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TATA AIG student travel insurance TATA AIG travel insurance 30,000 euro coverage

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Tata AIG Travel Insurance

What are the key highlights of TATA AIG international travel insurance?

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

lists
Coverage period

360 days

person
Eligibility

90 days to 99 years

How can I extend or renew my TATA AIG schengen travel insurance while outside India?

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

How does TATA AIG Schengen travel insurance satisfy the 30,000 euro visa requirements?

The Schengen visa makes travel to the Schengen states very convenient. One of the requirements while applying for the Schengen visa is to have travel insurance which satisfies Schengen visa requirements.

  • €30,000 Euro travel insurance coverage (We recommend a minimum of $50,000 USD)
  • Coverage to include repatriation & evacuation charges
euro_symbol Europe travel insurance

TATA AIG travel insurance for 30,000 euros, 30000 euro travel insurance

The Schengen Agreement which was originally signed on 14 June 1985 by 5 members of the European union has been broadened to currently include 29 European countries. These 29 Schengen countries which together have a population of over 450 million have officially removed all border restrictions between their mutual borders. This allows international travelers to travel between these 29 countries without any border crossing restrictions. For Indians travelling to the Schengen region, it means that a single Schengen visa allows them to travel to all of these 29 countries.

Thanks to improved air connectivity, the growing Indian middleclass and greater awareness about travel destinations in Europe and elsewhere a large number of Indians travel to the Schengen region annually, and this number is growing with each passing year. One of the popular Indian travel insurance plan purchased for the Schengen visa is TATA AIG Travelguard insurance.

The TATA AIG Travelguard insurance plan satsifies these Schengen visa requirements of €30,000 Euro travel insurance coverage and has been approved by the Schengen consulates.

What are the benefits under TATA AIG schengen travel insurance 30000 euro?

