| Coverage in US$ | Gold ($250,000) | Platinum ($500,000) |
 Accident and Sickness Medical Expenses Reimbursement |
$250,000 | $500,000 |
 Accidental Death and Dismemberment Benefit(24 Hrs) |
$15,000 | $25,000 |
 Accidental Death and Dismemberment Benefit(Common Carrier) |
$5,000 | $5,000 |
 Sickness Dental Relief |
$500 | $1000 |
| Emergency Medical Evacuation |
Included under Accident and Sickness Medical Expenses Reimbursement | Included under Accident and Sickness Medical Expenses Reimbursement |
 Repatriation of Remains |
Included under Accident and Sickness Medical Expenses Reimbursement | Included under Accident and Sickness Medical Expenses Reimbursement |
 Baggage Delay Benefit (After first 12 hrs Only) |
$100 | $200 |
 Checked Baggage Loss Benefit# |
$1,000 | $1,000 |
 Loss of Passport |
$250 | $250 |
 Personal Liability |
$200,000 | $200,000 |
 Flight Delay |
Included | Included |
 Hijack |
Deductible of 1 day, $100 per day & maximum $500 | Deductible of 1 day, $100 per day & maximum $500 |
 Home Burglary |
Rs. 2 Lakhs | Rs. 2 Lakhs |
 Emergency Cash Advance |
$1,000 | $1,500 |
 Fraudulent Charges (Payment Card Security) |
$1,000 | $2,000 |
 Trip Cancellation |
$750 (Deductible $75) | $1000 (Deductible $100) |
 Trip Curtailment |
$750 (Deductible $75) | $1000 (Deductible $100) |
 Missed Connection / Missed Departure |
$750 (Deductible 75) | $1000 (Deductible 100) |
 Bounced Hotel / Airline booking |
$750 (Deductible 75) | $1000 (Deductible 100) |
| Coverage | Benefits |
| Hospital Room and Board and Hospital miscellaneous | Max $1,500 per day upto 30 days whichever is less. |
| Intensive Care Unit | Max $3,000 per day upto 7 days whichever is less. |
| Surgical Treatment | Max $10,000 |
| Anesthetist Services | Upto 25% of Surgical Treatment |
| Physician’s Visit | Max $75 per Day upto 10 visits |
| Diagnostic and Pre-Admission Testing | Max $500 |
| Ambulance Services | Max $400 |
You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States, U.K , Australia, etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.
For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.
Call us at +91(80)41101026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.
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