If you are traveling outside Indian but to other Asian destinations, you might ask if it make any sense to buy travel insurance. One often wonders if it is it worth the money spent. If you are a budget traveler you will definitely think it is a waste of money as many believe that they are healthy and that nothing will happen to them during their travels.
However based on our experience with international travelers, we strongly recommend being secure by buying travel insurance. Given the increasing medical costs throughout the globe the importance of travel insurance is quite self evident. The additional cost of travel insurance is quite marginal for any international travel, and even if the insurance is not used, the assurance of having a safety net itself makes the insurance worthwhile. International travelers should be able to travel in peace and not face any hassles.
Life is uncertain where any medical emergency or accidental emergency may occur. For any unplanned adverse situations having adequate travel insurance makes a lot of sense.Indians traveling to other Asian countries have the option of buying very specific Asia travel insurance. Asia travel insurance is cheaper when compared to travel insurance for Europe or the US and they are comprehensive plans which provide travel and medical cover to the international traveller during their stay Asian countries. There are many Indian insurance providers who offer travel and health cover for traveling within Asian countries.
Some of the popular companies and products are TATA AIG Asia guard, Bajaj Allianz Asia plan, Reliance travel care, ICICI Lombard Asia travel, Religare explore Asia, Cholamandalam Asia travel and Apollo Munich Asia travel insurance. Some companies exclude certain destinations like Japan and Korea while other include these destinations. Asia travel medical insurance can be purchased online for any number of days up to maximum of 6 months. While some companies offers Asia travel insurance up to 360 days for travelers aged below 60 years. There are couple of companies which offer overseas travel insurance plans which cover pre-existing medical conditions under life threatening situations. Some companies provide Asia travel health insurance up to 70 years while a few offer for 70 plus travelers also.
The Asia travel insurance price ranges between ₹665 to ₹928 per month for 25 years old traveler, based on type of plan and policy maximum coverage.
Explore Asia | ||
---|---|---|
Policy maximum | Cost for 30 days | |
$10,000 | ₹665 | |
$25,000 | ₹743 | |
$50,000 | ₹837 | |
$1,00,000 | ₹928 |
Typical exclusions may include coverage for high-risk activities (such as extreme sports), travel to countries with advisories, or incidents related to alcohol or drug use. It is crucial to read the terms and conditions to fully understand the exclusions associated with your policy.
To initiate a claim, you need to provide evidence of the incident, such as medical documentation, receipts for incurred expenses, police reports, and other relevant information.
Yes, if your trip is interrupted due to unforeseen circumstances, such as illness or a natural disaster, travel insurance can reimburse you for expenses that are non-refundable. It is advisable to review the cancellation policy to understand the specific events that are covered.
You can get travel insurance online by comparing various plans, thoroughly reviewing the policy details, and choosing the one that best meets your requirements. You will need to provide information regarding your travel dates, destination, and any existing medical conditions.
Please find out the different types of travel insurance that suits your travel.
Click here to read more »Travelers already outside India without insurance? We can try to get special approval to buy the travel insurance online.
Click here to read more »Visitors travel insurance for pre-existing conditions.
Click here to read more »Indians while traveling outside India should buy proper travel health insurance. We help you find the travel insurance policy based on your requirements.
Compare and buy indian travel insurance for family travellers online.
Indians traveling to other Asian countries have the option of buying very specific Asia travel insurance.
India travel insurance covering pre-existing conditions.
Get free quotes and buy Indian Domestic travel insurance plans online.
Annual Multitrip insurance allows customers to travel outside India, anywhere in the world, any number of times during the coverage period of 1 year.
Group travel insurance is an insurance that will cover a group of people, buy group travel insurance policy online.
Travelers who are above 70+ can get quotes and compare senior citizens overseas travel insurance plans offered by Indian insurance companies.
Indian tourists have become a common sight across the globe. Indians with increasing affordability travel around the world for sightseeing, exploring destinations and shopping in foreign countries. Many foreign countries have observed the increase in number of tourists from India every year. Lots of countries woo Indian vacationers with attractive holiday packages and cheap airfares.
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