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TATA AIG travel insurance for pre-existing conditions

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Plan highlights
  • Pre-existing coverage up to $1500 in case of life threatening situation for any age group.
  • Approved by VFS Global

Pre-existing conditions coverage by Overseas Tata AIG Indian travel insurance

TATA AIG offers international pre-existing conditions insurance for Indian travelers under life threatening conditions only. The insured can reimburse up to $1,500 for which they have spent while receiving treatment of pre-existing illness if it is life threatening when they were in a foreign country. Further treatment of the pre-existing conditions outside of the life threatening situation must be taken care of by the insured.
Please read through TATA AIG travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can also complete an online TATA AIG Travelguard proposal form. You can get the complete quotes using the TATA AIG premium chart. You can renew/extend the plan using TATA AIG travel insurance extension on expiry.

TATA AIG travel insurance India - Useful links

how to buy TATA AIG insurance online
How to buy TATA AIG overseas travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG international travel insurance.

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TATA AIG Premium Chart
TATA AIG travel medical insurance premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas

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TATA AIG insurance claims
TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

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TATA AIG insurance brochure
TATA AIG overseas mediclaim insurance brochure

TATA AIG health insurance explore the world without worry!

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Online Renewal
TATA AIG tarevl insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

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TATA AIG policy wordings
TATA AIG visitor medical insurance policy wordings

Know more about TATA AIG Travel health insurance products.

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TATA AIG travel without sublimits
TATA AIG travel medical insurance without sublimits

TATA AIG Overseas travel insurance plan without sub-limits

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Key features

  • Covers hospitalization medical expenses and OPD/ doctor visits including pharmacy bills.
  • Coverage available up to the age of 99 years
  • Option of coverage without any sub-limits
  • Trip Cancellation and Trip Curtailment
  • Missed Connection/Departure
  • Bounced Hotel/Airline booking

Frequently asked questions on pre-existing conditions


  • What is a pre-existing condition?
    • The pre-existing condition means any sickness / illness, which existed prior to the effective date of the insurance including whether or not the insured had knowledge that symptoms were related to the sickness / illness. Complication arising from a pre-existing condition will also be considered part of the pre-existing condition. Some examples of existing ailments could be diabetes, asthma, a heart condition, blood pressure, cancer. The coverage for a recurrence of these existing ailments is limited, please be aware of the exact coverage when you buy the policy.

  • What is life threatening situation due to pre-existing diseases?
    • Lifesaving unforeseen emergency measures, provided to the Insured by the Physician for Disease/accident arising out of a pre-existing condition. The treatment for these emergency measures would be paid within the policy limits till the Insured becomes medically stable. All further costs to maintain medically stable state to prevent the onset of ailment would have to be borne by the insured.

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