Group travel insurance

What is Group travel insurance?

Group travel insurance is an insurance that will cover a group of people, who are not necessarily belong to the same family and who are travelling abroad / within India on a trip.

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It is always enjoyable to be traveling with a group of people, be it within India or outside India. Traveling as a group can be with friends or colleagues, it could be for holidays or for work related seminars, it could be sports related or an academic event, all the same, it usually is a memorable experience. A group might be as small as 15 people to much larger groups. When you are traveling as part of a group, it is sensible to buy Group travel insurance.


Group travel insurance is more economical when compared to individual travel insurance. The basic requirement for group travel insurance is that the travel start date and the travel end date as well as the destination should be same for all travelers. If you match these criteria, we can provide very competitive group travel insurance quotes.

Some of the common features included in group travel insurance are coverage for accident and sickness medical expenses, medical evacuation, repatriation of remains in the case of death of travelers overseas, loss of baggage, loss of passport and more. This benefits may vary from one group to other and can be a customized policy to suit specific group requirements.

Group insurance quotes

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Is it better to buy group or individual travel insurance?

If you are traveling as a group then you can buy a group travel insurance where benefits and premium vary with the individual travel insurance. A group travel insurance that will the group for their entire duration of the travel. In group, the travelers may not belong to the same family. If works out to be cheaper with group travel insurance. It all depends on the company who provides insurance for the groups. The group size might be as small as 15 members to a larger group.

General exclusions of group travel insurance

Few Exclusions of the group travel insurance are as below.
Travelers are not covered if expenses incurred involve

What are the benefits under Group travel insurance?

Group travel insurance is a customizable policy as per the insurance requirements of the group. Please read carefully the benefits, coverage, terms and conditions of the policy before entering into a contract because the benefits offered under group policy are different and works differently when compare with the individual policies.

Some of the common benefits which are included in the group travel insurance are:
Sickness and accident medical expenses

Members of the group are covered for emergency sickness and accident medical expenses

Medical evacuation & Repatriation

Covers for emergency medical evacuation / repatriation of remains as per the policy terms and conditions.

Baggage Loss and Baggage delay

Benefit for loss of checked in baggage loss and baggage delay.

Loss of Passport

Loss of benefit for the passport.

Types of traveller


Individual Travel Insurance

Individual travel insurance plans are designed for individual travelers both traveling overseas from India or for domestic travel within India.


Senior Travel Insurance

Travelers who are above 70+ can get quotes and compare senior citizens overseas travel insurance plans. Most of the time the children living outside India are generally buying travel insurance for parents who wish to visit them.


Family Travel Insurance

A Family refers to an Individual, individuals spouse and children. Family travel insurance is a family floater common coverage plan covering the whole family under one policy.

Types of travel insurance India


Single trip travel insurance
  • A single trip travel insurance India insures the traveller for the travel duration mentioned in the policy documents for any unforeseen emergency medical expenses during ones travel outside India.
  • These travel insurance plans are also known as round trip insurance as they insure the traveller onward from India for the duration of his/her stay overseas back to his/her return to India.
  • Travellers or family members can buy this type of insurance before they travel abroad.
  • The duration of coverage is usually the length of the journey, and the maximum available duration initially is 180 days but can be further extended but this varies from company to company.
  • Compare travel insurance and buy best online travel insurance in India

Multi trip travel insurance
  • Annual multi trip travel insurance is suitable for business people who travel overseas frequently but for shorter stays.
  • The Annual Multi trip travel medical insurance as the names suggests is a policy for a whole year and covers the traveller emergency medical expenses when the traveler is overseas, however the coverage for each overseas trip is limited to the trip period slab selected.
  • The trip period varies for different companies but is usually 30, 45, 60 and 90 days.
  • Annual multi trip travel insurance is for Indian citizens traveling outside India for accident medical expenses only. Compare & buy best annual travel insurance online!

Find out more about Indian travel insurance


Types of insurance

Please find out the different types of travel insurance that suits your travel.

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Already outside India

Travelers already outside India without insurance? We can try to get special approval to buy the travel insurance online.

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Pre-existing travel insurance

Visitors travel insurance for pre-existing conditions.

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FAQ

Frequently asked questions on Indian travel Insurance.

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Customer reviews

Some customer feedback.

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Articles

Read articles related to travel segment.

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Frequently asked questions

How long does it take to get the insurance policy?

Once you complete the transaction, the policy will be sent to you immediately to the email-ids provided in the online application. The email copy of the policy is a valid legal document and a printout of the same is proof of your insurance coverage.

Before the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.

After the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. We need scan copies of all pages of the passport as proof that you have not traveled overseas. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.

Given the high costs of healthcare around the world, Travel medical insurance is not a luxury but very much a necessity while traveling outside India. Overseas travel insurance coverage is in fact required as a mandate to get a visa while traveling to certain countries.

The outlay of money for travelling can be quite substantial. You may find yourself facing the loss of more money than you want to lose should unforeseen circumstances arise that make it necessary to cancel or interrupt your trip. Trip insurance can provide protection against such losses in many cases. Other unforeseen losses such as trip delays or baggage delays can also be covered. Depending upon the features of the plan that you purchase, travel insurance can provide the additional assurance that expenses will be covered for medical care including hospital admission, emergency dental care, and emergency medical evacuation. Emergency cash advances, and help with retrieval of luggage or other services may also be available.

Customer testimonials

Travel insurance blogs

Tourists from India in foreign countries

Indian tourists have become a common sight across the globe. Indians with increasing affordability travel around the world for sightseeing, exploring destinations and shopping in foreign countries. Many foreign countries have observed the increase in number of tourists from India every year. Lots of countries woo Indian vacationers with attractive holiday packages and cheap airfares.
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Tourists from India in foreign countries

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