Tata AIG satisfies these requirements as mandated by the consulate: It offers
USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs
360 days
90 days to 99 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
Benefits | Silver | Silver Plus | Gold | Platinum | Titanium | Titanium Plus |
---|---|---|---|---|---|---|
Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
Age | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years | 3 months - 70 years | 3 months - 60 years | 3 months - 60 years |
Destination | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe |
Sum Insured for Accident & Sickness | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $250,000 Deductible : $100 |
Up to $500,000 Deductible : $100 |
Up to $750,000 Deductible : $100 |
Up to $1,000,000 Deductible : $100 |
Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $2,500 | Up to $5,000 | Up to $10,000 | Up to $10,000 | Up to $15,000 | Up to $20,000 |
Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $250,000 Deductible : $100 |
Up to $500,000 Deductible : $100 |
Up to $750,000 Deductible : $100 |
Up to $1,000,000 Deductible : $100 |
Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000Benefit Total - Maximum $50,000 |
Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000Benefit Total - Maximum $75,000 |
Emergency Medical Dental Expenses | $300 Deductible : $50 |
$400 Deductible : $50 |
$500 Deductible : $50 |
$1,000 Deductible : $50 |
$1,000 Deductible : $50 |
$1,200 Deductible : $50 |
Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$45 Deductible : After 4 hours |
$50 Deductible : After 4 hours |
$50 Deductible : After 4 hours |
$50 Deductible : After 4 hours |
Loss of Checked-in Baggage | $200 | $200 | $300 | $300 | $400 | $500 |
Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
$500 Deductible : $25 |
$500 Deductible : $25 |
Personal Liability | $100,000 Deductible : $200 |
$100,000 Deductible : $200 |
$200,000 Deductible : $200 |
$500,000 Deductible : $250 |
$500,000 Deductible : $250 |
$500,000 Deductible : $250 |
Trip Curtailment | $500 Deductible : $50 |
$500 Deductible : $50 |
$750 Deductible : $75 |
$1,000 Deductible : $100 |
$1,000 Deductible : $100 |
$1,500 Deductible : $100 |
Trip Cancellation | $500 Deductible : $50 |
$500 Deductible : $50 |
$750 Deductible : $50 |
$1,000 Deductible : $100 |
$1,000 Deductible : $100 |
$1,500 Deductible : $100 |
Flight Delay | - | - | $45 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
Missed Flight/Connection | $250 | $250 | $500 | $750 | $750 | $750 |
Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $50 |
$750 Deductible : $75 |
$1,000 Deductible : $100 |
$2,500 Deductible : $100 |
$5,000 Deductible : $100 |
Fraudulent Charges | Per Occurrence Limit $250; Maximum Limit $500 | Per Occurrence Limit $250; Maximum Limit $500 | Per Occurrence Limit $500; Maximum Limit $1000 | Per Occurrence Limit $1000; Maximum Limit $2000 | Per Occurrence Limit $1250; Maximum Limit $2500 | Per Occurrence Limit $1250; Maximum Limit $2500 |
Home Content Burglary (in INR) | ₹ 50,000 Deductible : ₹ 5,000 |
₹ 50,000 Deductible : ₹ 5,000 |
₹ 1,50,000 Deductible : ₹ 5,000 |
₹ 2,50,000 Deductible : ₹ 5,000 |
₹ 5,00,000 Deductible : ₹ 5,000 |
₹ 5,00,000 Deductible : ₹ 5,000 |
Accommodation Extension | $100 per day upto Maximum of 10 days | $250 per day upto Maximum of 10 days | $300 per day upto Maximum of 10 days | $750 per day upto Maximum of 10 days | $1000 per day upto Maximum of 10 days | $1000 per day upto Maximum of 10 days |
Hijack/Kidnap Daily Allowance | - | $75 for every 12 hours, upto Maximum of 10 days | $100 Per 12 hours, upto Maximum of 10 days | $150 Per 12 hours, upto Maximum of 10 days | $150 Per 12 hours, upto Maximum of 10 days | $200 Per 12 hours, upto Maximum of 10 days |
Loss of International driving license | - | $100 | $100 | $100 | $150 | $150 |
Flight Cancellation | - | $75 | $75 | $150 | $200 | $250 |
Emergency Extension of the Policy | 7 days | 7 days | 7 days | 15 days | 15 days | 15 days |
Loss of Personal Baggage | - | - | $200 Deductible : $30 |
$300 Deductible : $30 |
$400 Deductible : $30 |
$500 Deductible : $30 |
Personal Accident in India (in INR) | - | - | ₹ 15,00,000 | Rs. 20,00,000 | Rs. 25,00,000 | Rs. 50,00,000 |
Compassionate Travel/Stay | - | - | - | Upto $3,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
Loss of Cash | - | - | - | $125 | $250 | $375 |
Upgradation to Business Class | - | - | - | - | $750 | $1,000 |
Rental Vehicle Cover | - | - | - | - | $500 | $500 |
Rental Vehicle Return | - | - | - | - | $250 | $500 |
Alternative Transport Expenses | - | - | - | - | $750 | $1,000 |
