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Tata AIG Travel Insurance

Schengen visa requirements

Tata AIG satisfies these requirements as mandated by the consulate: It offers

€30,000 / $50,000 maximum medical coverage
Repatriation coverage
Emergency medical evacuation coverage

TATA AIG travel insurance for Schengen visa review

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

lists
Coverage period

360 days

person
Eligibility

90 days to 99 years

Can TATA AIG travel insurance be extended or renewed while outside India?

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Is travel insurance mandatory for Europe?

Indians traveling to Europe need to have the Schengen visa. The common Schengen visa allows travelers to visit 29 countries. One of the requirements while applying for the Schengen visa is adequate travel insurance for the entire duration of ones stay in the Schengen states. The Schengen consulates have clearly defined the overseas travel insurance which satisfy the Schengen visa insurance requirements. TATA AIG Schengen Travel Insurance offered by TATA AIG satisfies the Schengen visa insurance requirements and has been so recognized by the Schengen consulates. Compare quotes and buy ‪TATA AIG schengen visa insurance.

The TATA Schengen travel insurance is available for all age group and people traveling to some of the schengen countries need to buy the insurance for minimum of 30 days period.

euro_symbol Europe travel insurance

Schengen visa insurance requirements

The Schengen area consists of 29 European countries with a total population of about 400 million people. These Schengen countries have an agreement known as the Schengen agreement which has removed passport and any other border controls within these 29 countries. In order to travel to the Schengen area, many nationalities including Indians have to be issued a Schengen visa. This Schengen visa can be issued by the consulates of any of these countries. The traveler should typically get the Schengen visa issued in the country that you are entering the Schengen region, or the country where you are staying for the longest duration. One of the requirements of the Schengen visa is to have adequate travel medical insurance. The specifications for the Travel medical insurance are:

  • €30,000 Euros travel insurance medical coverage (We recommend a minimum of $50,000 USD)
  • Coverage to include repatriation & evacuation charges
Travel and visitors insurance USA

Over 7 million Indians travel to the Schengen area annually, making them the 6th largest visitor group to the area. The Schengen consulates have identified Indian insurance companies whose travel insurance products satisfy the Schengen consulate requirements. The TATA AIG Schengen travel insurance plan satisfies the Schengen visa requirement of travel insurance €30000 Euros and repatriation coverage and has been approved by the Schengen consulates.

How to Purchase Travel Insurance for a Schengen Visa from India?

You must buy travel insurance before applying for a Schengen visa, whether online or offline. While the application deadline is 15 days prior to your trip, it’s recommended to apply at least 30 to 60 days ahead. This provides ample time for processing, as embassy or consulate processing times can range from two weeks to two months. Purchase Schengen Travel Health Insurance from TATA AIG: Our Schengen travel plans are visa-compliant, ensuring you easily meet the €30,000 medical coverage requirement. Follow these simple steps to get your travel policy with us:
  • Click on the url (ahref="https://www.nriol.com/tata-aig/schengen-travel-insurance.asp") to get quote.
  • Provide the quote form with the destination, age of travellers and travel dates.
  • Based on your input data, we will suggest you all the available plans.
  • Select the plan which you want to purchase.
  • Fill the proposal form and make the payment.
  • Receive the policy by email and take a print out and submit for visa (if applying for visa)

Reasons Your Schengen Visa May Be Rejected

A Schengen visa can be rejected for several reasons. Understanding these reasons can help you avoid common mistakes.
  • An incomplete or incorrectly filled visa application form is a major cause of rejection.
  • Not having travel insurance, or having insurance with coverage of less than €30,000, can lead to rejection.
  • Failing to provide adequate proof of hotel and flight reservations.
  • A weak financial background can raise concerns during the application process.
  • An expired passport or one with insufficient validity can result in a visa rejection.

TATA AIG Schengen Visa travel insurance - frequently asked questions

Is travel insurance mandatory for Europe?

As an Indian citizens, you will need a visa for traveling to Europe (Schengen visa), therefore the Europe travel insurance is necessary for applying for the Schengen visa. The Europe visa travel insurance requirement is a minimum coverage of 30,000 Euros.

Beyond the mandatory need of Indian travel insurance for the schengen visa, given the cost of high healthcare in Europe, and that domestic Indian health insurance offers little health insurance outside India, it is strongly recommended to buy TATA AIG Schengen travel insurance visa.

Indian travelers to Europe need the Schengen visa insurance and they can buy TATA AIG Schengen visa travel insurance on our website. Our Europe visa travel insurance facility displays the travel insurance that satisfy Schengen visa consulate requirements. Once you complete buying the TATA AIG schengen travel insurance online, we will email the required travel insurance document which you can submit while applying travel insurance for Schengen visa in India.

The cost for the TATA AIG schengen travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Europe travel insurance required, the greater will be the cost.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Tata AIG travel insurance is best for Schengen visa. It is one of the cheapest travel insurance for Schengen visa.

Travel insurance for Schengen from India is mandatory.

Schengen visa travel insurance price from India varies with age, duration of travel and maximum coverage chosen. The comparision of price for different age band is given as an example below. You can get free quotes and choose the best travel insurance for schengen visa.

Yes Tata AIG travel insurance plans are widely accepted for Schengen visa.

Yes, most Schengen travel insurance policies cover baggage delay and loss. However, the coverage details may vary based on the insurer's terms and conditions.

The cost of €30,000 travel insurance varies based on factors such as the provider, coverage, and number of travellers. To reduce your Schengen travel insurance expenses, compare different policies online and customize your plan to include only the essential features within your budget.

Yes, you can re-apply for a Schengen visa if it gets rejected. However, it's important to first understand the reason for the rejection and make sure you resolve the issue appropriately. You'll need to submit a new application and pay the visa fees again.

If you're visiting multiple Schengen countries, you should apply to the country where the main purpose of your trip lies. If the purpose of travel is the same for all countries, apply to the country where you'll be staying the longest. If your stay duration is the same in each country, apply to the country you plan to visit first.

Who is eligible to buy Schengen visa travel insurance?

3 months - 70 years
  • Silver Plan - $50,000
  • Silver Plus Plan - $100,000
  • Gold Plan - $250,000
  • Platinum Plan - $500,000
71 years - 80 years
  • Senior Plan - $50,000
  • Senior Plus Plan - $100,000
81 years - 99 years
  • Super Senior Plan - $50,000

How much does TATA AIG travel insurance for Schengen visa cost in 2025?

The TATA AIG travel insurance for Schengen visa price ranges between ₹1,183 to ₹2,978 for one month for 25 years old traveler, based on type of plan and policy maximum coverage.

Travelers visiting Europe
Plan Name Policy maximum (US $) Cost for one month
Travel Guard Plus Silver $50,000 ₹1,183
Travel Guard Plus Silver Plus $1,00,000 ₹1,391
Travel Guard Plus Gold $2,50,000 ₹1,577
Travel Guard Plus Platinum $5,00,000 ₹1,897
Titanium $7,50,000 ₹2,431
Titanium Plus $1,000,000 ₹2,978

List of Popular Schengen countries

Customers testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".