Maximum Sum Insured |
5,00,000 / 10,00,000 / 15,00,000 / 20,00,000 / 25,00,000 / 50,00,000 |
Inpatient Treatment |
Covered upto max SI |
Room Rent Charges |
No restrictions |
Ambulance Charges (per policy period) |
upto ₹ 5,000 per hospitalisation |
Air Ambulance (per policy period) |
upto 5,00,000 |
Pre Hospitalisation Expenses incurred |
upto 60 days |
Post Hospitalisation Expenses incurred |
upto 90 days |
Delivery Charges (Normal) |
50,000 (60,000 for a girl child) |
Deliver Charges (Caesarean) |
50,000 (60,000 for a girl child) |
Waiting Period for Delivery |
48 months |
Coverage for New Born Child |
10,000 |
First Year Vaccination Charges |
10,000 (15,000 for a girl child) |
Outpatient (OPD) Dental Cover |
10,000 after completing two years of continous coverage |
Daily Cash - per day limit for shared accomodation / accompanying and insured child |
Upto 0.25% of Sum insured max ₹2,000each |
Health Check Up |
1% of Sum Insured every year upto ₹10,000 |
Restoration Benefit after exhaustation of Sum Insured (once during policy period) |
upto Sum Insured |
Bariatric Surgery(per policy period) |
Covered |
Accidental Death |
Fixed amount of 100% SI |
Day Care Procedures |
541 listed procedures covered |
Domiciliary Treatment |
upto Sum Insured |
E Opinion for Critical Illness |
Included |
Ayush Benefit |
Covered Upto Sum Insured |
Global Coverage for Treatment |
Covered upto max SI provided diagnosis was made in India |
Second Opinion |
Included |
Vaccination Charges (NIL waiting) |
Covered for ₹ 5,000 for Anti Rabies and Typhoid |
Vaccination Charges (after waiting period of 2 years) |
Covered for ₹ 5,000 for HPV and Hepatitis B |
Inpatient Dental Treatment |
Included |
Hearing Aid |
50% of Actual or 10,000 every third year |
Prolonged Hospitalisation Benefit |
1% of SI if continous hospitalisation is for more than 10 days |
High End Diagnostics |
Upto 25,000 per policy year |
Outpatient Treatment |
5000 once for every two years |
Compassionate Visit (Travel) |
Upto 20,000 |
Cumulative Bonus |
10% of Sum Insured (for every claim free year) upto 100% |
Consummables Benefit |
Included as per IRDA 2016 guidelines |
Accidental Death Benefit |
100% of Sum Insured |
Additional Covers |
Accidental Death Benefit |
NA |