  • Individual / Multiple travelersSenior
  • Individual / Multiple travelers
    Benefits Silver Silver Plus Gold Platinum Titanium Titanium Plus
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 3 months - 70 years 3 months - 70 years 3 months - 70 years 3 months - 70 years 3 months - 60 years 3 months - 60 years
    Destination Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
    Sum Insured for Accident & Sickness Up to $50,000
    Deductible : $100
    Up to $100,000
    Deductible : $100
    Up to $250,000
    Deductible : $100
    Up to $500,000
    Deductible : $100
    Up to $750,000
    Deductible : $100
    Up to $1,000,000
    Deductible : $100
    Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $2,500 Up to $5,000 Up to $10,000 Up to $10,000 Up to $15,000 Up to $20,000
    Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) Up to $50,000
    Deductible : $100
    Up to $100,000
    Deductible : $100
    Up to $250,000
    Deductible : $100
    Up to $500,000
    Deductible : $100
    Up to $750,000
    Deductible : $100
    Up to $1,000,000
    Deductible : $100
    Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement (Overseas) Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $15,000
    Accidental Disablement: Maximum $15,000
    Benefit Total - Maximum $15,000
    Accidental Death: Maximum $25,000
    Accidental Disablement: Maximum $25,000
    Benefit Total - Maximum $25,000
    Accidental Death: Maximum $50,000
    Accidental Disablement: Maximum $50,000Benefit Total - Maximum $50,000
    Accidental Death: Maximum $75,000
    Accidental Disablement: Maximum $75,000Benefit Total - Maximum $75,000
    Emergency Medical Dental Expenses $300
    Deductible : $50
    $400
    Deductible : $50
    $500
    Deductible : $50
    $1,000
    Deductible : $50
    $1,000
    Deductible : $50
    $1,200
    Deductible : $50
    Delay of Checked-in Baggage $40
    Deductible : After 4 hours
    $40
    Deductible : After 4 hours
    $45
    Deductible : After 4 hours
    $50
    Deductible : After 4 hours
    $50
    Deductible : After 4 hours
    $50
    Deductible : After 4 hours
    Loss of Checked-in Baggage $200 $200 $300 $300 $400 $500
    Loss of Passport $250
    Deductible : $25
    $250
    Deductible : $25
    $250
    Deductible : $25
    $250
    Deductible : $25
    $500
    Deductible : $25
    $500
    Deductible : $25
    Personal Liability $100,000
    Deductible : $200
    $100,000
    Deductible : $200
    $200,000
    Deductible : $200
    $500,000
    Deductible : $250
    $500,000
    Deductible : $250
    $500,000
    Deductible : $250
    Trip Curtailment $500
    Deductible : $50
    $500
    Deductible : $50
    $750
    Deductible : $75
    $1,000
    Deductible : $100
    $1,000
    Deductible : $100
    $1,500
    Deductible : $100
    Trip Cancellation $500
    Deductible : $50
    $500
    Deductible : $50
    $750
    Deductible : $50
    $1,000
    Deductible : $100
    $1,000
    Deductible : $100
    $1,500
    Deductible : $100
    Flight Delay - - $45 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $50 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $50 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $50 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    Missed Flight/Connection $250 $250 $500 $750 $750 $750
    Bounced Hotel/Airline booking $500
    Deductible : $50
    $500
    Deductible : $50
    $750
    Deductible : $75
    $1,000
    Deductible : $100
    $2,500
    Deductible : $100
    $5,000
    Deductible : $100
    Fraudulent Charges Per Occurrence Limit $250; Maximum Limit $500 Per Occurrence Limit $250; Maximum Limit $500 Per Occurrence Limit $500; Maximum Limit $1000 Per Occurrence Limit $1000; Maximum Limit $2000 Per Occurrence Limit $1250; Maximum Limit $2500 Per Occurrence Limit $1250; Maximum Limit $2500
    Home Content Burglary (in INR) ₹ 50,000
    Deductible : ₹ 5,000
    ₹ 50,000
    Deductible : ₹ 5,000
    ₹ 1,50,000
    Deductible : ₹ 5,000
    ₹ 2,50,000
    Deductible : ₹ 5,000
    ₹ 5,00,000
    Deductible : ₹ 5,000
    ₹ 5,00,000
    Deductible : ₹ 5,000
    Accommodation Extension $100 per day upto Maximum of 10 days $250 per day upto Maximum of 10 days $300 per day upto Maximum of 10 days $750 per day upto Maximum of 10 days $1000 per day upto Maximum of 10 days $1000 per day upto Maximum of 10 days
    Hijack/Kidnap Daily Allowance - $75 for every 12 hours, upto Maximum of 10 days $100 Per 12 hours, upto Maximum of 10 days $150 Per 12 hours, upto Maximum of 10 days $150 Per 12 hours, upto Maximum of 10 days $200 Per 12 hours, upto Maximum of 10 days
    Loss of International driving license - $100 $100 $100 $150 $150
    Flight Cancellation - $75 $75 $150 $200 $250
    Emergency Extension of the Policy 7 days 7 days 7 days 15 days 15 days 15 days
    Loss of Personal Baggage - - $200
    Deductible : $30
    $300
    Deductible : $30
    $400
    Deductible : $30
    $500
    Deductible : $30
    Personal Accident in India (in INR) - - ₹ 15,00,000 Rs. 20,00,000 Rs. 25,00,000 Rs. 50,00,000
    Compassionate Travel/Stay - - - Upto $3,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member
    Loss of Cash - - - $125 $250 $375
    Upgradation to Business Class - - - - $750 $1,000
    Rental Vehicle Cover - - - - $500 $500
    Rental Vehicle Return - - - - $250 $500
    Alternative Transport Expenses - - - - $750 $1,000
