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TATA AIG student travel insurance TATA AIG travel insurance for Austria

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Tata AIG Travel Insurance

Travel insurance for visiting Austria

Austria is quite popular Indian tourists for its beautiful and scenic landscapes.

Austria has plenty of vast and diverse cultural resources. An visit to Austria provides amazing sights and assures wonderful experiences. It is a landlocked country in central Europe and is one of the 29 Schengen countries. Indians need a Schengen visa to visit Austria. One of the requirements of Schengen visa as mandated by the consulate is having adequate medical insurance while visiting and staying in Austria.

Along with buying insurance to satisfy Schengen visa requirements, one must note that being exposed to different weather and food, Indian travelers can face health related issues. This can even result in hospitalization and expensive medical bills. As already mentioned, to be issued an Austrian Schengen visa, having sufficient and comprehensive medical insurance is one of the necessary requirements. TATA AIG Schengen visa insurance for visiting Austria satisfies all requirements as mandated by Schengen consulates.

austria insurance

TATA AIG international travel insurance highlights

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

lists
Coverage period

360 days

person
Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Factors to consider while buying Austria travel insurance

The following are the important factors to consider while buying TATA AIG Schengen visa insurance:

  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG Schengen travel insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance Austria without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

Finding cheapest travel insurance for Austria?

The cost of TATA AIG Schengen visa insurance for visitors depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance Austria.
  • Length of travel: The cost of travel insurance to Austria from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.

Best travel insurance for Austria - FAQ's

As an Indian citizens, you will need a visa for traveling to Austria (Schengen visa), therefore the Austria travel insurance is necessary for applying for the Schengen visa. The Austria visa travel insurance requirement is a minimum coverage of 30,000 Euros. Beyond the mandatory need of Indian travel insurance for the Austria visa, given the cost of high healthcare in Austria, and It is strongly recommended to buy travel insurance for Austria.

Indian travelers to Austria need the Schengen visa insurance and they can buy Austria visa travel insurance on our website. Our Austria visa travel insurance facility displays the travel insurance that satisfy Austria visa consulate requirements. Once you complete buying the Austria visa travel insurance online, we will email the required travel insurance document which you can submit while applying for the Schengen visa.

The cost for the Austria visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Austria travel insurance required, the greater will be the cost.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Austria Flag  Austria - General information

location_on Location

Central Europe

account_balance Capital

Vienna

payments Currency

Euro

calendar_month Best time to visit

June and August

group Population

91.1 lakhs

g_translate Language

German

distance Vacation spots

Vienna, Salzburg, Innsbruck, Kitzbuhel, Graz, Linz, Baden, Saint Anton, Bregenz, Velden, Wels.

Popular tourists destinations in Austria

Vienna sunset insurance
Vienna

The charming Austian capital city Vienna is renowned for its cultural events, musical concerts, imperial sights, theatre, coffee houses and wine taverns. It is no wonder that the city received over 17 million international visitors in 2023.

Salzburg river insurance
Salzburg

Salzburg which is at the heart of the Austrian Alps is known for being the birthplace of legendary composer Amadeus Mozart. Nearby is Kaprun, a small town south-west of Salzburg which is becoming popular among affluent Indians for ski holidays.

Innsbruck mountain insurance
Innsbruck

Innsbruck in Western Austria is another charming town and of late is known for the Salman Khan starrer ‘Tiger Zinda Hai’. Indians are among Innsbruck’s top visitors.

Hallstatt mountain insurance
Hallstatt

The Hallstätter See is an amazing mountain lake in Austria's Salzkammergut region. It is at the northern foot of the mighty Dachstein mountain range.

Austria travel insurance requirements

  1. TATA AIG satisfies Schengen Visa Insurance requirements for Austria.
  2. TATA AIG company is located in Austria.
  3. Minimum medical coverage of EUR 30,000/USD 50,000 for medical expenses while in Austria.
  4. Validity of the travel medical insurance must be for the entire stay in Austria.
  5. Coverage for emergency medical evacuation and repatriation.
europe insurance

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are:

Cashless
  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement
  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

Who is eligible to buy Schengen visa travel insurance?

3 months - 70 years
  • Silver Plan - $50,000
  • Silver Plus Plan - $100,000
  • Gold Plan - $250,000
  • Platinum Plan - $500,000
71 years - 80 years
  • Senior Plan - $50,000
  • Senior Plus Plan - $100,000
81 years - 99 years
  • Super Senior Plan - $50,000

Customers testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

List of Popular Schengen countries