recommended to buy a good travel from India to Dubai. The travel medical insurance covers for your unexpected health and other medical and non-medical emergencies. Travelers who are traveling to Dubai for a short term or long term can buy the TATA AIG travel insurance Dubai.

Is travel insurance mandatory for Dubai from India?

Yes, it is mandatory to buy a travel insurance to enter in Dubai.

What is covered under Dubai travel insurance?

TATA AIG travel insurance to Dubai will cover for your unforeseen emergency medical and non-medical expenses. Travelers who are going for less than 15 days shorter trip can buy Asia plan while people traveling for longer duration can buy the worldwide excluding Americas destination policy. It also covers for life threatening pre-existing condition, baggage loss, baggage delay, passport loss, trip delay, trip cancellation and many more benefits.

What should I wear in Dubai?

The people visiting Dubai has to take care of the dress they wear when they are in that country. Wear dress which cover your entire body including hands and legs. Avoid wearing sleeveless dress and shorts. Swim suits are allowed only at the swimming pools and at beaches only.

What is not covered under Dubai travel insurance?

Some of the common exclusions in TATA AIG travel insurance to Dubai are
- If the travelers is going for medical treatment only.
- Traveling against advice of the doctor.
- Pre-existing medical conditions
- Expenses due to use of drugs or alcohol.
- War and nuclear hazards.
- Criminal activities or breach of law
- HIV / AIDS and more

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are :

The steps to claim TATA AIG travel insurance Dubai are:


  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.


  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

How can I renew my TATA AIG travel policy? How do I extend my TATA AIG travel insurance?

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Can I extend my TATA AIG travel insurance while abroad?

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Popular tourist destinations in Dubai

Burj Khalifa

Burj Khalifa

The Burj Khalifa, known as the Burj Dubai prior to its inauguration in 2010, is a skyscraper in Dubai, United Arab Emirates.

Dubai Mall

Dubai Mall

Dubai Mall is the city's premier mall and provides entry to the Burj Khalifa as well as the Dubai Aquarium.

Dubai Museum

Dubai Museum

Dubai's excellent museum is housed in the Al-Fahidi Fort, built in 1787 to defend Dubai Creek.

The Dubai Fountain

The Dubai Fountain

The Dubai Fountain, located at the base of the iconic Burj Khalifa and just outside the doors of the famous Dubai Mall.

Dubai Flag Dubai general information


4,114 km²


33.3 Lakhs (2019)


Arab Emirate Dirham


Dubai is a Emirate in the UAE

Best time to visit

Nov to Mar


Arabic Language

Vacation spots

Burj Khalifa, Jumeirah Mosque, Deira, Sheikh Zayed Road, Heritage Village, Dubai Aquarium, Burj al-Arab.

Indian Embassy in Dubai

4, 8th St, Al Hamriya, Diplomatic Enclave P.O. BOX 737, DUBAI

Best 5 star hotels in Dubai Burj Al Arab Jumeirah

Burj Al Arab Jumeirah; Atlantis, The Palm; Hilton Dubai The Walk; Waldorf Astoria Dubai Palm Jumeirah; Habtoor Palace Dubai, LXR Hotels & Resorts; FIVE Palm Jumeirah Hotel; Hilton Ras Al Khaimah Resort & Spa; JW Marriott Marquis Hotel Dubai; Waldorf Astoria Ras Al Khaimah; Palazzo Versace Dubai at Jaddaf Waterfront; and more

Travel to Dubai requirements

  • Full entry visa requirements to visit the UAE.
  • Ensure you have medical travel insurance UAE before traveling, in the event you do not have international coverage, sign a declaration to bear all costs of quarantine and treatment and complete the Health Declaration Form before departure to ensure the passenger has no COVID-19 symptoms.
  • Tourists required to register all their details in the COVID-19 DXB app.

TATA AIG international travel insurance information

Please review the TATA AIG travel insurance brochure for the benefits covered and its policy wordings which details the terms and conditions. You can also complete the TATA AIG Travelguard proposal form. Customers can compare quotes using the TATA AIG premium chart. Travellers in Dubai who wish to get extended coverage can renew/extend the plan using TATA AIG travel insurance extension. Senior citizens can look at specific coverage that is important for older travellers and understand the travel insurance coverage for pre-existing conditions.

Buying overseas travel insurance for Indians visiting Dubai is important

Source: https://gulfnews.com/uae/take-travel-insurance-seriously-expat-warns-after-visiting-dad-falls-ill-1.62920794
A true life incident that happened in Dubai on March 15th 2019

On March 14th 2019, Indian parents travelled to Dubai to visit their son. Even though overseas travel involves health risks, this couple sadly did not take it up seriously. Unfortunately the father of the Indian expat became breathless the moment he arrived in Dubai. He became critical the following morning and was admitted to the hospital. The father was diagnosed with severe lung infection resulting in gangrene in his left arm leading to amputation. A series of medical tests was conducted and treatment was given leading to huge medical bills up to 100,000 Dh.

This caused huge financial trauma to the Indian expatriate as they didn’t have travel insurance. He in fact had to take money from friends, relatives and also two months advance salary from his company. All his life savings was over by now by paying the bills. It was very kind of the hospital to waive a few bills. All this could have been avoided if the Indian couple had bought adequate overseas travel insurance for his senior citizen parents visiting Dubai.

What does TATA AIG travel insurance cover?

  • Medical expenses coverage
    • The plan covers for medical expenses due to accident and sickness while traveling outside India.
  • Checked baggage loss
    • Reimbursement for loss of checked in baggage.
  • Loss of Passport
    • Coverage for expenses incurred in obtaining a duplicate or new passport.
  • Sickness Dental Relief
    • The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
  • Personal liability
    • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
  • Hijacking
    • In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
  • Trip Delay
    • Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
  • Personal Accident
    • TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
  • Baggage delay
    • Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travelguard insurance


Travel insurance FAQ's

Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.
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Annual Multitrip Insurance

Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.

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TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.

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Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for TATA AIG Travel insurance coverage.

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Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!

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Compare and buy TATA AIG domestic travel insurance.

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Travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for travel insurance for over 80 years old
  • Pre-existing coverage travel insurance
  • Parents travel insurance
  • Individual travel insurance
Travel insurance India senior citizens

Seniors above 80 years

TATA AIG overseas insurance for older travelers above 80 years.


Pre-existing coverage insurance

Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.


Parents Travel insurance

Parents travel insurance

International travel insurance for Indian parents overseas.


overseas travel insurance

Individual travel insurance

TATA AIG overseas travel insurance online


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Thank you team for setting these claims so quickly. Indeed Kudos to you particularly

& to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.

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Thanks a lot for the speedy response and sending me the policy pdf.

This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.

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Thank you very much for your amazing service and response.

I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.

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Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".

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