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TATA AIG student travel insurance TATA AIG travel insurance for Spain

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Tata AIG Travel Insurance

Importance of travel insurance for visiting Spain

Spain is considered an exotic country in Europe.

If you are planning a travel Spain, It is best to purchase TATA AIG travel insurance for visiting Spain to have a trip without worrying about any medical situations as it will be taken care of by your medical insurance.

Spain insurance

TATA AIG international travel insurance highlights

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

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Coverage period

360 days

person
Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Factors for buying Spain travel insurance

The following are the important factors to consider while buying TATA AIG Schengen visa insurance:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG Schengen travel insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance Spain without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

Finding cheapest travel insurance for Spain?

The cost of TATA AIG Schengen visa insurance for visitors depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance Spain.
  • Length of travel: The cost of travel insurance to Spain from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.

TATA AIG Spain travel insurance - FAQ's

Is travel insurance necessary for Spain?

As an Indian citizens, you will need a visa for traveling to Spain (Schengen visa), therefore the Spain travel insurance is necessary for applying for the Schengen visa. The Spain visa travel insurance requirement is a minimum coverage of 30,000 Euros. Beyond the mandatory need of Indian travel insurance for the Spain visa, given the cost of high healthcare in Spain, and that domestic Indian health insurance offers little health insurance outside India, it is strongly recommended to buy travel insurance for Spain.

Indian travelers to Spain need the Schengen visa insurance and they can buy Spain visa travel insurance on our website. Our Spain visa travel insurance facility displays the travel insurance that satisfy Spain visa consulate requirements. Once you complete buying the Spain visa travel insurance online, we will email the required travel insurance document which you can submit while applying for the Schengen visa.

The cost for the Spain visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Spain travel insurance required, the greater will be the cost.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Spain Flag  Spain general information

location_on Location

South-Western Europe

account_balance Capital

Madrid

payments Currency

Euro

calendar_month Best time to visit

Summer Season

group Population

48 crore

g_translate Language

Spanish

distance Vacation spots

Andalusia, Barcelona, Valencia, Madrid, Pamplona, Sevilla, Toledo, Granada, Santiago de Compostela.

Popular tourists destinations in Spain

Madrid in Spain
Madrid

Madrid is a city so full of life and culture. It is a cosmopolitan city that combines the most modern infrastructures and the status as an economic, financial, administrative and service centre, with a large cultural and artistic heritage, a legacy of centuries of exciting history.

barcelona in Spain
Barcelona

Barcelona is an enchanting seaside city with boundless culture, fabled architecture and a world-class drinking and dining scene. Barcelona has also long inspired artists, including Pablo Picasso and Joan Miró, both of whom have major Barcelona museums devoted to their works.

Seville in Spain
Seville

Seville is the capital of southern Spain’s Andalusia region. It's famous for flamenco dancing, particularly in its Triana neighborhood. Museums and art centres, theme parks, cinemas, theatres and clubs are some of the many leisure options that a great city like Seville holds.

Granada in Spain
Granada

Granada is blessed with Moorish heritage dating back more than 700 years. The pinnacle of this is the Alhambra, a compound with palaces, courtyards and gardens where the Emirs of Granada would escape the summer heat.

Spain travel insurance requirements

  1. TATA AIG satisfies Schengen Visa Insurance requirements for Spain
  2. TATA AIG company is located in Spain.
  3. Minimum medical coverage of EUR 30,000/USD 50,000 for medical expenses while in Spain.
  4. Validity of the travel medical insurance must be for the entire stay in Spain.
  5. Coverage for emergency medical evacuation and repatriation
europe insurance

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are:

Cashless
  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement
  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

Who is eligible to buy Schengen visa travel insurance?

3 months - 70 years
  • Silver Plan - $50,000
  • Silver Plus Plan - $100,000
  • Gold Plan - $250,000
  • Platinum Plan - $500,000
71 years - 80 years
  • Senior Plan - $50,000
  • Senior Plus Plan - $100,000
81 years - 99 years
  • Super Senior Plan - $50,000

Customers testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

List of Popular Schengen countries