call (080) 41101026
call (080) 41101026
TATA AIG Above 70 travel insurance
Health insurance for senior citizens travelling abroad is very important given one's vulnerability while outside their familiar environment, be it food, water, weather ... while outside India. TATA travel insurance for senior citizens insures these senior travellers going overseas. Tata's travel insurance for Indian senior citizens is also available with coverage for pre-existing ailments. TATA AIG senior citizen plans is for travelers above 70 years up to the age of 99 and can be purchased online without any paper work or any special approval. Pre-existing ailments are covered up to $1,500 in case of life threatening situations only.
TATA AIG senior citizen insurance also offers an option of international travel insurance for senior citizens travelling abroad without sub limits, while there is a cheaper plan option with sub limits. The TATA travel insurance also include overseas medical insurance policy with repatriation clause. Compare TATA AIG travel insurance plans and buy best travel insurance for over 70.
USD 50,000
180 days
180 days to 99 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
| Plan Benefits | Senior Plan | Deductible |
|---|---|---|
| Accident& Sickness Medical Expenses Benefits | $50,000 | $100 |
| Accidental Death and Dismemberment Benefit | $10,000 | NIL |
| Emergency Medical Evacuation | Included under the benefit limit of accident & Sickness medical expense reimbursement | NIL |
| Repatriation of Remains | Included under the benefit limit of accident & Sickness medical expense reimbursement | NIL |
| Baggage Loss (Checked Baggage) | $500 | NIL |
| Baggage Delay | $50 | After first 12 hours |
| Loss of Passport | $250 | 30 |
| Personal Liability | $100,000 | $200 |
| Emergency Cash Advance | $500 | NIL |
Note : **Option of buying the policy without medical sublimits for the age above 56 years
| SUB LIMITS The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMITS' |
|
| Medical Expenses | Description |
| Hospital Room rent, Board and Hospital miscellaneous | Max $1,500 per day upto 30 days. |
| Intensive Care Unit | Max $3,000 per day upto 7 days. |
| Surgical Treatment | Max $10,000 |
| Anesthetist Services | Max up to 25% of Surgical Treatment |
| Physician's Visit | Max $75 per day up to 10 visits |
| Diagnostic and Pre-Admission Testing | Max up to $500 |
| Ambulance Services | Max up to $400 |
| LIMITATIONS (Applicable for all plans / coverages) |
| Pre-existing Condition or any complication arising from it in a Life saving unforeseen emergency condition would be reimburse up to $1,500 per policy. |
| Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable |
| Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. |
| Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below |
You can purchase the policy online using a credit card from anywhere in the globe. Most of our customers purchase the policy from the United States,U.K ,Australia,etc.. for parents or family members who are visiting from India. Customers can use international credit cards for purchasing. On completing the application and purchase using a credit card, you will receive an immediate acknowledgement of purchase. Within 24 to 48 hours, the insurance policy will be issued and emailed to the email ID provided in the application. The policy will also be couriered to the Indian address in the application.
For customers who do not want to use the online facility, payment can be made by cheques. Please email us for details.
Call us at 080-41101026 in India. Our Insurance Advisor will assist you and with our Advisor's guidance, you can choose the level of cover you require. This policy is available to Indian residents only.
Yes, Tata AIG senior citizen travel insurance plan offers travel insurance for 70+ senior citizens. A senior citizen who is 75, 80, 85, 80, 90+ years of age can buy this plan. It means a traveler who has crossed more than 70 years can buy this plan. This Tata AIG senior citizen travel guard is one of the best travel insurance for senior citizens in India.
Tata AIG travel insurance for senior citizens costs depends on the country he/she is traveling and the duration of the travel. If the senior citizen is traveling for longer duration, then the premium is more. But he can reduce the cost of his senior citizen travel insurance by opting for lesser medical maximum coverage.
Tata AIG travel insurance works in the similar way as other policies. Tata AIG senior citizen travel plan offers cashless hospitalization for sickness medical expenses. Outpatient medical expenses are on a reimbursement basis. In case of using the policy senior citizens can call the relevant phone numbers and the service provider offers assistance as per the needs of the senior citizens.
Senior citizen travel insurance by Tata AIG is a cashless policy when it involves hospitalization. It offers cashless claim settlement for hospitalization medical expenses. Senior citizens can get the help needed by contacting the service provider using the phone numbers that are provided in the travel policy.
Tata AIG will reimburse $1,500 for expenses of treatment arising from pre-existing conditions under life threatening conditions. The expenses will be paid until the insured becomes medically stable.
The maximum entry age for Tata AIG Travel Guard policy is 99 years.
