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TATA AIG schengen travel insurance TATA AIG travel insurance for Finland

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Tata AIG Travel Insurance

What are some interesting facts about Finland?

Finland is one of the top tourist destination for Indians.

Travel insurance helps you relax and enjoy your trip without agonizing over things. My recommended choice is to buy TATA AIG travel insurance for all travelers visiting finland for vacation, business, stuyding, and other purposes. You can usually purchase travel medical plans for a single trip or multiple trips over a certain period.

What are the key highlights of TATA AIG international travel insurance?

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

lists
Coverage period

360 days

person
Eligibility

90 days to 99 years

How can I extend or renew my TATA AIG travel insurance from Finland?

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

What are the factors for buying Finland travel insurance?

The following are the important factors to consider while buying TATA AIG Schengen visa insurance:

  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG Schengen travel insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance Finland without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

Finding cheapest travel insurance for Finland?

The cost of TATA AIG Schengen visa insurance for visitors depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance Finland.
  • Length of travel: The cost of travel insurance to Finland from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.

TATA AIG Finland travel insurance frequently asked questions

As an Indian citizens, you will need a visa for traveling to Finland (Schengen visa), therefore the Finland travel insurance is necessary for applying for the Schengen visa. The Finland visa travel insurance requirement is a minimum coverage of 30,000 Euros. Beyond the mandatory need of Indian travel insurance for the Finland visa, given the cost of high healthcare in Finland, and it is strongly recommended to buy travel medical insurance for Finland.

Indian travelers to Finland need the Schengen visa insurance and they can buy Finland visa travel insurance on our website. Our Finland visa travel insurance facility displays the travel insurance that satisfy Finland visa consulate requirements. Once you complete buying the Finland visa travel insurance online, we will email the required travel insurance document which you can submit while applying for the Schengen visa.

The cost for the Finland visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Finland travel insurance required, the greater will be the cost.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Finland Flag  Finland - General information

location_on Location

Northern Europe

account_balance Capital

Helsinki

payments Currency

Euro

calendar_month Best time to visit

June to August

group Population

55.5 lakhs

g_translate Language

Finnish, Swedish

distance Vacation spots

Helsinki, Lapland, Turku, Tampere, Lappeenranta, Hameenlinna, Naantali, Savonlinna, Porvoo.

Which are the popular tourist destinations in Finland?

helsinki building insurance
Helsinki

Helsinki is a vibrant seaside city of beautiful islands and great green parks.Helsinki is attracted for Design, architecture, culture and shopping are all great exploration angles and large park areas, forests, lakes, and the coastline with numerous islands sprinkled off.

Savonlinna lake insurance
Savonlinna

It is one of the most beautiful ancient town is the cultural, historical centre and perfect spot for enjoying cruises.Lake Saimaa’s archipelago is also home to the protected Saimaa ringed seal and also home to two other protected species: the white-backed woodpecker and the corncrake.

Old Rauma building insurance
Old Rauma

Old Rauma Situated on the Gulf of Botnia, Rauma is one of the oldest harbours in Finland. The town plan structure of Rauma has been maintained since the medieval period, including the irregular street network, city blocks, plots of land and courtyards.

Lappeenranta harbour insurance
Lappeenranta

Lappeenranta is the economic and cultural center of southeast Finland situated near the border of Russia and at the southern edge of the Saimaa. It offer a spectacular network of routes for adventurers of all skill levels. Lappeenranta is a popular destination for boaters within the Saimaa lake area.

What are the TATA AIG Finland visa insurance requirements?

  1. TATA AIG satisfies Schengen Visa Insurance requirements for Finland.
  2. TATA AIG company is located in Finland.
  3. Minimum medical coverage of EUR 30,000/USD 50,000 for medical expenses while in Finland.
  4. Validity of the travel medical insurance must be for the entire stay in Finland.
  5. Coverage for emergency medical evacuation and repatriation.
europe insurance

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are:

Cashless
  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement
  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

Who is eligible to buy Schengen visa travel insurance?

3 months - 70 years
  • Silver Plan - $50,000
  • Silver Plus Plan - $100,000
  • Gold Plan - $250,000
  • Platinum Plan - $500,000
71 years - 80 years
  • Senior Plan - $50,000
  • Senior Plus Plan - $100,000
81 years - 99 years
  • Super Senior Plan - $50,000

What are the benefits under TATA AIG Finland Schengen travel insurance?

