USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs
360 days
180 days to 99 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
Plan benefits | Silver plus - Plan A | Gold - Plan A | Platinum - Plan A |
---|---|---|---|
Medical Expenses - Injury and or Illness | Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions | Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions | Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions |
Emergency Medical Evacuation | Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Repatriation of Mortal Remains | 25% of Section 1 Sum Insured(over and above) | 25% of Section 1 Sum Insured(over and above) | 25% of Section 1 Sum Insured(over and above) |
Accidental Death & Disablement (Overseas) | AD:10,000, Disablement:10,000, Total - 10,000 | AD:15,000, Disablement:15,000, Total - 15,000 | AD:25,000, Disablement:25,000, Total - 25,000 |
Emergency Medical Dental Expenses | 400 Deductible:50 |
500 Deductible:50 |
1000 Deductible:50 |
Plan Benefits | Silver Plus - Plan B | Gold - Plan B | Platinum - Plan B |
---|---|---|---|
Medical Expenses - Injury and or Illness | Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions | Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions | Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions |
Emergency Medical Evacuation | Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Repatriation of Mortal Remains | 25% of Section 1 Sum Insured(over and above) | 25% of Section 1 Sum Insured(over and above) | 25% of Section 1 Sum Insured(over and above) |
Accidental Death & Disablement (Overseas) | AD:10,000, Disablement:10,000, Total - 1000 | AD:15,000, Disablement:15,000, Total - 15,000 | AD:25,000, Disablement:25,000, Total - 25,000 |
Emergency Medical Dental Expenses | 400 Deductible:50 |
500 Deductible:50 |
1000 Deductible:50 |
Delay of Checked-in Baggage | 4 hours delay: USD 40 | 4 hours delay: USD 45 | 4 hours delay: USD 50 |
Loss of Checked-in Baggage | 200 | 300 | 300 |
Loss of Passport | 250 Deductible:25 |
250 Deductible:25 |
250 Deductible:25 |
Flight Delay | Not available | 4 hours delay: USD 45 For all overseas flights taken during Insured Trip | 4 hours delay: USD 50 For all overseas flights taken during Insured Trip |
Trip Curtailment | 500 Deductible: 50 |
750 Deductible: 75 |
1000 Deductible: 100 |
Trip Cancellation | 500 Deductible: 50 |
750 Deductible: 50 |
1000 Deductible: 100 |
Missed Flight or Connection | 250 | 500 | 750 |
Bounced Hotel or Airline booking | 500 Deductible: 50 |
750 Deductible: 75 |
1000 Deductible: 100 |
Benefits | Silver | Silver Plus | Gold |
---|---|---|---|
Medical Expenses - Injury and/or Illness | Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 2500 Sum insured-life threatening conditions | Unlimited Sum Insured with USD 100,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 5000 Sum insured-life threatening conditions | Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 10,000 Sum insured-life threatening conditions |
Emergency Medical Evacuation | Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Repatriation of Mortal Remains | 25% of Section 1 Sum Insured (over and above) | 25% of Section 1 Sum Insured (over and above) | 25% of Section 1 Sum Insured (over and above) |
Accidental Death & Disablement (Overseas) | AD:10,000, Disablement:10,000, Total - 10000 | AD:10,000, Disablement:10,000, Total - 10000 | AD:15,000, Disablement:15,000, Total-15000 |
Emergency Medical Dental Expenses | 300 Deductible: 50 |
400 Deductible: 50 |
500 Deductible: 50 |
Delay of Checked-in Baggage | 4 hours delay: USD 40 | 4 hours delay: USD 40 | 4 hours delay: USD 45 |
Loss of Checked-in Baggage | 200 | 200 | 300 |
Loss of Passport | 250 25 |
250 25 |
250 25 |
Personal Liability | 1,00,000 200 |
1,00,000 200 |
2,00,000 200 |
Trip Curtailment | 500 50 |
500 50 |
750 75 |
Trip Cancellation | 500 50 |
500 50 |
750 50 |
Missed Flight/Connection | 250 | 250 | 500 |
Bounced Hotel/Airline booking | 500 50 |
500 50 |
750 75 |
Fraudulent Charges | Per Occurrence Limit 250; Aggregate Limit 500 | Per Occurrence Limit 250; Aggregate Limit 500 | Per Occurrence Limit 500; Aggregate Limit 1000 |
Emergency Extension of the Policy | 7 days | 7 days | 7 days |