Please read through TATA AIG senior citizen travel insurance brochure for the benefits covered by the plan and its policy wordings which explains the terms and conditions. You can get the complete quotes using the
Yes if Tata AIG travel insurance for Seniors offers cashless settlement, if the insured is admitted to one of the preferred network hospital as inpatient for more than 24 hours. AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount.
TATA AIG travel insurance for seniors covers both inpatient and outpatient medical expenses during their stay in overseas. Inpatient medical expenses are cashless while outpatient medical expenses are reimbursement basis. There is a deductible of $100 the policy holder has to bear after which the claim is settled.
There are many senior citizen travel packages. TATA AIG older traveler plan is the best travel medical insurance for seniors over 70. TATA AIG provides health coverage under its overseas travel insurance for senior citizens plan.
For 70+ year old senior citizens TATA AIG offers $50,000 maximum coverage. Below are the medical sub limits on the policy.
Some of the exclusions under the TATA AIG senior citizen travel health insurance are as follows
TATA AIG Senior citizen travel health insurance can be renewed online. The initial purchase days and the sum total of subsequent renewal days cannot exceed 180 days. Renewal is based on good health, no claims and approval from the underwriting team.
Yes, however you have to buy the TATA AIG travelguard "without sub limit" policy.
Yes, TATA AIG offers plan without sub limits of $50,000 policy maximum for senior citizens.
One of the best Indian travel insurance for USA is the TATA AIG travel insurance. It covers travelers of all age group starting from 6 months. It offers a wide range of plans starting from $50,000 to $500,000 maximum coverage. An older traveler who are 56 years and above has an option of buying the plan without any medical sublimit. TATA AIG travel insurance for USA works with popular networks like Hygeia, First Health and PHCS and hence the travelers traveling to US from India will get the assistance service of a local provider in the US. Faster and good claim settlement ratio. Covers for pre-existing ailments for a limited for $1,500 under life threatening situations. Popular brand among overseas travelers.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy weblink where he / she can pay online and renew Tata AIG travel insurance for senior citizens India policy.
Yes, TATA AIG does offer travel insurance if you are over 90 years even if you have pre-existing medical concerns. The TATA AIG Senior citizen overseas travel insurance protects you in case of medical crises, assisting in in the prevention of unexpected medical bills and unnecessary complications that can occur during international travel.
Yes, TATA AIG’s travel insurance does increase at the age of 65 years. Travelers aged between 18 to 64 will pay one price, while those aged 65 or over will pay a higher premium.
Travel insurance plans are mainly meant to cover medical problems while traveling in case of an emergency, Tata AIG senior citizen travel insurance also offers a limited coverage for pre-existing conditions.
COVID-19* Covered
TATA AIG travel insurance includes Covid19 related expenses under hospitalization medical expenses.
Affordable Policies
Our senior citizen travel insurance policies start at just INR 188 per day! This affordable cost provides a significant layer of safety and peace of mind while traveling outside India.
Insurance Claims support
TATA AIG insured senior citizens can call 080-41101026 at any time to file a claim or get additional assistance while abroad.
Coverage for all ages
TATA AIG provides coverage for your international travels regardless of your age.
No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.
TATA AIG travel insurance is one of the best travel insurance, It offers the best travel insurance from India with features such as
The age of the traveler is one of the key factors in determining the insurance premium, along with travel duration, destination, and the Accident & Sickness Sum Insured. This means a 70-year-old traveler will generally pay a higher premium than a 35-year-old, assuming both have the same coverage, travel to the same destination, and stay for the same duration. Historical data shows that as travelers age, there is a higher likelihood of more frequent and expensive medical claims.
However, it's important to note that regardless of the premium difference, it is crucial for both the 70-year-old and the 35-year-old to have travel insurance for their international trip. Unexpected medical or non-medical emergencies can arise at any time, and having insurance can help cover the financial impact. An unplanned medical emergency can result in significant expenses—potentially thousands of USD, GBP, or Euros—which can be managed with the right insurance coverage.
