Indian Schengen visa insurance - approved by VFS global

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Tata AIG Travel Insurance

Schengen visa requirements

VFS center approved travel insurance for Schengen visa application process
€30,000 Euros travel insurance medical coverage
Repatriation coverage and Emergency medical evacation
Insurance company's office in Europe

Indian travel insurance satisfy Schengen visa insurance requirements

Travelers who are traveling to Europe to any of the Schengen countries namely, Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland can buy the cheap Schengen travel insurance online. This Schengen visa travel insurance is a requirement while applying for the Schengen visa. This single Schengen visa enables Indian travelers to visit any of Schengen countries

These customized Indian travel insurance plans satisfy the Schengen travel insurance requirements and have been authorized by Schengen consulates. It is recommended to buy schengen travel insurance to exceed your travel duration by a week to ten days. We have had customers visa applications rejected if the travel insurance policy is for the exact duration as the trip.

Schengen visa requirements

Schengen visa insurance requirements :

The travel insurance required for a Schengen visa is known as Schengen travel insurance. This type of insurance must meet specific requirements set by the Schengen consulates. Along with other required documents you need to include this insurance to apply Schengen visa. Some visitors also call it Europe travel insurance as they are visiting Europe's Schengen region. Here are the key requirements for Schengen travel insurance.


  • Purpose of travel:Travellers must clearly state the purpose of their visit to the Schengen Area, whether it's for holiday, tourism, visiting family or friends, business, medical treatment, or other reasons.
  • Sum Insured:A minimum of 30,000 Euros sum insured is a must for each traveller to cover your medical expenses duriing your trip/stay in the Schengen countries. In case if the insurance company provides plan in different currency, an equivalent of the 30,000 Euros is sufficient to get the insurance accepted.
  • Medical requirements:The travel insurance should cover your emergency medical expenses up to the sum insured without any limitations. This plan also should cover medical evacuation and repatriation.
  • Coverage Area:The travel insurance for Schengen visa should be valid in all the Schengen countries.
  • Total duration:The insurance should be valid for the entire duration of your stay in the Schengen Area. If you are travelling less than 2 weeks, it is recomended that you buy the Schengen travel insurance for minimum of 15 days. It would be nice to enquire before you purchase the insurance to avoid visa rejection.
Along with the above it would also be nice if the plan is easily renewable in case of Schengen visa extension by the traveller.

How to apply for Schengen visa from India

Getting a Schengen visa from India involves several steps and need to satifsy some visa requirements. Here we are providing you a general overview of what you need to know: Follow the step-by-step guide, understand the requirements and ensure a smooth flow process for applying Schengen visa.


  1. Know your Visa Types:There are several types of Schengen visas available for travellers from India visiting Schengen area, depending on the purpose and duration of travel. Here are the main types:
    • Uniform Schengen visa (USV):Schengen visa (C-Type) - The C-type visa is a short stay visa for 90 days. This type of visa is suitable for tourists from India visiting Poland for pleasure, spend holidays and family visit.
    • Single entry visa: Allows entry into the Schengen Area for one continuous stay of up to 90 days within a 180-day period.
    • Double entry visa: Allows two entries into the Schengen Area within the validity period, with each stay not exceeding 90 days within a 180-day period.
    • Multiple entry visa: Allows two entries into the Schengen Area within the validity period, with each stay not exceeding 90 days within a 180-day period.
    • Airport transit Schengen visa (A-Type) - This type of visa permits the travellers to access the international transit area of a Polish airport in order to change flight.

    • National Schengen visa (D-Type) -The D-type visa is a long stay visa suitable for the travellers who are intended to stay for more than 90 days. Travellers who are traveling to Schengen countries from India for work or study reasons or who have plans to stay for longer duration can apply for this visa. These are issued by individual Schengen area countries.

  2. Where to apply :If your stay in one Schengen country for most of your time during your trip, then apply for visa at that consulate/embassy. If your trip includes multiple Schengen countries, then apply at the consulate/embassy of the country where you will enter the Schengen area first.
  3. Documents required :The documents required for a Schengen visa varies depending on the type of visa applied for. Some of the common documents required are
    • Visa form - Duly filled and signed visa application form either online or offline
    • Passport-sized photos
    • Valid passport with validity extended beyond your intended stay. It should also have at least two blank pages to affix the visa.
    • Travel itinerary (flight bookings, accommodation reservations).
    • Travel medical insurance covering each traveller with minimum 30,000 euros. It should also cover medical evacuation and repatriation.
    • Proof of sufficient funds like bank statements, sponsor letter to demonstrate you can support yourself financially during your stay
    • Purpose of visit saying you are visiting for pleasure, business trip, studies or for work.
  4. Submit your Application :You can submit application for Schengen visa online or offline.
  5. Schedule your interview :Pay the required fee and schedule an interview.
  6. Processing time:Once you complete your visa interview successfully, it might take a couple of weeks to get your visa.
  7. Visa granted :Once your visa is approved collect it from the consulate/embassy or visa application center (VAC). Check the visa sticker for accuracy regarding dates and type of visa granted.

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Frequently asked questions on Schengen visa

Which is the best travel insurance for Europe

There are many leading insurance players in the Indian insurance market who provide excellent travel insurance products for travel to Europe from India. The leading providers are TATA AIG's travel guard, Bajaj Allianz's travel companion, travel elite and travel prime depending on the age, Religare's explore Europe, Reliance's travel care, ICICI Lombard's international travel insurance, Cholamandalam.

The traveler has to choose the plan based on his choice of benefits and premium from schengen travel insurance companies. Few of these companies cover pre-existing medical conditions which is one of the major benefit which the traveler might be looking for. Fill the form to buy schengen visa insurance for Indians traveling to Europe.

A minimum health insurance cover of 30,000 Euros or $50,000 US Dollars without any medical restrictions on the policy coverage is accepted by the Schengen visa. The other requirements are the policy should be valid for the entire duration of the stay in the Schengen countries. The policy should also sufficient cover for medical evacuation and repatriation.

Schengen travel insurance is an international health insurance which covers the travellers when they are in the Schengen coountries. Use our compare tool to buy the cheapest travel insurance for Schengen visa.

The travel insurance which satisfies Schengen visa is required while you are travelling to Schengen countries.

Schengen insurance should be valid for the entire duration of the travel and stay in the Schengen area.

The policy for obtaining a Schengen visa includes several requirements and guidelines that traveller must adhere to. Some of the requirements to get the visa are purpose of travel, healh insurance cover, duration of travel.

No, gettting the Schengen visa involves certain process flow. Hence it might take 2 to 3 weeks to get the Schengen visa.

There are several insurance companies which provide insurance which is best for a Schengen visa. To name a few insurance company plans are Tata AIG's travel guard plus, Bajaj Allianz's travel ace, travel prime, travel elite and travel companion. Care health insurance plans like travel Europe, travel care plans from Reliance. Use the compare tool above, get free quotes, compare benefits and buy the policy online the best Schengen travel insurance.

Here there are two terms, if you looking at fee to get the Schengen visa, then it depends on factors like type of visa applying for, duration, purpose of visit. Alternatively if you are looking for travel insurance to get the Schengen visa, then the cost of insurance depends on travellers age, travel duration and sum insured.

Yes, in some cases there will be an interview if you applying for Schengen visa.

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