TATA AIG Travel Insurance for Indians Visiting the UK
Travel Worry-Free with Protection Against Unforeseen Events in the UK
Secure Your Trip with TATA AIG – Now at 0% GST
Why Buy TATA AIG Travel Insurance UK?
Trusted by 15,000+ Travelers
Planning to Visit the UK from India?
TATA Travel Insurance offers complete protection against unexpected medical costs, trip interruptions, and emergencies. It is one of the best travel insurance plans for UK visitors from India, suitable for students, tourists, and senior citizens. This medical insurance for UK visitors from India ensures financial safety during your international trip.
TATA AIG Travel Insurance United Kingdom – For Indian Citizens
Indian tourists travelling to the United Kingdom mainly to England, Scotland or Wales cannot rely on their Indian health insurance coverage while in the UK. Travelling abroad will always involve some risks which can result in unexpected sickness or even an accident. The cost of health care in the UK is very expensive for international tourists.
Which is the Best Travel Insurance for the UK from India?
Buying the best overseas travel insurance while travelling outside India is advisable as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability. Tata AIG Travel Guard insurance offers coverage for Indian tourists to the UK to have a worry free trip as all the eligible medical expenses will be taken care of.
Factors Affecting the Cost of TATA AIG Travel Insurance for the UK
The cost of the best medical insurance for visitors to the UK from India, such as TATA AIG travel medical insurance, depends on several factors:- Age of the traveler:
- Senior citizens (above 70) are more prone to medical emergencies and accidents.
- Premiums are higher and may include additional restrictions for older travelers.
- Length of travel:
- Longer trips require higher coverage durations, which increases the cost of insurance.
- Travel Destination:
- Countries with high healthcare costs like the UK have higher premiums compared to some other destinations. Indian travelers are not covered under the UK’s public healthcare system, so insurance is essential.
- Policy Maximum Limit:
- Plans with higher accident and sickness coverage limits cost more but provide better protection.
- Sub-limits vs No Sub-limits:
- Applicable mainly for travelers over 56.
- Plans with sublimits are cheaper but less comprehensive. Plans without sublimits are more expensive but provide full financial protection.
How Much Does TATA AIG Travel Insurance for the UK From India Cost?
The TATA AIG travel insurance for UK from India starts at ₹23 per day, with plans offering between $50,000 and $1,000,000 in cover.
Looking for Short-Term Medical Insurance for UK Visitors from India?
If you are visiting the United Kingdom for a short trip, family visit or business trip, you can consider short term medical insurance for UK visitors from India at affordable prices. Insurance can start at as low as ₹23 per day, depending on the age of the traveler, duration of the trip and coverage selected.
These short-term travel insurance plans are suitable from travel lasting a few days to a maximum of 360 days to cover for medical emergencies, hospitalization, and travel inconveniences.
*Price shown is for a 60-day trip to UK for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
What Are the TATA AIG Travel Insurance Benefits for UK from India?
| Plan Variant | Sum Insured | Key Benefits |
|---|---|---|
| $50,000 | Covers loss of passport, fraudulent credit card charges, and home burglary protection (in INR) while abroad. Ideal for short trips. | |
| $100,000 | Includes trip curtailment, loss of International Driving License (IDL), and protection against fraudulent charges. Perfect for budget travelers. | |
| $250,000 | Adds coverage for flight delays, bounced hotel/flight bookings, and personal accident coverage in India. Great for frequent travelers. | |
| $500,000 | Offers emergency policy extension, hijack/kidnap daily allowance, and compassionate travel/stay benefits if you need to visit a sick family member abroad. | |
| $750,000 | Covers personal accident in India, rental vehicle cover, and rental vehicle return — ideal for long stays or business trips. | |
| $1,000,000 | Top-tier coverage with accommodation extension in case of delayed return and loss of personal baggage. Best for extended trips or senior travelers. |
Best Plan Options for Your Trip to the UK
Compare the cheapest and best plans to choose the right coverage for your UK trip.
Cheapest UK Travel Insurance
- Medical Cover: $50,000
- Pre-existing Conditions: Up to $2,500
- Baggage Loss: $200
- Cancellation: $500
Best UK Travel Insurance
- Medical Cover: $250,000
- Pre-existing Conditions: Up to $10,000
- Baggage Loss: $300
- Cancellation: $750
Features of TATA AIG Travel Insurance for Travelling to UK
TATA AIG travel insurance for the UK is tailored to provide safeguards to Indian travelers for unforeseen expenses like medical emergencies, trip delays, or loss of property abroad. It supports you with considerable financial backing in case you encounter any unexpected situations in another country.- Low Minimum Entry Age: This coverage includes a traveler as young as 3 months old, allowing for even the youngest family member to be ensured safely.
