TATA AIG student travel insurance TATA AIG travel insurance for Indian tourists visiting Seychelles

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Tata AIG Travel Insurance

TATA AIG international travel insurance highlights

Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

Coverage period

360 days

Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Travel insurance for Indian tourists visiting Seychelles

Indian tourists travelling to the Seychelles mainly to La Digue, Anse Lazio or Curieuse Island cannot rely on their Indian health insurance coverage while in the Seychelles. Travelling abroad will always involve some risks which can result in unexpected sickness or even an accident. The cost of health care in the Seychelles is very expensive for international tourists.

Buying the best health insurance while travelling is advisable as it will cover the emergency medical expenses in case of hospitalization, emergency medical evacuation, repatriation of remains, dental treatment, baggage loss, loss of passport and personal liability. Tata AIG Travelguard insurance offers coverage for Indian tourists to the Seychelles to have a worry free trip as all the medical expenses will be taken care of.

seychelles insurance

What are the main benefits of TATA AIG travel insurance from India?

A highlight of some of the main coverage benefits are listed here. Full details are available in the policy document
Medical Expenses - Injury and or Illness
Unlimited Sum Insured from $50,000 to $10 Lakhs USD per incident/loss, arising out of the same illness/injury.
Pre Existing Disease cover
Pre-existing diseases covered maximum liability up to $1,500 for under life threatening situation.
Emergency Medical evacuation
This is included in Medical Expenses - Injury and or Illness
Repatriation of Remains
25% of sum insured (This is included in Medical Expenses - Injury and or Illness)
Baggage delay
Upto $500
Checked Baggage loss
10% per item and 50% per bag, up to $1,000
Accidental Death and Dismemberment (24 Hours)
From $10,000 to $25,000
Accidental Death and Dismemberment (Common Carrier)
Upto $5,000
Loss of Passport
$250
Personal Liability
Upto $500,000
Flight delay (After 12 hours)
Up to $100
Hijack
Maximum Up to $500
Emergency cash advance
From $500 to $1500
Fraudulent charges (Payment card Security)
From $500 to $2000
Home burglary
From $100,000 to $2,00,000
Trip Cancellation
Up to $1000
Trip Curtailment
Upto $1500
Missed Connection / Missed Departure
Upto $750
Bounced Hotel / Airline booking
Upto $5000
Sickness Dental Relief
Upto $1200
Waiver of limited coverage
Travelers aged 56 and above, pay additional premium and get waiver on limited medical coverage.

What is the cost of TATA AIG travel insurance to visit Seychelles?

The cost of TATA AIG travel medical insurance for visitors to Seychelles from India depends on the following factors:
  • Age of the traveler
    The older the traveler the higher the cost of travel insurance online Seychelles.
  • Length of travel
    The cost of travel insurance for visitors to Seychelles from India increases with the duration of insurance coverage required.
  • Travel Destination
    The cost of travel insurance from India varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance
    The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.
  • Sub-limits vs No Sub-limits
    This is applicable for travelers over 56 years. No Sub-limit plans provide comprehensive coverage and are more expensive.

TATA AIG Seychelles travel insurance FAQ's

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance Seychellesare:

Cashless

  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.

Reimbursement

  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Popular tourist destinations in Seychelles

Anse Lazio
Anse Lazio

Anse Lazio is one of the island's most picturesque beaches.It is known for its shady Takamaka trees, white sand, and glittering waters.

Sainte Anne Marine National Park
Sainte Anne Marine National Park

The Sainte Anne Marine National Park is a group of 6 closely located islands off the coast of Mahe. The glass-bottom excursion takes the travelers through the diverse marine life of the park’s coral reefs.

Anse Volbert
Anse Volbert

On the northeast coast of Praslin, Anse Volbert is one of the island's most popular beaches. Warm, shallow water laps the sun-bleached sands, and coral reefs beckon just offshore.

Bird Island
Bird Island

Bird Island, formerly known as the Îles aux Vaches, is home to dugongs and over a million migratory birds that are found here during May – November.

seychelles  Seychelles - General information

Area

459 km²

Capital

Victoria

Currency

Seychellois rupee (SCR)

Best time to visit

April, May, Oct and Nov

Population

Around 1.8 lakhs

Language

English, French

Vacation spots

Mahé, La Digue, Praslin, Victoria, Beau Vallon, Aldabra, Silhouette Island, La Digue,Anse Royale, Anse Intendance, Baie Lazare.

Factors for buying Indian travel insurance for Seychelles

The following are the important factors to consider while buying TATA AIG travel insurance Seychelles from India:

  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG travel insurance from India to Seychelles plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy seniors travel insurance Seychelles without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

Customer testimonials

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TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".