If you are traveling outside Indian but to other Asian destinations, you might ask if it make any sense to buy travel insurance. One often wonders if it is it worth the money spent. If you are a budget traveler you will definitely think it is a waste of money as many believe that they are healthy and that nothing will happen to them during their travels.
However based on our experience with international travelers, we strongly recommend being secure by buying travel insurance. Given the increasing medical costs throughout the globe the importance of travel insurance is quite self evident. The additional cost of travel insurance is quite marginal for any international travel, and even if the insurance is not used, the assurance of having a safety net itself makes the insurance worthwhile. International travelers should be able to travel in peace and not face any hassles.
Life is uncertain where any medical emergency or accidental emergency may occur. For any unplanned adverse situations having adequate travel insurance makes a lot of sense.Indians traveling to other Asian countries have the option of buying very specific Asia travel insurance. Asia travel insurance is cheaper when compared to travel insurance for Europe or the US and they are comprehensive plans which provide travel and medical cover to the international traveller during their stay Asian countries. There are many Indian insurance providers who offer travel and health cover for traveling within Asian countries.
Some of the popular companies and products are TATA AIG Asia guard, Bajaj Allianz Asia plan, Reliance travel care, ICICI Lombard Asia travel, Religare explore Asia, Cholamandalam Asia travel and Apollo Munich Asia travel insurance. Some companies exclude certain destinations like Japan and Korea while other include these destinations. Asia travel medical insurance can be purchased online for any number of days up to maximum of 6 months. While some companies offers Asia travel insurance up to 360 days for travelers aged below 60 years. There are couple of companies which offer overseas travel insurance plans which cover pre-existing medical conditions under life threatening situations. Some companies provide Asia travel health insurance up to 70 years while a few offer for 70 plus travelers also.
Please find out the different types of travel insurance that suits your travel.
Click here to read more »Travelers already outside India without insurance? We can try to get special approval to buy the travel insurance online.
Click here to read more »Visitors travel insurance for pre-existing conditions.
Click here to read more »Cashless Hospitalization for accident and sickness medical expenses.
Reimbursement of Out Patient / Doctor visits including prescribed pharmacy bills.
Also available is coverage for pre-existing diseases.
Cover for Travel Inconvenience benefits like baggage loss, passport loss, baggage delay, trip are more.
Buy online without need of any paper work.
This is the lowest price guaranteed for any given policy.
Indians while traveling outside India should buy proper travel health insurance. We help you find the travel insurance policy based on your requirements.
Compare and buy indian travel insurance for family travellers online.
Indians traveling to other Asian countries have the option of buying very specific Asia travel insurance.
India travel insurance covering pre-existing conditions.
Get free quotes and buy Indian Domestic travel insurance plans online.
Annual Multitrip insurance allows customers to travel outside India, anywhere in the world, any number of times during the coverage period of 1 year.
Group travel insurance is an insurance that will cover a group of people, buy group travel insurance policy online.
Travelers who are above 70+ can get quotes and compare senior citizens overseas travel insurance plans offered by Indian insurance companies.
Once you complete the transaction, the policy will be sent to you immediately to the email-ids provided in the online application. The email copy of the policy is a valid legal document and a printout of the same is proof of your insurance coverage.
Before the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.
After the policy start date - We need an email from the policy holder for the cancellation of the policy and the reason for cancellation. We need scan copies of all pages of the passport as proof that you have not traveled overseas. The policy will be cancelled and refund will be sent to the customer after deducting the cancellation charges.
Given the high costs of healthcare around the world, Travel medical insurance is not a luxury but very much a necessity while traveling outside India. Overseas travel insurance coverage is in fact required as a mandate to get a visa while traveling to certain countries.
The outlay of money for travelling can be quite substantial. You may find yourself facing the loss of more money than you want to lose should unforeseen circumstances arise that make it necessary to cancel or interrupt your trip. Trip insurance can provide protection against such losses in many cases. Other unforeseen losses such as trip delays or baggage delays can also be covered. Depending upon the features of the plan that you purchase, travel insurance can provide the additional assurance that expenses will be covered for medical care including hospital admission, emergency dental care, and emergency medical evacuation. Emergency cash advances, and help with retrieval of luggage or other services may also be available.
Indian tourists have become a common sight across the globe. Indians with increasing affordability travel around the world for sightseeing, exploring destinations and shopping in foreign countries. Many foreign countries have observed the increase in number of tourists from India every year. Lots of countries woo Indian vacationers with attractive holiday packages and cheap airfares.
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