  • Individual / Multiple travelersSenior
  • Individual / Multiple travelers
    Benefits Silver Silver Plus Gold Platinum Titanium Titanium Plus
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 3 months - 70 years 3 months - 70 years 3 months - 70 years 3 months - 70 years 3 months - 60 years 3 months - 60 years
    Destination Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
    Sum Insured for Accident & Sickness Up to $50,000
    Deductible : $100
    Up to $100,000
    Deductible : $100
    Up to $250,000
    Deductible : $100
    Up to $500,000
    Deductible : $100
    Up to $750,000
    Deductible : $100
    Up to $1,000,000
    Deductible : $100
    Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $2,500 Up to $5,000 Up to $10,000 Up to $10,000 Up to $15,000 Up to $20,000
    Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) Up to $50,000
    Deductible : $100
    Up to $100,000
    Deductible : $100
    Up to $250,000
    Deductible : $100
    Up to $500,000
    Deductible : $100
    Up to $750,000
    Deductible : $100
    Up to $1,000,000
    Deductible : $100
    Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement (Overseas) Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $15,000
    Accidental Disablement: Maximum $15,000
    Benefit Total - Maximum $15,000
    Accidental Death: Maximum $25,000
    Accidental Disablement: Maximum $25,000
    Benefit Total - Maximum $25,000
    Accidental Death: Maximum $50,000
    Accidental Disablement: Maximum $50,000Benefit Total - Maximum $50,000
    Accidental Death: Maximum $75,000
    Accidental Disablement: Maximum $75,000Benefit Total - Maximum $75,000
    Emergency Medical Dental Expenses $300
    Deductible : $50
    $400
    Deductible : $50
    $500
    Deductible : $50
    $1,000
    Deductible : $50
    $1,000
    Deductible : $50
    $1,200
    Deductible : $50
    Delay of Checked-in Baggage $40
    Deductible : After 4 hours
    $40
    Deductible : After 4 hours
    $45
    Deductible : After 4 hours
    $50
    Deductible : After 4 hours
    $50
    Deductible : After 4 hours
    $50
    Deductible : After 4 hours
    Loss of Checked-in Baggage $200 $200 $300 $300 $400 $500
    Loss of Passport $250
    Deductible : $25
    $250
    Deductible : $25
    $250
    Deductible : $25
    $250
    Deductible : $25
    $500
    Deductible : $25
    $500
    Deductible : $25
    Personal Liability $100,000
    Deductible : $200
    $100,000
    Deductible : $200
    $200,000
    Deductible : $200
    $500,000
    Deductible : $250
    $500,000
    Deductible : $250
    $500,000
    Deductible : $250
    Trip Curtailment $500
    Deductible : $50
    $500
    Deductible : $50
    $750
    Deductible : $75
    $1,000
    Deductible : $100
    $1,000
    Deductible : $100
    $1,500
    Deductible : $100
    Trip Cancellation $500
    Deductible : $50
    $500
    Deductible : $50
    $750
    Deductible : $50
    $1,000
    Deductible : $100
    $1,000
    Deductible : $100
    $1,500
    Deductible : $100
    Flight Delay - - $45 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $50 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $50 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $50 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    Missed Flight/Connection $250 $250 $500 $750 $750 $750
    Bounced Hotel/Airline booking $500
    Deductible : $50
    $500
    Deductible : $50
    $750
    Deductible : $75
    $1,000
    Deductible : $100
    $2,500
    Deductible : $100
    $5,000
    Deductible : $100
    Fraudulent Charges Per Occurrence Limit $250; Maximum Limit $500 Per Occurrence Limit $250; Maximum Limit $500 Per Occurrence Limit $500; Maximum Limit $1000 Per Occurrence Limit $1000; Maximum Limit $2000 Per Occurrence Limit $1250; Maximum Limit $2500 Per Occurrence Limit $1250; Maximum Limit $2500
    Home Content Burglary (in INR) ₹ 50,000
    Deductible : ₹ 5,000
    ₹ 50,000
