TATA AIG student travel insurance TATA AIG travel insurance to UK from India

Travel Security Guaranteed Here

Select your Destination?

How many people are travelling

No. of Traveler
Select No. of Travelers
Date of Birth
Select the age of Traveler 1
or age years
Enter your travel dates
Start Date
End Date
View plans that suits your requirements

After purchase we will send the policy to your number

Tata AIG Travel Insurance

key features of UK travel insurance from India

Covers for sickness and accident medical expenses in UK
Cover for inpatient medical expenses and doctor visits
Pre-existing diseases cover under life threatening situations
Up to USD $10 lakhs insurance cover for travellers visiting UK
Plan covers benefits baggage loss, baggage delay, flight delay and more
Add-on cover for adventure sports, car rental and cruise cover

TATA AIG travel insurance United Kingdom, Travel insurance for Indian Citizens

Indian tourists travelling to the United Kingdom mainly to England, Scotland or Wales cannot rely on their Indian health insurance coverage while in the UK. Travelling abroad will always involve some risks which can result in unexpected sickness or even an accident. The cost of health care in the UK is very expensive for international tourists.

Which travel insurance is best for UK from India?

Buying the best overseas travel insurance while travelling outside India is advisable as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability. Tata AIG Travelguard insurance offers coverage for Indian tourists to the UK to have a worry free trip as all the eligible medical expenses will be taken care of.

uk insurance

TATA AIG international travel insurance highlights

Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

Coverage period

360 days


90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

What are the important factors to consider while buying TATA AIG travel health insurance for UK visitors?

The following are the important factors to consider while buying TATA AIG travel health insurance for visitors to UK:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel health insurance for visitors in UK plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance UK without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

What is the cost of TATA AIG travel health insurance in UK for visitors?

The cost of TATA AIG travel health insurance UK for visitors depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance online UK.
  • Length of travel: The cost of travel insurance to UK from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel medical insurance for UK visitors from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.
  • Sub-limits vs No Sub-limits: This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Medical Expenses - Injury and or Illness
Unlimited Sum Insured from $50,000 to $10 Lakhs USD per incident/loss, arising out of the same illness/injury.
Pre Existing Disease cover
Pre-existing diseases covered maximum liability up to $20,000 for under life threatening situation.
Emergency Medical evacuation
This is included in Medical Expenses - Injury and or Illness
Repatriation of Remains
25% of sum insured (This is included in Medical Expenses - Injury and or Illness)
Baggage delay
Upto $500
Checked Baggage loss
Upto $500
Accidental Death and Dismemberment (24 Hours)
From $10,000 to $25,000
Accidental Death and Dismemberment (Common Carrier)
Upto $5,000
Loss of Passport
From $250 Upto $500
Personal Liability
Upto $500,000
Flight delay (After 12 hours)
Upto $50
Maximum Up to $500
Emergency cash advance
From $500 to $1500
Fraudulent charges (Payment card Security)
From $500 to $2000
Home burglary
From $100,000 to $2,00,000
Trip Cancellation
Upto $1500
Trip Curtailment
Upto $1500
Missed Connection / Missed Departure
Upto $750
Bounced Hotel / Airline booking
Upto $5000
Sickness Dental Relief
Upto $1200
Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage.

TATA AIG UK travel insurance, Travel insurance for parents visiting from India to UK - FAQ's

Do I need travel insurance for UK from India?

No, it is not mandatory to have travel insurance for UK from India. However it is advisable to buy Tata AIG travel insurance to UK online as the UK’s National Health Services (NHS) is no available for Indian tourists visiting the UK, and healthcare is very expensive without travel insurance. Indian travelers to the UK can buy travel insurance from Indian to UK easily online without the need for any medical records or paper work.

Tata AIG travel insurance cost from India to UK depends on the age of the traveler and the maximum medical coverage of the travel insurance plan. TATA AIG travel insurance for the UK is very competitive as the price of the policy is in Indian Rupees while the coverage is in US Dollars. Tata AIG travel insurance to UK offers comprehensive health insurance plans which the policy holders have an peaceful trip without any worries of medical and non-medical expenses.

Tata AIG travel insurance is one of the best travel insurance for UK from India. It offers the best travel insurance for the UK from India with incredible features such as

  • Competitive price.
  • Cashless hospitalization claim settlement in UK.
  • No age limit and no paper work

The cost for the UK travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of UK travel insurance required, the greater will be the cost. You can get buy TATA AIG travel insurance for UK by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.

If you are applying for the UK visa, the consular authorities can ask you to have adequate travel insurance for UK. However given the fact that your domestic Indian health insurance provides little coverage in UK, it is important for Indian travelers to buy good TATA AIG travel insurance for UK.

If the insured is hospitalized for more than 24 hours in one of the preferred network of hospitals in the UK, AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount to the hospitalization (subject to deductibles under the policy conditions). This is applicable for Inpatient expenses provided the same is admissible under the policy.

Yes, UK travel insurance by TATA AIG travelguard offers coverage for pre-existing conditions only under life threatening situations. Tata AIG travel insurance for UK is designed to cover sudden expenses from sickness while travelling, if a traveler has reached a life threatening condition. The UK travel insurance for Indian tourists will pay only till the insured has become medically stable from the pre-existing conditions. Tata AIG travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

One of the most popular travel insurance from India to UK for senior citizens is the TATA AIG travel insurance for senior citizens plan. This covers medical and non-medical expenses of senior citizens during their stay in UK.

No, only UK citizens are eligible to get medical treatment in the UK under the NHS. Tourists and international travelers to the UK have to pay for the medical treatment taken in UK.

The steps to claim TATA AIG travel insurance are :


  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.


  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Most Indian travel insurance for UK mainly cover health and injury related medical emergencies. Along with this, they also provide coverage for passport loss, trip interruption, trip delays, medical evacuation and baggage delay or baggage loss. Please look at the travel insurance for UK from India details for the detailed coverage benefits information.

Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like, Austria, Greece, Portugal, Spain, France, Germany, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa. However beyond mandated requirement for the visa, it is prudent to buy travel insurance for UK from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance.

Popular tourist destinations in UK


London, the capital of England and the United Kingdom, is a 21st-century city with history stretching back to Roman times.


Stonehenge is composed of earthworks surrounding a circular setting of large standing stones in south west England.


Edinburgh is the capital city of Scotland and one of its 32 council areas. It is second most populous city and the seventh most populous in the United Kingdom.

Lake District
Lake District

The Lake District, also known as the Lakes or Lakeland, is a mountainous region in North West England. It it is famous for its lakes, forests and mountains.

UK Flag  UK - General information


242,495 km²




Pound sterling

Best time to visit

Summer or Winter


6.8 crores



Vacation spots

London, Cornwall, The Lake District, Scottish Highlands, Big Ben, River Thames, London Eye, Stonehenge.

Importance of Indian travel insurance for UK, Is travel insurance mandatory for UK?

The National Health service (NHS) offers health care coverage only for UK residents in England, Scotland, Wales and Northern Ireland. When International travelers including Indian tourists are visiting the UK, NHS does not pay healthcare for Indian tourists. Indian travel insurance for visiting the UK is therefore very important. Health Care is very expensive in the UK and without India travel health insurance for UK it can be very expensive to pay for the medical bills.

Having short term medical insurance for UK can be a huge relief for Indian tourists which comes in handy during any unexpected sickness or injury while in the UK. Indian travelers are therefore recommended to buy Tata AIG travel insurance for the UK to have a hassle free trip to the UK.

Customer testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".