TATA AIG Annual Multitrip Travel Insurance

TATA AIG annual multitrip benefits

• Benefits	Gold	Platinum
  Accident & Sickness medical Expenses Reimbursement	$250,000	$500,000
  Accidental Death and Dismemberment Benefit(24 Hrs)	$15,000	$25,000
  Accidental Death and Dismemberment Benefit(Common Carrier)	$5,000	$5,000
  Sickness Dental Relief	$500	$1000
  Emergency Medical Evacuation	Included under Accident and Sickness Medical Expenses Reimbursement	Included under Accident and Sickness Medical Expenses Reimbursement
  Repatriation of Remains	Included under Accident and Sickness Medical Expenses Reimbursement	Included under Accident and Sickness Medical Expenses Reimbursement
  Baggage Delay Benefit (After first 12 hrs Only)	$100	$200
  Loss of Passport	$250	$250
  Personal Liability	$200,000	$1,00,000
  Flight Delay	Included	Included
  Hijack	Deductible of 1 day, $100 per day & maximum $500	Deductible of 1 day, $100 per day & maximum $500
  Home Burglary	Rs. 2 Lakhs	Rs. 2 Lakhs
  Emergency Cash Advance	$1,000	$1,500
  Fraudulent Charges (Payment Card Security)	$1,000	$2,000
  Trip Cancellation	$750 Deductible: $75	$750 Deductible: $75
  Trip Curtailment	$750 Deductible: $75	$1000 Deductible: $100
  Missed Connection / Missed Departure	$750 Deductible: $75	$1000 Deductible: $100
  Bounced Hotel / Airline booking	$750 Deductible: $75	$1000 Deductible: $100

• Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

  Coverage	Benefits
  Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day upto 30 days whichever is less.
  Surgical Treatment	Max $10,000
  Anesthetist Services	Upto 25% of Surgical Treatment
  Physician’s Visit	Max $75 per Day upto 10 visits
  Diagnostic and Pre-Admission Testing	Max $500
  Ambulance Services	Max $400

• 1. Medical Services provider referral
  2. Arrangement of hospital admissions
  3. Lost luggage assistance
  4. Emergency Travel Services
  5. Embassy referral services
  6. Claims procedure information services
• 

  Credit card purchase procedure

  You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States,U.K ,Australia,etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.

  

  Cheque payment purchase

  For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.

  Call us at 080-41101026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.

  

  Payment options

  • Cash Cards - ItZ cash,Pay Cash
  • Mobile Payments - Paymate,IMPS,Scan N Pay
  • Wallet - Paytm,Mobikwik,Oxigen wallet,Freecharge,Jio Money etc ...
  • UPI - Unified Payment Interface

  Note: To ensure quality health care in America, TATA AIG has partnered with UnitedHealth Group, one of the leading Health Care providers in the United States. This gives our customers access to United Healthcare network of hospitals and physicians in USA.

• You are not covered if any expenses incurred directly or indirectly in respect of:

  • Traveling against the advice of a Physician
  • For obtaining treatment
  • Pre-existing ailments& complications arising out of them
  • Suicide or attempted suicide
  • War
  • Terrorism
  • Illegal Acts
  • Dangerous Sports etc.
    

  For other exclusions please refer to the policy wordings.