    Pandemic Cover - - - - $500 $500
    Hospital Daily Cash (Per Day) - - - - - $75 Per day, upto Maximum of 10 days
    Missed Booking - - - - - $750
    Visa Rejection - - - - - $100
    Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment:
    Medical Sublimit Silver Silver Plus Gold Platinum Titanium Titanium Plus
    Hospital Room Rent and Boarding expenses $1,500 per Day up to 30 Days $1,500 per Day up to 30 Days $1,750 per Day up to 30 Days $2,000 per Day up to 30 Days $2,000 per Day up to 30 Days $2,500 per Day up to 30 Days
    Emergency Room Services $1,500 $1,500 $1,750 $2,000 $2,000 $2,500
    ICU Charges $3,000 per Day up to 7 Days $3,000 per Day up to 7 Days $3,250 per Day up to 7 Days $3,750 per Day up to 10 Days $3,750 per Day up to 10 Days $4,000 per Day up to 10 Days
    Surgical Treatment Expenses $12,500 $12,500 $13,000 $15,000 $15,000 $22,500
    25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services
    Physician Consultation Charges $125 per day up to 10 visits $125 per day up to 10 visits $175 per day up to 10 visits $250 per day up to 10 visits $250 per day up to 10 visits $350 per day up to 10 visits
    Diagnostic Tests Up to $750 Up to $750 Up to $1,000 Up to $1,500 Up to $1,500 Up to $2,500
    Ambulance Service (Not applicable for Outpatient Treatment) Up to $500 Up to $500 Up to $600 Up to $750 Up to $750 Up to $1,000
    Pharmacy Up to $2,000 Up to $2,000 Up to $2,000 Up to $2,000 Up to $2,000 Up to $2,000
    Miscellaneous Expenses Up to $500 Up to $500 Up to $500 Up to $500 Up to $500 Up to $500
    Emergency Room Services $27,500 $27,500 $30,000 $35,000 $35,000 $40,000
    Non-Surgical (Medical Management cases) $13,000 $13,000 $15,000 $17,500 $17,500 $20,000
  • Senior
    Benefits Senior Senior Plus Super Senior
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 71-80 years 71-80 years 81+ years
    Destination Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
    Sum Insured for Accident & Sickness Upto $50,000
    Deductible : $100
    Upto $100,000
    Deductible : $100
    Upto $50,000
    Deductible : $100
    Pre Existing Disease Coverage (only in case of life threatening conditions) Upto $2,500 Upto $3,000 Upto $1,500
    Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) Up to $50,000
    Deductible : $100
    Up to $100,000
    Deductible : $100
    Up to $50,000
    Deductible : $100
    Repatriation of Mortal Remains Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement (Overseas) Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Emergency Medical Dental Expenses $300
    Deductible : $75
    $500
    Deductible : $75
    Not Available
    Deductible : Not available
    Delay of Checked-in Baggage $40
    Deductible : After 4 hours
    $40
    Deductible : After 4 hours
    $40
    Deductible : After 4 hours
    Loss of Checked-in Baggage $200 $200 $200
    Loss of Passport $250
    Deductible : $25
    $250
    Deductible : $25
    $250
    Deductible : $25
    Personal Liability $1,00,000
    Deductible : $200
    $1,00,000
    Deductible : $200
    $1,00,000
    Deductible : $200
    Trip Curtailment $500
    Deductible : $100
    $500
    Deductible : $100
    $500
    Deductible : $100
    Trip Cancellation $250
    Deductible : $50
    $500
    Deductible : $50
    $250
    Deductible : $50
    Flight Delay $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    Missed Flight/Connection $250 $250 $250
    Bounced Hotel/Airline booking $500
    Deductible : $50
    $500
    Deductible : $75
    $250
    Deductible : $50
    Home Content Burglary (in INR) ₹50,000
    Deductible : ₹5,000
    ₹50,000
    Deductible : ₹5,000
    ₹50,000
    Deductible : ₹5,000
    Accommodation Extension $50 per day upto Maximum of 10 days $100 per day upto Maximum of 10 days $50 per day upto Maximum of 10 days
    Hijack/Kidnap Daily Allowance $75 Per 12 hours, upto Maximum of 10 days $100 Per 12 hours, upto Maximum of 10 days $75 Per 12 hours, upto Maximum of 10 days
    Loss of International driving license - - -
    Flight Cancellation - $75 -
    Emergency Extension of the Policy 7 days 7 days 7 days
    Loss of Personal Baggage Not Available
    Deductible : Not Available
    $200
    Deductible : $30
    Not Available
    Deductible : Not Available
    Compassionate Travel/Stay Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member
    Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment
    Medical Sublimit Senior Senior Plus Super Senior Plus
    Hospital Room Rent and Boarding expenses $1,500 per Day up to 30 Days $1,500 per Day up to 30 Days $1,500 per Day up to 30 Days
    Emergency Room Services $1,500 $1,500 $1,500
    ICU Charges $3,000 per Day up to 7 Days $3,000 per Day up to 7 Days $3,000 per Day up to 7 Days
    Surgical Treatment Expenses $12,500 $12,500 $12,500
    25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services
    Physician Consultation Charges $125 per day upto 10 visits $125 per day upto 10 visits $125 per day upto 10 visits
    Diagnostic Tests Up to $750 Up to $750 Up to $750
    Ambulance Service (Not applicable for Outpatient Treatment) Up to $500 Up to $500 Up to $500
    Pharmacy Up to $2,000 Up to $2,000 Up to $2,000
    Miscellaneous Expenses Up to $500 Up to $500 Up to $500
    Emergency Room Services (Total) $27,500 $27,500 $27,500
    Non-Surgical (Medical Management cases) $13,000 $13,000 $13,000

