TATA AIG Parents travel insurance

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TATA AIG travel insurance
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TATA AIG Travel Insurance Review

Sum Insured
USD 50,000/ 100,000/250,000/500,000
Tenure Options
180 days( can be extended for further)
Age of Entry
180 days to 99 years

Travel insurance for Coronavirus CovidTATA AIG travel insurance coverage for Covid19

The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
  • COVID related expensed are covered up to the Sum Insured according to the plan chosen less any deductible.
  • Covid expenses are covered for plans both with and without Sub Limits up to the eligible policy maximum.

The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.

Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....

Exclusions under TATA AIG Covid travel insurance for Coronavirus

  • Expenses related to coronavirus testing are not covered until test reports are positive and leads to inpatient hospitalization.
  • Institutional and Home quarantine expenses are not covered.
  • Expenses incurred by travelers for COVID testing as part of government regulation are not covered.
TATA AIG covid insurance for international travel

Does TATA AIG travel insurance cover Covid19?

Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses. If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
TATA AIG travel insurance
medical check up
No medical check up
instant policy
Instant policy

TATA Travel insurance extension / renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

ONLINE RENEWAL

TATA AIG travel insurance India, TATA AIG international travel insurance

TATA AIG international travel insurance

buy TATA AIG travel insurance How to buy TATA AIG insurance?

You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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TATA AIG traveler outside India Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.

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TATA AIG travel insurance premium chart TATA AIG Travel Guard premium chart

Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.

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TATA AIG travel insurance claims TATA AIG insurance claims

In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.

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TATA AIG student travel insurance Brochure TATA AIG travel insurance brochure

Download TATA AIG Travel Guard brochure online!

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TATA AIG travel plan renewal TATA AIG travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

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International travel insurance for Indian parents overseas

parents travel insurance

Indian citizens and expatriates living overseas often have parents visiting them. While parents’ international travel consists of threats to health and life, to be on the safer side it is a good idea to have overseas parents health insurance to receive quality medical treatment. Overseas health care is excellent but very expensive. The Indian domestic health insurance will not cover your parents outside India and parents are responsible for their expenses in case of medical emergency.

Also while applying for visa in countries like USA, UK, Australia, Europe (Schengen countries), Singapore… parents will have to show documents to prove that they can take care of all expenses while living in the visa applying country. Some parents may also have pre-existing illness which can distress them while abroad. Buying a good international travel insurance that covers pre-existing conditions can be liable for all medical expenses arising from receiving treatment in a healthcare center.

TATA AIG offers covers international pre-existing conditions insurance for parents under life threatening conditions only. The insured can reimburse up to $1,500 for which they have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.

Travel tips for Indian parents

flight

Being old, it is advisable for parents to do some planning before leaving India. This includes counseling about the health care treatment and prevention of health threats while overseas.

doctor

Visit the doctor to get opinion on the travel precautions and health care. If you have pre-existing conditions carry necessary medications.

water bottle

While travelling it is necessary to drink lots of water it will keep them hydrated. It is advisable to carry less baggage so it will be easy to move around. Carrying unwanted luggage can be burdensome.

health care

Try to take care of your health overseas, stay warm, and avoid eating food that doesn’t suit you. Do not do anything that can result in sickness or accident.

documents

Take copies of travel documents, passports, tickets, extra pair of glasses, medical prescriptions and doctor’s advice.

TATA AIG parents tarvel insurance FAQ's

What are the key features of TATA AIG travel guard insurance?

Some of the key features of TATA AIG travel guard insurance are as below.

  • Unique plan which provides overseas travel medical insurance of all ages.
  • Travelers 56 years and above have an option of choosing coverage without medical sub limits by paying additional premium.
  • After deductible cashless hospitalization medical expenses and OPD/ doctor visits including pharmacy bills are reimbursement basis.
  • Cover for Baggage Loss, Baggage delay, Trip Cancellation and Trip Curtailment, Missed Connection/Departure, Bounced Hotel/Airline booking
  • Covers for Pre-existing medical conditions up to $1500 in case of life threatening situation for all ages.
  • TATA AIG works with popular networks in USA like HYGEIA, First Health Network and PHCS. The policy holders will get quick service.

Is TATA AIG travel insurance a cashless travel health insurance?

TATA AIG travel insurance is a cashless travel health insurance. A stay in the hospital should be more than 24 hours for an eligible claim to be cashless. The insured has to bear the agreed deductible and the rest becomes cashless.

