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Annual Multitrip insurance allows customers to travel outside India, anywhere in the world, any number of times during the coverage period of 1 year. The Indian insurance plans offer affordable coverage for multi trip travel insurance India.
Note:
Please read through TATA AIG travel insurance brochure from TATA AIG for its policy wordings which explains the terms and conditions and plan benefits. The premium can be computed using our user friendly TATA AIG multi-trip insurance premium chart. You can renew/extend the plan using TATA AIG travel insurance extension on expiry. To buy travel insurance for your frequent travels you can also complete the online TATA AIG Travelguard annual multi trip proposal form.
| Categories | Specifications |
| Eligibility | 12 to 80 years |
| Coverage | Worldwide |
| Duration | 30, 45, 60, 90, 120, 150, 180 days within a year |
| Benefits | Medical and Hospitalisation Expenses, Dental Expenses, Baggage Delay or Baggage Loss, Passport Loss, Missed Connection, Flight Delay and Cancellation |
If you are traveling for more than thrice a year then you can buy annual multi trip insurance. The coverage period usually ranges from 20 to 30 days of consecutive travel per trip. There few insurers who also give extension periods of travel up to 60 days or more with additional premium collection.
Annual multi trip insurance can be bought by any Indian for who travels abroad more than 2 or 3 times a year. If you are in the age bracket of 18 and 70 years then you can also buy it for worldwide coverage. However, the eligibility criteria can be different for each insurer. Some insurers also offer these plans for minors who want to travel abroad frequently.
The Annual Multitrip Travel insurance cost starts at just ₹3,863 for coverage Worldwide Travel. The monthly cost depends on factors such as the Traveler's age and plan maximum.
| Traveler's age | Gold Plan - $250,000 | Platinum Plan - $500,000 | ||
| 30 day slab | 45 day slab | 30 day slab | 45 day slab | |
| 19-40 years | ₹3,863 | ₹4,273 | ₹4,260 | ₹4,857 |
| 41-55 years | ₹4,717 | ₹4,910 | ₹₹5,919 | ₹6,020 |
| 56-60 years (Limited coverage) | ₹4,717 | ₹4,910 | ₹5,919 | ₹6,020 |
| 56-60 years | ₹11,793 | ₹12,275 | ₹14,799 | ₹15,048 |
| 61-70 years (Limited coverage) | ₹9,324 | ₹14,890 | ₹10,789 | ₹17,408 |
| 61-70 years | ₹23,310 | ₹26,973 | ₹37,224 | ₹43,519 |
People traveling within India or overseas for business for a shorter duration with a year or frequent fliers can buy a multi trip travel medical insurance. The plans offered by different companies vary with coverage and slab days. The slabs offered by different companies are 30, 45, 60 or a 90 days slab. Though the policy coverage is for one year from the date of inception, the traveler cannot stay beyond the slab days he / she has purchased. Travelers traveling worldwide, worldwide excluding USA & Canada or any of the Asian countries can buy the multi trip travel medical insurance. Multi trip travel insurance plans covering Asian countries are cheaper than the plans offered for other destinations.
Now you might be thinking what this slab might be. To understand this let us take an example where a traveler has a multi trip travel medical insurance with 30 day slab which is valid from 01-Jan-xxxx to 31-Dec-xxxx. He / she travelers from India to overseas on 01-Mar-xxxx for some business trip. Then he / she has to return back to India on or before 30-Mar-xxxx. If the policy holder stays beyond 30 days, then from 31-Mar-xxxx he / she is not covered under this insurance till he / she returns back to India. Any claim arising during uninsured period has to be borne by the traveler. However he / she is covered during the next trip when traveling from India up to 30 days.
Please find out the different types of travel insurance that suits your travel.
Click here to read more »Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.
Click here to read more »Insurance customers can renew their existing policy online before the exipry date at any time.
Click here to read more »Find out the information, opinions about travel insurance
Click here to read more »Some customer feedback.
Click here to read more »Read articles related to travel segment.
Click here to read more »Ans:- Frequent fliers like the business people or corporates can buy a multi trip travel insurance plan. This plan is valid for one year with the slab duration of 30, 45,60 or 90 days. The maximum coverage and the slab days varies with company to company. Right now multi trip travel insurance is offered up to the age of 70 years and after that only renewals are allowed. Few companies which offer frequent flier travel insurance are TATA AIG, Bajaj Allianz, Reliance, Religare, ICICI Lombard, Cholamandalam and more.
An Annual Multi-Trip (AMT) is a travel insurance plan which offers medical and non-medical coverage to the policy holder for multiple trips in overseas throughout a year. These policies are valid for one year but each trip length is limited to 30, 45, 60 or 90 days depending on the plan chosen. They do not cover for 12 continuous months of stay in overseas. These plans are suitable for business people or frequent fliers who travel multiple number of times within a year.
The maximum age limit varies from one company to the other. Usually the maximum age limit is 70 years. Some companies offer lifelong renewal (renew for every year without a break) if you had a policy when you are under 70 years.