What are the coverage options under TATA AIG 30000 euro travel insurance?

Benefits of the TATA AIG Schengen travel insurance 30,000 euro is as follows:
  • It offers a minimum medical coverage of $50,000 USD which is more than 30,000 euros.
  • It offers cashless hospitalization medical expenses in Schengen countries.
  • It offers outpatient medical expenses like doctor fees, pharmacy bills and more.
  • Covers for medical evacuation and repatriation.
  • Covers for accidental death and dismemberment.
  • Covers for sudden dental pain.
  • Covers for travel inconvenience benefits like trip cancellation, trip delay, missed connection, baggage loss, baggage delay, loss of passport and more.

TATA AIG 30,000 euro travel insurance - frequently asked questions

How much travel insurance do I need for Schengen visa?

Below are the Schengen Visa insurance requirements.

  • A minimum medical insurance coverage of at least 30,000 Euros.
  • The medical insurance should be valid for the entire duration of your stay in the Schengen country.
  • The travel medical insurance should be accepted by all the Schengen countries.
  • Should cover emergency medical evacuation and repatriation.

TATA AIG travel insurance 30000 euro coverage works ideally for the Schengen visa from India. The TATA AIG 30,000 euro travel insurance cost in India is very reasonable and easy to buy online. The TATA AIG Schengen travel insurance is accepted by the Schengen consulates and VFS Global for issuing the Schengen visa and is very popular with Indian travelers to Europe.

TATA AIG Schengen travel insurance is refundable if the traveler does not travel outside India and use the travel insurance. The policy should be cancelled before the travel start date, or if after the travel start date, we will need a photocopy of all pages of the passport to prove that the traveler did not travel outside India.

The TATA AIG travel insurance 30000 euro coverage satisfies the Schengen visa requirements. The TATA AIG Schengen travel insurance is accepted by VFS Global who process the Schengen visa applications in India. This is the ideal travel insurance policy for Europe from India.

Yes, travel insurance from India to Europe with 30,000 euro coverage is needed to apply for the Schengen visa. The Schengen Area consists of 29 countries namely: Austria, Belgium, Bulgaria, Czechia, Croatia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland. The travel insurance policy for Europe from India which works well for the Schengen visa is the TATA AIG travel insurance 30000 euro coverage and is accepted by the Schengen state consulates.

Indians traveling to Europe need to apply for the Schengen visa to travel to any of the 29 Schengen states in Europe. The TATA AIG travel insurance 30000 euro coverage policy for Europe from India is ideal while applying for the Schengen visa. The TATA AIG travel insurance covid cover works well for the Non Schengen countries in Europe like the United Kingdom.

Indians traveling to Europe need to apply for the Schengen visa which has a minimum of 30,000 Euro coverage. The Schengen area consists of 29 countries and covers nearly all of Europe.

The Schengen countries are : Austria, Belgium, Bulgaria,Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal,Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland. The TATA AIG travel insurance 30000 euro coverage policy for Europe from India is ideal while applying for the Schengen visa. The TATA AIG travel insurance Covid coverage works very well also for the Non Schengen countries in Europe like the United Kingdom.

One of the most popular medical insurance for Schengen visa is the TATA AIG travel insurance for Schengen visa. It offers a minimum medical coverage of $50,000 USD which is easily accepted by the Schengen consulates.

When you are planning to visit any of the Schengen countries, it is mandatory to get medical insurance to cover you when you are in the Schengen country. You can buy the Schengen travel insurance online using the above quote form.

One of the most affordable medical insurance for Europe is the TATA AIG travel insurance.

Yes, travel medical insurance is mandatory in Europe.

The cost of travel insurance 30000 euro varies with the age and duration of stay in the Schengen countries. The basic europe travel insurance cost will be cheaper than the higher medical insurance cover.

The European union nations that are not part of the Schengen zone are Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Bulgaria, Croatia, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

Yes, a travel insurance policy which satisfies Schengen country defined requirements is mandatory for travellers applying for a Schengen visa. Indian travellers are required to have the Schengen visa travel insurance for the stay in Europe, irrespective of whether they are travelling for business, work, leisure sightseeing or for other reasons.

The European Union is an economic and political union of several European countries. The Schengen area on the other hand is a travel zone of several European countries where citizens can travel freely without a passport or a visa within the Schengen area.

Coverage for pre-existing medical conditions can differ between insurance providers and policies. Some travel insurance plans may include coverage for these conditions, while others may exclude them. To find the best option, it's important to compare various travel insurance plans for Europe using TATA AIG schengen travel insurance comparison tool, or reach out to our licensed agents to learn about the coverage details, limitations, and requirements related to pre-existing conditions.

Who is eligible to buy Schengen visa travel insurance?

3 months - 70 years
  • Silver Plan - $50,000
  • Silver Plus Plan - $100,000
  • Gold Plan - $250,000
  • Platinum Plan - $500,000
71 years - 80 years
  • Senior Plan - $50,000
  • Senior Plus Plan - $100,000
81 years - 99 years
  • Super Senior Plan - $50,000

How much does TATA AIG travel insurance for Schengen visa cost in 2025?

The TATA AIG travel insurance for Schengen visa price ranges between ₹1,183 to ₹2,978 for one month(30 days) for 25 years old traveler, based on type of plan and policy maximum coverage.

Travelers visiting Europe (Premiums inclusive of GST @18%)
Plan Name Policy maximum (US $) Cost for one month (30 days)
Travel Guard Plus Silver $50,000 ₹1,183
Travel Guard Plus Silver Plus $1,00,000 ₹1,391
Travel Guard Plus Gold $2,50,000 ₹1,577
Travel Guard Plus Platinum $5,00,000 ₹1,897
Titanium $7,50,000 ₹2,431
Titanium Plus $1,000,000 ₹2,978

List of Popular Schengen countries

Customers testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".