Does TATA AIG overseas travel insurance has any medical coverage restrictions for senior citizens?

TATA AIG overseas travel medical insurance has coverage restrictions starting from the age of 56 years and above. Below is the table of medical restrictions regardless of the plan / option purchased at the inception of the policy and its subsequent renewals, if applicable

What is the age limit where the pre-existing diseases are covered?

There is no age limit. TATA AIG travel guard covers pre-existing medical conditions under life threatening up to $1,500 for all ages.

What is the maximum coverage that TATA AIG travel health insurance offers for a traveler with pre-existing disease?

TATA AIG travel health insurance offers up to $1,500 coverage for pre-existing diseases under life threatening situations only.

Which is the best travel insurance for USA? Which travel insurance is best for USA from India?

One of the best Indian travel insurance for USA is the TATA AIG travel insurance. It covers travelers of all age group starting from 6 months. It offers a wide range of plans starting from $50,000 to $500,000 maximum coverage. An older traveler who are 56 years and above has an option of buying the plan without any medical sublimit. TATA AIG travel insurance for USA works with popular networks like Hygeia, First Health and PHCS and hence the travelers traveling to US from India will get the assistance service of a local provider in the US. Faster and good claim settlement ratio. Covers for pre-existing ailments for a limited for $1,500 under life threatening situations. Popular brand among overseas travelers.

How can I renew my TATA AIG travel policy? How do I extend my TATA AIG travel insurance?

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Can I extend my TATA AIG travel insurance while abroad?

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Insurance coverage benefits of TATA AIG overseas travel insurance for parents

Medical expenses

Covers medical expenses arising from treatment of sudden illness or accident while overseas Emergency medical evacuation.
Covers expenses arising from transporting parents to the nearest medical facility if not available in the current area

Repatriation of Remains

Covers expenses arising from sending the remains to India when there’s death.

Baggage loss or Baggage delay

Reimbursement of expenses involved when the checked baggage is lost or delayed

Dental coverage

Treatment of sudden acute pain in tooth.

Pre-existing conditions

Coverage of $1,500 for treatment of pre-existing conditions in case of life threatening situations

No Sub limits

Offers comprehensive coverage without sub limits up to the age of 99 years.

What does TATA AIG travel insurance cover?

  • Medical expenses coverage
    • The plan covers for medical expenses due to accident and sickness while traveling outside India.
  • Checked baggage loss
    • Reimbursement for loss of checked in baggage.
  • Loss of Passport
    • Coverage for expenses incurred in obtaining a duplicate or new passport.
  • Sickness Dental Relief
    • The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
  • Personal liability
    • Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
  • Hijacking
    • In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
  • Trip Delay
    • Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
  • Personal Accident
    • TravelGuard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
  • Baggage delay
    • Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.

Find out more about TATA AIG Travelguard insurance

faq

Travel insurance FAQ's

Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.
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Travel insurance reviews

TATA AIG Travel Insurance Reviews - Customer experiences and testimonials. Know more
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Popular travel destinations

TATA AIG travel insurance for popular travel destinations.

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customer care

Travel insurance customer care

TATA AIG Travel insurance customer care information for Indians travelling overseas. Know more

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Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.

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Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for TATA AIG Travel insurance coverage.

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Schengen visa
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Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!

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TATA AIG domestic travel insurance
Domestic Travel Insurance

Compare and buy TATA AIG domestic travel insurance.

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Travel health insurance from TATA AIG

You can find different sections of insurance types here.

  • Get best quotes for travel insurance for over 80 years old
  • Pre-existing coverage travel insurance
  • Parents travel insurance
  • Individual travel insurance
Travel insurance India senior citizens

Seniors above 80 years

TATA AIG overseas insurance for older travelers above 80 years.

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Pre-existing coverage insurance

Pre-existing coverage

TATA AIG travel insurance for pre-existing conditions.

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Parents Travel insurance

Parents travel insurance

International travel insurance for Indian parents overseas.

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overseas travel insurance

Individual travel insurance

TATA AIG overseas travel insurance online

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Krishnamachari

Thank you team for setting these claims so quickly. Indeed Kudos to you particularly

& to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.

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Ashwin

Thanks a lot for the speedy response and sending me the policy pdf.

This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.

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Soham

Thank you very much for your amazing service and response.

I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.

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Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".

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