USD 50,000/ 100,000/250,000/500,000
180 days( can be extended for further)
180 days to 99 years
The TATA AIG Travel Guard travel insurance offered by Tata AIG General Insurance Company Ltd offers coverage for medical expenses related to COVID19. Coronavirus related coverage for every insured is available up to the limits mentioned in the Policy Schedule for expenses incurred due to sudden and unexpected Sickness or Accident arising when insured is outside the Republic of India. Coverage in the policy is subject to policy terms & conditions.
The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.
Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....
Yes, TATA AIG travel insurance covers Covid19, if the traveler tests positive for Covid19 and has to receive medical treatment while traveling outside India. Medical expenses for Covid19 including hospitalisation will be covered as part of the eligible accident and sickness medical expenses.
If there are expenses incurred by the traveler for cancelling non-refundable hotel or ticket costs due to a positive covid diagnosis while the traveler is outside India, these expenses will be reimbursed as part of trip cancellation expenses. To be eligible, these non-refundable expenses should be incurred before testing positive for Covid.
After traveling overseas from India, it is possible that travellers want to extend their stay abroad. Renewing their TATA AIG travelguard insurance plan becomes very important in this situation.
The approval for TATA AIG insurance renewal will depend on whether there has been a claim on the existing TATA AIG travel insurance and on the total length of stay outside India. For travellers below the age of 70 years, the company allows to renew TATA AIG travel insurance for a total of 360 days. For travellers over 70 years, the company allows customers to renew TATA AIG travel guard up to a total of 180 days.
Please fill the following form to renew the TATA AIG Student insurance plan »
Tata AIG offers a travel insurance renewal or extension option for policyholders who wish to extend their coverage beyond the original policy period. Generally policyholders having Tata AIG travel guard insurance can renew or extend the policy if their stay in overseas gets extended. Tata AIG annual multi trip policies can be extended for another year while single trip policies can be extended up to 360 days depending on the age of the traveller, while Asia guard is not renewable.
When you renew or extend your travel insurance policy, the coverage remains the same as the original policy. The policy can be extended before it gets expired. If the gets expired, still you want to renew the policy, however any claims during the period after the policy expiry till you renew the policy are not covered. Tata AIG policy renewal for travel insurance is based on approval basis from the Tata AIG head office. Please get in touch with our insurance advisors to know the latest terms and conditions of renewal and documents required to get your policy renewed.
The renewal process for Tata AIG travel insurance is as simple as below
In case of any clarifications or information on renewal process, please get in touch with our insurance advisors Call 080-41101026. You can also chat with us on Whatsapp.
Yes there are few limitations for Tata AIG travel guard policy extension.
You can renew the TATA AIG policy onlineusing the online extension form. Fill the relevant details of the current TATA AIG travel insurance policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the provided details. The policy holder will be updated on the approval/renewal request as early as possible (maximum of 1 working day). if approved the policy holder will be sent a web-link where he / she can complete the transaction online to renew the policy.
Yes you can extend your travel insurance while being abroad by filling the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Travelers who are less than 70 year old can initially buy the policy for 6 months and this can be renewed for another 6 months provided that the policy holder is in good health and has no claims on the existing policy. If the policy has already expired or has any claims then renewal is based on approval from the TATA AIG insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
If you wish to extend your stay overseas and wish to continue your insurance cover, then you can apply for the Tata AIG travel guard policy extension online. You should extend the Tata AIG travel insurance before the current policy expires.
Yes if your trip is extended you can renew / extend your travel insurance by paying your renewal premium. Renew your policy online by filling the Tata AIG travel extension form (hyper link). Once approved renewal of your Tata AIG travel insurance can be done while still abroad.
If you have any plans to extend your stay in overseas, then your need to extend your travel insurance that you initially purchased.
Tata AIG travel insurance can be renewed while abroad using the Tata AIG travel insurance extension form.
You have to renew your policy before seven working days of the policy expiring date.
You are required to provide the details as per the good health deceleration form
Under no circumstances you are not allowed to change the plan or coverage during renewal of the policy.
Renewal premium will be calculated based on the number of days requested for the extension and the age of the policy holders at the time of renewal.
Yes you can renew the policy even though the policy has expired, with approval from the Tata AIG underwriting team.
TATA AIG provides various payment options for policy renewal, including credit cards, debit cards, net banking, UPI and other online payment methods. You can choose the most convenient option during the renewal process.
Travel insurance renewals do not require any medical re-evaluation unless and until there is a medical claim in the existing policy and requested by the underwriting team.
You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Travelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.
Calculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas
In case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
The plan covers for medical expenses due to accident and sickness while traveling outside India.
Reimbursement for loss of checked in baggage.
Coverage for expenses incurred in obtaining a duplicate or new passport.
The policy pays for immediate dental treatment occurring due to sudden acute pain during an overseas insured journey.
Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
In the unfortunate event of the common carrier being hijacked, plan will pay a distress allowance.
Reimbursement of additional expenses due to trip delay (only if the trip is delayed for more than 12 hours).
Travel Guard gives worldwide coverage against Accidental Death and Dismemberment while abroad.
Reimbursement for reasonable expenses incurred for purchase of emergency personal goods due to delay in arrival of checked in baggage while overseas.
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TATA AIG Overseas medical insurance for senior citizens above 80 years.
TATA AIG travel insurance for Indians traveling overseas.
Know more & buy »Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
Know more & buy »TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.
Know more & buy »Senior travelers up to the age of 90 years can opt for TATA AIG travel insurance coverage.
Know more & buy »Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
Know more & buy »Compare and buy TATA AIG domestic travel insurance.
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Know more »Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".