Please read through TATA AIG travel insurance brochure from TATA AIG for its policy wordings which explains the terms and conditions and plan benefits. The premium can be computed using our user friendly TATA AIG multi-trip insurance premium chart. You can renew/extend the plan using TATA AIG travel insurance extension on expiry. To buy travel insurance for your frequent travels you can also complete the online TATA AIG Travelguard annual multi trip proposal form.
USD 250,000/ 500,000
1 year (Can be renewed every year)
19 years to 70 years
The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.
Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....
Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses.
If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
International corporate travelers who travel overseas often on work should be properly insured to cover medical expenses in case they fall sick or meet with an accident while outside India. Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers. The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip period has to be limited to either 30 days or to 45 days depending on the plan chosen by the customer.
The TATA AIG Annual Multi-trip insurance allows customers to travel outside India, anywhere in the world, any number of times during the annual coverage period. However each trip has to be limited to either 30 days or to 45 days depending on the plan chosen by the customer.
There are Two annual multi-trip plans available (for both the 30 and 45 day trip options):
How to buy TATA AIG insurance?
You can buy Annual Multitrip insurance policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Traveler outside India
Travelers who have already traveled from India and do not have insurance can buy annual multitrip travel insurance online.
TATA AIG Asia Travel Guard premium chart
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.
TATA AIG insurance claims
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
TATA AIG Annual Multitrip insurance brochure
Download TATA AIG Annual Multitrip insurance brochure online!
TATA AIG travel insurance renewal
Travel insurance customers can renew their existing policy online before the exipry date at any time.
| Accident & Sickness medical Expenses Reimbursement | Gold: $250,000 Platinum: $500,000 |
| Accidental Death and Dismemberment Benefit(24 Hrs) | Gold: $15,000 Platinum: $25,000 |
| Accidental Death and Dismemberment Benefit(Common Carrier) | Gold: $5,000 Platinum: $5,000 |
| Sickness Dental Relief | Gold: $500 Platinum: $1000 |
| Emergency Medical Evacuation | Gold: Included under Accident and Sickness Medical Expenses Reimbursement Platinum: Included under Accident and Sickness Medical Expenses Reimbursement |
| Repatriation of Remains | Gold: Included under Accident and Sickness Medical Expenses Reimbursement Platinum: Included under Accident and Sickness Medical Expenses Reimbursement |
| Baggage Delay Benefit (After first 12 hrs Only) | Gold: $100 Platinum: $200 |
| Checked Baggage Loss Benefit # | Gold: $1,000 Platinum: $1,000 |
| Loss of Passport | Gold: $250 Platinum: $250 |
| Personal Liability | Gold: $200,000 Platinum: $200,000 |
| Flight Delay | Gold: Included Platinum: Included |
| Hijack | Gold: Deductible of 1 day, $100 per day & maximum $500 Platinum: Deductible of 1 day, $100 per day & maximum $500 |
| Home Burglary | Gold: Rs. 2 Lakhs Platinum: Rs. 2 Lakhs |
| Emergency Cash Advance | Gold: $1,000 Platinum: $1,500 |
| Fraudulent Charges (Payment Card Security) | Gold: $1,000 Platinum: $2,000 |
| Trip Cancellation | Gold: $750 (Deductible $75) Platinum: $750 (Deductible $75) |
| Trip Curtailment | Gold: $750 (Deductible $75) Platinum: $1000 (Deductible $100) |
| Missed Connection / Missed Departure | Gold: $750 (Deductible 75) Platinum: $1000 (Deductible 100) |
| Bounced Hotel / Airline booking | Gold: $750 (Deductible 75) Platinum: $1000 (Deductible 100) |
* Included under the benefit limit of Accident and Sickness Medical Expenses Reimbursement
# Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured
Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'
| Coverage | Benefits |
| Hospital Room and Board and Hospital miscellaneous | Max $1,500 per day upto 30 days whichever is less. |
| Surgical Treatment | Max $10,000 |
| Anesthetist Services | Upto 25% of Surgical Treatment |
| Physician’s Visit | Max $75 per Day upto 10 visits |
| Diagnostic and Pre-Admission Testing | Max $500 |
| Ambulance Services | Max $400 |
You are not covered if any expenses incurred directly or indirectly in respect of:
For other exclusions please refer to the policy wordings.
You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States, U.K , Australia, etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.
For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.
Call us at 080-41101026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
The plan covers for medical expenses due to accident and sickness while traveling outside India.
Reimbursement for loss of checked in baggage.
Coverage for expenses incurred in obtaining a duplicate or new passport.
The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.
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You can find different sections of insurance types here.
TATA AIG travel insurance for Indians traveling overseas.
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Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
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TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.
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Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.
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Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
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Compare and buy TATA AIG domestic travel insurance.
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I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
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Know more »Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
Covid19 travel insurance
