You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a chequeKnow more »
TATA AIG Student medical insurance for Indian students already outside India.Know more »
Download TATA AIG student travel Guard brochure online.Know more »
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas student travel insurance.Know more »
Get all the answers to the most frequently asked questions (FAQs) regarding student travel medical insurance offered by TATA AIG.Know more »
Students can renew their existing policy online before the exipry date at any time.Know more »
List of some of the Universities whose students have purchased TATA AIG student health insurance in the past.Know more »
Useful discussions and forum entries for best international TATA AIG international student insurance.Know more »
These are unique advantages of TATA AIG student travel insurance which is not available by international university insurance options:Study Interruption
TATA AIG student insurance reimburses the semester fee if the student is not able to complete the studies due to a medical emergency.Sponsor Protection
If the sponsor of the students education is fatally injured or left permanently disabled, the TATA AIG student insurance will help cover the tuition fees for the remainder of the course.Pay for the insurance in Indian Rupees to get coverage In US Dollars
When you buy the TATA AIG student travel insurance, your pay in Indian Rupees, but are covered in US Dollars. This makes the TATA AIG student medical insurance very affordable when compared to international student insurance options.
|Coverage in USD||Plan A||Plan B||Ultimate||Ultimate Plus||Supreme|
|Accident & Sickness Medical Expenses Reimbursement
|Repatriation of Remains||$2,500||$5,000||$7,500||$10,000||$10,000|
|AD & D 24 Hrs||$10,000||$25,000||$25,000||$30,000||$50,000|
|Felonious Assault (AD&D)||$5,000||$5,000||$25,000||$25,000||$25,000|
|Baggage Loss (CHECKED)
Deductible: 10% or 50%
|Baggage Delay (After 12 hours only)#||-||$50||$150||$250||$250|
|Loss of Passport
|Compassionate Visit (2-Way)||$1,500||$5,000||$7,500||$10,000||$10,000|
|Maternity Benefit(Only Inpatient Treatment incl 1 month post Natal Cover) - Waiting Period - 10 Months||$500||$1,000||$2,000||$2,500||$3,000|
|Treatment for Mental and Nervous Disorders: Including Alcoholism and Drug Dependency||-||$500||$1,000||$2,000||$2,500|
|Cancer Screening and Mammography Examinations||$250||$500||$1,500||$2,500||$3,000|
The free-look period is a 15-day buffer period during which students can review the policy documents and choose to cancel the policy without having to pay a cancellation fee. This is very useful if one is not sure of the University will accept the student insurance.
Yes, there is an age limit to be eligible to buy the TATA AIG student travel insurance. The student must be between the ages of 16 and 35 to satisfy eligibility.
Yes, If the student requires a dental surgery to treat acute pain from a natural tooth, the student medical insurance will help take care of the cost.
No, the TATA AIG student travel insurance will not cover any costs associated with treatment of a pre-existing ailment unless it is a life-threatening situation.
In circumstances where the student is hospitalised for over a month or cannot continue education due to a covered illness or injury, the student travel insurance will reimburse the student for any tuition fees that are already paid to the educational institution.
Student travel insurance is strongly recommended even if the students is traveling to a country where student travel insurance is not mandatory. Given the benefits of having student travel insurance, it is strongly advised to buy TATA AIG student insurance.
International students are not required to produce proof of student insurance for their F1 visa and there is no US government insurance requirements for studying in the US. However, very often US universities insist of student insurance requirements. It is however strongly advised to buy TATA AIG student insurance given the benefits of good student travel insurance.
Even if not mandated by any authorities, good medical travel insurance plan can protect the student while outside India. Student medical insurance takes care of hospital related costs, medicine expenses and costs related to an emergency surgery
In the U.S., access to low-cost or public health care is very limited, and international students typically are not eligible for most programs. Experts say students should contact universities about their specific policies, which can vary widely.
I am grateful for your cooperation and for the reimbursement which you have sent to my bank account.
Thank you once again
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Thanks a lot for your support. Your prompt services has made the complete job of taking the policy easy. I appreciate your kind service over the telephone as well as mails. For the further assistance in future, it would be a pleasure to call you back (I would need 2 more policies in the coming future)