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TATA AIG Senior Citizen travel insurance
Indian senior citizens who are traveling overseas to US, Europe, UK, Australia, Singapore… should understandably take extra precautions for their overseas travel. Quite often their international travel begins with a long arduous flight often with layovers in different airports. The different security checks itself are tiresome and add to overall fatigue. Beyond the journey, international travellers are exposed to a new environment with different weather conditions, new food and water.
All of this can overwhelm any traveller, not only senior citizens. Seniors are also vulnerable as they can have weaker immune systems or can have an existing medical ailment flare up.While traveling overseas can be exciting, being forced to visit a hospital outside India can be traumatic. In this context, one can reduce the anxiety while traveling overseas by purchasing reliable international travel insurance. TATA AIG Travel Guard Plus insurance is very popular and is available for Indian senior citizen nationals up to the age of 99 years.
The international travel medical insurance coverage for seniors up to the age of 70 years is $10,00,000 USD and after the age of 71 to 80 years is up to $100,000 USD and 81 years and above $50,000 USD. This policy also covers pre-existing conditions under life threatening conditions up to $3000 USD depending upon the age. There are two options for TATA AIG travel insurance for senior citizens, one plan with sub-limits which is cheaper and another comprehensive coverage without sub-limits which is more expensive.This travel insurance for seniors is designed specifically to cover most the medical expenses. The medical insurance coverage includes pre-admission tests, ambulance services, physician visits, emergency medical evacuation, hospital room charges, ICU charges and surgical treatment.
Indian travelers who want to extend or renew TATA AIG senior citizen travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
| Benefits (In US dollars) | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 years | 71-80 years | 81+ years |
| Destination | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries | All countries covered, Excluding politically disturbed countries |
| Sum Insured for Accident & Sickness | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Up to $2,500 | Up to $3,000 | Up to $1,500 |
| Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 Deductible : $100 |
Up to $100,000 Deductible : $100 |
Up to $50,000 Deductible : $100 |
| Repatriation of Mortal Remains | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured | Up to 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 Deductible : $75 |
$500 Deductible : $75 |
- |
| Delay of Checked-in Baggage | $40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
$40 Deductible : After 4 hours |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 Deductible : $25 |
$250 Deductible : $25 |
$250 Deductible : $25 |
| Personal Liability | $1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
$1,00,000 Deductible : $200 |
| Trip Curtailment | $500 Deductible : $100 |
$500 Deductible : $100 |
$500 Deductible : $100 |
| Trip Cancellation | $250 Deductible : $50 |
$500 Deductible : $50 |
$250 Deductible : $50 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours |
| Missed Flight/Connection | $250 | $250 | $250 |
| Bounced Hotel/Airline booking | $500 Deductible : $50 |
$500 Deductible : $75 |
$250 Deductible : $50 |
| Home Content Burglary (in INR) | ₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
₹50,000 Deductible : ₹5,000 |
| Accommodation Extension | $50 per day Up to max of 10 days | $100 per day Up to max of 10 days | $50 per day Up to max of 10 days |
| Hijack/Kidnap Daily Allowance | $75 Per 12 hours, Up to max of 10 days | $100 Per 12 hours, Up to max of 10 days | $75 Per 12 hours, Up to max of 10 days |
| Flight Cancellation | - | $75 | - |
| Emergency Extension of the Policy | 7 days | 7 days | 7 days |
| Loss of Personal Baggage | - | $200 Deductible : $30 |
- |
| Compassionate Travel/Stay | Up to $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Up to $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Up to $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
| Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
|---|---|---|---|
| Hospital Room Rent and Boarding expenses | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days | $1,500 per day up to 30 Days |
| Emergency Room Services | $1,500 | $1,500 | $1,500 |
| ICU Charges | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days | $3,000 per day up to 7 Days |
| Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
| 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
| Physician Consultation Charges | $125 per day Up to 10 visits | $125 per day Up to 10 visits | $125 per day Up to 10 visits |
| Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
| Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
| Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
| Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
| Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
TATA AIG travel insurance for Senior Citizens is applicable for senior citizens starting from 71 years of age with no upper age limit. There is no paper work involved and no medical tests needed to get this insurance. It also covers pre-existing conditions in case of life threatening.
Tata AIG senior citizen travel insurance offers health insurance cover for over 70 years with medical condition. It offers coverage of pre-existing illness cover for upto $3,000 depending upon the age in case of life threatening.