Home Content Burglary (in INR) | 50,000 5000 |
10,000 5000 |
15,000 5000 |
Accommodation Extension | 100 per day max upto 10 days | 250 per day max upto 10 days | 300 per day max upto 10 days |
Loss of International driving license | Not available | 100 | 100 |
Flight Cancellation | Not available | 75 | 75 |
Loss of Personal Baggage | Not available | Not available | 200 Deductible: 30 |
Personal Accident in India (in INR) | Not available | Not available | 15,00,000 |
Benefits | Platinum | Titanium | Titanium Plus |
---|---|---|---|
Medical Expenses - Injury and/or Illness | Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 12,500 Sum insured-life threatening conditions | Unlimited Sum Insured with USD 7,50,000 per incident\loss, arising out of the same illness/injury. Maximum liability - PED upto USD 15,000 Sum insured- life threatening condition | Unlimited Sum Insured with USD 10,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 20,000 Sum Insured - life threatening conditions |
Emergency Medical Evacuation | Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Repatriation of Mortal Remains | 25% of Section 1 Sum Insured (over and above) | 25% of Section 1 Sum Insured (over and above) | 25% of Section 1 Sum Insured (over and above) |
Accidental Death & Disablement (Overseas) | AD:25,000, Disablement:25,000, Total-25,000 | AD: 50,000, Disablement: 50,000, Total - 50,000 | AD: 75,000, Disablement: 75,000, Total - 75,000 |
Emergency Medical Dental Expenses | 1000 Deductible: 50 |
1000 Deductible: 50 |
1200 Deductible: 50 |
Delay of Checked-in Baggage | 4 hours delay: USD 50 | 4 hours delay: USD 50 | 4 hours delay: USD 50 |
Loss of Checked-in Baggage | 300 | 400 | 500 |
Loss of Passport | 250 25 |
500 25 |
500 25 |
Personal Liability | 5,00,000 250 |
5,00,000 250 |
5,00,000 250 |
Trip Curtailment | 1000 100 |
1000 100 |
1500 100 |
Trip Cancellation | 1000 100 |
1000 100 |
1500 100 |
Missed Flight/Connection | 750 | 750 | 750 |
Bounced Hotel/Airline booking | 1000 100 |
2500 100 |
5000 100 |
Fraudulent Charges | Per Occurrence Limit 1000; Aggregate Limit 2000 | Per Occurrence Limit: 1250; Aggregate Limit: 2500 | Per Occurrence Limit: 1250; Aggregate Limit: 2500 |
Emergency Extension of the Policy | 15 days | 15 days | 15 days |
Home Content Burglary (in INR) | 25,000 5000 |
5,00,000 5000 |
5,00,000 5000 |
Accommodation Extension | 750 per day max upto 10 days | 1000 per day max upto 10 days | 1000 per day max upto 10 days |
Loss of International driving license | 100 | 150 | 150 |
Flight Cancellation | 150 | 200 | 250 |
Loss of Personal Baggage | 300 Deductible: 30 |
400 Deductible: 30 |
500 Deductible: 30 |
Personal Accident in India (in INR) | 20,00,000 | 25,00,000 | 50,00,000 |
Compassionate Travel/Stay | Return fare for any one company in personSpouse/Children/Immediate family member Stay for Insured's Spouse, Children, Family - 3500 | Return fare for any one company in person - Spouse/Children/Immediate family member Stay for Insured's Spouse, Children, Family - 5000 | Return fare for any one company in person - Spouse/ Children/ Immediate family member Stay for Insured's Spouse, Children, Family - 5000 |
Loss of Cash | 125 | 250 | 375 |
Upgradation to Business Class | Not available | 750 | 1000 |
Rental Vehicle Cover | Not available | 500 | 500 |
Rental Vehicle Return | Not available | 250 | 500 |
Alternative Transport Expenses | Not available | 750 | 1000 |
Pandemic Cover | Not available | 500 | 500 |
Hospital Daily Cash (Per Day) | Not available | Not available | 75 USD per day max upto 10 days |
Missed Booking | Not available | Not available | 750 |
Visa Rejection | Not available | Not available | 100 |
Benefits | Senior (71-80 years) | Senior Plus (71-80 years) | Super Senior (81 Onward) |
---|---|---|---|
Medical Expenses - Injury and/or Illness | Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 2,500 Sum Insured - life threatening conditions | Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 3000 Sum Insured - life threatening conditions | Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 1500 Sum Insured - life threatening conditions |