    Deductible : ₹ 5,000
    ₹ 1,50,000
    Deductible : ₹ 5,000
    ₹ 2,50,000
    Deductible : ₹ 5,000
    ₹ 5,00,000
    Deductible : ₹ 5,000
    ₹ 5,00,000
    Deductible : ₹ 5,000
    Accommodation Extension $100 per day upto Maximum of 10 days $250 per day upto Maximum of 10 days $300 per day upto Maximum of 10 days $750 per day upto Maximum of 10 days $1000 per day upto Maximum of 10 days $1000 per day upto Maximum of 10 days
    Hijack/Kidnap Daily Allowance - $75 for every 12 hours, upto Maximum of 10 days $100 Per 12 hours, upto Maximum of 10 days $150 Per 12 hours, upto Maximum of 10 days $150 Per 12 hours, upto Maximum of 10 days $200 Per 12 hours, upto Maximum of 10 days
    Loss of International driving license - $100 $100 $100 $150 $150
    Flight Cancellation - $75 $75 $150 $200 $250
    Emergency Extension of the Policy 7 days 7 days 7 days 15 days 15 days 15 days
    Loss of Personal Baggage - - $200
    Deductible : $30
    $300
    Deductible : $30
    $400
    Deductible : $30
    $500
    Deductible : $30
    Personal Accident in India (in INR) - - ₹ 15,00,000 Rs. 20,00,000 Rs. 25,00,000 Rs. 50,00,000
    Compassionate Travel/Stay - - - Upto $3,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member
    Loss of Cash - - - $125 $250 $375
    Upgradation to Business Class - - - - $750 $1,000
    Rental Vehicle Cover - - - - $500 $500
    Rental Vehicle Return - - - - $250 $500
    Alternative Transport Expenses - - - - $750 $1,000
    Pandemic Cover - - - - $500 $500
    Hospital Daily Cash (Per Day) - - - - - $75 Per day, upto Maximum of 10 days
    Missed Booking - - - - - $750
    Visa Rejection - - - - - $100
    Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment:
    Medical Sublimit Silver Silver Plus Gold Platinum Titanium Titanium Plus
    Hospital Room Rent and Boarding expenses $1,500 per Day up to 30 Days $1,500 per Day up to 30 Days $1,750 per Day up to 30 Days $2,000 per Day up to 30 Days $2,000 per Day up to 30 Days $2,500 per Day up to 30 Days
    Emergency Room Services $1,500 $1,500 $1,750 $2,000 $2,000 $2,500
    ICU Charges $3,000 per Day up to 7 Days $3,000 per Day up to 7 Days $3,250 per Day up to 7 Days $3,750 per Day up to 10 Days $3,750 per Day up to 10 Days $4,000 per Day up to 10 Days
    Surgical Treatment Expenses $12,500 $12,500 $13,000 $15,000 $15,000 $22,500
    25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services
    Physician Consultation Charges $125 per day up to 10 visits $125 per day up to 10 visits $175 per day up to 10 visits $250 per day up to 10 visits $250 per day up to 10 visits $350 per day up to 10 visits
    Diagnostic Tests Up to $750 Up to $750 Up to $1,000 Up to $1,500 Up to $1,500 Up to $2,500
    Ambulance Service (Not applicable for Outpatient Treatment) Up to $500 Up to $500 Up to $600 Up to $750 Up to $750 Up to $1,000
    Pharmacy Up to $2,000 Up to $2,000 Up to $2,000 Up to $2,000 Up to $2,000 Up to $2,000
    Miscellaneous Expenses Up to $500 Up to $500 Up to $500 Up to $500 Up to $500 Up to $500
    Emergency Room Services $27,500 $27,500 $30,000 $35,000 $35,000 $40,000
    Non-Surgical (Medical Management cases) $13,000 $13,000 $15,000 $17,500 $17,500 $20,000
  • Senior
    Benefits Senior Senior Plus Super Senior
    Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit
    Age 71-80 years 71-80 years 81+ years
    Destination Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe
    Sum Insured for Accident & Sickness Upto $50,000
    Deductible : $100
    Upto $100,000
    Deductible : $100
    Upto $50,000
    Deductible : $100
    Pre Existing Disease Coverage (only in case of life threatening conditions) Upto $2,500 Upto $3,000 Upto $1,500
    Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) Up to $50,000
    Deductible : $100
    Up to $100,000
    Deductible : $100
    Up to $50,000
    Deductible : $100
    Repatriation of Mortal Remains Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured
    Accidental Death & Disablement (Overseas) Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Accidental Death: Maximum $10,000
    Accidental Disablement: Maximum $10,000
    Benefit Total - Maximum $10,000
    Emergency Medical Dental Expenses $300
    Deductible : $75
    $500
    Deductible : $75
    Not Available
    Deductible : Not available
    Delay of Checked-in Baggage $40
    Deductible : After 4 hours
    $40
    Deductible : After 4 hours
    $40
    Deductible : After 4 hours
    Loss of Checked-in Baggage $200 $200 $200
    Loss of Passport $250
    Deductible : $25
    $250
    Deductible : $25
    $250
    Deductible : $25
    Personal Liability $1,00,000
    Deductible : $200
    $1,00,000
    Deductible : $200
    $1,00,000
    Deductible : $200
    Trip Curtailment $500
    Deductible : $100
    $500
    Deductible : $100
    $500
    Deductible : $100
    Trip Cancellation $250
    Deductible : $50
    $500
    Deductible : $50
    $250
    Deductible : $50
    Flight Delay $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    $40 For all overseas flights taken during Insured Trip
    Deductible : After 4 hours
    Missed Flight/Connection $250 $250 $250
    Bounced Hotel/Airline booking $500
    Deductible : $50
    $500
    Deductible : $75
    $250
    Deductible : $50
    Home Content Burglary (in INR) ₹50,000
    Deductible : ₹5,000
    ₹50,000
    Deductible : ₹5,000
    ₹50,000
    Deductible : ₹5,000
    Accommodation Extension $50 per day upto Maximum of 10 days $100 per day upto Maximum of 10 days $50 per day upto Maximum of 10 days
    Hijack/Kidnap Daily Allowance $75 Per 12 hours, upto Maximum of 10 days $100 Per 12 hours, upto Maximum of 10 days $75 Per 12 hours, upto Maximum of 10 days
    Loss of International driving license - - -
    Flight Cancellation - $75 -
    Emergency Extension of the Policy 7 days 7 days 7 days
    Loss of Personal Baggage Not Available
    Deductible : Not Available
    $200
    Deductible : $30
    Not Available
    Deductible : Not Available
    Compassionate Travel/Stay Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member
    Sublimits applicable on Inpatient Treatment / Day Care Treatment / Outpatient Treatment
    Medical Sublimit Senior Senior Plus Super Senior Plus
    Hospital Room Rent and Boarding expenses $1,500 per Day up to 30 Days $1,500 per Day up to 30 Days $1,500 per Day up to 30 Days
    Emergency Room Services $1,500 $1,500 $1,500
    ICU Charges $3,000 per Day up to 7 Days $3,000 per Day up to 7 Days $3,000 per Day up to 7 Days
    Surgical Treatment Expenses $12,500 $12,500 $12,500
    25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services 25% of Surgical Treatment Expenses for Anesthetist Services
    Physician Consultation Charges $125 per day upto 10 visits $125 per day upto 10 visits $125 per day upto 10 visits
    Diagnostic Tests Up to $750 Up to $750 Up to $750
    Ambulance Service (Not applicable for Outpatient Treatment) Up to $500 Up to $500 Up to $500
    Pharmacy Up to $2,000 Up to $2,000 Up to $2,000
    Miscellaneous Expenses Up to $500 Up to $500 Up to $500
    Emergency Room Services (Total) $27,500 $27,500 $27,500
    Non-Surgical (Medical Management cases) $13,000 $13,000 $13,000

How much does TATA AIG travel insurance costs for visiting Finland in 2025?

The TATA AIG travel insurance for Finland cost ranges between ₹1,183 to ₹2,978 for one month(30 days) for 25 years old traveler, based on type of plan and policy maximum coverage.

Travelers visiting Finland (Premiums inclusive of GST @18%)
Plan Name Policy maximum (US $) Cost for 30 days
Travel Guard Plus Silver $50,000 ₹1,183
Travel Guard Plus Silver Plus $1,00,000 ₹1,391
Travel Guard Plus Gold $2,50,000 ₹1,577
Travel Guard Plus Platinum $5,00,000 ₹1,897
Titanium $7,50,000 ₹2,431
Titanium Plus $1,000,000 ₹2,978

List of Popular Schengen countries

Customers testimonials

TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".