The maximum length of any one trip varies from 30, 45, 60 and 90 days depending on the insurance company.
The annual multi trip policies are valid for one year. You can travel any number of times within the policy tenure but should exceed the slab days chosen during each trip.
Indians while traveling outside India should buy proper travel health insurance. We help you find the travel insurance policy based on your requirements.
Compare and buy indian travel insurance for family travellers online.
Indians traveling to other Asian countries have the option of buying very specific Asia travel insurance.
India travel insurance covering pre-existing conditions.
Get free quotes and buy Indian Domestic travel insurance plans online.
Annual Multitrip insurance allows customers to travel outside India, anywhere in the world, any number of times during the coverage period of 1 year.
Group travel insurance is an insurance that will cover a group of people, buy group travel insurance policy online.
Travelers who are above 70+ can get quotes and compare senior citizens overseas travel insurance plans offered by Indian insurance companies.
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Thanks a lot for the speedy response and sending me the policy pdf.
Excellent Service Thanks a lot for your support. Your prompt services has made the complete job of taking the policy easy. I appreciate your kind service over the telephone as well as mails. For the further assistance in future, it would be a pleasure to call you back (I would need 2 more policies in the coming future)
Quick Service I appreciate the support and guidance towards helping me to complete the procedure for buy the policy. A company becomes a star when they have staff like you. Thank you once again. I acknowledge the receipt of the Policy.
Quick Service Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thanks again for the prompt endorsement and date change. Appreciate the help.
Convenient & Effortless
Thanks a lot for the speedy response and sending me the policy pdf.
Prompt Claims Settlement I am grateful for your cooperation and for the reimbursement which you have sent to my bank account.
Quick Service I appreciate the support and guidance towards helping me to complete the procedure for buy the policy. A company becomes a star when they have staff like you. Thank you once again. I acknowledge the receipt of the Policy.
Quick Service Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thanks again for the prompt endorsement and date change. Appreciate the help.
Convenient & Effortless
Thanks a lot for the speedy response and sending me the policy pdf.
Prompt Claims Settlement I am grateful for your cooperation and for the reimbursement which you have sent to my bank account.
Excellent Service Thanks a lot for your support. Your prompt services has made the complete job of taking the policy easy. I appreciate your kind service over the telephone as well as mails. For the further assistance in future, it would be a pleasure to call you back (I would need 2 more policies in the coming future)
Quick Service Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thanks again for the prompt endorsement and date change. Appreciate the help.
Convenient & Effortless
Thanks a lot for the speedy response and sending me the policy pdf.
Prompt Claims Settlement I am grateful for your cooperation and for the reimbursement which you have sent to my bank account.
Excellent Service Thanks a lot for your support. Your prompt services has made the complete job of taking the policy easy. I appreciate your kind service over the telephone as well as mails. For the further assistance in future, it would be a pleasure to call you back (I would need 2 more policies in the coming future)
Quick Service I appreciate the support and guidance towards helping me to complete the procedure for buy the policy. A company becomes a star when they have staff like you. Thank you once again. I acknowledge the receipt of the Policy.
Excellent Service Thanks again for the prompt endorsement and date change. Appreciate the help.
Convenient & Effortless
Thanks a lot for the speedy response and sending me the policy pdf.
Prompt Claims Settlement I am grateful for your cooperation and for the reimbursement which you have sent to my bank account.
Excellent Service Thanks a lot for your support. Your prompt services has made the complete job of taking the policy easy. I appreciate your kind service over the telephone as well as mails. For the further assistance in future, it would be a pleasure to call you back (I would need 2 more policies in the coming future)
Quick Service I appreciate the support and guidance towards helping me to complete the procedure for buy the policy. A company becomes a star when they have staff like you. Thank you once again. I acknowledge the receipt of the Policy.
Quick Service Thank you very much for your prompt response, as also for resolving my queries over the phone.
Convenient & Effortless
Thanks a lot for the speedy response and sending me the policy pdf.
Prompt Claims Settlement I am grateful for your cooperation and for the reimbursement which you have sent to my bank account.
Excellent Service Thanks a lot for your support. Your prompt services has made the complete job of taking the policy easy. I appreciate your kind service over the telephone as well as mails. For the further assistance in future, it would be a pleasure to call you back (I would need 2 more policies in the coming future)
Quick Service I appreciate the support and guidance towards helping me to complete the procedure for buy the policy. A company becomes a star when they have staff like you. Thank you once again. I acknowledge the receipt of the Policy.
Quick Service Thank you very much for your prompt response, as also for resolving my queries over the phone.
Excellent Service Thanks again for the prompt endorsement and date change. Appreciate the help.
Indian tourists have become a common sight across the globe. Indians with increasing affordability travel around the world for sightseeing, exploring destinations and shopping in foreign countries. Many foreign countries have observed the increase in number of tourists from India every year. Lots of countries woo Indian vacationers with attractive holiday packages and cheap airfares.
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