Pandemic Cover | - | - | - | - | $500 | $500 |
Hospital Daily Cash (Per Day) | - | - | - | - | - | $75 Per day, upto Maximum of 10 days |
Missed Booking | - | - | - | - | - | $750 |
Visa Rejection | - | - | - | - | - | $100 |
Medical Sublimit | Silver | Silver Plus | Gold | Platinum | Titanium | Titanium Plus |
---|---|---|---|---|---|---|
Hospital Room Rent and Boarding expenses | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days | $1,750 per Day up to 30 Days | $2,000 per Day up to 30 Days | $2,000 per Day up to 30 Days | $2,500 per Day up to 30 Days |
Emergency Room Services | $1,500 | $1,500 | $1,750 | $2,000 | $2,000 | $2,500 |
ICU Charges | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days | $3,250 per Day up to 7 Days | $3,750 per Day up to 10 Days | $3,750 per Day up to 10 Days | $4,000 per Day up to 10 Days |
Surgical Treatment Expenses | $12,500 | $12,500 | $13,000 | $15,000 | $15,000 | $22,500 |
25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
Physician Consultation Charges | $125 per day up to 10 visits | $125 per day up to 10 visits | $175 per day up to 10 visits | $250 per day up to 10 visits | $250 per day up to 10 visits | $350 per day up to 10 visits |
Diagnostic Tests | Up to $750 | Up to $750 | Up to $1,000 | Up to $1,500 | Up to $1,500 | Up to $2,500 |
Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $600 | Up to $750 | Up to $750 | Up to $1,000 |
Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 |
Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 |
Emergency Room Services | $27,500 | $27,500 | $30,000 | $35,000 | $35,000 | $40,000 |
Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $15,000 | $17,500 | $17,500 | $20,000 |
Benefits | Senior | Senior Plus | Super Senior |
---|---|---|---|
Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
Age | 71-80 years | 71-80 years | 81+ years |
Destination | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe |
Sum Insured for Accident & Sickness | Upto $50,000 Deductible : $100 |
Upto $100,000 Deductible : $100 |
Upto $50,000 Deductible : $100 |
Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Emergency Medical Dental Expenses | $300 Deductible : $75 |
$500 Deductible : $75 |
Not Available Deductible : Not available |
Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
Loss of Checked-in Baggage | $200 | $200 | $200 |
Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
Trip Curtailment | $500 Deductible : $100 |
$500 Deductible : $100 |
$500 Deductible : $100 |
Trip Cancellation | $250 Deductible : $50 |
$500 Deductible : $50 |
$250 Deductible : $50 |
Flight Delay | $40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
Missed Flight/Connection | $250 | $250 | $250 |
Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $75 |
$250 Deductible : $50 |
Home Content Burglary (in INR) | ₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
Accommodation Extension | $50 per day upto Maximum of 10 days | $100 per day upto Maximum of 10 days | $50 per day upto Maximum of 10 days |
Hijack/Kidnap Daily Allowance | $75 Per 12 hours, upto Maximum of 10 days | $100 Per 12 hours, upto Maximum of 10 days | $75 Per 12 hours, upto Maximum of 10 days |
Loss of International driving license | - | - | - |
Flight Cancellation | - | $75 | - |
Emergency Extension of the Policy | 7 days | 7 days | 7 days |
Loss of Personal Baggage | Not Available Deductible : Not Available |
$200 Deductible : $30 |
Not Available Deductible : Not Available |
Compassionate Travel/Stay | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
---|---|---|---|
Hospital Room Rent and Boarding expenses | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days |
Emergency Room Services | $1,500 | $1,500 | $1,500 |
ICU Charges | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days |
Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
Physician Consultation Charges | $125 per day upto 10 visits | $125 per day upto 10 visits | $125 per day upto 10 visits |
Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
Indians traveling to Europe need to have the Schengen visa. The common Schengen visa allows travelers to visit 29 countries. One of the requirements while applying for the Schengen visa is adequate travel insurance for the entire duration of ones stay in the Schengen states. The Schengen consulates have clearly defined the overseas travel insurance which satisfy the Schengen visa insurance requirements. TATA AIG Schengen Travel Insurance offered by TATA AIG satisfies the Schengen visa insurance requirements and has been so recognized by the Schengen consulates. Compare quotes and buy TATA AIG schengen visa insurance.
