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TATA AIG student travel insurance TATA AIG travel guard plus insurance

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Tata AIG Travel Insurance

Key features of TATA AIG travel guard plus

calendar_month
Available up to the age of 99 years
full_coverage
Coverage with or without any sub-limits
airplanemode_inactive
Trip Cancellation and Trip Curtailment
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Missed Connection or Departure
hotel
Bounced Hotel or Airline booking
home
Home burglary coverage
payments
Fraudulent Charges (payment Card security)
Our insurance policies offer comprehensive coverage for all your travel needs. Whether you require single trip or round trip insurance, we have you covered for up to 360 days. With pre-existing disease cover up to $20,000 and additional cover bundles such as accident, cruise, and travel plus bundles, we ensure that you have the protection you need. Our instant claim settlement for flight delays and cancellations provides peace of mind during your travels. Senior citizens can also benefit from coverage up to $100,000 without the need for medical reports. Choose from multiple plans tailored to your specific requirements, including coverage for adventure sports, car rentals, cruises, and more. Experience worry-free travel with our international insurance cover up to one million dollars ($1,000).

TATA AIG international travel insurance Highlights

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

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Coverage period

360 days

person
Age of Entry

180 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

TATA AIG travel guard plus benefits

  • Plan benefits Silver plus - Plan A Gold - Plan A Platinum - Plan A
    Medical Expenses - Injury and or Illness Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions
    Emergency Medical Evacuation Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Repatriation of Mortal Remains 25% of Section 1 Sum Insured(over and above) 25% of Section 1 Sum Insured(over and above) 25% of Section 1 Sum Insured(over and above)
    Accidental Death & Disablement (Overseas) AD:10,000, Disablement:10,000, Total - 10,000 AD:15,000, Disablement:15,000, Total - 15,000 AD:25,000, Disablement:25,000, Total - 25,000
    Emergency Medical Dental Expenses 400
    Deductible:50
    500
    Deductible:50
    1000
    Deductible:50
    Plan Benefits Silver Plus - Plan B Gold - Plan B Platinum - Plan B
    Medical Expenses - Injury and or Illness Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions
    Emergency Medical Evacuation Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Repatriation of Mortal Remains 25% of Section 1 Sum Insured(over and above) 25% of Section 1 Sum Insured(over and above) 25% of Section 1 Sum Insured(over and above)
    Accidental Death & Disablement (Overseas) AD:10,000, Disablement:10,000, Total - 1000 AD:15,000, Disablement:15,000, Total - 15,000 AD:25,000, Disablement:25,000, Total - 25,000
    Emergency Medical Dental Expenses 400
    Deductible:50
    500
    Deductible:50
    1000
    Deductible:50
    Delay of Checked-in Baggage 4 hours delay: USD 40 4 hours delay: USD 45 4 hours delay: USD 50
    Loss of Checked-in Baggage 200 300 300
    Loss of Passport 250
    Deductible:25
    250
    Deductible:25
    250
    Deductible:25
    Flight Delay Not available 4 hours delay: USD 45 For all overseas flights taken during Insured Trip 4 hours delay: USD 50 For all overseas flights taken during Insured Trip
    Trip Curtailment 500
    Deductible: 50
    750
    Deductible: 75
    1000
    Deductible: 100
    Trip Cancellation 500
    Deductible: 50
    750
    Deductible: 50
    1000
    Deductible: 100
    Missed Flight or Connection 250 500 750
    Bounced Hotel or Airline booking 500
    Deductible: 50
    750
    Deductible: 75
    1000
    Deductible: 100
  • Benefits Silver Silver Plus Gold
    Medical Expenses - Injury and/or Illness Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 2500 Sum insured-life threatening conditions Unlimited Sum Insured with USD 100,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 5000 Sum insured-life threatening conditions Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 10,000 Sum insured-life threatening conditions
    Emergency Medical Evacuation Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Repatriation of Mortal Remains 25% of Section 1 Sum Insured (over and above) 25% of Section 1 Sum Insured (over and above) 25% of Section 1 Sum Insured (over and above)
    Accidental Death & Disablement (Overseas) AD:10,000, Disablement:10,000, Total - 10000 AD:10,000, Disablement:10,000, Total - 10000 AD:15,000, Disablement:15,000, Total-15000
    Emergency Medical Dental Expenses 300
    Deductible: 50
    400
    Deductible: 50
    500
    Deductible: 50
    Delay of Checked-in Baggage 4 hours delay: USD 40 4 hours delay: USD 40 4 hours delay: USD 45
    Loss of Checked-in Baggage 200 200 300
    Loss of Passport 250
    25
    250
    25
    250
    25
    Personal Liability 1,00,000
    200
    1,00,000
    200
    2,00,000
    200
    Trip Curtailment 500
    50
    500
    50
    750
    75
    Trip Cancellation 500
    50
    500
    50
    750
    50
    Missed Flight/Connection 250 250 500
    Bounced Hotel/Airline booking 500
    50
    500
    50
    750
    75
    Fraudulent Charges Per Occurrence Limit 250; Aggregate Limit 500 Per Occurrence Limit 250; Aggregate Limit 500 Per Occurrence Limit 500; Aggregate Limit 1000
    Emergency Extension of the Policy 7 days 7 days 7 days
    Home Content Burglary (in INR) 50,000
    5000
    10,000
    5000
    15,000
    5000
    Accommodation Extension 100 per day max upto 10 days 250 per day max upto 10 days 300 per day max upto 10 days
    Loss of International driving license Not available 100 100
    Flight Cancellation Not available 75 75
    Loss of Personal Baggage Not available Not available 200
