The number of countries that insist on travel medical insurance upon arrival had been increasing over the years even before the COVID pandemic, however this list of countries is now growing rapidly. Several instances of unpaid medical bills by foreigners have caused huge losses to hospitals. This has pushed several governments to insist on travel health insurance for visiting their countries so as to minimize these incidents. This will hugely impact many Indian tourists, corporate executives and students who have deferred their foreign trips due to Covid-19 but will need to travel overseas soon.
Along with proof of travel medical insurance many countries are also implementing Covid testing documents while allowing visitors to their countries. See of the countries that mandate travel insurance with COVID coverage for entry include (this list is fast changing). Schengen countries, Thailand, Dubai, Russia, Qatar, Cambodia....
After traveling overseas from India, it is possible that travellers want to extend their stay abroad. Renewing their TATA AIG travelguard insurance plan becomes very important in this situation.
The approval for TATA AIG insurance renewal will depend on whether there has been a claim on the existing TATA AIG travel insurance and on the total length of stay outside India. For travellers below the age of 70 years, the company allows to renew TATA AIG travel insurance for a total of 360 days. For travellers over 70 years, the company allows customers to renew TATA AIG travel guard up to a total of 180 days.
Please fill the following form to renew the TATA AIG Student insurance plan.
Buying TATA travel insurance online is fairly quick and easy. You have to complete an online application providing all the relevant details regarding your travel. After completing the application form, you can pay for the policy using a credit or debit card. After completing the online payment the policy document will be emailed to the email ID provided in the application form.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Any travel, especially if it involves travel outside the country will involve some risk and given the cost of the travel, it is definitely worth buying travel insurance given the coverage benefits provided. Travel involves long travel periods, and being in a new unfamiliar environment likely with different weather and food. These changes can take a toll, especially for older travelers. Healthcare costs can be very expensive especially outside India, and it is important to have travel insurance which can cover you in the event of any medical emergency.
Along with healthcare costs, travel insurance also provides coverage for adverse travel related emergencies such as loss of baggage or a stolen passport. In the extreme situation, travel insurance covers the expense of medical evacuation and for repatriation of remains.
Given all these benefits, travel insurance provides a layer of safety and peace of mind while traveling, and is strongly recommended.
There is no single policy that is best for all travelers and budgets. The ideal travel insurance plan varies from traveler to traveler, however, despite a higher premium cost, given the risks involved in travel, especially international travel, it is prudent to buy comprehensive travel insurance coverage (without sub-limits) and with a high sum insured amount.
Travel insurance is meant to provide coverage for unplanned adverse medical conditions. Travel insurance will not provide coverage for any preventive care or for regular treatment of an existing medical ailment. However, TATA travel insurance does provide up to $1500 USD in the event that an existing medical ailment becomes life threatening.
Filing a claim with TATA travel insurance is quite easy. The traveller can make the claim online by visiting the TATA AIG website and filling up the requisite travel insurance claim form. If the travelers are unable to make a claim online, they can call the toll-free customer support centre numbers that are available in the travel insurance policy document. The TATA AIG customer service staff will guide you through the claims procedure.
It is important to buy overseas travel insurance before you leave India. Travellers may often think they are healthy and strong and nothing untoward will happen and hence do not need overseas travel insurance? However emergencies like sudden sickness or accidents can happen anytime and if you are not prepared for it, can result in a huge financial burden. We get queries from customers who are already hospitalized, but unfortunately travel insurance will not cover these expenses.
Travel insurance covers unexpected and sudden medical emergencies and Indian overseas travelers need to buy the visitor travel insurance before you actually need it! It is best to buy insurance that will cover your completed journey till you return to India. Sometimes you may not be sure of your travel dates, in which case you can buy for the initial duration and request an extension of coverage later. Travel insurance coverage can begin as early as the following day. Therefore if you have policies that expire or you change your travel plans like extending your trip, be aware of the dates to make sure you are always covered under international travel insurance.
Travelling overseas involves a lot of arrangements like flight bookings, hotel reservations, cruise bookings and other reservations. Some travel insurance plans offer coverage for trip cancellation to protect trip investment expenses.
It is always safe to buy international travel insurance online to protect your health and trip expenses and to secure yourself from travel risks and medical emergencies while travelling overseas.
Some of the key features of TATA AIG travel guard insurance are as below.
You can buy Travel Guard policy online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know moreTravelers who have already traveled from India and do not have insurance can buy TATA AIG travel insurance online.
Know moreCalculate the international travel insurance premium for Indian travelers and senior citizens travelling overseas.
Know moreIn case of Claim or reimbursement of treatment expenses, notify TATA AIG overseas travel insurance.
Know moreDownload TATA AIG Travel Guard brochure online!
Know moreTravel insurance customers can renew their existing policy online before the exipry date at any time.
Know moreTATA AIG Travel insurance for Indians traveling overseas.
Know more »Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance.
Know more »TATA AIG Asia Travel Guard insurance for Indians going to other Asian countries.
Know more »Senior travelers up to the age of 90 years can opt for TATA AIG Travel insurance coverage.
Know more »Applying for Schengen visa? Then this TATA AIG Schengen insurance is a good option to go for!
Know more »Compare and buy TATA AIG domestic travel insurance.
Know more »You can find different sections of insurance types here.
Thank you team for setting these claims so quickly. Indeed Kudos to you particularly
& to Tata AIG for having such motivated people like you to serve them & as befitting to all Tata Companies known for the highest ethical standards. I am prompted to sing hosannas in the name of Tatas as I myself served from 1959 till my retirement from Tata Steel in 1996 & we are all guided by J N Tata's ideals translated into actual practice. May you and your fellow colleagues continue to practice this ideal.
Thanks a lot for the speedy response and sending me the policy pdf.
This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Thank you very much for your amazing service and response.
I am really satisfied with the service and support of NRIOL. This is the second time I have benefited from the excellent service of NRIOL. I would surely recommend NRIOL to anyone looking to buy insurance for travelling abroad.
Mr. Vikas Bagai, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG Travel insurance online".