- High Sum Insured Option: TATA AIG travel insurance offers high sums insured of up to $10,00,000. High sums insured means more expenses are covered under the plan and less out-of-pocket expense for you.
- Family Premium Discounts: You can save up to 15% on your travel insurance premium when you travel with your family. Enjoy a special family discount, subject to applicable terms and conditions.
- Multiple Plan Options: You will have a choice of having a Silver, Silver Plus, Gold, Platinum, Titanium, or Titanium Plus plan which is designed for your needs while traveling.
What Does TATA AIG Travel Insurance for the UK Not Cover?
- Self Inflicted Harm/Injury: No compensation or assistance is provided if the insured gets sick or injured as a result of a self-inflicted injury. It also includes injuries or harm caused due to a suicide attempt.
- Loss Due to War, Invasion, Etc: Injuries or health conditions caused due to acts of war, terrorism, civil unrest, military power, etc., are a part of the travel insurance UK exclusions.
- Adventure Sports or Dangerous Activity: Any injuries and hospital expenses incurred as a result of participating in adventure sports or dangerous activities will not be covered unless specified in the plan.
- Cosmetic & Obesity Procedures: Expenses related to cosmetic procedures or obesity treatments are not included under the scope of our travel insurance.
- Pre-Existing Diseases: The insured will not receive any compensation for treatment of pre-existing diseases. It includes those diseases that were present prior to the trip to the UK.
How to Buy TATA AIG Travel Insurance for the UK Online
Buying travel insurance for the UK from TATA AIG is quick and hassle-free. Follow these simple steps to get your policy online within minutes.
language Step 1: Visit the NRIOL Website
Go to the on the NRIOL.
public Step 2: Select Your Destination
Choose “United Kingdom (UK)” as your trip destination and click NEXT.
tune Step 3: Personalize Your Plan
Enter details such as No. of Traveler, traveler’s age, and number of nights. Browse through the available UK travel insurance plans, compare the coverage, and choose the one that best fits your needs.
payment Step 4: Pay Online
Once you’ve chosen your plan, proceed to secure online payment using your preferred method — credit/debit card, UPI, or net banking.
verified_user Step 5: Get Instant Policy Issuance
After successful payment, your TATA AIG Travel Insurance policy will be issued instantly. You’ll receive the policy document via email, which you can print or store digitally for visa and travel purposes.
Travel Confidently to the UK with Trusted TATA AIG Protection
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
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Calculate TATA AIG international travel insurance premium for Indian travelers and senior citizens abroad.
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For Claim or reimbursement, Contact TATA AIG via toll-free helpline.
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Download TATA AIG Travel Insurance brochure online!
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Renew your TATA AIG travel insurance policy online anytime before expiry.
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Tata AIG International Travel Insurance Review
Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.
Know more »Why Buy from NRIOL?
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Access TATA AIG international travel insurance policies, trusted by thousands of Indian travelers worldwide.
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Transparent pricing for TATA AIG overseas travel insurance, with no hidden costs.
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school20+ Years of Expertise
Expert guidance tailored for Indian travelers planning international trips.
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Modify travel dates, passport details, or personal information for your TATA AIG travel insurance online.
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updateFlexible Extensions
Extend or renew your TATA AIG international travel insurance while abroad if your trip is delayed.
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support_agent24/7 Claims Support
Get fast claims assistance and emergency support anywhere during your overseas journey with TATA AIG travel insurance.
How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
Travel Destinations
Discover Popular Travel Destinations with Tata AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
location_on Indian Embassy & Consulate Details in the UK
In case of emergencies such as loss of passport or legal assistance, you can reach out to the nearest Indian Embassy or Consulate in the UK.
- Embassy of India, London
- Consulate General of India, Birmingham
- Consulate General of India, Edinburgh
💡 Keep a copy of the emergency contact numbers and your travel insurance helpline handy during your trip.
flight_takeoff Travel Tips for Indians Visiting the UK
- 💳 Carry an international debit/credit card and keep some GBP (British Pounds) cash for small expenses.
- 📞 Save the TATA AIG 24x7 Assistance Number for emergencies.
- 🏥 Know the nearest network hospitals covered under TATA AIG for cashless treatment.
- 🛂 Keep a digital and printed copy of your passport, visa, and insurance policy (in case of loss).
- 🌦️ Lookup the local weather forecast before leaving and pack for your travel destination.