    Deductible: 30
    Personal Accident in India (in INR) Not available Not available 15,00,000
    Benefits Platinum Titanium Titanium Plus
    Medical Expenses - Injury and/or Illness Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability-PED upto USD 12,500 Sum insured-life threatening conditions Unlimited Sum Insured with USD 7,50,000 per incident\loss, arising out of the same illness/injury. Maximum liability - PED upto USD 15,000 Sum insured- life threatening condition Unlimited Sum Insured with USD 10,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 20,000 Sum Insured - life threatening conditions
    Emergency Medical Evacuation Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Repatriation of Mortal Remains 25% of Section 1 Sum Insured (over and above) 25% of Section 1 Sum Insured (over and above) 25% of Section 1 Sum Insured (over and above)
    Accidental Death & Disablement (Overseas) AD:25,000, Disablement:25,000, Total-25,000 AD: 50,000, Disablement: 50,000, Total - 50,000 AD: 75,000, Disablement: 75,000, Total - 75,000
    Emergency Medical Dental Expenses 1000
    Deductible: 50
    1000
    Deductible: 50
    1200
    Deductible: 50
    Delay of Checked-in Baggage 4 hours delay: USD 50 4 hours delay: USD 50 4 hours delay: USD 50
    Loss of Checked-in Baggage 300 400 500
    Loss of Passport 250
    25
    500
    25
    500
    25
    Personal Liability 5,00,000
    250
    5,00,000
    250
    5,00,000
    250
    Trip Curtailment 1000
    100
    1000
    100
    1500
    100
    Trip Cancellation 1000
    100
    1000
    100
    1500
    100
    Missed Flight/Connection 750 750 750
    Bounced Hotel/Airline booking 1000
    100
    2500
    100
    5000
    100
    Fraudulent Charges Per Occurrence Limit 1000; Aggregate Limit 2000 Per Occurrence Limit: 1250; Aggregate Limit: 2500 Per Occurrence Limit: 1250; Aggregate Limit: 2500
    Emergency Extension of the Policy 15 days 15 days 15 days
    Home Content Burglary (in INR) 25,000
    5000
    5,00,000
    5000
    5,00,000
    5000
    Accommodation Extension 750 per day max upto 10 days 1000 per day max upto 10 days 1000 per day max upto 10 days
    Loss of International driving license 100 150 150
    Flight Cancellation 150 200 250
    Loss of Personal Baggage 300
    Deductible: 30
    400
    Deductible: 30
    500
    Deductible: 30
    Personal Accident in India (in INR) 20,00,000 25,00,000 50,00,000
    Compassionate Travel/Stay Return fare for any one company in personSpouse/Children/Immediate family member Stay for Insured's Spouse, Children, Family - 3500 Return fare for any one company in person - Spouse/Children/Immediate family member Stay for Insured's Spouse, Children, Family - 5000 Return fare for any one company in person - Spouse/ Children/ Immediate family member Stay for Insured's Spouse, Children, Family - 5000
    Loss of Cash 125 250 375
    Upgradation to Business Class Not available 750 1000
    Rental Vehicle Cover Not available 500 500
    Rental Vehicle Return Not available 250 500
    Alternative Transport Expenses Not available 750 1000
    Pandemic Cover Not available 500 500
    Hospital Daily Cash (Per Day) Not available Not available 75 USD per day max upto 10 days
    Missed Booking Not available Not available 750
    Visa Rejection Not available Not available 100
  • Benefits Senior (71-80 years) Senior Plus (71-80 years) Super Senior (81 Onward)
    Medical Expenses - Injury and/or Illness Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 2,500 Sum Insured - life threatening conditions Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 3000 Sum Insured - life threatening conditions Unlimited Sum Insured with USD 50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 1500 Sum Insured - life threatening conditions
    Emergency Medical Evacuation Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Upto Section 1 Sum Insured
    Deductible: 100
    Repatriation of Mortal Remains 25% of Section 1 Sum Insured (over and above) 25% of Section 1 Sum Insured (over and above) 25% of Section 1 Sum Insured (over and above)
    Accidental Death & Disablement (Overseas) AD: 10,000, Disablement: 10,000, Total - 10,000 AD: 10,000, Disablement: 10,000, Total - 10,000 AD: 10,000, Disablement: 10,000, Total - 10,000
    Emergency Medical Dental Expenses 300
    Deductible: 75
    500
    Deductible: 75
    NA
    Deductible: NA
    Delay of Checked-in Baggage 4 hours delay: USD 40 4 hours delay: USD 40 4 hours delay: USD 40
    Loss of Checked-in Baggage 200 200 200
    Loss of Passport 250
    25
    250
    25
    250
    25
    Personal Liability 1,00,000
    200
    1,00,000
    200
    1,00,000
    200
    Flight Delay 4 hours delay: USD 40 For all overseas flights taken during Insured Trip 4 hours delay: USD 40 For all overseas flights taken during Insured Trip 4 hours delay: USD 40 For all overseas flights taken during Insured Trip
    Trip Curtailment 500
    100
    500
    100
    500
    100
    Trip Cancellation 250
    50
    500
    50
    250
    50
    Missed Flight/Connection 250 250 250
    Bounced Hotel/Airline booking 500
    50
    500
    75
    250
    50
    Emergency Extension of the Policy 7 days 7 days 7 days
    Home Content Burglary (in INR) 50,000
    5000
    50,000
    5000
    50,000
    5000
    Hijack/Kidnap Daily Allowance 75 (Per 12 hours max 10 days) 100 (Per 12 hours max 10 days) 75 (Per 12 hours max 10 days)
    Accommodation Extension 50 per day Max upto 10 days 100 per day Max upto 10 days 50 per day Max upto 10 days
    Flight Cancellation Not available 75 Not available
    Loss of Personal Baggage Not available 200
    Deductible: 30
    Not available
    Compassionate Travel/Stay Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 2500 Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 5000 Return fare for any one Company in person - Spouse/ Children/Immediate family member Stay for Insured's Spouse, Children, Family - 2500