Buying Senior Citizen Travel Insurance Online from with Tata AIG is very easy. There is no paper work or medical tests involved and it can be bought online. First get a quote by entering the relevant travel details, choose the TATA AIG senior citizen travel insurance plan you want, fill the TATA AIG senior citizen travel guard online proposal form and complete the purchase using your credit card, debit card, internet banking, UPI. You can also international cards to purchase the TATA AIG's International Senior Citizen Travel Insurance
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
The TATA AIG Travel Guard Plus travel insurance for Senior Citizens cost for one month starts at just ₹6,175 for coverage Worldwide Including USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
| Plan name (Premiums inclusive of GST @18%) | 61-70 years (With sublimits) |
61-70 years |
| Silver ($50,000) | ₹6,175 | ₹11,902 |
| Silver Plus ($100,0000) | ₹7,156 | ₹14,625 |
| Silver Plus Plan A($100,0000) | ₹6,705 | ₹14,143 |
| Silver Plus Plan B($100,0000) | ₹6,906 | ₹14,358 |
| Gold ($250,0000) | ₹8,768 | ₹17,900 |
| Gold Plan A ($250,0000) | ₹8,055 | ₹17,242 |
| Gold Plan B ($250,0000) | ₹8,486 | ₹17,641 |
| Platinum ($500,0000) | ₹9,403 | ₹20,368 |
| Platinum Plan A ($500,0000) | ₹8,336 | ₹19,302 |
| Platinum Plan B ($500,0000) | ₹8,823 | ₹19,789 |
| Plan name(Premiums inclusive of GST @18%) | 71-75 years | 76-80 years | 81 - 85 years | 86 - 90 years | 90 above years | |||||
| Senior ($50,000) |
₹9,097 (With sublimits) |
₹21,769 | ₹12,998 (With sublimits) |
₹31,450 | - | - | - | - | - | - |
| Senior Plus ($100,000) |
₹12,571 (With sublimits) |
₹24,351 | ₹17,922 (With sublimits) |
₹35,141 | - | - | - | - | - | - |
| Super Senior ($50,000) |
- | - | - | - | ₹25,504 (With sublimits) |
₹54,801 | ₹40,975 (With sublimits) |
₹88,582 | ₹51,634 (With sublimits) |
₹103,396 |
The TATA AIG Travel Guard Plus travel insurance for Senior Citizens cost for one month starts at just ₹2,874 for coverage Worldwide Excluding USA & Canada. TATA AIG travel insurance for seniors cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of TATA AIG travel guard insurance for seniors plan variants.
| Plan name(Premiums inclusive of GST @18%) | 61-70 years | |
| Silver ($50,000) | ₹2,874 (With sublimits) |
₹3,740 |
| Silver Plus ($100,0000) | ₹3,674 (With sublimits) |
₹4,999 |
| Gold ($250,0000) | ₹4,174 (With sublimits) |
₹5,915 |
| Platinum ($500,0000) | ₹4,699 (With sublimits) |
₹7,004 |
| Plan name(Premiums inclusive of GST @18%) | 71-75 years | 76-80 years | 81 - 85 years | 86 - 90 years | 90 above years | |||||
| Senior ($50,000) |
₹5,845 (With sublimits) |
₹7,725 | ₹7,202 (With sublimits) |
₹11,174 | - | - | - | - | - | - |
| Senior Plus ($100,000) |
₹6,604 (With sublimits) |
₹10,683 | ₹9,352 (With sublimits) |
₹15,415 | - | - | - | - | - | - |
| Super Senior ($50,000) |
- | - | - | - | ₹13,936 (With sublimits) |
₹23,486 | ₹23,842 (With sublimits) |
₹40,555 | ₹32,511 (With sublimits) |
₹55,490 |
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Most of the senior citizens travelling overseas would have pre-existing conditions. TATA AIG travel guard insurance for seniors covers pre-existing conditions in case of life saving unforeseen emergency.
A pre-existing condition is any condition or sickness for which there were symptoms and/or diagnosed and/or received medical care within 48 hours before the start of the insurance plan. In this case the company would reimburse up to $3,000 depending on the age per policy when the insured becomes medically fit or is cured from acute pain. The further related health care cost to recover or to prevent the onset of acute pain will be taken take care of by the insured and not the insurance plan.
TATA AIG travel insurance for older travellers above 70 years.
International travel insurance for Indian parents overseas.
TATA AIG travel insurance for pre-existing conditions.
TATA AIG overseas mediclaim insurance for older travelers above 80 years.
Prompt Claims Settlement
I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy. 
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Excellent Service Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Convenient & Effortless
Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this.
Look forward to doing more business with you in future.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Excellent Service Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Convenient & Effortless
Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this.
Look forward to doing more business with you in future.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Prompt Claims Settlement I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Excellent Service Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Convenient & Effortless
Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this.
Look forward to doing more business with you in future.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Prompt Claims Settlement I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Convenient & Effortless
Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this.
Look forward to doing more business with you in future.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Prompt Claims Settlement I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Excellent Service Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Prompt Claims Settlement I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Excellent Service Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Convenient & Effortless
Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this.
Look forward to doing more business with you in future.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Prompt Claims Settlement I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Excellent Service Thank you very much for your amazing service and response. I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Convenient & Effortless
Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this.
Look forward to doing more business with you in future.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
