TATA AIG international student health insurance
Indian students who want to extend or renew click hear and fill the form TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
Download TATA AIG student travel Guard brochure online.
Students already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Download TATA AIG student travel Guard wordings online.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Get all the answers to the most frequently asked questions (FAQs) regarding student travel medical insurance offered by TATA AIG.
Students can renew their existing policy online before the exipry date at any time.
Useful discussions and forum entries for best international TATA AIG international student insurance.
List of some of the Universities whose students have purchased TATA AIG student health insurance in the past.
Compare TATA AIG student health insurance plans.
Studying outside India is an incredible opportunity. Popular destinations among Indians students are USA, UK, Australia, Singapore, Germany or elsewhere. To study in the college of your choice and to explore new places, new cultures is like a dream come true. However please be aware that this opportunity comes with unexpected risks like sudden sickness, injuries due to accident or loss of sponsorship while abroad. Tata AIG's Student travel insurance plan popularly known as Student Guard Plus is designed for Indian students studying overseas. This international student medical insurance provides health insurance coverage as well as additional coverage for study interruption, sponsor protection, compassionate two way travel. These additional benefits are not available in typical international student health insurance plans.
These are unique advantages of TATA AIG student travel insurance which is not available by international university insurance options:
Study InterruptionTATA AIG student insurance reimburses the semester fee if the student is not able to complete the studies due to a medical emergency.
Sponsor ProtectionIf the sponsor of the students education is fatally injured or left permanently disabled, the TATA AIG student insurance will help cover the tuition fees for the remainder of the course.
Pay for the insurance in Indian Rupees to get coverage In US DollarsWhen you buy the TATA AIG student travel insurance, your pay in Indian Rupees, but are covered in US Dollars. This makes the TATA AIG student medical insurance very affordable when compared to international student insurance options.
| Coverage in USD | Plan A | Plan B | Ultimate | Ultimate Plus | Supreme |
|---|---|---|---|---|---|
| Accident & Sickness Medical Expenses Reimbursement Deductible: 100 |
$50,000 | $1,00,000 | $2,50,000 | $5,00,000 | $5,00,000 |
| Emergency Evacuation | $5,000 | 10,000 | $15,000 | $25,000 | $25,000 |
| Repatriation of Remains | $2,500 | $5,000 | $7,500 | $10,000 | $10,000 |
| AD & D 24 Hrs | $10,000 | $25,000 | $25,000 | $30,000 | $50,000 |
| Felonious Assault (AD&D) | $5,000 | $5,000 | $25,000 | $25,000 | $25,000 |
| Baggage Loss (CHECKED)Deductible: 10% or 50% | $500 | $1,000 | $2,000 | $2,500 | $2,500 |
| Baggage Delay (After 12 hours only) | N/A | $50 | $150 | $250 | $250 |
| Loss of Passport Deductible: 30 | $250 | $250 | $250 | $250 | $250 |
| Personal Liability Deductible: 200 | $,100,000 | $1,00,000 | $5,00,000 | $5,00,000 | $5,00,000 |
| Study Interruption | $7,500 | $7,500 | $15,000 | $25,000 | $25,000 |
| Sponsor Protection | $10,000 | $10,000 | $20,000 | $25,000 | $25,000 |
| Compassionate Visit (2-Way) | $1,500 | $5,000 | $7,500 | $10,000 | $10,000 |
| Bail Bond | $500 | $1,000 | $5,000 | $5,000 | $5,000 |
| Maternity Benefit (Only Inpatient Treatment incl 1 month post Natal Cover) Waiting Period - 10 Months | $500 | $1,000 | $2,000 | $2,500 | $3,000 |
| Treatment for Mental and Nervous Disorders Including Alcoholism and Drug Dependency | N/A | $500 | $1,000 | $2,000 | $2,500 |
| Cancer Screening and Mammography Examinations | $250 | $500 | $1,500 | $2,500 | $3,000 |
| Assistance Services | Included | Included | Included | Included | Included |
The Tata AIG student travel insurance is very popular among Indian students going overseas. Tata AIG’s student guard overseas health insurance plans are popular given the they are priced in Indian Rupees buy provide medical coverage in US Dollars and are hence only 20 to 25% the cost on University plans.
The TATA AIG student insurance provide travel insurance coverage for the travel from India and back to India, unlike the University insurance which is limited to coverage in the University itself. The University insurance is also limited for any travel far away from the campus.
That depends on the country of travel and the University rules. Most US Universities insist on student travel insurance and this is true for most European countries as well. Irrespective of whether it is mandatory, given the cost of an international university education, and the cost of travel, the cost of Indian student travel insurance is very small and is invaluable given the value it provides while traveling and studying in a foreign university. Indian students going overseas can buy Tata AIG student travel insurance online.
Tata AIG student travel insurance plans is a student travel insurance plan which offers health insurance cover for students studying abroad as well as insures the travel from India to the University as well as back to India. Tata AIG student travel insurance India offers health insurance cover for Indian students studying abroad in US Dollars, while the cost of the student insurance is priced in Indian Rupees.
Tata AIG student travel insurance plans are designed keeping in mind overseas university requirements for Indian students. Benefits covered in Tata AIG student health insurance plan are
The free-look period is a 15-day buffer period during which students can review the policy documents and choose to cancel the policy without having to pay a cancellation fee. This is very useful if one is not sure of the University will accept the student insurance.
Yes, there is an age limit to be eligible to buy the TATA AIG student travel insurance. The student must be between the ages of 16 and 35 to satisfy eligibility.
Yes, If the student requires a dental surgery to treat acute pain from a natural tooth, the student medical insurance will help take care of the cost.
No, the TATA AIG student travel insurance will not cover any costs associated with treatment of a pre-existing ailment unless it is a life-threatening situation.
In circumstances where the student is hospitalised for over a month or cannot continue education due to a covered illness or injury, the student travel insurance will reimburse the student for any tuition fees that are already paid to the educational institution.
Student travel insurance is strongly recommended even if the students is traveling to a country where student travel insurance is not mandatory. Given the benefits of having student travel insurance, it is strongly advised to buy TATA AIG student insurance.
International students are not required to produce proof of student insurance for their F1 visa and there is no US government insurance requirements for studying in the US. However, very often US universities insist of student insurance requirements. It is however strongly advised to buy TATA AIG student insurance given the benefits of good student travel insurance.
Even if not mandated by any authorities, good medical travel insurance plan can protect the student while outside India. Student medical insurance takes care of hospital related costs, medicine expenses and costs related to an emergency surgery
In the U.S., access to low-cost or public health care is very limited, and international students typically are not eligible for most programs. Experts say students should contact universities about their specific policies, which can vary widely.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