✈️ With TATA AIG's worldwide support, you can travel across the UK with absolute peace of mind and smart coverage.
Benefits of Buying TATA AIG Travel Insurance for Indians Traveling to the UK
- Comprehensive Medical Coverage
Private healthcare expenses in the UK can be extremely expensive. TATA AIG’s travel insurance provides complete medical coverage for hospital admissions, surgeries, outpatient treatment, and emergency medical evacuations - protecting your financial stability with unplanned health issues abroad. - COVID-19 Medical Coverage
Get the peace of mind you need while traveling in the UK with COVID-19 coverage for treatment, cancellation, or curtailment if you have to alter your travel arrangements because of COVID-19 infection or lockdown protocols. - Accidental Death & Repatriation of Remains
TATA AIG travel insurance will pay you compensation in the event of an unexpected death by accident; and will reimburse the cost of repatriation of remains back to India - relieving a burden for your family both financially and emotionally. - Trip Cancellations & Interruptions
Your trip can be disrupted unexpectedly. TATA AIG allows for a claim if costs are non-refundable for your cancelled, interrupted, or delayed trip due to an emergency situation - so you won’t lose the money for unused portions of travel. - Loss of Baggage or Passport
When checked luggage is lost, delayed, or stolen, or a passport is lost, TATA AIG will reimburse for expenses incurred to replace the luggage or travel arrangements and restore your journey. - Global Cashless Hospital Network
With TATA AIG, you get access to a vast international network of hospitals — including leading facilities in the UK — for cashless medical treatment whenever needed. - 24x7 Worldwide Assistance
Travel worry-free with round-the-clock emergency and claim support. Whether you need medical help or travel assistance, TATA AIG’s helpline is available anytime, anywhere. - Affordable Premiums
Comprehensive coverage doesn’t have to be expensive. TATA AIG offers affordable protection for every Indian traveler heading to the UK.
Why Choose Tata AIG Travel Insurance for Your UK Trip?
- Visa-compliant coverage for UK visitors from India.
- No medical tests required for most applicants
- Quick online policy issuance & instant documentation
- Reliable claim support and strong global network
TATA AIG UK travel insurance - FAQ's
No, it is not mandatory to have travel insurance for UK from India. However it is advisable to buy Tata AIG travel insurance to UK online as the UK’s National Health Services (NHS) is no available for Indian tourists visiting the UK, and healthcare is very expensive without travel insurance. Indian travelers to the UK can buy travel insurance from Indian to UK easily online without the need for any medical records or paper work.
The cost of TATA AIG travel insurance for UK visitors from India starts at approximately ₹23 per day, depending on the age of the traveler, trip duration, and coverage amount. You can also buy short term medical insurance for UK visitors from India at affordable premiums if you are traveling for a few weeks or months. All TATA AIG travel insurance from India to UKplans offer health, baggage, and trip protection in one comprehensive policy.
Tata AIG travel insurance is one of the best travel insurance for UK from India. It offers the best travel insurance for the UK from India with incredible features such as
- Competitive price.
- Cashless hospitalization claim settlement in UK.
- No age limit and no paper work
Yes, TATA AIG UK travel insurance provides cashless hospitalization for covered medical emergencies at network hospitals in the UK. If you are admitted for more than 24 hours, the insurer coordinates directly with the hospital, ensuring you don’t have to pay upfront (subject to deductibles and policy terms).
Yes, UK travel insurance by TATA AIG travelguard offers coverage for pre-existing conditions only under life threatening situations. Tata AIG travel insurance for UK is designed to cover sudden expenses from sickness while travelling, if a traveler has reached a life threatening condition. The UK travel insurance for Indian tourists will pay only till the insured has become medically stable from the pre-existing conditions. Tata AIG travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.
One of the most popular travel insurance from India to UK for senior citizens is the TATA AIG travel insurance for senior citizens plan. This covers medical and non-medical expenses of senior citizens during their stay in UK.
No, only UK citizens are eligible to get medical treatment in the UK under the NHS. Tourists and international travelers to the UK have to pay for the medical treatment taken in UK.
The steps to claim TATA AIG travel insurance are :
Cashless
- Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
- Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
- The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
- The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement
- Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
- The travelers calls the assistance service provider to register a claim.
- Submits all the documents in original to the claims department back in India.
- The claims department verifies the submitted documents. Claim is approved or rejected.
- If approved the claims amount after deductible will be reimbursed to the traveler.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Most Indian travel insurance for UK mainly cover health and injury related medical emergencies. Along with this, they also provide coverage for passport loss, trip interruption, trip delays, medical evacuation and Baggage delay or baggage loss. Please look at the travel insurance for UK from India details for the detailed coverage benefits information.
Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like, Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa. However beyond mandated requirement for the visa, it is prudent to buy travel insurance for UK from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance.
Yes, TATA AIG travel insurance is one of the best travel insurance plans for UK from India. It offers high medical coverage, cashless hospitalization in top UK hospitals, and quick online purchase without paperwork. You can choose from Silver, Gold, or Platinum plans depending on your travel duration and budget.
Yes, TATA AIG health insurance for UK visitors from India covers medical emergencies, hospitalization, surgeries, and evacuation expenses. It provides comprehensive protection for students, tourists, and senior citizens traveling to the UK. If you are looking for medical insurance for UK visitors from India, TATA AIG offers affordable plans for every traveler type
Travel Insurance from India to the UK for Senior Citizens
Tata AIG offers travel insurance plans specifically designed for parents and seniors. It's plans are designed to protect seniors from unexpected medical and travel emergencies. While you are selecting travel insurance plans for your parents or senior citizens, the key features you have to look for are
- Should cover for emergency medical expenses for sickness and accident.
- Should cover emergency medical evacuation and repatriation.
- Should offer cashless claims settlement.
- Should cover pre-existing medical conditions under life threatening.
- Comprehensive coverage for parents and senior citizens.
- 24/7 emergency assistance.
- No paper work and reports submission.
- Cover for baggage loss, delays, loss of passport.
- Should cover for flight delay, flight cancellation, missed connection and more.
Tata AIG travel insurance for Senior Citizens satisfies all the benefits which parents and seniors are looking for. The policy can be purchased online.
Some of the best plans for parents and senior citizens are
| Age Band | Cheaper | Popular |
|---|---|---|
| 56 to 60 years | Silver plan with sub limits with $50,000 sum insured Reason: Limited coverage, Capping on medical expenses |
Titanium Plus plan without sub limits with $10,00,000 sum insured Reason : No capping on medical expenses. Covered up to sum insured |
| 61 to 70 years | Silver plan with sub limits with $50,000 sum insured Reason: Limited coverage, Capping on medical expenses |
Platinum plan without sub limits with $500,000 sum insured Reason: No capping on medical expenses. Covered up to sum insured |
| 71 to 80 years | Senior plan with sub limits with $50,000 sum insured Reason: Limited coverage, Capping on medical expenses |
Senior Plus plan without sub limits with $100,000 sum insured Reason: No capping on medical expenses. Covered up to sum insured |
| 81+ years | Super Senior plan with sub limits with $50,000 sum insured Reason: Limited coverage, Capping on medical expenses |
Super Senior plan without sub limits with $100,000 sum insured Reason: No capping on medical expenses. Covered up to sum insured |
Get full details and buy TATA AIG Parents Travel Insurance online.
How Claims Work in the UK
- Call the Tata AIG helpline immediately for hospitalization approval.
- Provide network hospital details—preferably in-network for cashless support.
- Receive treatment, and Tata AIG settles the bill directly.
- For outpatient visits, pay at the time of service and submit claims later.
UK - General Information
242,495 km²
London
Pound sterling
Summer or Winter
6.8 crores
English
London, Cornwall, The Lake District, Scottish Highlands, Big Ben, River Thames, London Eye, Stonehenge.
Which Are the Popular Tourist Destinations in the UK?

London, the capital of England and the United Kingdom, is a 21st-century city with history stretching back to Roman times.

Stonehenge is composed of earthworks surrounding a circular setting of large standing stones in south west England.

Edinburgh is the capital city of Scotland and one of its 32 council areas. It is second most populous city and the seventh most populous in the United Kingdom.

The Lake District, also known as the Lakes or Lakeland, is a mountainous region in North West England. It it is famous for its lakes, forests and mountains.
Importance of Indian Travel Insurance for the UK, Is Travel Insurance Mandatory for the UK?
The National Health service (NHS) offers health care coverage only for UK residents in England, Scotland, Wales and Northern Ireland. When International travelers including Indian tourists are visiting the UK, NHS does not pay healthcare for Indian tourists. Indian travel insurance for visiting the UK is therefore very important. Health Care is very expensive in the UK and without India travel health insurance for UK it can be very expensive to pay for the medical bills.
Having short term medical insurance for UK can be a huge relief for Indian tourists which comes in handy during any unexpected sickness or injury while in the UK. Indian travelers are therefore recommended to buy Tata AIG travel insurance for the UK to have a hassle free trip to the UK.