TATA AIG travel guard plus insurance FAQ's

How is new Tata AIG travel guard plus is better than old Tata AIG travel guard?

A simple comparison of the new Tata AIG travel guard plus plan vs old Tata AIG travel guard

Description New Tata AIG travel guard plus plan Old Tata AIG travel guard
Minimum eligibility to buy single trip plan 3 months 6 months
Single trip can be purchased for 360 days 180 days
Policy Maximum based on age up to 1 million USD Up to $500,000 USD
Shorter trip duration 1 day to 4 days 1 day to 7 days
Policy maximum for senior citizens up to $100,000 USD up to $50,000 USD
Pre-existing cover in case of life threatening up to $20,000 based on plan chosen up to $1,500
Medical restrictions varies with policy maximum chosen remains same independent of the policy maximum
Family Discount T&C apply up to 10% discount for all plans Up to 5% only on selected plans
Minimum age to buy multi trip plan 12 years 19 years
Maximum age to buy multi trip plan up to 80 years up to 70 years
Per trip duration in multi trip plan 30, 45, 60, 90 and 180 days 30 and 45 days
Add on benefits Available not available
Customized plans as per traveler requirements Yes No
Optional Assistance Services Such as Care at Home, Baggage tracking, Lost Passport tracking No assistance service
New benefit covers Such as adventure sports, fraudulent charges, instant gratification for flight cancellation/flight delay, loss of Personal Baggage, Personal Accident in India and pandemic coverage Not available in this plan

The new Tata AIG travel guard plus for international travel offers cover for pre-existing conditions in case of life threatening up to $20,000 USD depending on the age of the traveler and the plan chosen.

  1. Cruise bundle includes missed cruise, common carrier – cruise interruption
  2. Travel plus bundle - accompaniment of minor child, frequent flyer cover, loss to electronic portable items
  3. Accident bundle - lifestyle modification cover, child education benefit, coma cover, adventure sports

The discount matrix is as below

Plan Members Discount
Family Discount T&C apply 1 Member Nil
2 Member 2.50%
3 Member 5%
4 Member 7.50%
5 & More Members 10%

TATA AIG international travel insurance

elderly
Senior Citizen plan

TATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.

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Annual Multi Trip

Annual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of One Year.

globe_asia
Asia Travel Guard

Holidays in Asian countries like Hong Kong, Singapore, Thailand...is exotic and popular with many Indians.

language
Schengen Visa

Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!

Customers Testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".