USD 50,000/ 100,000/250,000/500,000
180 days( can be extended for further)
180 days to 99 years
The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.
Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....
Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses.
If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew TATA AIG travel insurance online. These travelers can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Indian senior citizens who are traveling overseas to US, Europe, UK, Australia, Singapore… should understandably take extra precautions for their overseas travel. Quite often their international travel begins with a long arduous flight often with layovers in different airports. The different security checks itself are tiresome and add to overall fatigue. Beyond the journey, international travellers are exposed to a new environment with different weather conditions, new food and water. All of this can overwhelm any traveller, not only senior citizens. Seniors are also vulnerable as they can have weaker immune systems or can have an existing medical ailment flare up.
While traveling overseas can be exciting, being forced to visit a hospital outside India can be traumatic. In this context, one can reduce the anxiety while traveling overseas by purchasing reliable international travel insurance. TATA AIG Travelguard insurance is very popular and is available for Indian senior citizen nationals up to the age of 99 years. The international travel medical insurance coverage for seniors up to the age of 70 years is $500,000 USD and after the age of 70 years is $50,000 USD. This policy also covers pre-existing conditions up to $1500 USD. There are two options for TATA AIG travel insurance for senior citizens, one plan with sub-limits which is cheaper and another comprehensive coverage without sub-limits which is more expensive.
This travel insurance for seniors is designed specifically to cover most the medical expenses. The medical insurance coverage includes pre-admission tests, ambulance services, physician visits, emergency medical evacuation, hospital room charges, ICU charges and surgical treatment.
|Coverage in US$|
|Accident& Sickness Medical Expenses Benefits||Senior Silver: 50,000
Deductible or Time: 100
|Emergency Medical Evacuation||Senior Silver: Included under the benefit limit of accident & Sickness medical expense reimbursement
Deductible or Time: NIL
|Repatriation of Remains||Senior Silver: Included under the benefit limit of accident & Sickness medical expense reimbursement
Deductible or Time: NIL
|Baggage Loss (Checked Baggage)||Senior Silver: 500
Deductible or Time: NIL
|Baggage Delay||Senior Silver: 50
Deductible or Time: After first 12 hours
|Loss of Passport||Senior Silver: 250
Deductible or Time: 30
|Personal Liability||Senior Silver: 1,00,000
Deductible or Time: 200
|Emergency Cash Advance||Senior Silver: 500
Deductible or Time: NIL
TATA AIG overseas mediclaim insurance for older travelers above 80 years.
The senior citizen travel insurance policy offered by Tata AIG is applicable for senior citizens starting from 71 years of age with no upper age limit. There is no paper work involved and no medical tests needed to get this insurance. It also covers pre-existing conditions in case of life threatening.
Tata AIG senior citizen travel insurance offers health insurance cover for over 70 years with medical condition. It offers coverage of pre-existing illness cover for $1,500 in case of life threatening.
Buying Senior Citizen Travel Insurance Online from with Tata AIG is very easy. There is no paper work or medical tests involved and it can be bought online. First get a quote by entering the relevant travel details, choose the TATA AIG senior citizen travel insurance plan you want, fill the TATA AIG senior citizen travel guard online proposal form and complete the purchase using your credit card, debit card, internet banking, UPI. You can also international cards to purchase the TATA AIG's International Senior Citizen Travel Insurance
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Most of the senior citizens travelling overseas would have pre-existing conditions. TATA AIG travel guard insurance for senior citizens covers pre-existing conditions in case of life saving unforeseen emergency.
A pre-existing condition is any condition or sickness for which there were symptoms and/or diagnosed and/or received medical care within 48 hours before the start of the insurance plan. In this case the company would reimburse $1,500 per policy when the insured becomes medically fit or is cured from acute pain. The further related health care cost to recover or to prevent the onset of acute pain will be taken take care of by the insured and not the insurance plan.
The plan covers for medical expenses due to accident and sickness while traveling outside India.
Reimbursement for loss of checked in baggage.
Coverage for expenses incurred in obtaining a duplicate or new passport.
The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
Answers to FAQ related to TATA AIG Travel Medical Insurance for visitors from India.
TATA AIG Travel Insurance Reviews - Customer experiences and testimonials.
TATA AIG travel insurance for popular travel destinations.
TATA AIG Travel insurance customer care information for Indians travelling overseas.
You can find different sections of insurance types here.
TATA AIG travel insurance for Indians traveling overseas.Know more & buy »
Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.Know more & buy »
TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.Know more & buy »
Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.Know more & buy »
Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!Know more & buy »
Compare and buy TATA AIG domestic travel insurance.Know more & buy »
I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Hi NRIOL team
Thanks, I have received the policy. Much appreciate your help and time.
New addition to your family?
GET THEN INSURED
Is your family visiting you?
GET THEN INSURED
Get free quotes and buy Indian Domestic travel insurance plans offered by TATA AIG.Know more »
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".