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Domestic travel insurance

Buy Bajaj Allianz Domestic insurance plan

Plan Type
Select a single trip plan option
     
calendar_month Date of Birth
   OR age years
Destination
No. of Travelers
calendar_month Start Date
calendar_month End Date
  Days: 
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Our customer support will assist you in finding the best policy.
bajaj Travel Insurance

Should I buy insurance for travelling within India?

There are some special plans under domestic travel insurance which an Indian citizens or Indian residents can buy for traveling within India. These plans are available as single trip and multi trip. Single trips are per trip basis which start when you leave your destination and end when you reach the destination or return back to your origin from where you started the journey. The cover varies with the plan you purchase. While the multi trip is suitable for frequent travelers who travel multiple times within a year within India. Domestic travel insurance India basically covers for accident medical expenses and other non-medical expenses like baggage loss, baggage delay, travel inconvenience benefits.

What is Domestic travel insurance?

It is becoming common for international travelers who are traveling outside India to buy travel medical insurance for unforeseen emergency situations. However these situations can also occur when you are traveling within India. Different Indian insurance companies like TATA AIG, Bajaj Allianz have now designed best domestic travel insurance India for Indian citizens traveling within India.

You can buy domestic travel insurance within India for short durations or frequent travelers can buy domestic multi-trip insurance where they can travel multiple times within a year with each trip being limited to a certain number of days according to the plan chosen. Currently domestic travel insurance covers medical expenses due to accidents, but it does not cover sickness medical expenses. They also provide coverage for medical expenses incurred towards the treatment due to accidental injuries while traveling by rail / road / air during the tenure of the policy. These plans also cover for accidental death, baggage loss, missed departure, trip delay, trip cancellation, bounced hotel bookings and more.

What are the features of Domestic travel insurance in India?

  • The policy is designed for individual policyholders.
  • It is available to individuals aged between 18 and 65 years.
  • Domestic travel insurance offers an affordable and stress-free way to protect yourself from unexpected events while traveling within your own country.
  • It provides coverage for the loss of travel tickets and passports.
  • The coverage lasts for one year, up to the insured sum limit.
  • It covers expenses resulting from flight delays and missed connecting flights.
  • Domestic travel insurance includes coverage for all costs related to repatriation and emergency evacuation.
  • It covers any liability for damage or loss of someone else's property.
  • Emergency medical costs and expenses for necessary dental treatment are included.
  • It offers full coverage for the total loss of accompanied baggage.

What are the things to remember while traveling in India?

Even when traveling within your own country, you’re not immune to unexpected events that could lead to loss or damage. That’s why it’s a good idea to invest in a domestic travel insurance plan to protect yourself from issues like lost baggage, flight delays, trip cancellations, and more. It's important to plan ahead and choose the right insurer who can meet all your needs. Since flight delays can disrupt your plans and cause financial setbacks, many insurers offer coverage for such situations, ensuring you’re protected.

What are the exclusions under Domestic travel insurance?

  • Non-medical expenses.
  • Travel against a doctor’s advice.
  • Travel for medical treatment or if the insured has been diagnosed with a terminal illness.
  • Accidents resulting from the consumption of alcohol or drugs.
  • Self-inflicted harm, suicide, sexually transmitted diseases, or mental health conditions such as stress, anxiety, or depression.
  • If the insured is a member of the Armed Forces and has not disclosed this information.
  • Participation in criminal activities, civil unrest, or riots.
  • Damages resulting from adventure activities such as water sports, mountaineering, bungee jumping, scuba diving, racing, or hang gliding.
  • Damage caused by activities like caving, hunting, horse riding, surfing, rafting, canoeing, and underwater sports.

TATA AIG Domestic travel insurance - FAQ's

Is Domestic travel insurance really necessary?

A vacation offers a perfect break from your everyday routine. However, when you're in a new city, unfamiliar with the people or language, what would you do if you found yourself in trouble? With a domestic travel insurance plan, there's no need to worry. You can explore any destination within the country with peace of mind, knowing your insurance policy has you covered for any unexpected issues that may arise.

Your insurance coverage begins the day you start your journey and remains valid until you return to your city of origin or for up to 30 days, whichever comes first. The exact end date of your coverage will be specified in your domestic travel insurance policy document.

You can purchase a domestic travel insurance plan for trips lasting up to 30 days.

Most insurance providers do not cover pre-existing illnesses.

How much does Bajaj Allianz Domestic travel insurance price cost per month?

The Bajaj Allianz Domestic travel plan for 6 months - 60 years is available at just ₹104 for one month, with a coverage limit of ₹1 Lac.

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