Emergency Medical Evacuation | Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Repatriation of Mortal Remains | 25% of Section 1 Sum Insured (over and above) | 25% of Section 1 Sum Insured (over and above) | 25% of Section 1 Sum Insured (over and above) |
Accidental Death & Disablement (Overseas) | AD: 10,000, Disablement: 10,000, Total - 10,000 | AD: 10,000, Disablement: 10,000, Total - 10,000 | AD: 10,000, Disablement: 10,000, Total - 10,000 |
Emergency Medical Dental Expenses | 300 Deductible: 75 |
500 Deductible: 75 |
NA Deductible: NA |
Delay of Checked-in Baggage | 4 hours delay: USD 40 | 4 hours delay: USD 40 | 4 hours delay: USD 40 |
Loss of Checked-in Baggage | 200 | 200 | 200 |
Loss of Passport | 250 25 |
250 25 |
250 25 |
Personal Liability | 1,00,000 200 |
1,00,000 200 |
1,00,000 200 |
Flight Delay | 4 hours delay: USD 40 For all overseas flights taken during Insured Trip | 4 hours delay: USD 40 For all overseas flights taken during Insured Trip | 4 hours delay: USD 40 For all overseas flights taken during Insured Trip |
Trip Curtailment | 500 100 |
500 100 |
500 100 |
Trip Cancellation | 250 50 |
500 50 |
250 50 |
Missed Flight/Connection | 250 | 250 | 250 |
Bounced Hotel/Airline booking | 500 50 |
500 75 |
250 50 |
Emergency Extension of the Policy | 7 days | 7 days | 7 days |
Home Content Burglary (in INR) | 50,000 5000 |
50,000 5000 |
50,000 5000 |
Hijack/Kidnap Daily Allowance | 75 (Per 12 hours max 10 days) | 100 (Per 12 hours max 10 days) | 75 (Per 12 hours max 10 days) |
Accommodation Extension | 50 per day Max upto 10 days | 100 per day Max upto 10 days | 50 per day Max upto 10 days |
Flight Cancellation | Not available | 75 | Not available |
Loss of Personal Baggage | Not available | 200 Deductible: 30 |
Not available |
Compassionate Travel/Stay | Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 2500 | Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 5000 | Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 2500 |
A simple comparison of the new Tata AIG travel guard plus plan vs old Tata AIG travel guard
Description | New Tata AIG travel guard plus plan | Old Tata AIG travel guard |
---|---|---|
Minimum eligibility to buy single trip plan | 3 months | 6 months |
Single trip can be purchased for | 360 days | 180 days |
Policy Maximum based on age | up to 1 million USD | Up to $500,000 USD |
Shorter trip duration | 1 day to 4 days | 1 day to 7 days |
Policy maximum for senior citizens | up to $100,000 USD | up to $50,000 USD |
Pre-existing cover in case of life threatening | up to $20,000 based on plan chosen | up to $1,500 |
Medical restrictions | varies with policy maximum chosen | remains same independent of the policy maximum |
Family Discount T&C apply | up to 10% discount for all plans | Up to 5% only on selected plans |
Minimum age to buy multi trip plan | 12 years | 19 years |
Maximum age to buy multi trip plan | up to 80 years | up to 70 years |
Per trip duration in multi trip plan | 30, 45, 60, 90 and 180 days | 30 and 45 days |
Add on benefits | Available | not available |
Customized plans as per traveler requirements | Yes | No |
Optional Assistance Services | Such as Care at Home, Baggage tracking, Lost Passport tracking | No assistance service |
New benefit covers | Such as adventure sports, fraudulent charges, instant gratification for flight cancellation/flight delay, loss of Personal Baggage, Personal Accident in India and pandemic coverage | Not available in this plan |
The new Tata AIG travel guard plus for international travel offers cover for pre-existing conditions in case of life threatening up to $20,000 USD depending on the age of the traveler and the plan chosen.
The discount matrix is as below
Plan | Members | Discount |
---|---|---|
Family Discount T&C apply | 1 Member | Nil |
2 Member | 2.50% | |
3 Member | 5% | |
4 Member | 7.50% | |
5 & More Members | 10% |
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
TATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.
Annual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of One Year.
Holidays in Asian countries like Hong Kong, Singapore, Thailand...is exotic and popular with many Indians.
Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".