Our user-friendly comparison tool allows you to evaluate expert-reviewed travel insurance plans from top Indian insurers—helping you select the most suitable coverage for your journey abroad. Whether you're traveling for leisure, business, education, or visiting family, you can explore affordable premium options and purchase the right international travel insurance with confidence and ease.
If you encounter unexpected emergencies when you are on a trip, travel insurance can provide you financial protection. You can safeguard from unforeseen expenses for medical emergencies, legal issues, trip cancellations, and other travel-related problems with comprehensive coverage. It is prudent to get covered under a right policy that can cover you for range of potential issues.
Below is the table structure which helps you easily compare different plan types and and select what best fits your needs.
| Plan Type | Who is it for? | Key Features & Benefits |
|---|---|---|
| Individual Travel Insurance | Solo / single traveler |
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| Family Travel Insurance | traveling together as family |
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| Senior Citizen travel insurance | Travelers 61 years and above |
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| Student travel insurance | Students studying abroad |
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| Single trip travel insurance | One time trip |
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| Multi trip travel insurance | Frequent fliers, business persons |
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| Schengen travel insurance | Traveling to Schengen area |
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| Asia travel insurance | Traveling to Asian countries |
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| Domestic travel insurance | Traveling within India |
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| Group travel insurance | Traveling groups / organizations |
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The Tata AIG Travel Guard plus for 30 days starts at just ₹2,474 for coverage Worldwide Including USA & Canada. Tata AIG Travel Guard plus insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Travel Guard plus plan variants.
| Plan name | 0-40 Years | 41-60 Years | 61-70 Years |
| Silver $50,000 | ₹2,096 | ₹2,725 | ₹5,233 |
| Silver Plus $100,000 | ₹2,505 | ₹3,011 | ₹6,064 |
| Gold $250,000 | ₹2,836 | ₹3,892 | ₹7,430 |
| Platinum $500,000 | ₹3,007 | ₹4,323 | ₹7,968 |
| Titanium $750,000 | ₹4,046 | ₹5,428 | - |
| Titanium Plus $1,000,000 | ₹4,829 | ₹6,392 | - |
| Plan name | 71-75 Years | 76-80 Years |
| Senior $50,000 | ₹7,709 | ₹11,015 |
| Senior Plus $100,000 | ₹10,653 | ₹15,188 |
| Plan name | 81-85 Years | 86-90 Years | 90+ Years |
| Super Senior $50,000 | ₹21,613 | ₹34,724 | ₹43,757 |
Tata AIG Travel Guard plus for 30 days starts at just ₹1,183 for coverage Worldwide Excluding USA & Canada. Tata AIG Travel Guard plus insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Travel Guard plus plan variants.
| Plan name | 0-40 Years | 41-60 Years | 61-70 Years |
| Silver $50,000 | ₹1,002 | ₹1,242 | ₹2,435 |
| Silver Plus $100,000 | ₹1,178 | ₹1,534 | ₹3,113 |
| Gold $250,000 | ₹1,336 | ₹1,815 | ₹3,537 |
| Platinum $500,000 | ₹1,607 | ₹2,131 | ₹3,982 |
| Titanium $750,000 | ₹2,060 | ₹2,534 | - |
| Titanium Plus $1,000,000 | ₹2,523 | ₹3,072 | - |
| Plan name | 71-75 Years | 76-80 Years |
| Senior 50,000 | ₹4,953 | ₹6,103 |
| Senior Plus $100,000 | ₹5,596 | ₹7,925 |
| Plan name | 81-85 Years | 86-90 Years | 90+ Years |
| Super Senior $50,000 | ₹11,810 | ₹20,205 | ₹27,551 |
Indian travel insurance can be purchased by any Indian citizen irrespective of the type of policy. You can refer some of the eligibility criteria for different types of plans.
| Plan | Eligibility |
| Travel Insurance | 3 months to unlimited age |
| Single-Trip Insurance | One way trip or one round trip. Age 3 months to unlimited age |
| Multi-Trip Insurance | Multiple shorter trips 30, 45, 60 days within a year. Age 12 years to 80 years. |
| Family Travel Insurance | Aged 3 months to 70 years for self, spouse and 2 or 3 dependent children under 21 years |
| Senior Citizen Travel Insurance | Aged for seniors 61 years and above |
| Student Travel Insurance | Students enrolled in university with age 16 to 35 years |
| Schengen Travel Insurance | Travellers travelling to Schengen countries. Aged 3 months to unlimited age. |
Indian travel insurance policy can be bought by Indian citizens planning to visit abroad for any purpose. Permanent residents of India can also buy insurance for their overseas sojourn for different purposes of their trip. There ae few necessary documents required buy travel insurance like;
When you are traveling abroad you must be aware of facts that it involves several booking and non-refundable expenses. You can travel peacefully when you are covered with a comprehensive travel insurance plan that ensures you make the most of you trip. These are few important reasons to buy travel insurance online:
Your travel plans are prone to unpredictability from getting mugged to having a bad accident, you can face hassles on your trip. Your foreign travel can get messy because of these reasons, it is better to be covered under travel insurance to protect yourself financially. Travel insurance is never an extra expense but safety net that can protect you financially and give you peace of mind during travel duration.
