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Group travel insurance

What is Group travel insurance?

Group travel insurance is an insurance that will cover a group of people, who are not necessarily belong to the same family and who are travelling abroad / within India on a trip.

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It is always enjoyable to be traveling with a group of people, be it within India or outside India. Traveling as a group can be with friends or colleagues, it could be for holidays or for work related seminars, it could be sports related or an academic event, all the same, it usually is a memorable experience. A group might be as small as 15 people to much larger groups. When you are traveling as part of a group, it is sensible to buy Group travel insurance.


Group travel insurance is more economical when compared to individual travel insurance. The basic requirement for group travel insurance is that the travel start date and the travel end date as well as the destination should be same for all travelers. If you match these criteria, we can provide very competitive group travel insurance quotes.

Some of the common features included in group travel insurance are coverage for accident and sickness medical expenses, medical evacuation, repatriation of remains in the case of death of travelers overseas, loss of baggage, loss of passport and more. This benefits may vary from one group to other and can be a customized policy to suit specific group requirements.

Protect Your Group – Get a Quote for Domestic or International Travel Insurance Today

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Is it better to buy group or individual travel insurance?

If you are traveling as a group then you can buy a group travel insurance where benefits and premium vary with the individual travel insurance. A group travel insurance that will the group for their entire duration of the travel. In group, the travelers may not belong to the same family. If works out to be cheaper with group travel insurance. It all depends on the company who provides insurance for the groups. The group size might be as small as 15 members to a larger group.

Does group travel insurance provide coverage for international health emergencies?

Yes, group travel insurance generally includes coverage for health emergencies that occur while traveling abroad. Our international group travel insurance specifically encompasses medical emergencies, including emergency medical evacuations, without exception.

Does group travel insurance protect against domestic travel delays in India?

Yes, domestic group travel insurance provides coverage for delays, cancellations, and unexpected interruptions occurring within India.

What are the benefits of group travel insurance?

Group travel insurance offers a variety of benefits, including cost-effectiveness compared to individual policies, with discounts available for larger groups. It provides coverage for unexpected events such as medical emergencies, trip cancellations, lost baggage, and various travel-related incidents, including personal liability concerns. The policy offers peace of mind by consolidating coverage for all members, thus simplifying management and ensuring consistent protection across the group. Additionally, it includes 24/7 emergency assistance for a range of issues, including medical emergencies and lost luggage. Group-specific coverage often includes specialized protection for organizers or leaders in certain situations. Overall, it delivers affordable protection for entire groups in a secure manner, facilitating a smoother travel experience.

General exclusions of group travel insurance

Few Exclusions of the group travel insurance are as below.
Travelers are not covered if expenses incurred involve

Types of traveller

person
Individual Travel Insurance

Individual travel insurance plans are designed for individual travelers both traveling overseas from India or for domestic travel within India.

elderly
Senior Travel Insurance

Travelers who are above 70+ can get quotes and compare senior citizens overseas travel insurance plans. Most of the time the children living outside India are generally buying travel insurance for parents who wish to visit them.

Diversity_3
Family Travel Insurance

A Family refers to an Individual, individuals spouse and children. Family travel insurance is a family floater common coverage plan covering the whole family under one policy.

Types of travel insurance India

Flight
Single trip travel insurance
  • A single trip travel insurance India insures the traveller for the travel duration mentioned in the policy documents for any unforeseen emergency medical expenses during ones travel outside India.
  • These travel insurance plans are also known as round trip insurance as they insure the traveller onward from India for the duration of his/her stay overseas back to his/her return to India.
  • Travellers or family members can buy this type of insurance before they travel abroad.
  • The duration of coverage is usually the length of the journey, and the maximum available duration initially is 180 days but can be further extended but this varies from company to company.
  • Compare travel insurance and buy best online travel insurance in India
Group
Multi trip travel insurance
  • Annual multi trip travel insurance is suitable for business people who travel overseas frequently but for shorter stays.
  • The Annual Multi trip travel medical insurance as the names suggests is a policy for a whole year and covers the traveller emergency medical expenses when the traveler is overseas, however the coverage for each overseas trip is limited to the trip period slab selected.
  • The trip period varies for different companies but is usually 30, 45, 60 and 90 days.
  • Annual multi trip travel insurance is for Indian citizens traveling outside India for accident medical expenses only. Compare & buy best annual travel insurance online!

Frequently asked questions

How does group travel insurance work for a company or organization?

Group travel insurance for a company covers all employees traveling together under a single policy, providing a cost-effective and comprehensive level of protection. This coverage includes medical emergencies, trip cancellations, delays, baggage loss, and emergency assistance. The policy can be customized for business trips, offering additional protection for the trip organizer. It streamlines management and ensures that all employees are adequately covered during corporate travel.

Yes, medical coverage is generally included in group travel insurance. It can cover expenses related to medical emergencies, such as hospitalization, doctor consultations, and emergency medical evacuations. This coverage is especially crucial for international travel, where medical expenses can be substantial. While the specifics may differ based on the policy, medical coverage is typically a significant advantage.

Group travel insurance plans are often customized to meet the distinct needs of various groups. Coverage can be modified to include enhanced medical benefits or to incorporate specific activities, such as adventure sports and trip interruption protection. Tailored plans cater to the unique demands of both business and family gatherings. Additionally, options for trip cancellation and personal liability coverage are available. Emergency evacuation services and lost baggage protection provide comprehensive coverage for groups. Personalizing a plan ensures it aligns with specific requirements.

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