The TATA Schengen travel insurance is available for all age group and people traveling to some of the schengen countries need to buy the insurance for minimum of 30 days period.
euro_symbol Europe travel insuranceThe Schengen area consists of 29 European countries with a total population of about 400 million people. These Schengen countries have an agreement known as the Schengen agreement which has removed passport and any other border controls within these 29 countries. In order to travel to the Schengen area, many nationalities including Indians have to be issued a Schengen visa. This Schengen visa can be issued by the consulates of any of these countries. The traveler should typically get the Schengen visa issued in the country that you are entering the Schengen region, or the country where you are staying for the longest duration. One of the requirements of the Schengen visa is to have adequate travel medical insurance. The specifications for the Travel medical insurance are:
Over 7 million Indians travel to the Schengen area annually, making them the 6th largest visitor group to the area. The Schengen consulates have identified Indian insurance companies whose travel insurance products satisfy the Schengen consulate requirements. The TATA AIG Schengen travel insurance plan satisfies the Schengen visa requirement of travel insurance €30000 Euros and repatriation coverage and has been approved by the Schengen consulates.
As an Indian citizens, you will need a visa for traveling to Europe (Schengen visa), therefore the Europe travel insurance is necessary for applying for the Schengen visa. The Europe visa travel insurance requirement is a minimum coverage of 30,000 Euros.
Beyond the mandatory need of Indian travel insurance for the schengen visa, given the cost of high healthcare in Europe, and that domestic Indian health insurance offers little health insurance outside India, it is strongly recommended to buy TATA AIG Schengen travel insurance visa.
Indian travelers to Europe need the Schengen visa insurance and they can buy TATA AIG Schengen visa travel insurance on our website. Our Europe visa travel insurance facility displays the travel insurance that satisfy Schengen visa consulate requirements. Once you complete buying the TATA AIG schengen travel insurance online, we will email the required travel insurance document which you can submit while applying travel insurance for Schengen visa in India.
The cost for the TATA AIG schengen travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Europe travel insurance required, the greater will be the cost.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Tata AIG travel insurance is best for Schengen visa. It is one of the cheapest travel insurance for Schengen visa.
Travel insurance for Schengen from India is mandatory.
Schengen visa travel insurance price from India varies with age, duration of travel and maximum coverage chosen. The comparision of price for different age band is given as an example below. You can get free quotes and choose the best travel insurance for schengen visa.
Yes Tata AIG travel insurance plans are widely accepted for Schengen visa.
Yes, most Schengen travel insurance policies cover baggage delay and loss. However, the coverage details may vary based on the insurer's terms and conditions.
The cost of €30,000 travel insurance varies based on factors such as the provider, coverage, and number of travellers. To reduce your Schengen travel insurance expenses, compare different policies online and customize your plan to include only the essential features within your budget.
Yes, you can re-apply for a Schengen visa if it gets rejected. However, it's important to first understand the reason for the rejection and make sure you resolve the issue appropriately. You'll need to submit a new application and pay the visa fees again.
If you're visiting multiple Schengen countries, you should apply to the country where the main purpose of your trip lies. If the purpose of travel is the same for all countries, apply to the country where you'll be staying the longest. If your stay duration is the same in each country, apply to the country you plan to visit first.
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
The TATA AIG travel insurance for Schengen visa price ranges between ₹1,183 to ₹2,978 for one month(30 days) for 25 years old traveler, based on type of plan and policy maximum coverage.
Travelers visiting Europe (Premiums inclusive of GST @18%) | ||
---|---|---|
Plan Name | Policy maximum (US $) | Cost for one month (30 days) |
Travel Guard Plus Silver | $50,000 | ₹1,183 |
Travel Guard Plus Silver Plus | $1,00,000 | ₹1,391 |
Travel Guard Plus Gold | $2,50,000 | ₹1,577 |
Travel Guard Plus Platinum | $5,00,000 | ₹1,897 |
Titanium | $7,50,000 | ₹2,431 |
Titanium Plus | $1,000,000 | ₹2,978 |
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".