If you are still confused then you must read these top reasons to buy travel insurance from India:
A proper travel insurance coverage irrespective of trip duration is a basic necessity. You can extend the existing plan by 1-2 weeks or more based on the insurer you have chosen.
| Feature | Single Trip Insurance | Multi Trip Insurance |
|---|---|---|
| Best For | Occasional travelers | Business travelers, frequent flyers, corporate employees |
| Coverage Period | One trip only (up to 360 days) | Multiple trips within one year (from policy start date.) |
| Trip Duration Limit | Any number of days as per plan chosen | Per trip duration 30, 45, 60 or 90 days as per plan chosen. |
| Premium Cost | Pay per trip | Annual premium once |
| Flexibility | Trip-specific coverage | Covers unlimited trips in a year |
| Convenience | Purchase each time you travel | One-time annual purchase for all trips in the year |
Yes, senior citizens age 61 to 80 years can now buy multi-trip travel insurance. Get quote and buy online.
Yes, travellers above the age of 70 years can get insurance coverage up to $100,000 without giving any medical reports. Compare and buy best senior citizen plan online.
Yes, we have tool which will give the premium and benefit details. You can compare and buy the cheapest Student plan. These plans are tailor made to suit foreign university requirements.
Yes, there are family travel insurance which cover pre-existing conditions under life threatening situations. Some of the plans offer family discount on the premium if you buy for family. Compare and buy family travel insurance at (Tata AIG family travel insurance / parents travel insurance)
Covid-19 is covered as any illness under travel medical insurance plan.
You can file a claim being abroad. Contact the relevant toll free number provided in the policy document and proceed as per their advice. Yes all insurance companies provide 24x7 customer support.
Yes, you can cancel your policy and get a refund of premium, if your policy has not yet started or you haven't traveled overseas.
Thanks to the rapidly growing Indian middle class, more and more Indians have disposable incomes and are able to travel outside India. This has been further fueled by the growth of internet and smartphones which has provided easy access to information and tools to travel overseas. As a result we often see Indians traveling to remote corners of the globe both for work as well as for vacations. Indian have truly taken to international travel bug with gusto and traveling overseas as well as travel within India has grown exponentially in the recent past.
However, while travel is exciting, care should be taken to handle unplanned adverse situations and emergency medical expenses which can create be very expensive. Depending on the traveller needs there are several insurance plans offered by IRDAI licensed Indian insurance providers (both public sector as well as private Insurance players). The public sector insurance companies include Oriental insurance, United India and National insurance. There are many private insurance players, some of the notable ones include TATA AIG , Bajaj Allianz, ICICI Lombard, Reliance, Future Generali, HDFC Tokio, Care etc.. The travel insurance policies offered by these companies can be for single trips, or for multiple trips, they could be for individuals or for families traveling together, different policies have also been designed for different age groups and based on the travel destination (within Asia, travel to Schengen states in Europe, travel to the USA etc..).
Indians travelling outside India should buy a best travel health insurance with our top India travel insurance companies providing coverage for accident and hospitalization expenses, sickness and medications, repatriation of remains in case of death, loss of checked baggage, passport loss...
Getting overseas travel insurance is very important given one vulnerability in new environment outside India and cost of healthcare in most countries. Travel at peace and security - The cost of travel insurance is easily worth the peace of mind and the security it provides which can be calculated using our travel insurance premium calculator.
NRIOL helps you compare and find best travel insurance policy based on your requirements.
International travel insurance popularly known as overseas travel medical insurance insures travelers for emergency accident and sickness medical expenses overseas. Expenses for more than 24 hours hospitalization is cashless after the deductible is paid, however doctor visits/physician visits and other outpatient medical expenses are on a reimbursement basis beyond the deductible amount. The deductible is the minimum amount the policy holder has to pay for before the insurance company pays for any expense. However there are a few companies which offer completely cashless plans even for outpatient medical expenses.
Once the traveler enters into a contract with the insurance company for his/her insurance, the insurance company provides him/her the policy copy which has the complete details of the coverage and the relevant toll free numbers where he/she should contact in case of a medical emergency or any other situation resulting in using the policy. The traveler can typically get insurance coverage for a maximum of six months and later on renew it for another six months. But this varies from company to company and it also varies with the age of the traveler. There are few companies which offer insurance for 360 days at one stretch depending on the travelers age. The travelers visiting Australia also can get travel medical insurance for one year. Compare nriol travel insurance and buy travel insurance online India.
Please find out the different types of travel insurance that suits your travel.
Click here to read more »Travelers already outside India without insurance? We can try to get special approval to buy the travel insurance online.
Click here to read more »Visitors travel insurance for pre-existing conditions.
Click here to read more »Indians while traveling outside India should buy proper travel health insurance. We help you find the travel insurance policy based on your requirements.
Compare and buy indian travel insurance for family travellers online.
Indians traveling to other Asian countries have the option of buying very specific Asia travel insurance.
India travel insurance covering pre-existing conditions.
Get free quotes and buy Indian Domestic travel insurance plans online.
Annual Multitrip insurance allows customers to travel outside India, anywhere in the world, any number of times during the coverage period of 1 year.
Group travel insurance is an insurance that will cover a group of people, buy group travel insurance policy online.
Travelers who are above 70+ can get quotes and compare senior citizens overseas travel insurance plans offered by Indian insurance companies.
Indian tourists have become a common sight across the globe. Indians with increasing affordability travel around the world for sightseeing, exploring destinations and shopping in foreign countries. Many foreign countries have observed the increase in number of tourists from India every year. Lots of countries woo Indian vacationers with attractive holiday packages and cheap airfares.
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