Family travel insurance

Traveling as a family is a wonderful experience. It is an opportunity to bond as a family and traveling together is a growing experience. Along with discovering a new location, you are getting to know your family members better when you are outside your family environment. Traveling as a family is invariably for a holiday and is usually a pleasant memory and part of our collective family history.
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It is important to make the family travel a joyful experience, and part of making this happen is to have good family travel medical insurance. Families traveling overseas can buy a family travel medical insurance to insure their family members. These family plans provide coverage for all family members in the event of an unforeseen medical emergency or even non-medical adverse situations.

There are many different family travel insurance products available in the Indian insurance market. The definition of ‘Family’ means a self, spouse and dependents under the age of 21 years. A Family floater plan is cheaper than Individual travel health insurance plans. In a family floater cover, any one of the policy holder or all the policy holders can use the policy. Few companies that offer family travel health insurance are Reliance general insurance, Bajaj Allianz general insurance and Apollo Munich family travel insurance. Family floater plans can be purchased for 6 months and later can be renewed for another 6 months. Some family plans even provide coverage for pre-existing medical conditions under life threatening situations.

family travel insurance

Which is the good family travel insurance?

Family travel insurance is a insurance provided to the family. Family means self, spouse and dependent children. A family can an individual travel insurance or a family floater travel insurance. In individual travel insurance, the maximum coverage and the policy benefits are covered individually while in a family floater plan, the maximum coverage is shared between the family members insured. A family floater plans works out to be cheaper than the individual plans. The advantage of family floater plan is that in case of claims, the entire sum insured can be used for that person. The popular family floater plans are offered by companies like Reliance, Apollo Munich and HDFC Ergo.

Overseas mediclaim travel insurance options for travellers of different ages

below 70 years
Below 70 years

Indian overseas travel insurance plans for travelers aged below 70 years.

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above 70 years
Above 70 years

Senior Travelers aged 71-79 years are covered under Indian Insurance Plans while overseas.

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above 80 years
Above 80 years

Indian overseas travel insurance plans for seniors aged above 80 years.

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Key features

buy online
Buy online
No paper work required and the policy can be bought online.
Cashless Hospitalization for accident and sickness medical expenses.
Medical issues
Reimbursement of Out Patient / Doctor visits including prescribed pharmacy bills.
Pre-existing diseases
Few plans provide coverage for Pre-existing diseases.
trip cancellation
Trip cancellation
Coverage for travel Inconvenience benefits like baggage loss, passport loss, baggage delay, trip cancellation, flight delay, trip delay, missed connection are more.
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Best price

This is the lowest price guaranteed for any given policy.
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Types of Insurance
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Please find out the different types of travel insurance that suits your travel.

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Already outside India
Already outside India
We can help!

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.

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Online Renewal
Online Renewal
Renew Today?

Insurance customers can renew their existing policy online before the exipry date at any time.

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Find out more about Indian travel insurance

Before the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.
After the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. We need scan copies of all pages of the passport as proof that you have not traveled overseas. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.

You can cancel the travel insurance policy and get a refund for the insurance plan. The policy may be cancelled if the cancellation occured before the start of the policy.

Given the high costs of healthcare around the world, Travel medical insurance is not a luxury but very much a necessity while traveling outside India. Overseas travel insurance coverage is in fact required as a mandate to get a visa while traveling to certain countries.

The main reason to buy travel insurance is to cover any emergency medical expenses of the traveler while outside Indian. Other unforeseen losses such as trip delays or baggage delays can also be covered. Depending upon the features of the plan that you purchase, travel insurance can provide the additional assurance that expenses will be covered for medical care including hospital admission, emergency dental care, and emergency medical evacuation. Emergency cash advances, and help with retrieval of luggage or other services may also be available.

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Travel to Europe Europe

Travelers who are traveling to Europe to any of the Schengen countries can buy the Schengen travel insurance.

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Domestic travel Domestic (Within India)

Travelers travelling within India can get the complete travel insurance quotes & can buy travel medical insurance.

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