Travel Insurance India - An overview

While traveling overseas from India to a foreign country, you should find the best travel insurance plan to suits your needs. The Indian international travel insurance plans are designed for the needs of Indian travelers and the coverage includes accident and hospitalization expenses, sickness and medications, repatriation of remains in case of death, loss of checked baggage, passport loss...
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Types of travel insurance India

Individual travel insurance Individual Travel Insurance
Individual travel insurance plans are designed for individual travelers both traveling overseas from India or for domestic travel within India. Given the changing lifestyle of people and stresses involved in our daily life, we are prone to many health disorders even at younger ages. Added to this increased vulnerability to health ailments is the increasing cost of healthcare day by day.
While overseas travel insurance covers both accident and sickness medical expenses while domestic Indian travel insurance covers only accident medical expenses. There are few insurance providers who cover pre-existing medical conditions for a limited amount. An individual traveling overseas can buy travel health insurance online and the policy will be emailed to the customer along with the coverage details and relevant phone numbers in case of any emergency.
Family travel insurance Family Travel Insurance
A Family refers to an Individual, individuals spouse and children. Family travel insurance is a family floater common coverage plan covering the whole family under one policy. Family travel medical insurance are cheaper than individual travel insurance plans.
The benefit of family travel insurance is that any of the individuals under the policy can use the entire sum insured or part of the sum insured. It is advisable to buy the family floater travel medical insurance when you are traveling for shorter durations or traveling to a country where medical expenses is cheaper.
Group travel insurance Group Travel Insurance
Group travel insurance is an insurance plan that will cover a group of people who might or might not belong to the same family for their overseas or domestic trip. Group travel insurance is cheaper when compared to individual travel medical insurance.
A team of travelers going for a holiday, or employees of a firm traveling overseas to participate in a seminar or conference can choose group travel insurance. One advantage of group travel insurance is that they can be customized according to the groups specific requirements.

Single Trip Travel Insurance

Single trip travel insurance covers the traveler for any unforeseen emergency medical expenses during ones travel outside India for the insurance coverage duration which is stated in the policy. These are also popularly known as round trip insurance. The maximum available duration usually is 180 days but this varies from company to company.
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Multi Trip Travel Insurance

Annual multi trip travel insurance which is suitable for business people who travel overseas frequently but for shorter stays. The trip period varies for different companies but is usually 30, 45, 60 and 90 days.
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Travel Insurance
Already outside India Already outside IndiaNeed help?

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance.

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Online Renewal Online RenewalRenew Today?

Insurance customers can renew their existing policy online before the exipry date at any time.

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Travel Sublimits Travel SublimitsCurious to know?

Find out the difference between plans having sub-limits and not having sub-limits

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International Travel Insurance

International travel insurance popularly known as overseas travel medical insurance insures travelers for emergency accident and sickness medical expenses overseas.
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Domestic Travel Insurance

Domestic travel insurance is for Indian citizens traveling within India. This provides coverage for medical expenses incurred towards the treatment due to accidental injuries while traveling by rail / road / air during the tenure of the policy.
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Travel Insurance
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Frequently asked questions?
Before the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.

After the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. We need scan copies of all pages of the passport as proof that you have not traveled overseas. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.
You can cancel the travel insurance policy and get a refund for the insurance plan. The policy may be cancelled if the cancellation occured before the start of the policy.
Given the high costs of healthcare around the world, Travel medical insurance is not a luxury but very much a necessity while traveling outside India. Overseas travel insurance coverage is in fact required as a mandate to get a visa while traveling to certain countries.
The main reason to buy travel insurance is to cover any emergency medical expenses of the traveler while outside Indian. Other unforeseen losses such as trip delays or baggage delays can also be covered. Depending upon the features of the plan that you purchase, travel insurance can provide the additional assurance that expenses will be covered for medical care including hospital admission, emergency dental care, and emergency medical evacuation. Emergency cash advances, and help with retrieval of luggage or other services may also be available.
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Tourists from India in foreign countries Indian tourists have become a common sight across the globe. Indians with increasing affordability travel around the world for sightseeing, exploring destinations and shopping in foreign countries. Many foreign countries have observed the increase in number of tourists from India every year. Lots of countries woo Indian vacationers with attractive holiday packages and cheap airfares.
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