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Senior Citizens insurance for travelers from India

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Senior travel insurance for different ages

Travelers who are traveling to Europe to any of the Schengen countries namely, Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland can buy the cheap Schengen travel insurance online. This Schengen visa travel insurance is a requirement while applying for the Schengen visa. This single Schengen visa enables Indian travelers to visit any of Schengen countries.

These customized Indian travel insurance plans satisfy the Schengen travel insurance requirements and have been authorized by Schengen consulates. It is recommended to buy schengen travel insurance to exceed your travel duration by a week to ten days. We have had customers visa applications rejected if the travel insurance policy is for the exact duration as the trip.

above 70 years

Travel Insurance for Senior Citizens 71-79 years

Senior Travelers aged 71-79 years are covered under Indian Insurance Plans while overseas. The travelers may purchase the plan with or without medical tests and certain sublimts will apply

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above 70 years

Travel Insurance for seniors above 80 years

Indian overseas travel insurance plans for seniors aged above 80 years. These seniors above 80 years travel insurance plans are available without medical tests but with certain sub-limits

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Already outside India

Already outside India

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Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.

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Online Renewal

Online renewal

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Insurance customers can renew their existing policy online before the exipry date at any time.

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Travel Sublimits

Travel Sublimits

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Find out the difference between plans having sub-limits and not having sub-limits.

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Senior Citizen Travel Insurance - FAQ's

Which is the best travel insurance for Parents?

As your parents get older, they are more prone to diseases and chances of becoming sick is very high. Any unexpected mishaps like an illness or an accident can happen to our parents any time. So it is extremely important to get the best insurance in the market. There are some factors which you have to study before buying an insurance for them.

  • Quick service - The assistance service provider should be available 24X7 to assist the needy in case of emergency.
  • Comprehensive vs fixed benefit plan - Fixed benefit plans offer a limited coverage and are cheaper. While a comprehensive plan offers coverage up to policy maximum without any limitations.
  • Good at claims settlement - Select a company has smooth claims process and history of more settled claims.
  • Reliable - The policy should be reliable.
  • Coverage benefits - Looks for plans which suits your benefit requirements.

With more and more insurance companies coming forward travel insurance for senior citizens online. There are many insurance providers who offer popular travel insurance for senior citizens without any medical reports. With many company plans available in front of them. They should do little research of what the plan offers verses what they need. Not all companies have the same set of benefits. Some companies like TATA AIG and Religare are covering pre-existing diseases in case of life threatening situations for a limited amount. Fixed benefit and comprehensive plans with policy maximum up to $100,000 US Dollars can be purchased online without the need of any medical reports. Other factors to be kept while choosing a senior citizen plan is the policy duration available for purchase, ease of renewability, smooth claims process and the premium. There are many companies offering plans for citizens like TATA AIG, Bajaj Allianz, Religare and Reliance.

Generally travelers aged above 60 years are considered as senior citizens travelers. There are many companies which offer good plans for these travelers. They might be broadly classified into Comprehensive plan and Fixed benefit plan. Comprehensive plans offer full medical benefits without any restrictions up to policy maximum whereas Fixed benefit plans do have medical restrictions on the overall policy maximum. Fixed benefit plans are cheaper than comprehensive plans. Majority of the companies offer these senior citizen travel packages without any paper work and medical documents. They can be purchased online with one click. Please call our experts at +918041101026 or so that we can get in touch with you.

The travel medical insurance basically covers for sickness and accident medical expenses in overseas. The policy maximum and other benefits vary from one insurance company to other. Age, destination country, travel duration are the factors which decide the premium and policy benefits. Along with medical expenses other benefits the policy might include medical evacuation, repatriation, death due to accident, baggage loss, baggage delay, passport loss, trip delay, trip cancellation, coverage for pre-existing diseases and more. You need to go through the plan benefits before you make a purchase.

Few of the general exclusions of travel medical insurance can be listed as below.

  • Traveling against the advice of the physician.
  • Travelling for the purpose of obtaining treatment
  • Any Pre-existing diseases
  • Suicide, attempted suicide, HIV / AIDS, Any loss arising out of War, civil war, invasion, insurrection, revolution more. Please read the plan document before making a purchase.

Yes, you can extend the policy online. The policy holder has to declare that he/she is in good health and no claims. In case if the policy holder has any claims or the policy renewal request has been made after the expiry of the current policy. Then the request will go for approval after which the policy can be renewed. The renewal rules varies from company to company. Please contact our experts at +918041101026 or so they can guide to renew the policy.

Yes, you can purchase the policy online for your parents who will be traveling from India to different foreign countries. There are different modes through which you can buy the policy for your parents. You can pay online using your Indian / international credit cards, debit cards, internet banking, electronic funds transfer and through Indian rupee cheque.

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