TATA AIG student travel insurance TATA AIG travel insurance for Portugal

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Tata AIG Travel Insurance

Travel insurance for visiting Portugal

Portugal is one of Europe’s oldest extant nations, an ancient kingdom defended by hilltop castles and dramatic walled towns.

Travelers who are planning to visit Portugal can purchase TATA AIG travel insurance for visiting Portugal and stay secure from financial disasters in case of a medical emergency.

TATA AIG international travel insurance highlights

Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

Coverage period

360 days

Eligibility

90 days to 99 years

TATA AIG travel insurance renewal while outside India

Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.

The following documents are required for extending/renewing the policy:

  1. Filled & signed Good health declaration
  2. Passport (first and last page & stamp page of the departure)
  3. Air ticket copy of onward journey (traveled from India to overseas)

Factors to consider while buying Portugal travel insurance

The following are the important factors to consider while buying TATA AIG Schengen visa insurance:
  1. Frequency of travel: If you are a corporate traveler or business man traveling overseas frequently, you might want to buy an annual multi-trip insurance plan, which insures you for several trips during the year. Fore a leisure traveler on an occasional vacation outside India, the single trip travel insurance is appropriate.
  2. Medical coverage required: Travelers should choose between the different TATA AIG Schengen travel insurance plans available based on the maximum sum limit coverage. The higher the medical maximum coverage, the greater will be the overall benefits offered by the plan.
  3. Sub-limits vs No Sub-limits: For travelers over 56 years, TATA AIG has limited on each coverage benefit under the plan with sub-limits. While these plans are cheaper, they do have limitations if one is hospitalised and has large medical expenses. For older travelers, it is recommended to buy travel insurance Portugal without these sub-limits, which even if more expensive, provide comprehensive coverage and is very important as healthcare is very expensive in Europe and the United States.

Finding cheapest travel insurance for Portugal?

The cost of TATA AIG Schengen visa insurance for visitors depends on the following factors:
  • Age of the traveler: The older the traveler the higher the cost of travel insurance Portugal.
  • Length of travel: The cost of travel insurance to Portugal from India increases with the duration of insurance coverage required.
  • Travel Destination: The cost of travel insurance varies with the destination. The United States is most expensive, followed by Europe. The cost within Asia and India is the cheapest.
  • Sum limit of insurance: The higher the Accident and Sickness maximum limit, the higher the cost of insurance. The options range from $50,000 to $1,000,000.

TATA AIG Portugal travel insurance FAQ's

Is travel insurance necessary for Portugal?

As an Indian citizens, you will need a visa for traveling to Portugal (Schengen visa), therefore the Portugal travel insurance is necessary for applying for the Schengen visa. The Portugal visa travel insurance requirement is a minimum coverage of 30,000 Euros. Beyond the mandatory need of Indian travel insurance for the Portugal visa, given the cost of high healthcare in Portugal, and that domestic Indian health insurance offers little health insurance outside India, it is strongly recommended to buy travel insurance for Portugal.

How can I get travel medical insurance for Portugal?

Indian travelers to Portugal need the Schengen visa insurance and they can buy Portugal visa travel insurance on our website. Our Portugal visa travel insurance facility displays the travel insurance that satisfy Portugal visa consulate requirements. Once you complete buying the Portugal visa travel insurance online, we will email the required travel insurance document which you can submit while applying for the Schengen visa.

The cost for the Portugal visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Portugal travel insurance required, the greater will be the cost.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

Portugal Flag  Portugal general information

Location

Continent of Europe

Capital

Lisbon

Currency

Euro

Best time to visit

March to October

Population

1.02 crore

Language

Portuguese

Vacation spots

Lisbon, Oporto, Algarve, Madeira, Azores, Faro, Braga, Guimaraes, Coimbra.

Popular tourists destinations in Portugal

Lisbon Portugal
Lisbon

Lisbon is the stunning capital city of Portugal, and is one of the most charismatic cities of Europe. It is a city that effortlessly blends traditional heritage, with striking modernism and progressive thinking. As a holiday destination, Lisbon offers a rich and varied history, a buzzing nightlife and is blessed with a glorious year-round climate.

Porto in Portugal
Porto

Porto is a coastal city in northwest Portugal known for its stately bridges and port wine production. It is a fascinating and vibrant city that is rapidly becoming one of Western Europe’s most respected tourist destinations. The city boasts an extensive history, interesting tourist sights, buzzing nightlife, and outstanding tourist facilities.

Sintra in Portugal
Sintra

Sintra is a resort town in the foothills of Portugal’s Sintra Mountains. he variety of fascinating historic buildings and beautiful scenery has established Sintra as a fantastic tourist destination, and has since become the most popular day trip from Lisbon.

Guimaraes in Portugal
Guimaraes

Guimaraes is a charming and historic city that makes for a fascinating day trip from Porto. Guimaraes is regarded as the birth place of Portugal and this extensive history is reflected in the variety of national monuments and historic buildings found within the city.

Portugal travel insurance requirements

  1. TATA AIG satisfies Schengen Visa Insurance requirements for Portugal
  2. TATA AIG company is located in Portugal.
  3. Minimum medical coverage of EUR 30,000/USD 50,000 for medical expenses while in Portugal.
  4. Validity of the travel medical insurance must be for the entire stay in Portugal.
  5. Coverage for emergency medical evacuation and repatriation
europe insurance

How do I claim TATA AIG travel insurance?

The steps to claim TATA AIG travel insurance are:

Cashless
  • Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
  • Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
  • The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
  • The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement
  • Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
  • The travelers calls the assistance service provider to register a claim.
  • Submits all the documents in original to the claims department back in India.
  • The claims department verifies the submitted documents. Claim is approved or rejected.
  • If approved the claims amount after deductible will be reimbursed to the traveler.

Who is eligible to buy Schengen visa travel insurance?

3 months - 70 years
  • Silver Plan - $50,000
  • Silver Plus Plan - $100,000
  • Gold Plan - $250,000
  • Platinum Plan - $500,000
71 years - 80 years
  • Senior Plan - $50,000
  • Senior Plus Plan - $100,000
81 years - 99 years
  • Super Senior Plan - $50,000

Customer Testimonials

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TATA AIG citation

Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".

List of Popular Schengen countries