The TATA AIG Above 70 travel insurance cost per month starts at just ₹9,097 for coverage Worldwide Including USA & Canada. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Overseas travel medical plan variants.
| Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
| $50,000 | $100,000 | |
| 71-75 years (Limited coverage) | ₹9,097 | ₹12,571 |
| 71-75 years | ₹21,769 | ₹24,351 |
| 76-80 years (Limited coverage) | ₹12,998 | ₹17,922 |
| 76-80 years | ₹31,450 | ₹35,141 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 81 - 85 years (Limited coverage) | ₹25,504 |
| 81 - 85 years | ₹54,801 |
| 86 - 90 years (Limited coverage) | ₹40,975 |
| 86 - 90 years | ₹88,582 |
| 91 - 98 years (Limited coverage) | ₹51,634 |
| 91 years and above | ₹103,396 |
The TATA AIG Above 70 travel insurance cost per month starts at just ₹5,845 for coverage Worldwide Excluding USA & Canada. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Overseas travel medical plan variants.
| Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
| $50,000 | $100,000 | |
| 71-75 years (Limited coverage) | ₹5,845 | ₹6,604 |
| 71-75 years | ₹7,725 | ₹10,683 |
| 76-80 years (Limited coverage) | ₹7,202 | ₹9,352 |
| 76-80 years | ₹11,174 | ₹15,415 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 81 - 85 years (Limited coverage) | ₹13,936 |
| 81 - 85 years | ₹23,486 |
| 86 - 90 years (Limited coverage) | ₹23,842 |
| 86 - 90 years | ₹40,555 |
| 91 - 98 years (Limited coverage) | ₹32,511 |
| 91 years and above | ₹55,490 |
The following are the important factors to consider while buying TATA AIG travel insurance for elderly:
TATA AIG travel insurance for Senior Citizen.
International travel insurance for Indian parents overseas.
TATA AIG travel insurance for pre-existing conditions.
TATA AIG overseas mediclaim insurance for older travelers above 80 years.
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
Awesome Experience
I have been started journey with NRIOL some years ago. Awesome experience with all team. Customer support is excellent. Get good rate of Insurance policy. Site updation is also very helpful. 
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Best service offered by you! Thanks for your email. thanks for your prompt emails. Your service is far better than our earlier insurance service provider.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
NRIOL insurance service Thank You NRIOL Insurance services for your quick and comfortable service, appreciate your call back services even after completion of online purchase transaction.
Prompt Response
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Quick Responses Thanks a lot for your assistance and quick responses because of which I was able to get the final insurance document.
Best service offered by you! Thanks for your email. thanks for your prompt emails. Your service is far better than our earlier insurance service provider.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
NRIOL insurance service Thank You NRIOL Insurance services for your quick and comfortable service, appreciate your call back services even after completion of online purchase transaction.
Prompt Response
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Best service offered by you! Thanks for your email. thanks for your prompt emails. Your service is far better than our earlier insurance service provider.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
NRIOL insurance service Thank You NRIOL Insurance services for your quick and comfortable service, appreciate your call back services even after completion of online purchase transaction.
Prompt Response
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
NRIOL insurance service Thank You NRIOL Insurance services for your quick and comfortable service, appreciate your call back services even after completion of online purchase transaction.
Prompt Response
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Awesome Experience I have been started journey with NRIOL some years ago. Awesome experience with all team. Customer support is excellent. Get good rate of Insurance policy. Site updation is also very helpful.
NRIOL insurance service Thank You NRIOL Insurance services for your quick and comfortable service, appreciate your call back services even after completion of online purchase transaction.
Prompt Response
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Awesome Experience I have been started journey with NRIOL some years ago. Awesome experience with all team. Customer support is excellent. Get good rate of Insurance policy. Site updation is also very helpful.
Quick Responses Thanks a lot for your assistance and quick responses because of which I was able to get the final insurance document.
Prompt Response
Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Awesome Experience I have been started journey with NRIOL some years ago. Awesome experience with all team. Customer support is excellent. Get good rate of Insurance policy. Site updation is also very helpful.
Quick Responses Thanks a lot for your assistance and quick responses because of which I was able to get the final insurance document.
Best service offered by you! Thanks for your email. thanks for your prompt emails. Your service is far better than our earlier insurance service provider.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Awesome Experience I have been started journey with NRIOL some years ago. Awesome experience with all team. Customer support is excellent. Get good rate of Insurance policy. Site updation is also very helpful.
Quick Responses Thanks a lot for your assistance and quick responses because of which I was able to get the final insurance document.
Best service offered by you! Thanks for your email. thanks for your prompt emails. Your service is far better than our earlier insurance service provider.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Awesome Experience I have been started journey with NRIOL some years ago. Awesome experience with all team. Customer support is excellent. Get good rate of Insurance policy. Site updation is also very helpful.
Quick Responses Thanks a lot for your assistance and quick responses because of which I was able to get the final insurance document.
Best service offered by you! Thanks for your email. thanks for your prompt emails. Your service is far better than our earlier insurance service provider.
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
NRIOL insurance service Thank You NRIOL Insurance services for your quick and comfortable service, appreciate your call back services even after completion of online purchase transaction.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".